Car Insurance in Guwahati Overview
Guwahati is one of the major cities in Assam. Guwahati offers a blend of cultural heritage and modernity. With its picturesque landscapes and growing urbanisation, it's no surprise that the number of vehicles on the roads is increasing rapidly. However, this also means a rise in potential risks for your car. Get Comprehensive Car Insurance in Guwahati from Shriram General Insurance to protect your car and wallet.

Car Insurance Plans in Guwahati
Here are the types of car insurance plans in Guwahati
Third-party Car Insurance Policy
In India, third-party insurance coverage is mandatory. This insurance protects you from legal liabilities caused by harm inflicted on a third person's property or injury.
Own Damage (OD) Cover
The Own Damage Cover specifically insures your car against losses resulting from collisions or natural and man-made disasters. The policyholder needs to have third-party insurance to buy OD cover separately.
Comprehensive Car Insurance Policy
Comprehensive car insurance gives you extensive insurance that covers third-party liability and own damage. It covers your car's repairs due to damage caused by man-made or natural disasters.
Benefits of Car Insurance in Guwahati
Here are some of the car insurance benefits you can take advantage of in Guwahati
How to Buy Car Insurance in Guwahati
How to Renew Car Insurance in Guwahati
Follow these simple steps to secure your vehicle
Visit our website or download the MySGI app.
Enter your car’s details and proceed further.
Select the car coverage plan and the add-ons you require.
Complete the payment digitally and get your policy instantly.
Renew your car insurance online in a few easy steps.
Visit our website or download the MySGI app.
Enter your vehicle information accurately.
Select the car insurance coverage and the optional add-ons you need.
Process your payment safely online and get your insurance renewed instantly.
Renew your insurance with Shriram Car Insurance today!
Benefits of Car Insurance Add-ons
Here are some of the available car insurance add-ons provided by Shriram General Insurance.
Engine Protection Cover
Get an engine protection cover to protect your car from engine damage caused by water ingression or leakage of lubricating oil due to accidents.
Zero Depreciation Cover
Eliminate the consequences of depreciation on the worth of your automobile while settling claims. Claim the complete expense of fixing or substitution without including loss of value.
Roadside Assistance Cover
Get roadside assistance in case your vehicle has a breakdown and needs to be towed. You also get other roadside assistance, including emergency fuel, tyre puncture repair and more.
Consumables Cover
Get coverage for the price of consumables like nuts, bolts, coolant, and engine oil, which are generally excluded from car insurance plans. The benefits of this add-on apply in case your insured vehicle met with an accident.
Personal Belongings Cover
This add-on cover provides protection against the loss of personal belongings left in a locked insured vehicle.
Emergency Transport & Hotel Expenses Reimbursement Cover
If your vehicle breaks down, this add-on provides coverage for the cost of emergency alternative accommodation or transportation.
Key Replacement Cover
This add-on provides cover for key replacement in the event of a lost key, theft of the vehicle key or if it's damaged.

Why Should You Choose Shriram General Insurance for Your Car Insurance?
Here are the benefits of choosing Shriram General Insurance as your car insurance provider
- Wide Range of Coverage Options Shriram General Insurance provides car insurance policy options that match your demands and monetary constraints.
- Convenient Online Services Shriram General Insurance supplies a user-centric online interface to quickly obtain and renew your car insurance.
- Add-on Covers for Enhanced Protection Shriram General Insurance provides additional protection options for your vehicle insurance policy.
- Competitive Premiums Shriram General Insurance aims to offer low-cost car insurance premiums without reducing the coverage.
- Quick and Hassle-free Claims Initiation Process Shriram General Insurance implements a seamless method to raise car insurance claims through the website or mobile app.
- Great Customer Support Shriram General Insurance’s customer support team is available from 4.00 am to 12.00 am.
How to Register a Car Insurance Claim in Guwahati?
To register a car insurance claim and initiate the process with Shriram, follow these steps
- Step 01
- Step 02
- Step 03

Log in to your Shriram user account through their website or MySGI app.

Input the policy details and information regarding damages.

Submit the required digital copies of the paperwork to register your claim.
Alternatively, contact Shriram by calling their toll-free line at 1800-300-30000 or 1800-103-3009. Their trained and helpful customer support team will support you through the vehicle insurance claim process.
Frequently Asked Questions (FAQs)
Here are some FAQs specific to car insurance in Guwahati
What is the validity period of a car insurance policy?

Third-Party Car Insurance policy for a brand-new car is mandatory for 3 years. You can also include the optional Own Damage Cover for your car. Once the 3 year third-party insurance is over, you can renew the TP and OD cover every year in one single comprehensive policy.
Is it mandatory to have car insurance in Guwahati?

Yes, it is mandatory to have at least Third-party Car Insurance anywhere in India, as per the Motor Vehicles Act of 1988.
Can I transfer my existing car insurance policy to a new car and cover it with the same policy?

No, you cannot transfer your existing car insurance policy to a new car, However, you can transfer the accumulated NCB.
What are the add-ons available with Shriram General Insurance?

Shriram General Insurance offers a range of add-ons, including an Engine Protector Cover, Roadside Assistance Cover, Personal Accident Cover for Passengers, and Zero Depreciation Cover. To know the exact list of add-ons offered by Shriram General Insurance, kindly refer to the relevant policy wordings.

List of Cashless Garages in Kolkata
Shriram General Insurance has a wide network of cashless garages in Guwahati. Get the complete list of cashless garages here.

List of Shriram General Insurance Branches in Guwahati
Shriram General Insurance has a strong presence in Guwahati with a number of branches. Click here for the complete list of Shriram General Insurance branches in Guwahati.