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Car Insurance in Indore Overview

Indore is a vibrant city in Madhya Pradesh that has a considerable population and attracts tourists from all around the country. Indore is also one of the fastest-growing cities in India. If you drive on the roads of Indore, car insurance is a must. Whether you navigate the bustling streets of Indore or embark on long journeys, Shriram General Insurance's car insurance add-ons grant peace of mind and financial security. Read on as we explain all about car insurance in Indore and the benefits of buying it from Shriram General Insurance.

Car Insurance Plans in Indore

We offer a range of insurance policies to suit your needs when it comes to car insurance in Indore at Shriram General Insurance. The details are as follows.

Comprehensive Car Insurance Policy

A comprehensive car insurance policy covers third-party damage, with additional coverage for damages to your own vehicle. It offers financial protection from accidental damage and covers theft and damage to your vehicle due to natural or man-made disasters. You can purchase add-on covers to enhance the coverage.

Own Damage (OD) Cover

Own Damage (OD) protects you against losses and expenses resulting from theft, natural disasters and accidental damage. The policy covers the cost of repairs or replacements. However, liabilities arising from third parties are not covered by this policy.

Third-party Car Insurance Policy

This policy covers liabilities arising from third-party liabilities. It includes bodily injury, death and property damage. It ensures you are financially protected in case of unfortunate incidents involving your vehicle. It is important to note that this type of car insurance does not cover accidental damage to your vehicle.

Benefits of Car Insurance in Indore

Here are a few benefits of car insurance in Indore.

Coverage for accidental damage

If your insured car suffers accidental damage due to man-made calamities, natural disasters, accidents, etc. our policy will cover such losses.

Coverage for third-party liabilities

Bodily injuries or property damage are sustained by a third party in an accident involving your insured car, comprehensive insurance will cover the expenses arising from these losses.

Helps you face legal consequences with no stress

We know getting involved in legal matters can be stressful. But when your vehicle is insured, you need not worry about these obligations.

Protection from natural disasters

It covers expenses on account of rainfall, floods and cyclones, as such events can cause significant damage to vehicles. With insurance, you get coverage against damage caused due to natural calamities.

Personal Accident Coverage

Car insurance often the optional personal accident cover. This means if you sustain injuries in an accident, your insurance policy will provide financial assistance for medical expenses and rehabilitation.

How to Buy Car Insurance in Indore
How to Renew Car Insurance in Indore

Shriram General Insurance makes the process of purchasing car insurance in Indore easier and more convenient than ever before. We provide user-friendly options and a seamless online platform whether you are purchasing a new car or renewing an existing policy. Getting insured with Shriram General Insurance is as simple as following these steps:

Download the MySGI mobile app or visit our website www.shriramgi.com.

Enter your details of your vehicle and move to the next step in the process.

Go through insurance plan options and make the right choice. You can also select optional add-ons.

Instantly receive the policy by paying the premium online without any hassle.

Renew car insurance in Indore hassles-free.Follow the below steps to renew your car insurance:

Begin by downloading the MySGI mobile app or logging on to the website www.shriramgi.com.

Enter the details of your vehicle and proceed.

Select your ideal plan and choose the optional add-ons.

Pay your car insurance renewal premium online and instantly receive your policy.

Types of Car Insurance Add-ons

There are a number of benefits and options available to car owners with car insurance add-ons. These add-ons are designed to provide additional protection and peace of mind. The following are the key add-on coverages in car insurance:

Nil Depreciation Cover

The Zero Depreciation Cover is among the most sought-after car insurance add-ons available through Shriram General Insurance in Indore. It ensures you receive the complete claim amount without needing to account for depreciation during car parts replacement.

Roadside Assistance Cover

Recognising that breakdowns or emergencies can occur anytime, anywhere, Shriram General Insurance offers the add-on. With this feature, you can avail of services such as towing, fuel assistance, flat tyre change, battery jump-start and more. This add-on brings peace of mind, ensuring you are never stranded on Indore's roads.

Engine Protection Cover

Navigating waterlogged streets during monsoons in Indore coils pose a risk to your car's engine. Shriram General Insurance's Engine Protection Cover provides coverage against engine damage caused by water ingress or oil leakage.

Personal Belongings Cover

This add-on covers the loss of personal belongings or car accessories from a locked insured vehicle.

Emergency Transport & Hotel Expenses Reimbursement Cover

The Emergency Transport and Hotel Expenses Cover provides coverage for the cost of alternative transportation and accommodation in the event of a breakdown.

Key Replacement Cover

A Key Replacement Cover protects you from the financial burden associated with the replacement or repair of lost or damaged car keys.

Why Should You Choose Shriram General Insurance for your car insurance?

It is essential to learn more about the organisation you are putting your trust in, so we have compiled some unique selling points to help you decide.

Reputable Organisation: An organisation's reputation plays a significant role in determining its authenticity. We have a track record of providing excellent services.
Supportive Customer Support: No matter what, you will always get support for whatever query you bring to the table. Our customer service executives are thorough with every single detail and assist clients with every policy-related question.
Efficient Claims Process: We have a proficient team at Shriram General Insurance who strive to deliver top-notch services. We have a well-defined claims process to ensure quick and efficient resolutions in case of an accident or claim.
Competitive Premiums: You can get competitive premiums that suit your needs. Several premium options are available at affordable costs.

How to Register a Car Insurance Claim in Indore?

Here are the steps to raise an online car insurance claim with Shriram General Insurance.

Step 01
Step 02
Step 03

Visit the website www.shriramgi.com or download the MySGI mobile app.

Choose the policy against which you need to raise a claim and answer questions related to your car's damages.

Register your claim by attaching the required soft copies of your documents.Our customer support team shall get in touch with you to help you with the claim process.

Alternatively, you can also call us at 1800-300-30000/1800-103-3009 to raise a claim against your car insurance policy. Our customer service team will guide you through the car insurance claim process. You can also call us for claim intimation.

Intimate Claim

Frequently Asked Questions (FAQs)

We understand that you have some queries regarding car insurance in Indore. Here, we have compiled some common questions often asked by our customers:

Is car insurance mandatory in Indore?

Yes, car insurance (third-party car insurance) is mandatory in Indore as per the Motor Vehicles Act. If you want to drive stress-free in Indore, you must have at least third-party car insurance.

What is the difference between comprehensive and third-party car insurance?

Third-party car insurance covers losses caused to someone else, whether it be bodily injuries/death or property damage. However, comprehensive car insurance covers third-party liabilities and own damage.

How is the car insurance premium determined?

Several factors are taken into consideration while determining car insurance premiums. For instance, the car's model, the vehicle's age, location (Indore), driving history and coverage options you choose.

Am I required to notify Shriram General Insurance if people in my car meet with an accident?

Yes. To ensure you receive the right assistance, please inform our team immediately. Most insurance policies specify the process policyholders must follow to log in claims. By notifying your insurer on time, you make the claims process easier as opposed to sending delayed intimation.