Morris Garages Car Insurance
With 24/7 Road Side Assistance, Shriram Car Insurance ensures that help is always just a call away, providing support whenever and wherever it's needed
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Morris Garages Car Insurance Overview
Morris Garages (MG) is a British automobile brand known for its stylish design, innovative technology and rich heritage. It was established in 1924, and MG has evolved from manufacturing iconic sports cars to a diverse range of modern vehicles, including SUVs, electric cars, and hybrids. China's SAIC Motor Corporation now owns it. MG combines British design with advanced engineering, providing affordable, feature-packed cars focusing on performance, comfort and sustainability.
Benefits of Buying MG Car Insurance Online
The benefits of purchasing MG Car Insurance online are listed below.
Morris Garages Car Insurance Coverages
- What is Covered?
- What is not Covered?
The coverages for MG Car Insurance are listed below
Third-party property/personal liability
Accidental damage
Damages caused by man-made disasters like strikes and riots
Damages caused by natural disasters like earthquakes and floods
Loss or damage to the vehicle
Shriram Car Insurance will not provide coverage for the following instances.
Normal wear and tear of the insured vehicle is excluded.
Damages to the insured vehicle caused while driving under the influence of alcohol are not covered.
Electrical or mechanical breakdowns of the insured vehicle are not included.
Damages caused while driving without a valid insurance policy are not covered.
Claims for add-ons not selected by the policyholder will not be entertained.
How to Buy and Renew MG Car Insurance
How to Buy MG Car Insurance OnlineOnline
How to Renew MG Car Insurance PolicyOnline
Shriram Car Insurance allows you to purchase Insurance for your MG car in three simple steps. You can buy it through the MYSGI app or website or by contacting customer care.
Enter the required car details to determine the premium for your Car Insurance.
Provide the car owner's details, such as name, email ID, mobile number, and address.
Choose all the suitable add-ons and check if all the given details are correct.
Select the payment method and complete your payment. Your MG Car will be insured.
Renew your MG Car Insurance online with three simple steps
Visit the Shriram General Insurance website (www.shriramgi.com) or the MYSGI app
Enter the car policy details like the registration number, year of manufacture and previous insurance policy.
Select the preferred coverage for your MG car and select suitable add-ons.
Once all the details are verified, complete your payment. Shriram Car Insurance will insure your MG car.
Types of MG Car Insurance
Shriram Car Insurance provides the types of car insurance listed below for your MG car.
Comprehensive Car Insurance
Comprehensive Car Insurance provides coverage for third-party liabilities and own damage. With comprehensive coverage, you can opt for add-ons that cater to your needs. Shriram Car Insurance provides Comprehensive Car Insurance for your MG Car, and you can also choose add-ons like Zero Depreciation, Key Replacement Cover, Road Side Assistance and Engine Protector Cover.
Third-party Car Insurance
MG Third-party Car Insurance provides coverage for third-party damage and losses. Additionally, it is mandatory to insure your MG car with Third-Party Insurance, which is mandated by the Indian Motor Vehicles Act of 1988. In case of loss or damage to third-party properties, your MG Car insurance will compensate for the loss. In case of unfortunate events like loss of life or any medical emergency, the insurance takes care of the expense.
Own-Damage Car Insurance
MG’s Own-Damage Car Insurance provides coverage for damages caused by accidents, natural disasters, man-made disasters, and theft of the policyholder’s vehicle. Own-Damage Insurance is not mandatory according to law. However, it is recommended that you opt for Own-Damage Car Insurance, which provides coverage for the above-listed damages.
MG Car Insurance Add-Ons
Shriram Car Insurance provides wide-range of add-ons for your MG Car.
Road Side Assistance
The Road Side Assistance (RSA) provides emergency assistance when your car breaks down. In case the vehicle cannot be repaired on the spot, it will be taken to a nearby garage for further assistance. Shriram Car Insurance has an extensive network of garages.
Zero Depreciation Cover
The value of the car depreciates every year. Zero-depreciation or Nil-Depreciation cover provides the full value of replaced parts without considering the depreciated value. Policyholders can claim the entire amount when they have zero depreciation cover.
Key Replacement Cover
Key Replacement cover is another essential add-on that provides coverage for the policyholder if the car key is stolen or lost. If the lock system is broken, the cost of replacing the lock and key will be reimbursed.
Engine Protector Cover
Engine Protector Cover is an add-on that safeguards your car’s engine against accidental damage of your car engine. It provides coverage against engine damages caused by water ingression.
Consumables Cover
Consumables cover is an add-on that provides coverage to the parts of the car that are one-time replaceable and are not included under the standard policy. The parts include screws, nuts and bolts, bearings, lubricants and AC gas.
MG Car Insurance Claim Process Online
You can start the claim process for your MG Car with Shriram Car Insurance in three simple steps.
- Step 1
- Step 2
- Step 3
Claim initiation can be done through the MYSGI app or the website.
Submit all the required details, like engine and chassis number, description and location of the accident, police complaint, vehicle's kilometre reading and the date and time of the accident.
The claims team will review all the details, and the claim will be settled.
How to Download MG Car Insurance Policy?
You can download the policy details for your MG car by following these simple steps:
Step 01
Visit the SGI website or the MYSGI app home page.
Step 02
Enter your Car Insurance details and click "Download".
Why Should You Buy MG Car Insurance from SGI?
Here are some reasons to consider us as your provider of MG Car Insurance.
Affordable premium
Shriram Car Insurance provides affordable premiums for your MG car.
Easy to purchase
Purchasing Car Insurance for your MG is also very easy. You can do it from the comfort of your home with just a click.
Coverage benefits
Shriram Car Insurance provides Third-Party Insurance, Own Damage Insurance and comprehensive Car coverage.
Add-on benefits
You can enhance your base coverage with a wide range of add-ons like Road Side Assistance, Zero Depreciation and Engine Protector Cover.
Easy Claim initiation
They have prompt customer support and an easy claim settlement process.
Frequently Asked Questions (FAQs)
Here are the answers to some of the commonly asked questions about MG Car Insurance.
Is Zero Depreciation required for MG Car insurance?
Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.
Is Insurance mandatory for MG cars?
Yes, Insurance is mandatory to drive in India. According to the Indian Motor Vehicles Act of 1988, Third-Party Insurance is mandatory for driving in India. Comprehensive Car Insurance is suggested, as it will cover both Own Damage, Third-Party Insurance and add-ons.
Where can I get MG Car Insurance?
Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.
What are the factors that affect MG Car Insurance?
Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.
