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Ambulance Service for Hospital Assistance Insurance Policy (ASHA) in India

Unfortunately, medical emergencies can happen anytime. Just picture this: you're in the midst of a crisis, and someone steps in to cover your ambulance services. They take you to the nearest hospital, ensure you receive the care you need. If you've already paid for ambulance services, they've got your back for reimbursement. That's what the Ambulance Service for Hospital Assistance Insurance Policy (ASHA) does!

What is Shri Ambulance Service

What is Shri Ambulance Service for Hospital Assistance Insurance?

Shri Ambulance Service for Hospital Assistance (ASHA) insurance is a product by Shriram General Insurance that provides coverage for ambulance services in the event of a medical emergency. The policy includes provisions for availing ambulance services from the place of occurrence of a medical emergency to the nearest hospital, and from one hospital to another for better medical aid. Furthermore, there is an option of reimbursing the actual fare expenses for ambulance services offered by an ambulance service provider or hospital

Features of Shri Ambulance Service for Hospital Assistance Insurance

Here are the features of the Shriram General’s ASHA Insurance.

Covers expenses related to ambulance services

Covers expenses related to ambulance services for medical emergencies within the specified distances and reimburses actual fare expenses for ambulance services

Includes transportation from the place of a medical emergency

Includes transportation from the place of a medical emergency to the nearest hospital and from one hospital to another for better medical aid

Maximum utilisation of benefits

Maximum utilisation of benefits up to two times during the policy period

Fast and hassle-free claim

Fast and hassle-free claim settlement process

Get your Shri Ambulance Service for Hospital Assistance Insurance in three steps

To obtain the Shri Ambulance Service for Hospital Assistance (ASHA) insurance, you can follow these steps.

1

Contact us to inquire about the ASHA insurance policy, discuss the coverage options and select a plan that best suits your requirements.

2

Provide the necessary personal information, complete the application form and submit any required documents to apply for the policy.

3

Step 3: Once the application is approved, make the required premium payment to activate the insurance coverage.

Benefits of Shri Ambulance Service for Hospital Assistance Insurance

Our ASHA Insurance offers several benefits, including the following.

Coverage for ambulance services during medical emergencies up to the covered distance and reimbursement of actual fare expenses for ambulance services.

Transportation from the place of occurrence of a medical emergency to the nearest hospital and from one hospital to another for better medical aid.

Reimbursement of actual fare expenses for ambulance services offered by an ambulance service provider or hospital, subject to the limit and distance mentioned in the opted plan.

Coverage of ambulance services for covered family members.

Fast settlement of claims after submission of all the relevant documents.

Frequently Asked Questions

What does the Shri Ambulance Service for Hospital Assistance (ASHA) insurance policy cover?

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The policy covers expenses related to ambulance services for medical emergencies within specified distances and reimburses actual fare expenses for ambulance services. It includes transportation from the place of a medical emergency to the nearest hospital and from one hospital to another for better medical aid. Additionally, coverage is also provided for ambulance services for covered family members.

What is the process to obtain the Shri Ambulance Service for Hospital Assistance (ASHA) insurance?

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To obtain ASHA insurance, you can contact Shriram General Insurance, inquire about the policy, discuss coverage options, and select a plan that best suits your requirements. Upon approval of the application, the required premium payment activates the insurance coverage.

Are there any specific conditions or exclusions under the ASHA policy?

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Yes, the policy specifies conditions such as a waiting period for coverage of ambulance expenses related to illness, and it excludes certain events such as unforeseen calamities.

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