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Home insurance protects the house against various man-made, natural disasters and other related threats through an agreement between the house owner and the insurance company
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Over 60 Lakh
Happy Customers
Provides coverage only for the structure of the building
Provides coverage for both the building and its belongings
Provides coverage only for the belongings of the premises insured
Shriram Home Insurance premiums are determined by variables such as construction area, location and size of the building, the value of building and contents, insurance plan opted and add-on coverages
The location of the building, the size of the construction area and the estimated cost of the building are the major factors in calculating the home insurance premium
The value of the contents insured will also be taken into account for the home insurance premium calculation
The cost of the premium depends on the type of insurance plan chosen by the insured. One can choose an insurance policy based on the risk coverage needed
Add-ons can be selected according to individual needs. The premium will be the sum of the basic policy and the add-ons
Renewal of a home insurance policy is quick and easy with Shriram General Insurance's digital platform. One can purchase or renew their home insurance in just a few steps. On-time renewal offers the following benefits:
There are several ways to save the cost of your home insurance premiums. By taking these factors into consideration, individuals can save on their home insurance premiums
Installing home safety gadgets reduces the chances of burglary or theft. As a result of the decreased risk, the home insurance premium will also be reduced
Check on several risk coverage plans available to protect your dream home and buy the right home insurance plans that suit your requirements
One can purchase a home insurance policy along with their motor insurance from the same insurer as a bundled policy
Yes, structure and building both relate to the physical components of the home, such as pillars, doors, walls and so on
If your home has been damaged by an event such as fire, robbery, storms, floods or earthquakes. Please call our toll-free number right away. Shriram Home Insurance team will take care of all the coverage needs
The building's total sum insured is calculated by considering the insured building's per square metre area and the construction cost of the building
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
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Do Parking Lot Accidents Qualify for Insurance Claims?
Posted on 2025-11-14 09:45:13
This blog explores the types of parking lot accidents covered by insurance, various insurance policies covering parking lot accidents, the claim-filing process for such incidents, and more, so you’re aware of what to do when you find yourself in a similar situation.
How Car Maintenance Differs in Metro Cities vs. Small Towns
Posted on 2025-11-13 12:25:49
If you’re a car owner who has driven to different places, you’ll probably know that car servicing in a metro city like Delhi or Mumbai is widely different from what you receive in a small town. While metro cities provide fast, tech-driven, yet costly servicing, small towns are known for personalised, manual, and budget-friendly servicing. Every car owner must understand this difference because it will directly impact their car’s safety, long-term reliability, and even its resale value. In this blog, you’ll find key highlights of car maintenance in metro vs. small towns, so you know how to navigate car servicing when travelling to different parts of the country.
Top Car Perfumes and Air Fresheners for Long Drives
Posted on 2025-11-12 13:53:59
There’s something about a long drive that either refreshes your soul or drains your energy. Surprisingly, the atmosphere inside your car determines which way it goes. A time-tested way to enhance your car’s cabin environment is to fill it with the smell of any luxury car perfume. Simply choosing the right hanging car freshener will uplift your mood and comfort. In this blog, we’ve shared the best car air fresheners that you can consider to improve your long-drive experiences.
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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
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