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  • Overview
  • Features And Benefits
  • Save on Premium
  • Calculate Premium
  • Types of Home Insurance
  • Coverages
  • Compare Plans
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
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What is Home Insurance

Home insurance protects the house against various man-made, natural disasters and other related threats through an agreement between the house owner and the insurance company

  • The challenges such as unpredictable heavy rains, sudden floods, fire, theft and so on can cause damage to your hard-earned home
  • Home insurance saves the day by covering the house against mishaps. If the insurer pays the home insurance premium in a timely manner, the insurance company will reimburse the policy holder for any unanticipated losses sustained by them in accordance with the policy's terms
  • Home insurance in India is not mandatory. However, it is highly recommended to safeguard your family's financial investment
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What is Home Insurance?
Nil Pending Complaints

Nil Pending Complaints

Over 60 Lakh Happy Customers

Over 60 Lakh
Happy Customers

Why Choose Shriram Home Insurance?

Why Choose Shriram Home Insurance?

  • Shriram Home Insurance policy is issued to offer comprehensive home and contents protection against various mishaps at an affordable rate
  • Stay worry-free with our long-term home insurance policy coverage options. Purchasing a Shriram Home Insurance policy online is quite easy and convenient
  • Shriram Home Insurance policy provides quick claims services, with a minimum turnaround time of one working day for all claim-related queries
  • We cover natural calamities like earthquakes, floods, cyclones, storms and lightning with Shriram Home Insurance policy
  • Our digital-friendly home insurance policy also covers damages due to fire, explosions, theft, etc. Shriram Home Insurance policy has several add-ons for home and contents at a nominal additional premium
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Shriram Home Insurance Coverages

Shriram Home Insurance Coverages

Shriram Home Insurance Coverages

Provides coverage only for the structure of the building

Building & Contents Cover

Building & Contents Cover

Provides coverage for both the building and its belongings

Contents Only Cover

Contents Only Cover

Provides coverage only for the belongings of the premises insured

How to Calculate Shriram Home Insurance Premium?

Shriram Home Insurance premiums are determined by variables such as construction area, location and size of the building, the value of building and contents, insurance plan opted and add-on coverages

Construction Area

The location of the building, the size of the construction area and the estimated cost of the building are the major factors in calculating the home insurance premium

Value of Contents

The value of the contents insured will also be taken into account for the home insurance premium calculation

Type of Insurance

The cost of the premium depends on the type of insurance plan chosen by the insured. One can choose an insurance policy based on the risk coverage needed

Add-ons

Add-ons can be selected according to individual needs. The premium will be the sum of the basic policy and the add-ons

Benefits of Renewing Shriram Home Insurance

Benefits of Renewing Shriram
Home Insurance

Renewal of a home insurance policy is quick and easy with Shriram General Insurance's digital platform. One can purchase or renew their home insurance in just a few steps. On-time renewal offers the following benefits:

  • No insurance break-ins
  • Continuity of coverage
  • Easy and quick claims
  • Get additional benefits
  • Stay protected without stress

How to Save on your Shriram Home Insurance Premium?

There are several ways to save the cost of your home insurance premiums. By taking these factors into consideration, individuals can save on their home insurance premiums

01

Installing Safety Gadgets

Installing home safety gadgets reduces the chances of burglary or theft. As a result of the decreased risk, the home insurance premium will also be reduced

02

Research and Compare Plans

Check on several risk coverage plans available to protect your dream home and buy the right home insurance plans that suit your requirements

03

Purchase Bundle Policies

One can purchase a home insurance policy along with their motor insurance from the same insurer as a bundled policy


Frequently Asked Questions

Are structure and building the same in home insurance?

Yes, structure and building both relate to the physical components of the home, such as pillars, doors, walls and so on

What should I do if my house is damaged?

If your home has been damaged by an event such as fire, robbery, storms, floods or earthquakes. Please call our toll-free number right away. Shriram Home Insurance team will take care of all the coverage needs

How is the sum insured for the building is calculated?

The building's total sum insured is calculated by considering the insured building's per square metre area and the construction cost of the building

What our customers say ?

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1753+ Customer Ratings

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MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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Good

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VAISHALI VAIBHAVKUMAR PANDYA

very good

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Blogs

How to Fill RTO Form 22: Complete Guide

How to Fill RTO Form 22 for New Vehicle Registration

Posted on 2025-04-24 09:32:03

A car must fulfil certain safety and environmental requirements before it can be allowed to be driven on Indian roads. The manufacturer's certification that the vehicle is roadworthy and satisfies the required emission standards, known as RTO Form 22, is one of the important documents attesting to this compliance. This form is quite important in the vehicle registration procedure, particularly for newly bought vehicles. Knowing how to properly fill out and submit RTO Form 22 guarantees a more seamless interaction with the Regional Transport Office (RTO). It keeps you in complete compliance with Indian traffic rules, regardless of whether you're a first-time car buyer or managing vehicle documentation for a fleet.

child safety seats guidelines

Child Safety Seats: Guidelines for Choosing and Installing Child Safety Seats

Posted on 2025-04-24 06:52:35

Child safety on Indian highways is becoming increasingly important. Even as car ownership is rising, the safety of young passengers is still being majorly neglected. Child safety seats are essential for keeping young passengers secure in the event of an accident or abrupt halt. They are not just additional accessories; they are lifesaving equipment. This guide explains how to choose and install the appropriate seat in accordance with Indian safety regulations.

what is the difference between toll and road tax

What Is the Difference Between Toll and Road Tax?

Posted on 2025-04-16 12:47:14

How is road tax different from toll tax? It all comes down to their objectives and payment methods. State governments in India levy road taxes at the time of vehicle registration as a one-time or recurring payment to fund road construction and maintenance. Toll charges are only applied while using specific highways, motorways, or bridges to assist in recouping the costs of constructing and operating these roads. Think of it this way: Road taxes work similarly to membership fees, providing access to all state roadways, regardless of whether you use them. Toll tax is a pay-as-you-go service, meaning you only pay when you use a particular road or bridge that needs additional investment. Knowing these taxes enables car owners to control spending and stay out of trouble with the law. Let us examine them in more detail.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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