24*7 Claim Notifications
Almost 100% Paperless
Best Claim settlement Awards 2022
Motor Insurance policy issued by the Insurance Regulatory and Development Authority of India (IRDAI) to cover vehicles on the road, including two-wheelers, four-wheelers and commercial vehicles
Nil Pending Complaints
Over 60 Lakh
Happy Customers
Shriram General Insurance offers two types of Motor Insurance Policies, Car Insurance and Two-Wheeler Insurance
Shriram Car Insurance policy protects your car from damage caused by unfavourable events, such as theft, accident and natural calamities
Benefits of Shriram Car Insurance
Shriram Two-Wheeler Insurance policy offers you an extra edge to protect the insured vehicle with a paperless process at your fingertips
Benefits of Shriram Two-Wheeler Insurance
Third-Party (TP) coverage is mandatory according to Section 146 of the Motor Vehicles Act, 1988. Third-party (opponent vehicle owner/pedestrian) motor insurance covers liabilities such as third-party vehicle/property damages and third-party injury
An Own Damage (OD) cover is focused on insuring your vehicle against damages such as accidents, theft, fire, natural calamities and man-made disasters
Comprehensive Coverage provides benefits of Third-Party and Own Damage cover along with Compulsory Personal Accident (CPA) add-on cover. With Shriram Comprehensive policy, choose suitable add-ons to enhance your coverage
The premium for Shriram Motor Insurance will be determined by various factors, including the type of vehicle, the model and variant, the year of manufacture, the Insured Declared Value (IDV), type of insurance policy and add-ons
The make and model of the vehicle are the primary factors in calculating a motor insurance premium
It is essential to determine a vehicle's manufacturing year in order to determine its IDV
The Insured Declared Value (IDV) is the vehicle's current value. Essentially, it is the maximum amount the insurer will pay if the vehicle suffers total loss in an accident
In India, third-party motor insurance is mandatory. The premium for Third-Party motor insurance depends on the vehicle's cubic capacity. Depending on the insurance company you choose, the Comprehensive and Standalone Own Damage (OD) insurance premiums will vary
Individuals can choose an add-on based on their needs. This adds to the cost of a standard motor insurance policy
An insured can save on Own Damage (OD) premium during renewal if they have not claimed any own damages during the previous policy period
Shriram General Insurance's digital-friendly platform makes renewing vehicle insurance policies simple and easy. At the convenience of your fingertips, you can buy or renew motor insurance from anywhere. Online renewal has the following benefits:
The factors mentioned here can help an insured to save on their vehicle insurance premium
Shriram General Insurance offers several types of motor insurance policies. Choosing a comprehensive motor insurance policy is the smartest option to protect your vehicle
Consider your options carefully when purchasing add-ons. It is advisable to buy add-ons only when they are needed. But choosing necessary add-ons will result in maximum coverage
Deductibles are out-of-pocket expenses; the insured must pay them during a claim. Always have a check on voluntary deductible during a policy purchase
It is always recommended that an insured renew their insurance policy on time to continue their No Claim Bonus (NCB). Because any break-in insurance will affect the NCB
If you’ve taken special measures to keep your car from getting stolen, you have an opportunity to save on your motor insurance premium. Install an anti-theft device (approved by ARAI) on your vehicle to receive this benefit
No, the Third-Party (TP) liability motor insurance policy is mandatory as per Section 146 of the Indian Motor Vehicles Act, 1988. It protects the owner of the vehicle against third-party personal liability and property losses
A 24*7 RSA cover offers quick assistance to a vehicle owner if his/her vehicle breaks down or has a mechanical failure on the road or at home. It includes providing breakdown support over the phone, battery jump-start, tyre repair service, towing facility to the nearest network garage and so on
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
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Car-Themed Cafe and Restaurants Across India: Where Automotive Meets Dining
Posted on 2025-12-01 12:59:45
The rising popularity of car-themed cafes in India indicates that the country’s dining scene is no longer just about food; it’s about the experience. Car-themed restaurants in India are growing rapidly because they blend the thrill of automobiles with the joy of eating out. Together, they create unique venues where decor, ambience, and themes are as much a part of the experience as the dishes themselves. This unique experience delights both automobile enthusiasts and casual diners alike. If you’re looking for a concept dining experience that combines playfulness, nostalgia, Insta-worthy backgrounds, and delicious food, then you must visit the automotive restaurants in India listed in this blog.
Best Car Phone Mounts and Holders for Safe Driving
Posted on 2025-11-28 10:35:29
Using a phone while driving is both risky and illegal in India, except when using hands-free devices. If you want to use your phone while driving, whether for entertainment or direction purposes, installing it on a phone mount for a car is a smarter option. This simple car accessory keeps your eyes on the road while keeping your phone within reach. Beyond safety, car mounts are also necessary for legal compliance. In this blog, you will find the five best car phone mounts that can simplify your driving experience.
Voice-Controlled Car Accessories: Alexa Auto vs. Google Assistant
Posted on 2025-11-27 10:40:33
The rush among major corporations to lead market disruption has given us smart car voice assistants that simplify everyday driving experiences. Google Assistant and Alexa in car environments can help you with every task that you could have asked for. From asking these voice assistants to share a better route to the office to calling someone from your contact list, they can do it effortlessly. While both are excellent car accessories, they’re not entirely the same. In this blog, we’ve shared a comparative analysis between the two so you can decide which is better for your car.
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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
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