24*7 Claim Notifications
Almost 100% Paperless
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Motor Insurance policy issued by the Insurance Regulatory and Development Authority of India (IRDAI) to cover vehicles on the road, including two-wheelers, four-wheelers and commercial vehicles
Nil Pending Complaints
Over 60 Lakh
Happy Customers
Shriram General Insurance offers two types of Motor Insurance Policies, Car Insurance and Two-Wheeler Insurance
Shriram Car Insurance policy protects your car from damage caused by unfavourable events, such as theft, accident and natural calamities
Benefits of Shriram Car Insurance
Shriram Two-Wheeler Insurance policy offers you an extra edge to protect the insured vehicle with a paperless process at your fingertips
Benefits of Shriram Two-Wheeler Insurance
Third-Party (TP) coverage is mandatory according to Section 146 of the Motor Vehicles Act, 1988. Third-party (opponent vehicle owner/pedestrian) motor insurance covers liabilities such as third-party vehicle/property damages and third-party injury
An Own Damage (OD) cover is focused on insuring your vehicle against damages such as accidents, theft, fire, natural calamities and man-made disasters
Comprehensive Coverage provides benefits of Third-Party and Own Damage cover along with Compulsory Personal Accident (CPA) add-on cover. With Shriram Comprehensive policy, choose suitable add-ons to enhance your coverage
The premium for Shriram Motor Insurance will be determined by various factors, including the type of vehicle, the model and variant, the year of manufacture, the Insured Declared Value (IDV), type of insurance policy and add-ons
The make and model of the vehicle are the primary factors in calculating a motor insurance premium
It is essential to determine a vehicle's manufacturing year in order to determine its IDV
The Insured Declared Value (IDV) is the vehicle's current value. Essentially, it is the maximum amount the insurer will pay if the vehicle suffers total loss in an accident
In India, third-party motor insurance is mandatory. The premium for Third-Party motor insurance depends on the vehicle's cubic capacity. Depending on the insurance company you choose, the Comprehensive and Standalone Own Damage (OD) insurance premiums will vary
Individuals can choose an add-on based on their needs. This adds to the cost of a standard motor insurance policy
An insured can save on Own Damage (OD) premium during renewal if they have not claimed any own damages during the previous policy period
Shriram General Insurance's digital-friendly platform makes renewing vehicle insurance policies simple and easy. At the convenience of your fingertips, you can buy or renew motor insurance from anywhere. Online renewal has the following benefits:
The factors mentioned here can help an insured to save on their vehicle insurance premium
Shriram General Insurance offers several types of motor insurance policies. Choosing a comprehensive motor insurance policy is the smartest option to protect your vehicle
Consider your options carefully when purchasing add-ons. It is advisable to buy add-ons only when they are needed. But choosing necessary add-ons will result in maximum coverage
Deductibles are out-of-pocket expenses; the insured must pay them during a claim. Always have a check on voluntary deductible during a policy purchase
It is always recommended that an insured renew their insurance policy on time to continue their No Claim Bonus (NCB). Because any break-in insurance will affect the NCB
If you’ve taken special measures to keep your car from getting stolen, you have an opportunity to save on your motor insurance premium. Install an anti-theft device (approved by ARAI) on your vehicle to receive this benefit
No, the Third-Party (TP) liability motor insurance policy is mandatory as per Section 146 of the Indian Motor Vehicles Act, 1988. It protects the owner of the vehicle against third-party personal liability and property losses
A 24*7 RSA cover offers quick assistance to a vehicle owner if his/her vehicle breaks down or has a mechanical failure on the road or at home. It includes providing breakdown support over the phone, battery jump-start, tyre repair service, towing facility to the nearest network garage and so on
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Your insurance policy is up for renewal.
Please renew your Insurance now for trouble-free driving.
Contact Shriram Support
IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
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