Personal Accident Insurance by Shriram General Insurance

Enhanced Consumer Adoption of Digital Car Maintenance Tools

Posted on 2026-01-28 12:35:36

The traditional car maintenance setup was both frustrating and time-consuming for consumers. From spending long hours at a garage to get car issues detected and fixed to memorising car servicing dates, everything was inconvenient. It is getting fixed by the widespread adoption of digital car maintenance tools. These tools range from car repair apps to smart diagnostic tools. They’re designed to help car owners and service providers streamline the entire maintenance process. You can use them to maintain service logs, diagnose issues, get timely servicing reminders, and more. It basically makes car maintenance convenient and effective.  People new to digital car maintenance tools should read this full blog. It covers everything one must know to decide whether to use it. 

Increasing Use of Refurbished and Aftermarket Parts in Rural India

Posted on 2026-01-27 12:21:05

Rural sales account for nearly 40% of overall Indian automotive sales. If you explore the replacement car market share, it has increased to 55% and is expected to grow to 70% in the coming years. Out of this, a significant share is occupied by aftermarket and refurbished car parts. The growth of refurbished and aftermarket car parts in rural India isn’t random. It’s driven by affordability and greater accessibility. If you visit any rural area, you’ll witness that refurbished and aftermarket car parts have become the go-to choice for mechanics, car owners, etc., over OEM parts. In this blog, we’ve shared what contributed to this demand and popularity. You can also find the key benefits, challenges, and market trends related to these parts.

Personalised Covers Based on Vehicle Tech Features

Posted on 2026-01-23 07:07:52

Traditional insurance used to charge similar premiums on vehicles of the same model, age, and brand, even if they were not used equally. This approach was unfair to car owners who barely used their cars. Thankfully, it is changing as insurers are rapidly adopting vehicle technology in the insurance segment. Today, most modern vehicles feature advanced vehicle technology, such as telematics, built-in safety sensors, and connectivity systems. Insurers use these tech features to get real-time vehicle data, including driving speed, braking patterns, mileage, and more. It gives a granular understanding of how a car is used, how it performs, and how safely it’s driven. Insurance companies can use this data to create individualised risk profiles, enabling them to provide personalised car insurance coverage. If you’re new to it, you must read the full blog for a clearer understanding.