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One can get injured while working in a construction area, inside organisation’s premises, while crossing a road or during any other activities. A Personal Accident Insurance policy protects insured members against unforeseen events such as accidental death, bodily injuries and partial/total disabilities, both permanent and temporary, caused by an accident
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Shriram Personal Accident Insurance premiums are determined by various factors such as sum insured, type of policy, occupation, annual income, age and policy term
The sum insured is the maximum amount payable in case of accidental death or permanent disability to the insured
Insureds are classified into several categories based on their occupation risk. The insured's occupation also determines the premium payable
Generally, the sum insured of personal accident insurance is calculated based on the insured's annual income
The age of the insured is also taken into account when calculating the personal accident insurance premium
Plan and coverages selected by the insured for personal accident insurance is one of the personal accident premium components
A longer policy term will result in a higher premium. An increase in the premium is also associated with an extension of the coverage period
Renewal of a personal accident insurance policy is quick and easy with Shriram General Insurance. One can purchase or renew personal accident insurance in just a few steps. On-time renewal offers the following benefits:
A personal accident insurance policy will protect you and your loved ones against unforeseen events.
Shriram Personal Accident Insurance can be bought for a maximum of 3 years as a one-time purchase
Yes, Shriram Personal Accident Insurance operates 24x7
Yes, you can apply for a duplicate policy by submitting a written request and paying a nominal fee.
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
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