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The amount paid to an insurer when buying a policy is called a premium. The premium for Shriram Personal Accident Insurance is calculated based on several components, such as the sum insured, policy term, type of policy, age, occupation and annual income of the insured
Sum insured refers to the maximum amount payable in case of accidental death or permanent disability
Depending on their occupation risk, insureds are classified into several categories. Likewise, the occupation of the insured is one of the premium-determining factors for personal accident insurance
An insured’s annual income is generally used to calculate the sum insured for personal accident insurance
An insured’s annual income is generally used to calculate the sum insured for personal accident insurance
When calculating the premium for personal accident insurance, the age of the insured is also taken into consideration
One of the components of personal accident premiums includes the plan and coverages selected by the insured
Premiums will increase with a longer policy term. As the coverage period extends, the premium also increases
The premium for Shriram Personal Accident Insurance is calculated based on several components, such as the sum insured, policy term, type of policy, age, occupation and annual income of the insured
Yes. The occupation of the insured is one of the premium-determining factors for personal accident insurance. Depending on their occupation risk, insureds are classified into several categories
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
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Car Ventilated Seats: How They Work and Are They Worth the Investment?
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Summers in India can be harsh. Getting into a car that’s been parked in the hot sun can be the equivalent of entering a hot oven. Car ventilated seats are a feature designed to enhance your driving experience. But what are car ventilated seats, how do they function and is the price tag justified? In this blog, we break this down so you can make an informed decision.
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Vehicle RC renewal is a mandatory process to continue using your vehicle legally after the initial registration period. Every vehicle in India needs a valid RC because it certifies a vehicle’s registration and identifies its legal owner. You can also find other crucial vehicle-related details on the RC, such as the vehicle’s class, chassis, and engine numbers. It’s an essential document for every Indian vehicle owner because driving without a valid RC is illegal. You can get hefty penalties, and your vehicle can be seized by authorities (in extreme scenarios). Generally, RC on private vehicles is valid for 15 years from the registration date. Then it requires timely renewal to maintain the vehicle’s registration validity. If your vehicle’s RC is nearing expiry, then you can renew it using the steps shared in this vehicle registration renewal guide.
Is It Possible to Sell a Car Without Valid Insurance?
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Having a four-wheeler can make getting around easier, especially for people who want to avoid crowded public transportation during busy times. Even if it's very easy, some car owners wish to sell their automobile for a variety of reasons, including financial difficulties, relocating to a new place, or the desire to get a newer, larger car. Some car owners may decide to reduce their vehicle-related expenses, such as insurance, since they no longer intend to use the vehicle in the long term. It makes them wonder whether selling a car without valid insurance is a good option. In this blog, we explore this possibility from multiple angles, enabling sellers to make an informed decision.
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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
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