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Overview
Features And Benefits
Types of Shriram Travel Insurance
Coverages
Compare Plan
Premium Components
Eligibility and Required Documents
Buy / Renew
Claim Process
Terminologies
Policy Download
FAQs

What is Travel Insurance ?

Travelling is extremely exciting and full of unexpected experiences. Sometimes a flight gets cancelled, the luggage gets lost or a trip can be delayed

Travel insurance covers your overall trip around the globe against any such unforeseen mishaps. It is beneficial for those travelling domestically or abroad
The travel insurance policy ensures comprehensive coverage against various scenarios, including flight delays, trip cancellations, flight cancellations, lost luggage, medical emergencies, loss of passport and so on
Currently, Shriram Travel Insurance provides coverage for international trips online. Shriram Travel Insurance policies online is completely customisable to suit the travel requirements of an individual/family who prefers overseas travel for leisure holidays/business/study

Nil Pending
Complaints

Over 60 Lakhs
Happy Customers

Why Choose Shriram Travel Insurance?

Shriram Travel Insurance offers coverage against various insurable losses such as lost passports, lost checked-in baggage, trip delays and more in just a click away
Shriram Travel Insurance has highly customised plans that make it easy for leisure, business and student travellers to travel to the USA, Canada, Schengen and other countries
A digital-friendly platform where you can purchase a travel insurance policy in less than 5 minutes
Shriram Travel Insurance offers various plans for all your travel needs like Single-Trip, Family Floater and Annual Multi-Trip international travel insurance plans
Shriram Travel Insurance policy offers a quick claim settlement process for all the immediate travel requirements in a few minutes

Single-Trip

Coverage for an entire international trip is readily available at your fingertips for a Single Trip plan from Shriram Travel Insurance

Annual Multi-Trip

Shriram Travel Insurance's Annual Multi-Trip plans give coverage for multiple overseas trips over a specified period with a single click

Family Floater

Shriram Travel Insurance Policy’s Family Floater plan is designed for families who desire to travel abroad

Shriram Travel Insurance Coverages

Shri Travel (50000 USD Coverage)

Shri Travel Plus (100000 USD Coverage)

Shri Elite (200000 USD Coverage)

How to Calculate Shriram Travel Insurance Premium?

Shriram Travel Insurance premiums are determined by variables such as duration of the trip, destination, number of travelers, age of travelers, policy type and add-on coverages

Duration of the Trip

The duration of the trip is one of the essential factors in calculating the travel insurance premium. As the trip duration increase, the cost of the premium also increases nominally

Destination of the Trip

Travel insurance premiums vary from country to country. Countries like USA/Canada are more expensive compared to other countries

Number of Travellers

The number of travellers associated with a trip is also included in the travel insurance premium calculation. A single-floater policy is cheaper compared to a family-floater policy

Age of Travellers

Travellers over 65 years may see a slight increase in premiums. Because senior citizens often suffer medical emergencies

Policy Coverage

The type of travel insurance plan and benefits availed by an insured are also responsible for the premium calculation

Benefits of Renewing Shriram Travel Insurance

If an insured needs to extend the duration of the trip, they can simply renew their travel insurance policy with Shriram General Insurance. One can purchase or renew their travel insurance in just a few steps. On-time renewal offers the following benefits:

Continuity of coverage
Easy and instant claims
Get additional benefits
Complete protection against risks
Assistance during a travel emergency

How to Save on your Shriram Travel Insurance Premium?

There are several ways to cut the cost of the travel insurance premiums. Individuals can save on travel insurance premiums by considering these factors

Research and Compare Plans

Insureds can protect their overseas travel to their dream destination by comparing several risk coverage plans and choosing the most suitable plan for their needs.

Purchase an Annual Multi-Trip Plan

One can purchase an annual multi-trip insurance plan if he/she is a frequent traveller to save on their premium

Choosing Add-ons

An insured can purchase add-ons based on their requirements and risk coverage. Some of the sought-after add-ons are Emergency Medical Assistance, Trip Cancellation, Baggage Loss and so on

Frequently Asked Questions

Why is Travel Insurance necessary?

Travel insurance protects policy holders against unfavourable circumstances, such as passport loss, personal injury, medical emergency, etc., Shriram Travel Insurance policy shields policy holders from all such travel risks. It offers you and your family immediate access to medical, monetary and other aid in the event of an emergency while travelling overseas

What are the factors that affect the Travel Insurance premium?

In a nutshell, your premium amount is calculated on the following factors:

Destination
Trip Duration
Type of Trip
Medical History

Can I buy Shriram Travel Insurance policy after I go abroad?

No. You must purchase Shriram Travel Insurance policy before leaving the country

Is International Travel Insurance required to obtain a visa for travel to certain countries?

Some countries may require International Travel Insurance as a condition of obtaining a visa. It is important to check the visa requirements for the country you plan to visit

Can International Travel Insurance cover the cost of a lost passport?

Yes, International Travel Insurance can provide coverage for the cost of a lost passport, which can be a significant expense to replace

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Cost-effective Premium

Affordable premium with minimal paperwork

Painless Claim Settlement

Instant cashless claim and reimbursement at your convenience

No Paperwork Process

A digital-friendly process to purchase/renew policies

24*7 Customer Assistance

Get timely assistance for a hassle-free insurance journey

Customised Travel Policy

A tailor-made travel insurance policy meets all your demands

175+ International Destinations

Your dream destination will be covered with online Shriram Travel Insurance

Benefits of Shriram Travel Insurance

Insuring your vehicle with Shriram General Insurance is simple, instant and effortless

Premium

Starting from ₹ 425* (* The premium excluding GST for Shri Travel)

Add-ons

Travel Delay, Trip Cancellation/Interruption, etc.,

Claim Process

Superfast Claim Process

Travel Delay Allowance

Up to US$ 100/-per day, if the trip gets delayed for more than 12 hours

Emergency Medical Assistance

Available

Personal Accident Add-on

Available

Frequently Asked Questions

How many members are covered under the Shriram Family Floater policy?

"Family" means self – up to the age of 65 years, spouse – up to the age of 65 years, child – maximum of two dependent children (from 90 days to 21 years of age) and parents - maximum of two dependent parents

What are the benefits of having Shriram Travel Insurance?

Shriram Travel Insurance provides various benefits such as coverage for trip cancellations or interruptions, medical expenses, emergency medical evacuation, lost or stolen luggage and personal liability

Is Travel Insurance really necessary? C

Travel Insurance is not always necessary, but it can be beneficial in many situations. If you are travelling to a foreign country or have invested a significant amount of money into your trip, it is recommended that you consider purchasing Travel Insurance to safeguard yourself from such financial losses

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Choose from Shriram General Insurance’s range of international travel insurance plans based on your budget and travel requirements with just a click

Single-Trip

Shriram Travel Insurance offers international Single-Trip plans online to provide coverage for an entire single-trip. With Shriram Travel Insurance, you can avail of overseas travel perks instantly

Annual Multi-Trip

Annual Multi-trip plans of Shriram Travel Insurance offers coverage for multiple international trips within a predetermined period. Typically, the cover provided by the multi-trip plan is valid for one year

Family Floater

Family floater plans are for families who wish to travel overseas. Shriram Travel Insurance plans offer Travel Insurance coverage for every family member travelling on the insured journey

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Shriram Travel Insurance Coverages

Section	Coverage Details	Coverage Amount	Shri Travel (USD 50000)	Shri Travel Plus (USD 100000)	Shri Travel Elite (USD 200000)
Section	Coverage Details	Coverage Amount	Age 90 days to 65 years	Age 90 days to 65 years	Age 90 days to 65 years
A	Medical Expenses Cover@	US$ 50,000 to 200,000	US $ 50000	US $ 100000	US $ 200000
	Cashless hospitalisation worldwide		YES	YES	YES
	Repatriation of Remains Sublimit of US$ 1000-	2000	US $ 1000	US $ 1500	US $ 2000
	Daily allowance in case of hospitalization$	US$ 25 (for 5 days)	US$ 25 (for 5 days)	US$ 25 (for 5 days)	US$ 25 (for 5 days)
B	Dental Treatment@	US$ 250	US$ 250	US$ 250	US$ 250
C	Total Loss of Checked-in	US$ 500	US$ 500	US$ 500	US$ 500
D	Delay of Checked-in Baggage ^	US$ 100	US$ 100	US$ 100	US$ 100
E	Loss of Passport **	US$ 200	US$ 200	US$ 200	US$ 200
F	Personal Liability$$	US$ 50000	US$ 25000	US$ 50000	US$ 50000
G	Personal Accident	US$ 15,000	US$ 10,000	US$ 15,000	US$ 15,000
H	Hijack Distress Allowance*** (applicable if > 24 hours & for maximum 7 days)	US$ 100 per day	US$ 100 per day	US$ 100 per day	US$ 100 per day
I	Financial Emergency Assistance**	US$ 300	US$ 300	US$ 300	US$ 300
J	Trip Cancellation & Interruption	US$ 250	No	US$ 250	US$ 250
K	Missed Connection?	US$ 500	US$ 250	US$ 500	US$ 500
L	Travel Delay++	US$ 250	No	US$ 500	US$ 250
M	Golfers Hole in One	US$ 500	No	No	US$ 500
N	Bail Bond Insurance	US$ 500	No	US$ 500	US$ 500
O	Trip Curtailment	US$ 250	No	US$ 250	US$ 250
@	Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis
**	Deductible of US$ 50
***	24 hours
$	2 days deductible - If hospitalisation is for more than 2 consecutive days, this benefit can be cleared only once during the policy period
^	Delay of more than 12 hours
++	Up to US$ 100/-per day, if the trip gets delayed for more than 12 hours
$$	Deductible of US$ 100

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Premium Table (Excluding GST)

	Shri Travel (USD 50000)				Shri Travel Plus (USD 100000)				Shri Travel Elite (USD 200000)
	Excluding USA/ Canada		Excluding USA/ Canada		Excluding USA/ Canada		Excluding USA/ Canada		Excluding USA/ Canada		Excluding USA/ Canadar
Age	Age 90 days -40 Yrs	Age 41- 65 Yrs	Age 90 days -40 Yrs	41- 65 Yrs	Age 90 days -40 Yrs	Age 41- 65 Yrs	Age 90 days -40 Yrs	41- 65 Yrs	Age 90 days -40 Yrs	Age 41- 65 Yrs	Age 90 days -40 Yrs	41- 65 Yrs
Days of Travel	Premium in Rs.
1-4 days	425	498	668	817	537	644	887	1038	630	705	1380	1992
5-7 days	505	547	768	860	644	752	974	1116	685	769	1380	1992
8-14 days	734	820	1096	1183	805	913	1307	1553	849	969	1491	2150
15-21 days	772	870	1172	1340	913	1035	1379	1836	997	1235	1586	2319
22-28 days	870	989	1340	1511	967	1162	1548	2141	1083	1396	1795	2677
29-35 days	1086	1255	1658	1771	1128	1405	1912	2509	1253	1665	2168	3179
36-47 days	1255	1446	1900	2172	1396	1624	2203	3127	1440	2040	2563	3896
48-60 days	1471	1712	2580	3505	1665	1913	3415	4691	1689	2577	4171	6335
61-75 days	1809	2099	3817	5107	2255	2722	4827	7048	2357	3114	5967	9669
76-90 days	2170	2484	4568	6182	2685	3418	5799	7048	4134	2992	7227	10907
91-120 days	2764	3297	5483	7311	3383	5021	7135	8864	3542	5745	8642	14125
121-150 days	3199	3797	6470	8499	3834	6320	9852	12457	4577	6572	10642	18062
151-180 days	4068	4774	7621	9375	5915	7518	12279	14623	6320	7941	13654	23653
* GST extra as applicable

Premium Table (Including GST)

	Shri Travel (USD 50000)				Shri Travel Plus (USD 100000)				Shri Travel Elite (USD 200000)
	Excluding USA/ Canada		Including USA/ Canada		Excluding USA/ Canada		Including USA/ Canada		Excluding USA/ Canada		Including USA/ Canada
Age	Age 90 days -40 Yrs	Age 41- 65 Yrs	Age 90 days -40 Yrs	41- 65 Yrs	Age 90 days -40 Yrs	Age 41- 65 Yrs	Age 90 days -40 Yrs	41- 65 Yrs	Age 90 days -40 Yrs	Age 41- 65 Yrs	Age 90 days -40 Yrs	41- 65 Yrs
Days of Travel	Premium in Rs.
1-4 days	501	588	788	964	634	760	1047	1225	744	832	1629	2350
5-7 days	596	646	906	1015	760	887	1150	1317	809	907	1629	2350
8-14 days	866	967	1294	1396	950	1077	1542	1833	1002	1144	1760	2537
15-21 days	910	1026	1382	1581	1077	1222	1627	2167	1177	1457	1871	2736
22-28 days	1026	1167	1581	1783	1140	1371	1827	2526	1277	1647	2118	3159
29-35 days	1282	1481	1957	2089	1331	1657	2256	2961	1479	1964	2559	3751
36-47 days	1481	1706	2242	2563	1647	1916	2599	3690	1699	2408	3025	4597
48-60 days	1735	2020	3045	4136	1964	2257	4029	5535	1993	3041	4922	7475
61-75 days	2134	2477	4505	6026	2661	3212	5696	8316	2782	3675	7041	11409
76-90 days	2560	2931	5390	7294	3168	4033	6843	8433	3530	4879	8528	12870
91-120 days	3262	3891	6470	8627	3992	5925	8419	10459	4179	6779	10198	16667
121-150 days	3775	4480	7635	10029	4524	7458	11625	14699	5401	7755	12558	21313
151-180 days	4800	5633	8992	11063	6980	8872	14489	17255	7458	9371	16112	27911
* Above Premium Is Inclusive Of 18% GST

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Shriram Travel Insurance Add-on Covers

Financial Emergency Assistance

Shriram Travel Insurance provides financial support under the Financial Emergency Assistance cover to save you from any unforeseen situations during the trip

Trip Cancellation & Interruption

The trip cancellation charge is an issue faced by several passengers all around. With Shriram Travel Insurance, your cancellation charges will get covered

Daily Hospital Allowance

Emergency hospital charges can be assisted by Shriram Travel Insurance under the Daily Hospital Allowance cover at the time of medical emergency during travel

Personal Accident

The Personal Accident cover offered by Shriram Travel Insurance helps you incur all the personal damage expenses during a trip with minimal documentation

Emergency Hotel Expenses

Expenses for lodging and boarding will be covered when the insured trip gets delayed by natural disasters, acts of terrorism or medical emergencies

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Frequently Asked Questions

Can a "Business Traveller" purchase travel insurance?

Yes. Both leisure and business travellers can opt for Shriram Travel Insurance packages. Those who travel frequently can choose Shriram Annual Multi-Trip Insurance plan for better benefits

Can a "Business Traveller" purchase travel insurance?

Yes. Both leisure and business travellers can opt for Shriram Travel Insurance packages. Those who travel frequently can choose Shriram Annual Multi-Trip Insurance plan for better benefits

1. How does Shriram Travel Insurance protect me from unforeseen circumstances?

Shriram Travel Insurance protects you from unforeseen circumstances. It provides coverage for situations such as trip cancellations due to illness or severe weather, lost or stolen luggage, emergency medical expenses and medical evacuation. These benefits can help you avoid significant financial losses while travelling

2. Can International Travel Insurance cover the cost of emergency medical evacuation?

Yes, International Travel Insurance can provide coverage for emergency medical evacuation, which can be very expensive without insurance coverage

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What is Covered?
What is not Covered?

Medical Expenses

Shriram Travel Insurance provides medical expenses as per the international trip's requirement. Any unforeseen mishaps during the travel are covered with emergency medical expenses

Cashless Hospitalisation Worldwide

Shriram Travel Insurance provides worldwide cashless hospitalization coverage to safeguard the policy holder against immediate hospital requirements

Dental Treatment Expenses

Shriram Travel Insurance provides dental treatment coverage in case of any dental issues during the trip. The dental treatment is based on various criteria, as mentioned in the policy

Total Loss of Checked-in Baggage

During the trip, many travellers face the loss of baggage at the airport. In this case, Shriram Travel Insurance helps cover the compensation for the total baggage loss

Delay of Checked-in Baggage

Many passengers face the issue of delay with checked-in baggage. Shriram Travel Insurance covers baggage delay loss with a quick claim settlement process

Loss of Passport

Loss of passports at unforeseen events will ruin the overall trip. In this case, Shriram Travel Insurance compensates the passport loss immediately

Travelling abroad for medical treatment

Any breach of law with criminal intent

Abuse of intoxicants or hallucinogens including drugs and alcohol

Self-inflicted injury suicide or attempted suicide

Pregnancy, childbirth and its complication

HIV/ AIDS, sexually transmitted diseases

Note: For a complete inclusion/exclusion list, please refer to the policy wording document

Frequently Asked Questions

What are the benefits of purchasing Shriram travel Insurance online?

Purchase your Shriram Travel Insurance anytime, anywhere, with our digital platform
Claim settlements are quick and effortless with minimal documentation
Shriram Travel Insurance policy provides comprehensive coverage for all your travel needs
Customisation of Shriram Travel Insurance policy is made simple and easy

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Benefits and Coverage	Single-Trip Plan	Family Floater Plan	Annual Multi-Trip Plan
Suitable for	Individuals	Family	Individuals
Destination Covered	Worldwide	Worldwide	Worldwide
Number of Travellers	Only for individuals	Maximum of 6 members	Only for individuals
Coverage for Valuables	Available	Available	Available
Cashless Hospitalisation	Available	Available	Available

Frequently Asked Questions

What are the factors involved during a policy extension?

The extension under the plan shall be provided, subject to the following:

The original policy period has not expired
There is no claim on the original policy
The declaration of good health
The extension can generally be effected only once on the policy
The extension in days not to exceed 180 days
The total extension including the original period should not exceed 360 days
The extension premium has to be paid before the actual extension is effected

1. What are some important factors to consider when choosing International Travel Insurance?

Some important factors to consider when choosing International Travel Insurance include coverage options, add-ons and the overall cost of the policy. It's also important to read the policy document to ensure that the policy covers the specific needs of your trip, including the countries you will be visiting

Is it necessary to purchase International Travel Insurance for short trips?

It is not necessary to purchase International Travel Insurance for short trips, but it is still recommended, as unexpected incidents can occur at any time

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An individual need to focus on various parameters when buying overseas travel insurance online via Shriram General Insurance's website. This is important to get the correct coverage mentioned in the policy online.

Destination

The trip's destination is also considered one of the factors in buying travel insurance online. The premium of your travel insurance policy goes up if your travelling location is adventurous and risky. Therefore, while opting for an online travel insurance policy, you should review every detail properly to avoid any mistakes

Trip Duration

The trip duration is one of the factors that need to be considered while buying overseas travel insurance. The length of the policy affects your pocket. If you have planned a short trip of 4-7 days, according to the duration you will be getting the coverage and if the trip is about 30 days, then it will cost high with add-on services. The premium calculation depends on the number of days you will spend during the trip. All policies will be issued for a maximum of 180 days. However, the insured can opt for an extension

Type of Trip

People plan various types of trips or vacations, i.e. for business and holiday purposes. Also, it affects the visits, depending on whether you are visiting a foreign destination once or frequently. The premium calculation also depends on the type of policy you opt for

Age of Travellers

There may be a slight increase in premiums for travellers over 65. This is because the chances of having a medical emergency increase as we age

Frequently Asked Questions

What are the exclusions of Shriram Travel Insurance policy?

We kindly request you to read our Travel Insurance policy wordings thoroughly on what risks are covered and not covered before purchasing the policy

Does Shriram Travel Insurance cover trip delays or missed flights?

Yes, Shriram Travel Insurance policies cover trip delays or missed flights. However, there may be specific conditions and exclusions that apply

What documents do I need to provide when making a Travel Insurance claim in India?

You need to provide the policy document, the original bills and receipts, medical reports (if applicable) and other relevant documents as per the insurer's requirements

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01

Shriram Travel Insurance policy is specifically designed to suit the requirements of an individual who is willing to travel overseas for a holiday, leisure or business purpose

02

The minimum age of the insured shall be 3 months and the maximum age shall be 65 years

Documents Required for Online Travel Insurance Claims

Passport copy
Travel ticket copy
Insurance copy (Optional)
Claim Form duly filled and signed
Medical bills, Payment receipt and discharge voucher
Signature ID proof (Insured)
Customer's bank details with a cancelled cheque for claim payment through (NEFT)
Customer's bank details with a cancelled cheque (Where the Premium is greater than (>) 25,000/-)
Others (If required by the claims team, depending on the severity of the accident)

Frequently Asked Questions

What are the age criteria for the issuance of Shriram Travel Insurance?

Children as young as 90 days old and individuals up to the age of 65 get covered by Shriram Travel Insurance

What is the minimum duration of a Travel Insurance policy in India?

The minimum duration of a Travel Insurance policy in India varies from insurer to insurer. It typically ranges from 1 day to 7 days

What is the maximum age limit for purchasing Travel Insurance in India?

The maximum age limit for purchasing Travel Insurance in India varies from insurer to insurer. In Shriram General Insurance, the maximum age for insureds will be 60 years

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Buy Shriram Travel Insurance Online
Renew Shriram Travel Insurance Online

Click and buy Shriram Travel Insurance policy online via 3 simple steps on the SGI website/MySGI App/call our toll-free number ( 1800-300-3000/ 1800-103-3009) at your convenience

Provide basic travel details to estimate the premium

You are requested to provide the basic travel details such as Destination, Duration of the trip, Number of Travellers, Date of Birth and Mobile Number

Choose the policy cover and add-ons

Choose the policy that fits your requirements along with the necessary add-ons to protect your international journey

Complete your online payment and insure the overseas travel instantly

Kindly complete the online payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking) and get Shriram Travel Insurance on the go

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Shriram Travel Insurance can be renewed by directly visiting Shriram General Insurance’s branch office or by calling the toll-free number ( 1800-300-3000/ 1800-103-3009) at your convenience

Approach the SGI branch office/dial the toll-free number

You are kindly requested to approach the respective authority for your travel insurance renewal

Please submit your existing policy details

You are requested to submit the existing policy details to our customer care representative/branch office personnel to renew your travel insurance at ease

Complete the payment and renew your travel insurance instantly

Kindly complete the payment by selecting the preferred payment method (Cash, Cheque, Debit Card, Credit Card or Net Banking) and get your Shriram Travel Insurance renewed

Frequently Asked Questions

What are the methods available to pay the Shriram Travel Insurance policy premium?

The payment methods available currently are as follows:

Some of the benefits are:

Cash
Cheque
Internet Banking
Debit Card
Credit card

How to calculate a Travel Insurance premium?

To calculate your Travel Insurance premium, one needs to choose the type of coverage, choose the coverage limit, determine the length of your trip, choose your destination, determine the age of the travellers, calculate the premium and compare policies available

Are there any exclusions under Travel Insurance in India?

Yes, there are exclusions under Travel Insurance in India, such as pre-existing medical conditions, self-inflicted injuries, participation in illegal activities and more. It is essential to read the policy document carefully to understand the exclusions

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Shriram Travel Insurance policy offers a quick and painless claim settlement process at the convenience of your fingertips

Get your Shriram Travel Insurance Claim Settlement in 3 Simple Steps

step 1
step 2
step 3

Register your Claim

Visit Shriram General Insurance website and register your claim or over the phone at 1800-300-30000/1800-103-3009 or through the MYSGI App
You will be contacted by our customer service team and guided throughout Shriram Travel Insurance online claim process

Submit the Required Documents

Submission of the required travel documents (Travel Policy, Passport, Medical Bills, etc.,) is mandatory to proceed further

Claim Settlement

After we receive the documents, our team will initiate the process and send the funds directly to the recipient after verification

Intimate Claim

Benefits of Shriram Travel Insurance Online Claim Process

Quick Notification of Claims
Instant Claim Settlement
Easy Claim Procedure
Timely Customer Assistance
24*7 Online Support

Frequently Asked Questions

Do I need an FIR to register for a claim?

An FIR (First Information Report) is required in cases of:

Loss of Passport
Bail Bond
Accidental Claim
Personal Liability
Financial Emergency

What happens if Shriram Travel Insurance claim gets rejected?

Travel insurance claims can be rejected in several situations. Our customer service representatives will explain the rejection. You are welcome to raise a request if more clarity is required on the claim rejection

Can I purchase Travel Insurance after booking my trip to USA?

TYes, you can purchase Travel Insurance after booking your trip to USA. However, it is advisable to buy Travel Insurance as early as possible to avail of the maximum benefits

Cashless Settlement

Cashless settlement is a process where the insurer directly pays the costs of any insurable loss on behalf of the policy holder

Reimbursement

Reimbursement is a claim settlement process wherein the policy holder pays the expenses independently and the insurer will later reimburse the costs as per the coverage limits

Emergency Medical Expenses

An insured individual's medical expenses incurred as a result of illness or medical treatment recommended by a qualified physician during the trip will be covered

Frequently Asked Questions

What is Sum Insured?

The sum insured is the maximum coverage a travel insurance policy holder is entitled to under any insurable event

What is known as a Deductible?

It may be necessary for policyholders to pay a small amount in certain circumstances as deductibles. The insurer will bear the rest of the expenses of the insurable losses as per the terms and conditions of the Shriram Travel Insurance policy

Does Travel Insurance cover trip cancellations due to COVID-19?

Yes, some Travel Insurance policies cover trip cancellations due to COVID-19. However, it is essential to read the policy document carefully to understand the coverage

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Download Your Shriram Travel Insurance Policy

Step 01

Visit the SGI website/MYSGI App home page and scroll to the top to access your Shriram Travel Insurance account

Step 02

Enter your travel insurance policy and click "Download" to get your policy document

Note: The insured can also receive Shriram Travel Insurance policy document via email

Download Policy

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General Cover Premium Claim Policy

Why do I need Shriram Travel Insurance?

Purchasing a Shriram Travel Insurance policy protects you against threats such as loss of passport, baggage delay, emergency medical assistance, etc. Shriram Travel Insurance provides medical, financial and other assistance to you and your family in case of any emergency while travelling abroad

Is Travel Insurance mandatory by law?

No. Travel insurance is not required. However, some countries have made it mandatory. For example, Schengen Countries and Australia require visitors to have valid travel insurance

What are the age criteria for the issuance of Shriram Travel Insurance?

Children as young as 45 days old and individuals up to the age of 65 years get covered by Shriram Travel Insurance

What is Travel Insurance, and why is it essential for travel abroad?

Travel Insurance is a type of insurance that provides coverage for unexpected incidents while travelling. It is essential for people who travel abroad because it can protect them from unforeseen situations like medical emergencies, trip cancellations and theft

Does International Travel Insurance have a validity period?

Yes. International Travel Insurance is available for 180 days at a time. If necessary, you can extend your Travel Insurance

Do I get emergency medical assistance while travelling abroad?

Yes, Shriram Travel Insurance will provide emergency medical assistance for sudden illness/injury incurred during the trip
Medical expenses including transportation, evacuation and repatriation of mortal remains are covered

What are all risks covered in my Shriram Travel Insurance policy?

The risks are covered based on the plans and add-on covers opted for. Some of them are listed below:

Medical expenses
Emergency medical evacuation
Transport of mortal remains
Dental treatment
Loss of passport
Total loss of checked-in baggage
Delay of checked-in baggage
Personal accidents and more

How will the Shriram Travel Insurance policy help me in getting a duplicate passport?

Shriram Travel Insurance policy provides reimbursement for a duplicate passport in case of Loss of Passport. But it does not cover if customs/police officials detained your passport, lost due to negligence and without a police FIR in case of a theft

What are the exclusions of Shriram Travel Insurance policy?

We kindly request you to read our Travel Insurance policy wordings thoroughly on what risks are covered and not covered before purchasing the policy

How Shriram Travel Insurance Premium get calculated?

Shriram Travel Insurance premium is calculated based on the destination of the travel, No. of. Travellers and duration of the journey

What are modes of payment available for the Travel Insurance premium?

Payment modes available currently are as follows:

Cashs
Cheque
Internet Banking
Debit Card
Credit Card

Do I get charged an additional premium for extending my Travel Insurance Policy?

Yes. An additional premium will be charged for the extension of Shriram Travel Insurance

What are the benefits of Shriram Travel Insurance?

Quick Notification of Claim
Superfast Claim Settlement
Easy Claim Procedure
Timely Customer Assistance
24*7 Online Claim Support

How to register for Shriram Travel Insurance claim?

Register a claim online on Shriram General Insurance website or call our Toll-Free number at 1800-300-30000/1800-103-3009 or through the MYSGI App
You will be contacted by our customer service team and guided through the Shriram Travel Insurance online claim process

Do pre-existing diseases get covered under this policy?

Pre-existing medical conditions or illnesses, whether declared or not at the time of purchase of Shriram Travel Insurance, are not covered under this policy

Is paperwork needed for purchasing Shriram Travel Insurance Policy?

No. Shriram General Insurance is completely digital now. You can now purchase a Shriram Travel Insurance policy with zero paperwork at an affordable premium

Can I buy more than one Travel Insurance policy for the same trip?

No, it is not possible to buy two different travel insurance for the same trip

Is it necessary for the policy holder to stay in India while purchasing the policy?

Yes. The policy holder must stay in India at the time of purchasing Shriram Travel Insurance

What documents are required to cancel Shriram Travel Insurance?

Shriram Travel Insurance policy documents, Passport Copy/Visa Cancellation Copy, Ticket Cancellation Copy, Letter/Email stating the reason for the cancellation of the policy and other basic documents required by customer support

Note: Cancellation charges apply

What our customers say ?

Divyansh says,

Shriram General Insurance is the best travel insurance and i can confidently recommend.Truly the best online travel insurance site in India. Thanks to Shriram General Insurance !.

Vidit says,

Shriram General Insurance has a very encouraging overseas travel insurance program for us. Overall it's very nice

Malik says,

I had some doubts when reading the terms and conditions of my travel insurance. I called the Shriram General Insurance helpline and they cleared up most of my doubts.

Prakash says,

SGI Health Insurance currently administers my health insurance policy. I still have a bonus and there hasn't been a claim. This insurance covers all hospitals for cashless payments. Customer support is excellent.

Apeksha says,

This group health insurance policy, which has a Rs. coverage amount, was obtained from Shriram General Insurance. They have connections with several hospitals and also offer cashless medical care.

Ashwin says,

“I am satisfied with Health insurance claim service” Got my Health insurance policy claim. Thanks a lot for quick response. Great customer satisfaction policy

Chiranjeev says,

My Commercial Vehicle Insurance is the best. These are very good, helpful and wonderful people. I am pleased to join Shriram General Insurance commercial vehicle insurance plan.

Purushottam says,

For commercial vehicle insurance, I can suggest Shriram General Insurance with confidence. I'm relieved that my vehicle is now protected and secure, I appreciate Shriram General Insurance!

Santram says,

Shriram General Insurance provides me with a commercial vehicle insurance policy that fully protects the vehicle for a comparatively small outlay of money. Excellent customer satisfaction policy, I'm pleased!

Amritlal says,

After taking into account all other plans available, I decided to go with Shriram General Insurance for my personal insurance policy. I am extremely pleased with the outcome of my claim and the amount of time and accuracy put into it.

Meghna says,

Taken the personal insurance policy with Shriram General Insurance company around 5 years ago. My colleague is suggested me to take the policy from here. The claim ratio is more compared to others. This was taken for my family benefits and customer service is good. Thank you SGI!!

Mohan says,

Five years ago, I chose to invest in a personal insurance policy with Shriram General Insurance Company after being recommended by a colleague. They had one of the best claim ratios and the customer service is great. Taking out this policy has benefited my family immensely and I'd like to take this opportunity to thank Shriram General Insurance for their excellent services.

Akanksha says,

I recently took out a home insurance policy with Shriram General Insurance and it covers me if there is any destruction to my property due to natural disasters such as earthquakes. I am very pleased with their customer service and quick response times. This gives me peace of mind knowing that I have this policy in place.

Raveena says,

After consulting with many people, I chose to purchase my home insurance from Shriram General Insurance. The experience was quite pleasing & I am glad that I went with them as their policy has proven to be very satisfactory.

Tejas says,

Securing my future by taking home insurance from Shriram General Insurance was a great decision. Not only did I get protection from natural and man-made calamities, but the service provided was also excellent.

Shubham says,

The add-on covers on my policy were extremely helpful. I got my claim easily and also reserved my NCB.And Shriram has made it so easy to renew any policy online without any tussle, trouble.thank you Shriram General Insurance!

Amandeep says,

Shriram General Insurance Co. Ltd is a trustworthy partner to me. They have a sincere and genuine approach towards settling claims, which I highly appreciate and value. They made it easier for me to manage through the tough times.

Satyaprakash says,

Shriram General Insurance truly stands out with the great service they provide – claims are processed quickly and effortlessly. I am very appreciative of their support! The quick and stress-free claim process made life easier for me during a trying time.

Shakeel says,

Shriram General Insurance really offer affordable two wheeler insurance premium. When my bike was damaged in an accident, I was stressed out but their two wheeler insurance executive took care of the situation quickly & efficiently. Thanks to Shriram General Insurance!

Samantha says,

I recently got a two-wheeler insurance policy from Shriram General Insurance and had a great experience. The website was incredibly user-friendly and all the relevant information was easily accessible. I'm glad my two-wheeler is safe and secure now - thank you Shriram General Insurance!

Vandana says,

My friend working for Shriram General Insurance suggested I take out a two-wheeler insurance policy from them. I've been renewing it before its expiry ever since and have been pleased with the service.I recently visited their branch and decided to renew my policy with them. The reason I chose them was because they provide first-party insurance with utmost claim amounts, plus this policy includes bumper to bumper coverage.

Chetan says,

I was thoroughly satisfied with my decision to get car insurance from Shriram General Insurance. Not only did I find their rates quite reasonable, but the policy coverage was also adequate. I am especially impressed with how efficiently and smoothly they handled my claims.

Ankit says,

I can confidently recommend Shriram General Insurance for car insurance as I have been a loyal customer for the last 5 years. Their claims process is very efficient and they respond swiftly to their customers in comparison to the other providers.

Rahul says,

I recently switched to Shriram General Insurance for my car insurance and I'm glad I did. The customer service is great, and the policy was issued instantly. I am Very impressed with their services!