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Overview
Coverages
Key Features
Terminologies
Claim Process
FAQs

What is Shri Vector Care Insurance?

Q: What are the vector-borne diseases covered?

Chikungunya,Dengue,Japanese Encephalitis,Kala-azar,Lymphatic Filariasis,Malaria,Zika Virus, etc.

Shri Vector Care Insurance policy is the health insurance benefit policy. It is designed to cater to escalating medical cost arising of hospitalisation due to covered vector borne diseases. Shri Vector Care Insurance policy provides a lump sum payment for the treatment of the vector-borne up to the sum insured

The minimum insurable age is from 91 days to 65 years
The sum insured available is from ₹ 10,000 to ₹ 75,000
Policy is available for individual as well as for family floater

Nil Pending
Complaints

Over 60 Lakhs
Happy Customers

Why Choose Shri Vector Care Insurance?

Shriram General Insurance Company allows you to purchase, renew and file claims in minutes
Shri Vector Care Insurance policy can be purchased instantly with a quick application process and minimal paperwork
We provide 24*7 claim support to ensure swift resolution of claims

Minimal Documentation

An easy and simple application purchase

Tax-saving Benefits

Tax exemptions under Section 80D

Instant Claim Process

24*7 dedicated claim support is available

Get your Shri Vector Care Insurance in 3 Simple Steps

Call our Toll-Free number

Shri Vector Care Insurance can be purchased by calling our Toll-Free number (1800-300-3000/1800-103-3009) at your convenience
You will be guided by our dedicated customer support executives throughout Shri Vector Care Insurance journey

Submit the required documents

Kindly submit the required proofs to proceed further, details such as health records, medical certificates, sum insured, identity and address proofs to proceed with the Shri Vector Care Insurance process

Complete the payment and get an instant Shri Vector Care Insurance

Kindly complete the payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking or Cheque) and get Shri Vector Care Insurance policy instantly

Insure Now

Benefits of Shri Vector Care Insurance

The insured member can utilise this amount for treatment of the diseases and hospitalisations
Hassle-free in-house claim process
Premium paid is exempt under Section 80-D of the Income Tax Act

Frequently Asked Questions

What is a vector?

The vector borne diseases are infections spread by the bites of arthropods like mosquitoes, ticks, bugs, sandflies, etc.

What are the vector-borne diseases covered?

Chikungunya
Dengue
Japanese Encephalitis
Kala-azar
Lymphatic Filariasis
Malaria
Zika Virus, etc.

What is Covered?
What is not Covered?

If the insured diagnosed with any of the covered vector borne disease during the policy period and admitted to the hospital longer than 24 continuous hours, the insurance company shall pay a lump sum payment of 100%, as specified under the policy schedule, subject to the sum insured limits, terms, conditions, definitions and exclusions expressed in the policy schedule

Following are the vector borne disease covered under the policy:

a. Malaria

b. Dengue

c. Lymphatic Filariasis

d. Kala-azar

e. Japanese Encephalitis

f. Chikungunya

g. Zika Virus

Coverage without Restoration

Individual Cover

Upon admission of any claim against one of the listed diseases, a 100% sum assured will be paid and the policy terminates subject to other terms and condition of the policy

Family Floater Cover

Upon admission of a claim to any member of the policy against one of the listed diseases, a 100% sum assured will be paid to the claimed member of the policy. And the policy terminates for the claimed member while the policy continues for the remaining members, if more than one claim is allowed under the floater policy. If only one claim is allowed, the policy will terminate after admission of the first claim (refer to table below for the number of members and allowed number of claims)

S.No	Covered Members	Maximum covered members per policy	Maximum number of claims per policy
1	Self	1	1
2	Self + Spouse	2	2
3	Self + Spouse+ 1 or 2 Member (Child or Parent)	3 or 4	2
4	Self + Spouse+ 3 or 4 members (Child or/and Parents)	5 or 6	2

Note: Under options 3 and 4 above, irrespective of the number of parents/parents-in-law covered, maximum number of members covered in the family will not exceed the numbers mentioned above

Coverage with Restoration

Individual Basis

Upon admission of any claim against one of the listed diseases, the sum assured will be restored to 100% and the policy continues until an allowable number of claims are made under the policy or the end of the policy term, whichever is earlier, subject to a cooling off period

Family Floater

S.No	Covered Members	Maximum covered members per policy	Maximum number of claims per policy
1	Self	1	2 claims including 1 restoration
2	Self + Spouse	2	2 claims including 1 restoration
3	Self + Spouse+ 1 or 2 Member (Child or Parent / Parent In law)	3 or 4	6 claims including 3 restorations
4	Self + Spouse+ 3 or 4 members (Child or/and Parents/Parent in law)	5 or 6	6 claims including 3 restorations

*Per member maximum of 2 claims per policy year is allowed

Note: Under options 3 and 4 above, irrespective of the number of parents/parents-in-law covered, maximum number of members covered in the family will not exceed the numbers mentioned above.

Any conditions other than Malaria, Lymphatic Filariasis, Dengue Fever, Japanese Encephalitis, Kala Azar, Chikungunya or Zika virus as defined under this policy

Admission to the hospital for less than 24 hours

Any of the covered vector-borne diseases diagnosed within the waiting period

Diagnosis and treatment outside India. However, this exclusion shall not be applicable in the following countries: Canada, Dubai, Hong Kong, Japan, Malaysia, New Zealand, Singapore, Switzerland, the USA and countries of the European Union. The Reinsurer may review the above list of accepted foreign countries from time to time. Claims documents from outside India are only acceptable in English unless expressly agreed otherwise and duly authenticated

Any claim during the waiting period

Frequently Asked Questions

Can I port any other policy into this policy?

Portability is applicable only to similar products. In this case, you can port your existing vector care policy into this policy

Key Features of Shri Vector Care Insurance

Cost-effective Policy

Most affordable vector borne diseases insurance policy with minimal paperwork

Lifelong Renewability

Shri Vector Care Insurance policy renewal is simple and quick

Age of Entry

From 91 days to 65 years

Sum Insured

From ₹ 10,000 to ₹ 75,000 one can opt for the sum insured

Claim Settlement

A dedicated claim support team ensures instant claim settlements

Frequently Asked Questions

What kind of documentation is required to purchase this policy?

The best part of this policy is that you do not have to submit any documentation. All you need to do is submit a duly signed and complete proposal form with relevant details. Choose the Sum Insured and pay via a cheque or fill in the credit card details in the form

Policy Termination

The policy will terminate on the demise of the life assured or on payment of all allowable claims under the policy or the end of the policy term, whichever is earlier

Frequently Asked Questions

Is a free-look option available on the renewal of this policy?

Free-look period will not be applicable to renewal policies.

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Shriram General Insurance’s claim intimation process is easy and hassle-free. Intimate a claim, submit the required documents and get a timely claim settlement

Get your Shri Vector Care Insurance Claim in 3 Simple Steps

step 1
step 2
step 3

Intimate your Claim

Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please confirm the Toll Free number the CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)

Submission of Required Documents

Please provide the REQUIRED DOCUMENTS mentioned to proceed further

Verification and Claim Settlement

After receiving the documents, our dedicated verification team will initiate the process. Once the evaluation is done, the funds will be sent to the recipient directly

Frequently Asked Questions

Whom to contact in case of claim?

In case of a claim under the policy, you should immediately intimate us on our helpline numbers mentioned in the policy documents. On receipt of the intimation, we would register the claim and assign a unique claim reference number, which may be used for all future correspondence .

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General Cover Premium Claim Policy

Can I buy Shri Vector Care online?

Yes, if you are willing to purchase Shri Vector Care, you can explore the official website of Shriram General Insurance Co. Ltd. (www.shriramgi.com)

Is there any age related eligibility criteria for purchasing this policy?

Entry age for this policy is 91 Days to 65 year
Proposer age should be more than 18 plus

Is the policy available for a family floater basis also?

Yes, you can purchase a policy on an individual as well as a family floater basis

Do I need to undergo a pre-insurance medical examination to buy Shri Vector Care Insurance?

No, for Shri Vector Care Insurance, there is no requirement for a pre-insurance medical examination, irrespective of the sum insured and age of the insured.

Is there a loading on premium for adverse claim experiences under Shri Vector Care Insurance?

No, Shri Vector Care Insurance doesn’t feature loading on premiums for adverse claim experiences.

What all documents are required at the time of claim?

Following are the necessary documents need to be submitted for the claim process.
Our claim form duly completed (along with captioned documents) and signed by/on behalf of the insured person
Original Discharge Summary or a copy duly attested by the hospital
A precise diagnosis of the treatment for which a claim is made
Treating doctor’s certificate regarding the duration of the illness & etiology
KYC documents
Laboratory reports

What is a benefit policy?

A benefit policy is a kind of policy where the insurance company pays to policy holder a lump sum amount on the happening of an insured event

Does a vector care insurance policy pay for the hospitalisation benefit?

No. Vector care insurance is a benefit plan and only pays a lump sum compensation when the policy holder is diagnosed with any one of the listed specified diseases in the policy documents

What our customers say ?

Divyansh says,

Shriram General Insurance is the best travel insurance and i can confidently recommend.Truly the best online travel insurance site in India. Thanks to Shriram General Insurance !.

Vidit says,

Shriram General Insurance has a very encouraging overseas travel insurance program for us. Overall it's very nice

Malik says,

I had some doubts when reading the terms and conditions of my travel insurance. I called the Shriram General Insurance helpline and they cleared up most of my doubts.

Prakash says,

SGI Health Insurance currently administers my health insurance policy. I still have a bonus and there hasn't been a claim. This insurance covers all hospitals for cashless payments. Customer support is excellent.

Apeksha says,

This group health insurance policy, which has a Rs. coverage amount, was obtained from Shriram General Insurance. They have connections with several hospitals and also offer cashless medical care.

Ashwin says,

“I am satisfied with Health insurance claim service” Got my Health insurance policy claim. Thanks a lot for quick response. Great customer satisfaction policy

Chiranjeev says,

My Commercial Vehicle Insurance is the best. These are very good, helpful and wonderful people. I am pleased to join Shriram General Insurance commercial vehicle insurance plan.

Purushottam says,

For commercial vehicle insurance, I can suggest Shriram General Insurance with confidence. I'm relieved that my vehicle is now protected and secure, I appreciate Shriram General Insurance!

Santram says,

Shriram General Insurance provides me with a commercial vehicle insurance policy that fully protects the vehicle for a comparatively small outlay of money. Excellent customer satisfaction policy, I'm pleased!

Amritlal says,

After taking into account all other plans available, I decided to go with Shriram General Insurance for my personal insurance policy. I am extremely pleased with the outcome of my claim and the amount of time and accuracy put into it.

Meghna says,

Taken the personal insurance policy with Shriram General Insurance company around 5 years ago. My colleague is suggested me to take the policy from here. The claim ratio is more compared to others. This was taken for my family benefits and customer service is good. Thank you SGI!!

Mohan says,

Five years ago, I chose to invest in a personal insurance policy with Shriram General Insurance Company after being recommended by a colleague. They had one of the best claim ratios and the customer service is great. Taking out this policy has benefited my family immensely and I'd like to take this opportunity to thank Shriram General Insurance for their excellent services.

Akanksha says,

I recently took out a home insurance policy with Shriram General Insurance and it covers me if there is any destruction to my property due to natural disasters such as earthquakes. I am very pleased with their customer service and quick response times. This gives me peace of mind knowing that I have this policy in place.

Raveena says,

After consulting with many people, I chose to purchase my home insurance from Shriram General Insurance. The experience was quite pleasing & I am glad that I went with them as their policy has proven to be very satisfactory.

Tejas says,

Securing my future by taking home insurance from Shriram General Insurance was a great decision. Not only did I get protection from natural and man-made calamities, but the service provided was also excellent.

Shubham says,

The add-on covers on my policy were extremely helpful. I got my claim easily and also reserved my NCB.And Shriram has made it so easy to renew any policy online without any tussle, trouble.thank you Shriram General Insurance!

Amandeep says,

Shriram General Insurance Co. Ltd is a trustworthy partner to me. They have a sincere and genuine approach towards settling claims, which I highly appreciate and value. They made it easier for me to manage through the tough times.

Satyaprakash says,

Shriram General Insurance truly stands out with the great service they provide – claims are processed quickly and effortlessly. I am very appreciative of their support! The quick and stress-free claim process made life easier for me during a trying time.

Shakeel says,

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Vandana says,

My friend working for Shriram General Insurance suggested I take out a two-wheeler insurance policy from them. I've been renewing it before its expiry ever since and have been pleased with the service.I recently visited their branch and decided to renew my policy with them. The reason I chose them was because they provide first-party insurance with utmost claim amounts, plus this policy includes bumper to bumper coverage.

Chetan says,

I was thoroughly satisfied with my decision to get car insurance from Shriram General Insurance. Not only did I find their rates quite reasonable, but the policy coverage was also adequate. I am especially impressed with how efficiently and smoothly they handled my claims.

Ankit says,

I can confidently recommend Shriram General Insurance for car insurance as I have been a loyal customer for the last 5 years. Their claims process is very efficient and they respond swiftly to their customers in comparison to the other providers.

Rahul says,

I recently switched to Shriram General Insurance for my car insurance and I'm glad I did. The customer service is great, and the policy was issued instantly. I am Very impressed with their services!