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  • Overview
  • Coverages
  • Key Features
  • Terminologies
  • Claim Process
  • Policy Download
  • FAQs

What is Shri Vector Care Insurance?

Shri Vector Care Insurance policy is the health insurance benefit policy. It is designed to cater to escalating medical cost arising of hospitalisation due to covered vector borne diseases. Shri Vector Care Insurance policy provides a lump sum payment for the treatment of the vector-borne up to the sum insured

  • The minimum insurable age is from 91 days to 65 years
  • The sum insured available is from ₹ 10,000 to ₹ 75,000
  • Policy is available for individual as well as for family floater
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What is Shri Vector Care Insurance?
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Why Choose Shri Vector Care Insurance?

Why Choose Shri Vector Care Insurance?

  • Shriram General Insurance Company allows you to purchase, renew and file claims in minutes
  • Shri Vector Care Insurance policy can be purchased instantly with a quick application process and minimal paperwork
  • We provide 24*7 claim support to ensure swift resolution of claims
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Features of Shri Vector Care Insurance

Minimal Documentation

Minimal Documentation

An easy and simple application purchase

Tax-saving Benefits

Tax-saving Benefits

Tax exemptions under Section 80D

Instant Claim Process

Instant Claim Process

24*7 dedicated claim support is available

Get your Shri Vector Care Insurance in 3 Simple Steps

1

Call our Toll-Free number

  • Shri Vector Care Insurance can be purchased by calling our Toll-Free number (1800-300-3000/1800-103-3009) at your convenience
  • You will be guided by our dedicated customer support executives throughout Shri Vector Care Insurance journey
2

Submit the required documents

  • Kindly submit the required proofs to proceed further, details such as health records, medical certificates, sum insured, identity and address proofs to proceed with the Shri Vector Care Insurance process
3

Complete the payment and get an instant Shri Vector Care Insurance

  • Kindly complete the payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking or Cheque) and get Shri Vector Care Insurance policy instantly
Benefits of Shri Vector Care Insurance

Benefits of Shri Vector Care Insurance

  • The insured member can utilise this amount for treatment of the diseases and hospitalisations
  • Hassle-free in-house claim process
  • Premium paid is exempt under Section 80-D of the Income Tax Act

Frequently Asked Questions

What is a vector?

The vector borne diseases are infections spread by the bites of arthropods like mosquitoes, ticks, bugs, sandflies, etc.

What are the vector-borne diseases covered?

  • Chikungunya
  • Dengue
  • Japanese Encephalitis
  • Kala-azar
  • Lymphatic Filariasis
  • Malaria
  • Zika Virus, etc.

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  • What is Covered?
  • What is not Covered?

If the insured diagnosed with any of the covered vector borne disease during the policy period and admitted to the hospital longer than 24 continuous hours, the insurance company shall pay a lump sum payment of 100%, as specified under the policy schedule, subject to the sum insured limits, terms, conditions, definitions and exclusions expressed in the policy schedule

Following are the vector borne disease covered under the policy:

a. Malaria

b. Dengue

c. Lymphatic Filariasis

d. Kala-azar

e. Japanese Encephalitis

f. Chikungunya

g. Zika Virus

Coverage without Restoration

Individual Cover

Individual Cover

Upon admission of any claim against one of the listed diseases, a 100% sum assured will be paid and the policy terminates subject to other terms and condition of the policy

Family Floater Cover

Family Floater Cover

Upon admission of a claim to any member of the policy against one of the listed diseases, a 100% sum assured will be paid to the claimed member of the policy. And the policy terminates for the claimed member while the policy continues for the remaining members, if more than one claim is allowed under the floater policy. If only one claim is allowed, the policy will terminate after admission of the first claim (refer to table below for the number of members and allowed number of claims)

S.No

Covered Members

Maximum covered members per policy

Maximum number of claims per policy

1

Self

1

1

2

Self + Spouse

2

2

3

Self + Spouse+ 1 or 2 Member (Child or Parent)

3 or 4

2

4

Self + Spouse+ 3 or 4 members (Child or/and Parents)

5 or 6

2

Note: Under options 3 and 4 above, irrespective of the number of parents/parents-in-law covered, maximum number of members covered in the family will not exceed the numbers mentioned above

Coverage with Restoration

Individual Basis

Individual Basis

Upon admission of any claim against one of the listed diseases, the sum assured will be restored to 100% and the policy continues until an allowable number of claims are made under the policy or the end of the policy term, whichever is earlier, subject to a cooling off period

Family Floater

Family Floater

Upon admission of any claim against one of the listed diseases, the sum assured will be restored to 100% and the policy continues until an allowable number of claims are made under the policy or the end of the policy term, whichever is earlier subject to cooling off period

S.No

Covered Members

Maximum covered members per policy

Maximum number of claims per policy

1

Self

1

2 claims including 1 restoration

2

Self + Spouse

2

2 claims including 1 restoration

3

Self + Spouse+ 1 or 2 Member (Child or Parent / Parent In law)

3 or 4

6 claims including 3 restorations

4

Self + Spouse+ 3 or 4 members (Child or/and Parents/Parent in law)

5 or 6

6 claims including 3 restorations

*Per member maximum of 2 claims per policy year is allowed

Note: Under options 3 and 4 above, irrespective of the number of parents/parents-in-law covered, maximum number of members covered in the family will not exceed the numbers mentioned above.

01

Any conditions other than Malaria, Lymphatic Filariasis, Dengue Fever, Japanese Encephalitis, Kala Azar, Chikungunya or Zika virus as defined under this policy

02

Admission to the hospital for less than 24 hours

03

Any of the covered vector-borne diseases diagnosed within the waiting period

04

Diagnosis and treatment outside India. However, this exclusion shall not be applicable in the following countries: Canada, Dubai, Hong Kong, Japan, Malaysia, New Zealand, Singapore, Switzerland, the USA and countries of the European Union. The Reinsurer may review the above list of accepted foreign countries from time to time. Claims documents from outside India are only acceptable in English unless expressly agreed otherwise and duly authenticated

05

Any claim during the waiting period


Frequently Asked Questions

Can I port any other policy into this policy?

Portability is applicable only to similar products. In this case, you can port your existing vector care policy into this policy

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Key Features of Shri Vector Care Insurance

Cost-effective Policy

  • Most affordable vector borne diseases insurance policy with minimal paperwork

Lifelong Renewability

  • Shri Vector Care Insurance policy renewal is simple and quick

Age of Entry

  • From 91 days to 65 years

Sum Insured

  • From ₹ 10,000 to ₹ 75,000 one can opt for the sum insured

Claim Settlement

  • A dedicated claim support team ensures instant claim settlements
Key Features of Shri Vector Care Insurance

Frequently Asked Questions

What kind of documentation is required to purchase this policy?

The best part of this policy is that you do not have to submit any documentation. All you need to do is submit a duly signed and complete proposal form with relevant details. Choose the Sum Insured and pay via a cheque or fill in the credit card details in the form

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Policy Termination

The policy will terminate on the demise of the life assured or on payment of all allowable claims under the policy or the end of the policy term, whichever is earlier


Frequently Asked Questions

Is a free-look option available on the renewal of this policy?

Free-look period will not be applicable to renewal policies.

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Shriram General Insurance’s claim intimation process is easy and hassle-free. Intimate a claim, submit the required documents and get a timely claim settlement

Get your Shri Vector Care Insurance Claim in 3 Simple Steps

  • step 1
  • step 2
  • step 3
Intimate your Claim

Intimate your Claim

  • Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please confirm the Toll Free number the CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)

Submission of Required Documents

Submission of Required Documents

Please provide the REQUIRED DOCUMENTS mentioned to proceed further

Verification and Claim Settlement

Verification and Claim Settlement

After receiving the documents, our dedicated verification team will initiate the process. Once the evaluation is done, the funds will be sent to the recipient directly


Frequently Asked Questions

Whom to contact in case of claim?

In case of a claim under the policy, you should immediately intimate us on our helpline numbers mentioned in the policy documents. On receipt of the intimation, we would register the claim and assign a unique claim reference number, which may be used for all future correspondence .


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Can I buy Shri Vector Care online?

Yes, if you are willing to purchase Shri Vector Care, you can explore the official website of Shriram General Insurance Co. Ltd. (www.shriramgi.com)

Is there any age related eligibility criteria for purchasing this policy?

  • Entry age for this policy is 91 Days to 65 year
  • Proposer age should be more than 18 plus

Is the policy available for a family floater basis also?

Yes, you can purchase a policy on an individual as well as a family floater basis

Do I need to undergo a pre-insurance medical examination to buy Shri Vector Care Insurance?

No, for Shri Vector Care Insurance, there is no requirement for a pre-insurance medical examination, irrespective of the sum insured and age of the insured.

Is there a loading on premium for adverse claim experiences under Shri Vector Care Insurance?

No, Shri Vector Care Insurance doesn’t feature loading on premiums for adverse claim experiences.

What all documents are required at the time of claim?

  • Following are the necessary documents need to be submitted for the claim process.
  • Our claim form duly completed (along with captioned documents) and signed by/on behalf of the insured person
  • Original Discharge Summary or a copy duly attested by the hospital
  • A precise diagnosis of the treatment for which a claim is made
  • Treating doctor’s certificate regarding the duration of the illness & etiology
  • KYC documents
  • Laboratory reports

What is a benefit policy?

A benefit policy is a kind of policy where the insurance company pays to policy holder a lump sum amount on the happening of an insured event

Does a vector care insurance policy pay for the hospitalisation benefit?

No. Vector care insurance is a benefit plan and only pays a lump sum compensation when the policy holder is diagnosed with any one of the listed specified diseases in the policy documents

Download Your Shriram Vector Care Insurance Policy in Simple Steps

Shriram Vector Care insurance policy download

Step 01

Visit the SGI website/MYSGI App home page and scroll to the top to access your Shriram Vector Care Insurance account

Step 02

Enter your Shriram Vector Care insurance policy and click "Download" to get your policy document

Note: The insured can also receive Shriram Vector Care Insurance policy document via email

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