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Shri Vector Care Insurance policy is the health insurance benefit policy. It is designed to cater to escalating medical cost arising of hospitalisation due to covered vector borne diseases. Shri Vector Care Insurance policy provides a lump sum payment for the treatment of the vector-borne up to the sum insured
Nil Pending
Complaints
Over 60 Lakhs
Happy Customers
Minimal Documentation
An easy and simple application purchase
Tax-saving Benefits
Tax exemptions under Section 80D
Instant Claim Process
24*7 dedicated claim support is available
Call our Toll-Free number
Submit the required documents
Complete the payment and get an instant Shri Vector Care Insurance
The vector borne diseases are infections spread by the bites of arthropods like mosquitoes, ticks, bugs, sandflies, etc.
If the insured diagnosed with any of the covered vector borne disease during the policy period and admitted to the hospital longer than 24 continuous hours, the insurance company shall pay a lump sum payment of 100%, as specified under the policy schedule, subject to the sum insured limits, terms, conditions, definitions and exclusions expressed in the policy schedule
Following are the vector borne disease covered under the policy:
a. Malaria
b. Dengue
c. Lymphatic Filariasis
d. Kala-azar
e. Japanese Encephalitis
f. Chikungunya
g. Zika Virus
Upon admission of any claim against one of the listed diseases, a 100% sum assured will be paid and the policy terminates subject to other terms and condition of the policy
Upon admission of a claim to any member of the policy against one of the listed diseases, a 100% sum assured will be paid to the claimed member of the policy. And the policy terminates for the claimed member while the policy continues for the remaining members, if more than one claim is allowed under the floater policy. If only one claim is allowed, the policy will terminate after admission of the first claim (refer to table below for the number of members and allowed number of claims)
S.No | Covered Members | Maximum covered members per policy | Maximum number of claims per policy |
|---|---|---|---|
1 | Self | 1 | 1 |
2 | Self + Spouse | 2 | 2 |
3 | Self + Spouse+ 1 or 2 Member (Child or Parent) | 3 or 4 | 2 |
4 | Self + Spouse+ 3 or 4 members (Child or/and Parents) | 5 or 6 | 2 |
Note: Under options 3 and 4 above, irrespective of the number of parents/parents-in-law covered, maximum number of members covered in the family will not exceed the numbers mentioned above
Upon admission of any claim against one of the listed diseases, the sum assured will be restored to 100% and the policy continues until an allowable number of claims are made under the policy or the end of the policy term, whichever is earlier, subject to a cooling off period
Upon admission of any claim against one of the listed diseases, the sum assured will be restored to 100% and the policy continues until an allowable number of claims are made under the policy or the end of the policy term, whichever is earlier subject to cooling off period
S.No | Covered Members | Maximum covered members per policy | Maximum number of claims per policy |
|---|---|---|---|
1 | Self | 1 | 2 claims including 1 restoration |
2 | Self + Spouse | 2 | 2 claims including 1 restoration |
3 | Self + Spouse+ 1 or 2 Member (Child or Parent / Parent In law) | 3 or 4 | 6 claims including 3 restorations |
4 | Self + Spouse+ 3 or 4 members (Child or/and Parents/Parent in law) | 5 or 6 | 6 claims including 3 restorations |
*Per member maximum of 2 claims per policy year is allowed
Note: Under options 3 and 4 above, irrespective of the number of parents/parents-in-law covered, maximum number of members covered in the family will not exceed the numbers mentioned above.
Any conditions other than Malaria, Lymphatic Filariasis, Dengue Fever, Japanese Encephalitis, Kala Azar, Chikungunya or Zika virus as defined under this policy
Admission to the hospital for less than 24 hours
Any of the covered vector-borne diseases diagnosed within the waiting period
Diagnosis and treatment outside India. However, this exclusion shall not be applicable in the following countries: Canada, Dubai, Hong Kong, Japan, Malaysia, New Zealand, Singapore, Switzerland, the USA and countries of the European Union. The Reinsurer may review the above list of accepted foreign countries from time to time. Claims documents from outside India are only acceptable in English unless expressly agreed otherwise and duly authenticated
Any claim during the waiting period
Portability is applicable only to similar products. In this case, you can port your existing vector care policy into this policy
The best part of this policy is that you do not have to submit any documentation. All you need to do is submit a duly signed and complete proposal form with relevant details. Choose the Sum Insured and pay via a cheque or fill in the credit card details in the form
The policy will terminate on the demise of the life assured or on payment of all allowable claims under the policy or the end of the policy term, whichever is earlier
Free-look period will not be applicable to renewal policies.
Shriram General Insurance’s claim intimation process is easy and hassle-free. Intimate a claim, submit the required documents and get a timely claim settlement
Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please confirm the Toll Free number the CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)
After receiving the documents, our dedicated verification team will initiate the process. Once the evaluation is done, the funds will be sent to the recipient directly
In case of a claim under the policy, you should immediately intimate us on our helpline numbers mentioned in the policy documents. On receipt of the intimation, we would register the claim and assign a unique claim reference number, which may be used for all future correspondence .
Yes, if you are willing to purchase Shri Vector Care, you can explore the official website of Shriram General Insurance Co. Ltd. (www.shriramgi.com)
Yes, you can purchase a policy on an individual as well as a family floater basis
No, for Shri Vector Care Insurance, there is no requirement for a pre-insurance medical examination, irrespective of the sum insured and age of the insured.
No, Shri Vector Care Insurance doesn’t feature loading on premiums for adverse claim experiences.
A benefit policy is a kind of policy where the insurance company pays to policy holder a lump sum amount on the happening of an insured event
No. Vector care insurance is a benefit plan and only pays a lump sum compensation when the policy holder is diagnosed with any one of the listed specified diseases in the policy documents
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