Provides Legal Assistance to Manage Out-of-Pocket Expenses during Uncertainties

Yes. You can purchase Shri Motor Legal Aid Insurance with a comprehensive motor insurance policy from any General Insurance Company

No. Shri Motor Legal Aid Insurance does not cover if the mandatory third-party insurance policy is not in force at the time of the accident

Shri Motor Legal Aid Insurance premiums for cars differ based on the cubic capacity of the vehicle

Shri Motor Legal Aid Insurance policy provides an advocate to guide and/or defend the insured from police and proceedings in the court of judicial magistrate only

• Any legal action which is false, fraudulent, exaggerated or where the insured has made misrepresentations will be nullified
• It does not cover if the insured were disqualified from driving, absence of driving licence and failed to comply with any laws relating to the Vehicle’s ownership or use
• For any cost or amount pertaining to defence cost incurred without SGI prior written consent
• The insurance policy does not cover if the insured incident occurred before the insured purchased the Shri Motor Legal Aid Insurance policy

You can instantly purchase a Shri Motor Legal Aid Insurance policy online via 3 simple steps on our website/MySGI App/call our Toll-Free number 1800-300-3000/ 1800-103-3009 at your convenience 

• Step 1: Enter the basic details of the new vehicle to estimate the premium payable
• Step 2: Provide the details of the vehicle owner and choose the suitable policy/add-on covers of your choice
• Step 3: Provide KYC details and complete your online payment to purchase Shri Motor Legal Aid Insurance policy

No. The Third-Party (TP) liability policy is a mandatory requirement as per Section 146 of the Indian Motor Vehicles Act, 1988. The Shriram Third-Party Liability Motor Insurance policy insures the liability of the owner of the vehicle against Third-Party damages

One can opt this policy if they have a valid mandatory Third-Party (TP) liability motor insurance policy from any of the general insurance companies registered with IRDAI

The accident must take place within the policy period and must be reported to the insurer, within 7 days from the date of the accident

Some of the benefits are:

• Buying Shri Motor Legal Aid Insurance policy online is simple and quick
• Affordable premium
• No paperwork is required to purchase the insurance policy
• Multiple payment options via Credit Card, Debit Card or Net Banking

The coverage will not be available to vehicles used for the purpose of racing, rallying, motor sports or in any instance where the vehicle is not being used/driven in accordance with applicable laws and regulations

Yes. KYC details are mandatory to purchase Shri Motor Legal Aid Insurance policy

No, you cannot pay the premium in instalments. As per section 64VB of the Insurance Act, of 1938, a full insurance premium is taken before the risk starts

The last 6-digits of the VIN (Vehicle Identification Number) are the unique serial number of the vehicle, known as chassis number

Register a claim online at the Shriram General Insurance website or over the phone at 1800-300-30000/1800-103-3009 or through the MYSGI App and you will be contacted by our customer service team and guided throughout the Shri Motor Legal Aid Insurance claim process

An Endorsement is an amendment or addition to an existing insurance contract that changes the terms or scope of the original policy. An insurance endorsement may be used to add, delete, exclude or alter coverage

Compulsory Deductible is also known as Compulsory Excess in motor insurance. It is part of the claim amount that an insured must bear out-of-pocket. The IRDAI decides the compulsory deductible amount

It is now required to link Aadhaar with insurance plans, according to the insurance industry's regulatory body, IRDAI (Insurance Regulatory and Development Authority of India)