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Fire insurance is a contract between the property owner and the insurer to protect against unforeseen events that cause physical loss, damage/destruction of buildings and structures, plant and machinery, stock and other business assets
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Over 60 Lakhs
Happy Customers
Affordable Premium
A cost-effective premium with minimal paperwork
Extensive Coverage
Enhance building/contents protection with exclusive add-ons
Quick Claim Process
Instant claim approvals and timely claim settlement
24*7 Claim Support
Round-the-clock customer assistance for all your queries
Call our Toll-Free number
Call (1800-300-3000/1800-103-3009) to avail a Shriram Fire Insurance policy at your convenience and you will be guided by our dedicated customer support executives throughout the Fire Insurance policy journey
Submit the required documents
Kindly submit the required property proof to proceed further such as the building space, contents involved inside the building, construction area, cost of construction, etc.
Complete the payment and get instant fire insurance
Kindly complete the payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking or Cheque) and get Shriram Fire Insurance instantly
A building may get damaged in the event of a fire or any other unforeseen event, which results in huge financial loss. Therefore, buying fire insurance is necessary to protect your property. As a result, it will cover the damages to the building based on the coverage chosen
Yes. A comprehensive fire insurance policy protects SMEs against risks such as fire, floods, earthquakes, etc. One can choose the amount insured for every type of asset and further enhance the coverage by adding suitable add-ons
Choose the preferred add-on for enhanced protection at an additional premium with Shriram Fire Insurance policy
The Standard Fire and Special Perils policy may cover various assets such as buildings, plant & mach stock and furniture, against loss or damage due to various unforeseen events such as fire, ligh explosion/implosion, aircraft damage, riot, strike and so on
Fire, lightning, explosion/implosion
Aircraft damage
Riot, strike and malicious damage
Storms, cyclones, floods, tempests, hurricanes, tornados and inundation
Impact damage, subsidence and landslide including rockslide
Bursting and/or overflowing of water tanks, apparatus and pipes
Missile testing operations
Leakage from automatic sprinkler installations and bush-fire
Loss, destruction or damage caused by war/invasion
Act of foreign enemy hostilities or war-like operations (whether war be declared or not)
Civil war, mutiny or civil commotion
Military rising, rebellion, revolution, insurrection, military or usurped power
All industrial risks (other than risks rateable under Petrochemical Tariff) have an overall Sum Insured of Rs. 50 crores and above in one or more locations in India shall be eligible for the Industrial All Risks Policy
Faulty or defective design materials, inherent vice, latent defect, gradual deterioration, deformation, distortion, wear and tear
Interruption of the water supply, gas electricity, fuel systems or failure of the effluent disposal systems to and from the premise
The fire loss of profit policy operates in the event of damage to an insured's premises due to any event insured under the Standard Fire & Special Perils Policy, causing an interruption to the policy holder's business
Loss of gross profit due to a reduction in turnover
The increased cost of working incurred in minimizing that loss of gross profit
Loss of wages
Lay off & retrenchment
Auditor/Accountant fees
Loss of goods lying at supplier's premises
Loss due to accidental failure of public electricity/gas/water supply
Loss, destruction or damage caused by war/invasion
Act of foreign enemy hostilities or war-like operations (whether war be declared or not)
Civil war, mutiny or civil commotion
Military rising, rebellion, revolution, insurrection, military or usurped power
A comprehensive standard fire and special perils policy covering the physical loss or damage to insured property caused by fire and other perils
Temporary removal of stocks is covered to any other premises for production or processing or finishing or similar purposes
Fees for Architects, Surveyors and Consulting Engineers are beyond 3% of the claim amount
Expenses for removal of debris beyond 1% of the claim amount
Deterioration of stocks in cold storage premises due to power failure following damage due to an insured peril
Impact damage to the property due to the insured’s vehicle
Loss of rent and/or additional expenses of rent for alternative accommodation
Omission to insure additions, alterations or extensions
Earthquake damage caused by fire and shock
Spontaneous combustion
Terrorism
Forest fire
Gross profit is the profit a company makes after deducting all costs associated with manufacturing and selling its products or services. Deducting the cost of goods sold (COGS) from total sales yields gross profit
Gross Profit is the sum of Net Profit and Insured Standing Charges
Net profit is the total earnings of the company after deducting all expenses. The expenses deducted include the costs of regular business operations, depreciation and taxes
The insured standing charges are the fixed expenses (salaries, rent, taxes, interest, etc.) that an insured might incur as a result of decreased turnover. Before selling the policy, an insurer will receive details on the insured's fixed expenses
Shriram General Insurance’s claim intimation process is easy and hassle-free. Intimate a claim, submit the required documents and get a timely claim settlement
Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please download CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)
When the claim is registered and the loss assessor is deputed, you will receive a text message for confirmation along with the surveyor's contact information. In response to your request, the surveyor will contact you regarding the time and schedule the survey accordingly
Shriram Standard Fire and Special Perils policy is available to individuals organizations and institutions of all types.
Fire insurance premiums are determined by a variety of factors:
Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please download the CLAIM INTIMATION , fill it and send it to our Help Desk via Email ID (chd@shriramgi.com)
A fire insurance policy can compensate you for such unforeseen events by covering the damages to the property and its contents upon claim intimation
A policy can be issued for a maximum of one year from the date of inception. In some cases, policies can be issued for more than 12 months
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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
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