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The Standard Fire and Special Perils policy may cover various assets such as buildings, plant & mach stock and furniture, against loss or damage due to various unforeseen events such as fire, ligh explosion/implosion, aircraft damage, riot, strike and so on
Fire, lightning, explosion/implosion
Aircraft damage
Riot, strike and malicious damage
Storms, cyclones, floods, tempests, hurricanes, tornados and inundation
Impact damage, subsidence and landslide including rockslide
Bursting and/or overflowing of water tanks, apparatus and pipes
Missile testing operations
Leakage from automatic sprinkler installations and bush-fire
Loss, destruction or damage caused by war/invasion
Act of foreign enemy hostilities or war-like operations (whether war be declared or not)
Civil war, mutiny or civil commotion
Military rising, rebellion, revolution, insurrection, military or usurped power
All industrial risks (other than risks rateable under Petrochemical Tariff) have an overall Sum Insured of Rs. 50 crores and above in one or more locations in India shall be eligible for the Industrial All Risks Policy
Faulty or defective design materials, inherent vice, latent defect, gradual deterioration, deformation, distortion, wear and tear
Interruption of the water supply, gas electricity, fuel systems or failure of the effluent disposal systems to and from the premise
The fire loss of profit policy operates in the event of damage to an insured's premises due to any event insured under the Standard Fire & Special Perils Policy, causing an interruption to the policy holder's business
Loss of gross profit due to a reduction in turnover
The increased cost of working incurred in minimizing that loss of gross profit
Loss of wages
Lay off & retrenchment
Auditor/Accountant fees
Loss of goods lying at supplier's premises
Loss due to accidental failure of public electricity/gas/water supply
Loss, destruction or damage caused by war/invasion
Act of foreign enemy hostilities or war-like operations (whether war be declared or not)
Civil war, mutiny or civil commotion
Military rising, rebellion, revolution, insurrection, military or usurped power
A comprehensive standard fire and special perils policy covering the physical loss or damage to insured property caused by fire and other perils
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
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Smart Car Diagnostic Tools That Connect to Your Smartphone
Posted on 2025-11-25 10:58:05
Car diagnostic tools are becoming popular among Indian car owners who seek greater control over their vehicles. These compact smart car diagnostic tools can help you identify and fix potential car problems in their early stages. It can reduce repair costs and provide safer driving experiences. In this blog, you will learn more about these tools, so you can level up your car’s maintenance.
Best Car Mobile Apps for Navigation, Parking , and Safety in India
Posted on 2025-11-19 10:14:05
A smooth drive depends as much on good car management apps in India as it does on good roads. The right apps can help you fix numerous driving-related challenges, such as finding a secure parking spot in a crowded area or discovering a better route to avoid rush-hour traffic, among others. This has led to the growing popularity of such apps for greater convenience and benefits. In this blog, we’ve curated a list of the best car apps for Indian drivers in three distinct categories, i.e., navigation, parking, and safety, so you can identify the apps you need and start using them at the earliest.
Best Car Air Purifiers for Pollution Protection
Posted on 2025-11-18 09:12:57
The Air Index Quality (AIQ) in several big metro cities consistently reach ‘hazardous’ levels. While most people are aware of the air pollution outside, few realise that their car cabins aren’t safe havens either. Vehicle cabins often trap dust, allergens, exhaust fumes, etc., making the air inside your car just as harmful (sometimes worse) than the outside air. Installing an air purifier for car can fix this problem. These purifiers can filter out harmful particles and gases, ensuring you inhale clean and fresh air. In this blog, you’ll find a list of the best car air purifiers that can protect your health and enhance your comfort while driving.
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