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Choose the preferred add-on for enhanced protection at an additional premium with Shriram Fire Insurance policy
The Standard Fire and Special Perils policy may cover various assets such as buildings, plant & mach stock and furniture, against loss or damage due to various unforeseen events such as fire, ligh explosion/implosion, aircraft damage, riot, strike and so on
Fire, lightning, explosion/implosion
Aircraft damage
Riot, strike and malicious damage
Storms, cyclones, floods, tempests, hurricanes, tornados and inundation
Impact damage, subsidence and landslide including rockslide
Bursting and/or overflowing of water tanks, apparatus and pipes
Missile testing operations
Leakage from automatic sprinkler installations and bush-fire
Loss, destruction or damage caused by war/invasion
Act of foreign enemy hostilities or war-like operations (whether war be declared or not)
Civil war, mutiny or civil commotion
Military rising, rebellion, revolution, insurrection, military or usurped power
All industrial risks (other than risks rateable under Petrochemical Tariff) have an overall Sum Insured of Rs. 50 crores and above in one or more locations in India shall be eligible for the Industrial All Risks Policy
Faulty or defective design materials, inherent vice, latent defect, gradual deterioration, deformation, distortion, wear and tear
Interruption of the water supply, gas electricity, fuel systems or failure of the effluent disposal systems to and from the premise
The fire loss of profit policy operates in the event of damage to an insured's premises due to any event insured under the Standard Fire & Special Perils Policy, causing an interruption to the policy holder's business
Loss of gross profit due to a reduction in turnover
The increased cost of working incurred in minimizing that loss of gross profit
Loss of wages
Lay off & retrenchment
Auditor/Accountant fees
Loss of goods lying at supplier's premises
Loss due to accidental failure of public electricity/gas/water supply
Loss, destruction or damage caused by war/invasion
Act of foreign enemy hostilities or war-like operations (whether war be declared or not)
Civil war, mutiny or civil commotion
Military rising, rebellion, revolution, insurrection, military or usurped power
A comprehensive standard fire and special perils policy covering the physical loss or damage to insured property caused by fire and other perils
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
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Car Ventilated Seats: How They Work and Are They Worth the Investment?
Posted on 2025-09-12 12:33:15
Summers in India can be harsh. Getting into a car that’s been parked in the hot sun can be the equivalent of entering a hot oven. Car ventilated seats are a feature designed to enhance your driving experience. But what are car ventilated seats, how do they function and is the price tag justified? In this blog, we break this down so you can make an informed decision.
How to Renew Your Vehicles Registration Certificate (RC) - A Step-by-Step Guide
Posted on 2025-09-11 09:54:43
Vehicle RC renewal is a mandatory process to continue using your vehicle legally after the initial registration period. Every vehicle in India needs a valid RC because it certifies a vehicle’s registration and identifies its legal owner. You can also find other crucial vehicle-related details on the RC, such as the vehicle’s class, chassis, and engine numbers. It’s an essential document for every Indian vehicle owner because driving without a valid RC is illegal. You can get hefty penalties, and your vehicle can be seized by authorities (in extreme scenarios). Generally, RC on private vehicles is valid for 15 years from the registration date. Then it requires timely renewal to maintain the vehicle’s registration validity. If your vehicle’s RC is nearing expiry, then you can renew it using the steps shared in this vehicle registration renewal guide.
Is It Possible to Sell a Car Without Valid Insurance?
Posted on 2025-09-10 05:43:13
Having a four-wheeler can make getting around easier, especially for people who want to avoid crowded public transportation during busy times. Even if it's very easy, some car owners wish to sell their automobile for a variety of reasons, including financial difficulties, relocating to a new place, or the desire to get a newer, larger car. Some car owners may decide to reduce their vehicle-related expenses, such as insurance, since they no longer intend to use the vehicle in the long term. It makes them wonder whether selling a car without valid insurance is a good option. In this blog, we explore this possibility from multiple angles, enabling sellers to make an informed decision.
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