Best Cars for Senior Citizens in India: 2025 Guide
Posted on 2025-10-22 12:38:33
Searching for comfortable cars for elderly in India? Explore senior-friendly options with automatic transmission, comfort, and safety highlights.
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Protect your Business/Organization with Shriram Fire Insurance
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Shriram Fire Insurance Coverages
Choose the preferred add-on for enhanced protection at an additional premium with Shriram Fire Insurance policy
Types of Shriram Fire Insurance Coverages
Shriram Standard Fire and Special Perils Policy
The Standard Fire and Special Perils policy may cover various assets such as buildings, plant & mach stock and furniture, against loss or damage due to various unforeseen events such as fire, ligh explosion/implosion, aircraft damage, riot, strike and so on
- What is Covered?
- What is not Covered?
01
Fire, lightning, explosion/implosion
02
Aircraft damage
03
Riot, strike and malicious damage
04
Storms, cyclones, floods, tempests, hurricanes, tornados and inundation
05
Impact damage, subsidence and landslide including rockslide
06
Bursting and/or overflowing of water tanks, apparatus and pipes
07
Missile testing operations
08
Leakage from automatic sprinkler installations and bush-fire
01
Loss, destruction or damage caused by war/invasion
02
Act of foreign enemy hostilities or war-like operations (whether war be declared or not)
03
Civil war, mutiny or civil commotion
04
Military rising, rebellion, revolution, insurrection, military or usurped power
Industrial All Risk Policy
All industrial risks (other than risks rateable under Petrochemical Tariff) have an overall Sum Insured of Rs. 50 crores and above in one or more locations in India shall be eligible for the Industrial All Risks Policy
- What is Covered?
- What is not Covered?
01
Material Damage
- Standard Fire & Special Perils
- Burglary
- Machinery Breakdown/Boiler Explosion/Electronic Equipment Insurance
02
Business Interruption
- Fire Loss of Profit
- Optional Cover: Machinery Loss of Profit
01
Faulty or defective design materials, inherent vice, latent defect, gradual deterioration, deformation, distortion, wear and tear
02
Interruption of the water supply, gas electricity, fuel systems or failure of the effluent disposal systems to and from the premise
Fire Loss of Profit Policy
The fire loss of profit policy operates in the event of damage to an insured's premises due to any event insured under the Standard Fire & Special Perils Policy, causing an interruption to the policy holder's business
- What is Covered?
- What is not Covered?
01
Loss of gross profit due to a reduction in turnover
02
The increased cost of working incurred in minimizing that loss of gross profit
03
Loss of wages
04
Lay off & retrenchment
05
Auditor/Accountant fees
06
Loss of goods lying at supplier's premises
07
Loss due to accidental failure of public electricity/gas/water supply
01
Loss, destruction or damage caused by war/invasion
02
Act of foreign enemy hostilities or war-like operations (whether war be declared or not)
03
Civil war, mutiny or civil commotion
04
Military rising, rebellion, revolution, insurrection, military or usurped power
Frequently Asked Questions
What do you mean by Standard Fire and Special Perils policy?
A comprehensive standard fire and special perils policy covering the physical loss or damage to insured property caused by fire and other perils
What our customers say ?
MARCUS MANOHAR PARKHE
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
ANIL KUMAR HP
Good
VAISHALI VAIBHAVKUMAR PANDYA
very good
CHAUDHARI JASAVANTKUMAR
Good
AKRAM KHAN
Good
Blogs
Pre-Owned Car Inspection: What To Check
Posted on 2025-10-17 10:41:33
Many people in India opt to buy a pre-owned or used car instead of a new one. The reasons could vary from value for money, reduced formalities, to access to good deals with finance options. For these and many other reasons, buying a used car could be an advantageous decision. In India, buying a pre-owned car involves some documentation and procedures. To comply with this, you must know and adhere to the law. Along with this, there are important aspects to consider and plan ahead of a used car purchase. This pre-owned car inspection checklist will help you cover all aspects thoroughly. Perhaps it can even help you identify potential problems and safeguard your own interests before making a purchase. Make sure you're getting a favourable deal by following these pre-owned car buying tips and having the vehicle inspected thoroughly before you buy it.
Top 5 Off-Road Capable SUVs for Adventure Enthusiasts
Posted on 2025-10-16 04:50:02
Adventure enthusiasts who like off-roading take pride in owning vehicles that can match up to their adventurous spirit and outings. There are plenty of off-road SUV options in India, designed especially for adventure enthusiasts. If you love going on off-road adventures with your friends or family, taking the right vehicle can make your experience more enjoyable and comfortable. In this blog, we’re listing the top five SUVs for camping in India that can navigate the muddiest, toughest, and most uneven terrain effortlessly.
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