Gray-Image
24*7 Claim Notifications

24*7 Claim Notifications

100% Paperless

100% Paperless

Best Claim settlement Awards 2022

Best Claim settlement Awards 2022

previous
  • Overview
  • Features And Benefits
  • Calculate Premium
  • Types of Personal Accident Insuance
  • Coverages
  • Compare Plan
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
next

Shriram Personal Accident Insurance Coverages

  • What is Covered?
  • What is not Covered?
01

Accidental Death & Disappearance

02

Transportation of Mortal Remains

03

Children's Education Benefit

04

Permanent Total Disability

05

Permanent Partial Disability

06

Temporary Total Disability

01

Injuries because of suicide, attempted suicide or intentional self-inflicted wound or illness

02

Injury because of the influence of Intoxication, i.e. liquor or drugs

03

Injury due to insanity or immorality, committing any breach of law with criminal intent

04

Dangerous hobbies such as aviation or ballooning, aircraft other than as a passenger (fare-paying or otherwise) in any duly licensed standard type of aircraft anywhere in the world

05

Participating as the driver, co-driver or passenger of a motor vehicle during motor racing or trial runs

06

As a result of any curative treatments or interventions, the insured person carries out or has carried out on the insured person's body

07

Injuries due to the participation in any naval, military or air force operations, whether in the form of military exercises or war games or actual engagement with the enemy, whether foreign or domestic

08

Any injury/disablement/death directly or indirectly arising from or contributing to any pre-existing condition

09

Pregnancy resulting in childbirth, miscarriage, abortion or complications arising out of any of these

Frequently Asked Questions

How is the compensation for personal accident insurance determined?

The benefit amount received by an insured person under a personal accident insurance policy is typically a fixed percentage of the sum insured. This percentage is based on the extent of loss due to an accident and it is also mentioned in the policy wording

What does Medical Expense Reimbursement add-on covers?

Shriram Personal Accident Insurance will reimburse the costs of necessary medical treatment obtained from a medical practitioner due to an accidental injury in case of accidental death, temporary total disability, permanent total disability and temporary total disability

What does Accidental Hospitalisation add-on covers?

The reimbursement includes hospital accommodation, emergency room, intensive care unit, nursing care, fees of physicians, charges for laboratory tests, prescription medicines or drugs, therapeutics, anaesthetics, transfusions, artificial limbs or eyes, x-rays, prosthetic appliances, medical consumables and ambulance charges 

What our customers say ?

4.6

1753+ Customer Ratings

View all
customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

left-arrowright-arrow
Quote

Blogs

Car Tyre Rotation: Definition, Importance, Frequency, & More

How Often Should You Rotate Tyres and Why It Matters

Posted on 2025-12-30 05:05:59

The average life of a car’s tyre is between 40,000 km and 50,000 km under normal road conditions or 5 years. Yet, not every driver replaces their tyres after their average lifespan is over. The thought of maintaining their car tyres doesn’t cross people’s minds until their tyres get damaged or stop functioning properly. Even though tyres aren’t designed to last forever, you can extend their lifespan by merely rotating them. This quick and rather inexpensive task can significantly improve your car’s tyre performance, resulting in even wear. Hence, we’ve shared the basics about tyre rotation, including the ideal tyre rotation frequency, so you can keep the tyres in good condition.

Best Portable Tyre Inflators in India: Buying Guide for 2025

Best Portable Tyre Inflators in India: Buying Guide for 2025

Posted on 2025-12-29 10:44:27

If you’re a car owner who frequently drives for work and leisure activities, then you should always carry a portable tyre inflator with you. Many drivers only think about tyre pressure when a puncture happens, but tyres can go flat for any reason. They may lose air due to heat, rough roads, or even small nail punctures. Driving with tyres at low pressure can cause the rubber in the tyres to heat up more quickly, which may lead to blowouts on the roads or highways. Having a portable tyre inflator can save you in such situations. Instead of looking for mechanics or waiting for help to arrive, you can fill your car’s tyres and resume driving. This small car accessory can help drivers avoid getting stranded on the road. Hence, we’ve created this comprehensive buying guide for the best tyre inflator so you get a reliable tool for your safety and convenience.

Exploring the Role of AI in Predictive Vehicle Maintenance

Exploring the Role of AI in Predictive Vehicle Maintenance

Posted on 2025-12-26 06:36:58

Car issues, such as transmission problems or suspension failures, can be costly to many drivers. They require expensive repairs or even complete replacements of high-end car parts. The only way you can minimise vehicle repair bills is by addressing a car issue before it snowballs into something big and complex. It is exactly what AI predictive vehicle maintenance does. Modern vehicles equipped with AI systems constantly gather data from multiple sensors to predict a component failure or other potential issues before they occur. Machine Learning (ML) algorithms help identify unusual patterns in car performance or components, and send alerts to drivers or authorised parties so that timely maintenance can be conducted. It not only reduces downtime but also makes your vehicle more secure and efficient. In this blog, you’ll explore AI vehicle maintenance in detail so you can upgrade your car maintenance routine.

View all
Quick renewal Quick renewal
bimabharosa
Back to TopBack to top of the pageBack to top of the page

IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Terms and Conditions |Refund and Cancellation© 2023 Shriram General Insurance. All rights reserved.