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Home Insurance Coverages

  • What does the Shriram Home Insurance Cover?
  • What does the Shriram Home Insurance Not Cover?
01

Explosion/implosion, fire and lightning

02

Riots, malicious property damage and terrorism

03

Natural disasters such as tempest, tornado, storms, cyclones, typhoons, hurricanes, floods, inundations and earthquakes are all examples of natural disasters

04

Damage caused by an external object's impact (e.g. vehicle, falling tree, etc.)

05

Water tanks, apparatus and pipes bursting and/or overflowing

06

Theft that occurs within 7 days of the insured event

01

Conflict, invasion, foreign enemy operations or violent activity

02

Violation of the law with criminal purpose

03

Radioactive, poisonous and explosive compounds

04

Any type of purposeful misconduct or negligence

Note: For a complete inclusion/exclusion list, please refer to the policy wording document

Frequently Asked Questions

What is an indemnity basis plan in home insurance?

The damage or loss to the insured home building or contents claimed after deducting wear and tear charges

What our customers say ?

4.6

1753+ Customer Ratings

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customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

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Blogs

Tips to Protect Your Car Paint from Bird Droppings & Tree Sap

How to Protect Your Cars Paint from Bird Droppings and Tree Sap

Posted on 2026-01-02 09:30:09

How would you respond if you leave your spotless car under a tree for a quick shopping spree but return to find it covered with bird droppings or tree sap? Many will become frustrated and angry as their gorgeous car now looks unsightly. The stains from tree sap and bird droppings may look harmless, but they’re chemically and physically attacking your car’s paint with their high acidic content. Bird droppings contain uric acid, which can etch and stain the clear paint coat rapidly. Similarly, the tree sap may fall as a sticky substance, but it can quickly harden and bond to your car’s paint. If this sap remains unchanged under intense sunlight, it can become painfully hard to remove, damaging the paint from its core. Thankfully, there are ways to protect your car paint from bird droppings or tree sap, which we have shared in this blog.

Top Reasons (and Solutions) Why Your Car’s AC is Not Cooling

Is Your Car AC Not Cooling? Common Causes and Quick Fixes

Posted on 2026-01-01 09:17:06

You sit inside the car, turn on the AC, and start driving, only to realise the car’s AC isn’t cooling after being switched on for a few minutes. It’s a common scenario that many drivers have experienced. However, many drivers are still not aware of the causes that lead to such experiences. Maybe there’s a compressor fault, refrigerant leaks, or simply the air filters are clogged with dust. There can be several reasons for it. In this blog, we’re sharing the top car AC problems that typically affect the AC’s cooling abilities. Solutions and maintenance tips are also included.

Car Sunroof Maintenance: Tips to Avoid Leaks and Costly Repairs

Car Sunroof Maintenance: Tips to Avoid Leaks and Costly Repairs

Posted on 2025-12-31 09:18:43

Your car’s sunroof can make your rides enjoyable by letting fresh air inside during spring journeys and helping you see a clear sky during off-road trips. A sunroof is undoubtedly one of the most enjoyable features of a vehicle, but it requires routine maintenance to prevent instances of sunroof leaks. Lack of routine maintenance can lead to water seeping into your car’s cabin. Your sunroof may also get jammed mid-opening. The only way to prevent such instances is by keeping the sunroof’s seals, drains, and moving parts clean and well-lubricated at all times. We have shared really simple yet effective car sunroof maintenance tips in this blog, which can keep your sunroof in good working condition and prevent leaks.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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