Gray-Image
24*7 Claim Notifications

24*7 Claim Notifications

100% Paperless

100% Paperless

Best Claim settlement Awards 2022

Best Claim settlement Awards 2022

previous
  • Overview
  • Features And Benefits
  • Save on Premium
  • Calculate Premium
  • Types of Home Insurance
  • Coverages
  • Compare Plans
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
next

Home Insurance Coverages

  • What does the Shriram Home Insurance Cover?
  • What does the Shriram Home Insurance Not Cover?
01

Explosion/implosion, fire and lightning

02

Riots, malicious property damage and terrorism

03

Natural disasters such as tempest, tornado, storms, cyclones, typhoons, hurricanes, floods, inundations and earthquakes are all examples of natural disasters

04

Damage caused by an external object's impact (e.g. vehicle, falling tree, etc.)

05

Water tanks, apparatus and pipes bursting and/or overflowing

06

Theft that occurs within 7 days of the insured event

01

Conflict, invasion, foreign enemy operations or violent activity

02

Violation of the law with criminal purpose

03

Radioactive, poisonous and explosive compounds

04

Any type of purposeful misconduct or negligence

Note: For a complete inclusion/exclusion list, please refer to the policy wording document

Frequently Asked Questions

What is an indemnity basis plan in home insurance?

The damage or loss to the insured home building or contents claimed after deducting wear and tear charges

What our customers say ?

4.6

1753+ Customer Ratings

View all
customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

left-arrowright-arrow
Quote

Blogs

Best Car Phone Mounts and Holders for Safe Driving

Best Car Phone Mounts and Holders for Safe Driving

Posted on 2025-11-28 10:35:29

Using a phone while driving is both risky and illegal in India, except when using hands-free devices. If you want to use your phone while driving, whether for entertainment or direction purposes, installing it on a phone mount for a car is a smarter option. This simple car accessory keeps your eyes on the road while keeping your phone within reach. Beyond safety, car mounts are also necessary for legal compliance. In this blog, you will find the five best car phone mounts that can simplify your driving experience.

A Comprehensive Guide on Alexa Auto vs. Google Assistant

Voice-Controlled Car Accessories: Alexa Auto vs. Google Assistant

Posted on 2025-11-27 10:40:33

The rush among major corporations to lead market disruption has given us smart car voice assistants that simplify everyday driving experiences. Google Assistant and Alexa in car environments can help you with every task that you could have asked for. From asking these voice assistants to share a better route to the office to calling someone from your contact list, they can do it effortlessly. While both are excellent car accessories, they’re not entirely the same. In this blog, we’ve shared a comparative analysis between the two so you can decide which is better for your car.

How to Choose Floor Mats That Protect Your Car’s Interior

How to Choose Floor Mats That Protect Your Cars Interior

Posted on 2025-11-26 13:18:39

Car floor mats aren’t ordinary accessories but essential shields that protect your car’s interior from everyday damage. If you drive to places where you often enter a car with muddy shoes or loaded food buckets that lead to accidental spills, then having floor mats for cars is a non-negotiable. These mats serve as the first barrier against elements that can quickly ruin your car’s flooring. Besides protection, these mats improve your driving comfort. They also preserve your car’s resale value by simply keeping the cabin clean and well-maintained. In this blog, you’ll find practical tips and guidance to choose the best car floor mats.

View all
Quick renewal Quick renewal
bimabharosa
Back to TopBack to top of the pageBack to top of the page

IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Terms and Conditions |Refund and Cancellation© 2023 Shriram General Insurance. All rights reserved.