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Best Claim settlement Awards 2022

Best Claim settlement Awards 2022

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Home Insurance Coverages

  • What does the Shriram Home Insurance Cover?
  • What does the Shriram Home Insurance Not Cover?
01

Explosion/implosion, fire and lightning

02

Riots, malicious property damage and terrorism

03

Natural disasters such as tempest, tornado, storms, cyclones, typhoons, hurricanes, floods, inundations and earthquakes are all examples of natural disasters

04

Damage caused by an external object's impact (e.g. vehicle, falling tree, etc.)

05

Water tanks, apparatus and pipes bursting and/or overflowing

06

Theft that occurs within 7 days of the insured event

01

Conflict, invasion, foreign enemy operations or violent activity

02

Violation of the law with criminal purpose

03

Radioactive, poisonous and explosive compounds

04

Any type of purposeful misconduct or negligence

Note: For a complete inclusion/exclusion list, please refer to the policy wording document

Frequently Asked Questions

What is an indemnity basis plan in home insurance?

The damage or loss to the insured home building or contents claimed after deducting wear and tear charges

What our customers say ?

4.6

1753+ Customer Ratings

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customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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ANIL KUMAR HP

Good

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VAISHALI VAIBHAVKUMAR PANDYA

very good

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CHAUDHARI JASAVANTKUMAR

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AKRAM KHAN

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Blogs

how to choose steering wheel cover

How to Choose Your Steering Wheel Cover: A Buyer's Guide?

Posted on 2025-07-03 12:15:14

Car accessories play a major role in protecting various parts of your vehicle from regular wear and tear. They also provide comfort during your drives and one such essential car accessory is the steering wheel cover. The steering wheel is the one part of your car that your hands are constantly in contact with while driving. Choosing the right cover can make a significant difference. This blog will help you select the right accessory for your car's steering wheel.

10 Must-Have Car Camping Essentials in India

Top 10 Car Camping Essentials for Indian Travellers

Posted on 2025-07-02 08:53:50

Car camping blends the thrill of the great outdoors with the comfort of your vehicle. Whether you're heading to the Western Ghats, the Nilgiris or somewhere off the map in Rajasthan, knowing what to pack makes all the difference. This blog highlights the top car camping essentials to ensure a comfortable, safe and unforgettable adventure across India.

How to Evaluate an Insurer's Claim Settlement Ratio Before Purchasing

How to Evaluate an Insurer's Claim Settlement Ratio Before Purchasing?

Posted on 2025-07-01 12:24:01

When buying Car Insurance, understanding the insurer's insurance claims settlement ratio is critical. This metric indicates the likelihood of an insurer settling claims promptly and fairly.  But how do you make sense of it, and why exactly does it matter? This article will help you evaluate this essential ratio, enabling you to make an informed decision.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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