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Home Insurance Coverages

  • What does the Shriram Home Insurance Cover?
  • What does the Shriram Home Insurance Not Cover?
01

Explosion/implosion, fire and lightning

02

Riots, malicious property damage and terrorism

03

Natural disasters such as tempest, tornado, storms, cyclones, typhoons, hurricanes, floods, inundations and earthquakes are all examples of natural disasters

04

Damage caused by an external object's impact (e.g. vehicle, falling tree, etc.)

05

Water tanks, apparatus and pipes bursting and/or overflowing

06

Theft that occurs within 7 days of the insured event

01

Conflict, invasion, foreign enemy operations or violent activity

02

Violation of the law with criminal purpose

03

Radioactive, poisonous and explosive compounds

04

Any type of purposeful misconduct or negligence

Note: For a complete inclusion/exclusion list, please refer to the policy wording document

Frequently Asked Questions

What is an indemnity basis plan in home insurance?

The damage or loss to the insured home building or contents claimed after deducting wear and tear charges

What our customers say ?

4.6

1753+ Customer Ratings

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customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

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Blogs

The Working Mechanism Behind Regenerative Braking

How Regenerative Braking Works and Its Importance on Battery Life

Posted on 2026-01-29 10:22:55

Every time you slow down at a traffic signal or ease off the accelerator, your car silently releases energy. In regular vehicles, this energy is simply lost as heat. Regenerative braking, standard in EV and hybrid vehicles, takes a smarter route. If you drive an EV or a hybrid car, slowing down becomes an opportunity to recover part of that motion (kinetic energy) and turn it into electricity that helps recharge the car’s battery. The result is better efficiency without changing how you drive. This system works particularly well in the background in stop-and-go city conditions. It makes everyday driving more energy-efficient.

Key Vehicle Connectivity Protocols for Future Cars

High-Speed Vehicle Connectivity Protocols for Future Cars

Posted on 2026-01-29 09:42:23

When you drive a modern car, a lot is happening quietly in the background. Cameras are scanning the road, sensors are tracking nearby vehicles, and navigation systems are recalculating routes. Even your car’s safety systems are constantly checking whether everything is behaving as expected. Unsurprisingly, none of these systems work in isolation. They all depend on a rapid, reliable flow of information moving across the vehicle for seamless coordination and operation. As cars move toward autonomous driving, rich infotainment experiences, and V2X communication, older (usually slower) communication methods such as CAN or LIN buses will no longer be sufficient. This is why new vehicle connectivity protocols are being made standard for future cars. Since these applications will generate massive volumes of data and require near-instantaneous, highly reliable exchange to function safely and smoothly, these new protocols will ensure these needs are met. If you plan to purchase a modern or futuristic car, you must read this blog to understand the automotive communication protocols these vehicles use.

The Rapid Rise of Digital Car Maintenance Tools

Enhanced Consumer Adoption of Digital Car Maintenance Tools

Posted on 2026-01-28 12:35:36

The traditional car maintenance setup was both frustrating and time-consuming for consumers. From spending long hours at a garage to get car issues detected and fixed to memorising car servicing dates, everything was inconvenient. It is getting fixed by the widespread adoption of digital car maintenance tools. These tools range from car repair apps to smart diagnostic tools. They’re designed to help car owners and service providers streamline the entire maintenance process. You can use them to maintain service logs, diagnose issues, get timely servicing reminders, and more. It basically makes car maintenance convenient and effective.  People new to digital car maintenance tools should read this full blog. It covers everything one must know to decide whether to use it. 

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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