Can Traffic Challans Affect Your Car Insurance Premium? Everything You Need to Know
Posted on 2026-09-17 10:03:02
Can Traffic Challans Affect Your Car Insurance Premium? Everything You Need to Know
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Explosion/implosion, fire and lightning
Riots, malicious property damage and terrorism
Natural disasters such as tempest, tornado, storms, cyclones, typhoons, hurricanes, floods, inundations and earthquakes are all examples of natural disasters
Damage caused by an external object's impact (e.g. vehicle, falling tree, etc.)
Water tanks, apparatus and pipes bursting and/or overflowing
Theft that occurs within 7 days of the insured event
Conflict, invasion, foreign enemy operations or violent activity
Violation of the law with criminal purpose
Radioactive, poisonous and explosive compounds
Any type of purposeful misconduct or negligence
Note: For a complete inclusion/exclusion list, please refer to the policy wording document

The damage or loss to the insured home building or contents claimed after deducting wear and tear charges
Can Traffic Challans Affect Your Car Insurance Premium? Everything You Need to Know
Posted on 2026-09-17 10:03:02
Can Traffic Challans Affect Your Car Insurance Premium? Everything You Need to Know
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