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Home Insurance Coverages

  • What does the Shriram Home Insurance Cover?
  • What does the Shriram Home Insurance Not Cover?
01

Explosion/implosion, fire and lightning

02

Riots, malicious property damage and terrorism

03

Natural disasters such as tempest, tornado, storms, cyclones, typhoons, hurricanes, floods, inundations and earthquakes are all examples of natural disasters

04

Damage caused by an external object's impact (e.g. vehicle, falling tree, etc.)

05

Water tanks, apparatus and pipes bursting and/or overflowing

06

Theft that occurs within 7 days of the insured event

01

Conflict, invasion, foreign enemy operations or violent activity

02

Violation of the law with criminal purpose

03

Radioactive, poisonous and explosive compounds

04

Any type of purposeful misconduct or negligence

Note: For a complete inclusion/exclusion list, please refer to the policy wording document

Frequently Asked Questions

What is an indemnity basis plan in home insurance?

The damage or loss to the insured home building or contents claimed after deducting wear and tear charges

What our customers say ?

4.6

1753+ Customer Ratings

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customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

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Blogs

How to Choose Floor Mats That Protect Your Car’s Interior

How to Choose Floor Mats That Protect Your Cars Interior

Posted on 2025-11-26 13:18:39

Car floor mats aren’t ordinary accessories but essential shields that protect your car’s interior from everyday damage. If you drive to places where you often enter a car with muddy shoes or loaded food buckets that lead to accidental spills, then having floor mats for cars is a non-negotiable. These mats serve as the first barrier against elements that can quickly ruin your car’s flooring. Besides protection, these mats improve your driving comfort. They also preserve your car’s resale value by simply keeping the cabin clean and well-maintained. In this blog, you’ll find practical tips and guidance to choose the best car floor mats.

Smart Car Diagnostic Tools That Connect to Your Smartphone

Smart Car Diagnostic Tools That Connect to Your Smartphone

Posted on 2025-11-25 10:58:05

Car diagnostic tools are becoming popular among Indian car owners who seek greater control over their vehicles. These compact smart car diagnostic tools can help you identify and fix potential car problems in their early stages. It can reduce repair costs and provide safer driving experiences. In this blog, you will learn more about these tools, so you can level up your car’s maintenance.

Best Car Mobile Apps for Navigation, Parking, & Safety in India

Best Car Mobile Apps for Navigation, Parking , and Safety in India

Posted on 2025-11-19 10:14:05

A smooth drive depends as much on good car management apps in India as it does on good roads. The right apps can help you fix numerous driving-related challenges, such as finding a secure parking spot in a crowded area or discovering a better route to avoid rush-hour traffic, among others. This has led to the growing popularity of such apps for greater convenience and benefits. In this blog, we’ve curated a list of the best car apps for Indian drivers in three distinct categories, i.e., navigation, parking, and safety, so you can identify the apps you need and start using them at the earliest.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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