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Home Insurance Coverages

  • What does the Shriram Home Insurance Cover?
  • What does the Shriram Home Insurance Not Cover?
01

Explosion/implosion, fire and lightning

02

Riots, malicious property damage and terrorism

03

Natural disasters such as tempest, tornado, storms, cyclones, typhoons, hurricanes, floods, inundations and earthquakes are all examples of natural disasters

04

Damage caused by an external object's impact (e.g. vehicle, falling tree, etc.)

05

Water tanks, apparatus and pipes bursting and/or overflowing

06

Theft that occurs within 7 days of the insured event

01

Conflict, invasion, foreign enemy operations or violent activity

02

Violation of the law with criminal purpose

03

Radioactive, poisonous and explosive compounds

04

Any type of purposeful misconduct or negligence

Note: For a complete inclusion/exclusion list, please refer to the policy wording document

Frequently Asked Questions

What is an indemnity basis plan in home insurance?

The damage or loss to the insured home building or contents claimed after deducting wear and tear charges

What our customers say ?

4.6

1753+ Customer Ratings

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customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

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Blogs

microchips to market: understanding car shortage

Microchips to Market: Understanding the Global Car Shortage

Posted on 2025-06-13 12:55:33

The worldwide car shortage is more than simply a remote supply issue. It potentially affects the market for millions of automobile customers, thousands of dealers, and also the manufacturers in India.  The source of the issue? A worldwide automotive pipeline has been choked by a semiconductor crisis, resulting in increased prices, longer wait times for new automobiles, and a halt in vehicle technological advancements. This blog examines the causes of the crisis, its effects on India, and the potential restoration to normalcy.

true cost of car ownership beyond the purchase price

How to Calculate the True Cost of Car Ownership Beyond the Purchase Price

Posted on 2025-06-12 12:12:03

The worldwide car shortage is more than simply a remote supply issue. It potentially affects the market for millions of automobile customers, thousands of dealers, and also the manufacturers in India.  The source of the issue? A worldwide automotive pipeline has been choked by a semiconductor crisis, resulting in increased prices, longer wait times for new automobiles, and a halt in vehicle technological advancements. This blog examines the causes of the crisis, its effects on India, and the potential restoration to normalcy.

Car Subscription Services vs. Buying

Car Subscription Services vs. Buying: Which Option Makes More Sense?

Posted on 2025-06-11 12:20:44

In today's evolving automotive landscape, car subscription services are challenging the traditional notion of car ownership. With rising costs, changing lifestyles, and increasing urbanisation in India, many people are asking a key question: Should you subscribe to a car lease plan or buy one? The answer? It depends on your financial goals, lifestyle needs, and flexibility preferences. A car subscription might be ideal for short-term convenience, while car ownership could be better suited for long-term value. Let’s break down both options.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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