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Home Insurance Coverages

  • What does the Shriram Home Insurance Cover?
  • What does the Shriram Home Insurance Not Cover?
01

Explosion/implosion, fire and lightning

02

Riots, malicious property damage and terrorism

03

Natural disasters such as tempest, tornado, storms, cyclones, typhoons, hurricanes, floods, inundations and earthquakes are all examples of natural disasters

04

Damage caused by an external object's impact (e.g. vehicle, falling tree, etc.)

05

Water tanks, apparatus and pipes bursting and/or overflowing

06

Theft that occurs within 7 days of the insured event

01

Conflict, invasion, foreign enemy operations or violent activity

02

Violation of the law with criminal purpose

03

Radioactive, poisonous and explosive compounds

04

Any type of purposeful misconduct or negligence

Note: For a complete inclusion/exclusion list, please refer to the policy wording document

Frequently Asked Questions

What is an indemnity basis plan in home insurance?

The damage or loss to the insured home building or contents claimed after deducting wear and tear charges

What our customers say ?

4.6

1753+ Customer Ratings

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customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

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Blogs

Top Car Cleaning Hacks Using Household Items

Top Car Cleaning Hacks Using Household Items

Posted on 2025-11-03 12:26:22

Cleaning your car is simple with commonly available household items, such as baking soda, vinegar, toothpaste, shampoo, etc. We recommend choosing household items for car cleaning based on the area you want to clean; we will cover it in more detail later in this blog. All car owners should make time for routine car cleaning because it is a non-negotiable to preserve the vehicle’s aesthetic appearance and overall value. Thankfully, you don’t need expensive cleaning products to keep your car spotless. In this blog, we’re sharing the best car cleaning hacks that will give surprising results.

Luxury Car Brands in India: Lamborghini, Bugatti Price Guide 2025

Luxury Car Brands in India: Lamborghini, Bugatti Price Guide 2025

Posted on 2025-10-31 05:33:37

Lamborghini and Bugatti are the most popular luxury car brands in India. While several factors have contributed to the growing demand for luxury cars in India, a preference for finer things in life, improved financial situations, and numerous financing options are key factors. In this blog, we’re listing the top car models from luxury brands like Lamborghini and Bugatti to help you narrow your choices. While Lamborghini cars are directly available in India, cars from Bugatti can b​​​​e imported directly for personal use.

Reliable Cars for Long Distance Travel in India

Best Cars for Long Distance Travel in India: Comfort and Reliability Guide

Posted on 2025-10-30 12:39:53

When selecting the best cars for long drives, you should consider comfort, dependability, safety, and maintenance costs. Whether for business or leisure, many Indians plan long drives and inter-city travel in their own personal cars. With a wide range of options, including sedans, SUVs, MPVs, and hatchbacks, this guide will help you choose the most suitable vehicles for long trips, based on your needs for comfort, space, and fuel efficiency.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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