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Home Insurance Coverages

  • What does the Shriram Home Insurance Cover?
  • What does the Shriram Home Insurance Not Cover?
01

Explosion/implosion, fire and lightning

02

Riots, malicious property damage and terrorism

03

Natural disasters such as tempest, tornado, storms, cyclones, typhoons, hurricanes, floods, inundations and earthquakes are all examples of natural disasters

04

Damage caused by an external object's impact (e.g. vehicle, falling tree, etc.)

05

Water tanks, apparatus and pipes bursting and/or overflowing

06

Theft that occurs within 7 days of the insured event

01

Conflict, invasion, foreign enemy operations or violent activity

02

Violation of the law with criminal purpose

03

Radioactive, poisonous and explosive compounds

04

Any type of purposeful misconduct or negligence

Note: For a complete inclusion/exclusion list, please refer to the policy wording document

Frequently Asked Questions

What is an indemnity basis plan in home insurance?

The damage or loss to the insured home building or contents claimed after deducting wear and tear charges

What our customers say ?

4.6

1753+ Customer Ratings

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customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

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Blogs

Best Car Mobile Apps for Navigation, Parking, & Safety in India

Best Car Mobile Apps for Navigation, Parking , and Safety in India

Posted on 2025-11-19 10:14:05

A smooth drive depends as much on good car management apps in India as it does on good roads. The right apps can help you fix numerous driving-related challenges, such as finding a secure parking spot in a crowded area or discovering a better route to avoid rush-hour traffic, among others. This has led to the growing popularity of such apps for greater convenience and benefits. In this blog, we’ve curated a list of the best car apps for Indian drivers in three distinct categories, i.e., navigation, parking, and safety, so you can identify the apps you need and start using them at the earliest.

Best Car Air Purifiers for Pollution Protection

Best Car Air Purifiers for Pollution Protection

Posted on 2025-11-18 09:12:57

The Air Index Quality (AIQ) in several big metro cities consistently reach ‘hazardous’ levels. While most people are aware of the air pollution outside, few realise that their car cabins aren’t safe havens either. Vehicle cabins often trap dust, allergens, exhaust fumes, etc., making the air inside your car just as harmful (sometimes worse) than the outside air. Installing an air purifier for car can fix this problem. These purifiers can filter out harmful particles and gases, ensuring you inhale clean and fresh air. In this blog, you’ll find a list of the best car air purifiers that can protect your health and enhance your comfort while driving.

Best Car Seat Cushions for Lasting Support and Comfort

Best Seat Cushions for Long-Distance Drivers

Posted on 2025-11-17 08:55:38

This blog explores the importance of car seat cushions for long drives, tips for choosing the best seat cushion, and more. It also includes a curated list of the best seat cushions for long-distance driving.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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