Kia Car Insurance Overview
South Korean automaker Kia is well-known for its attractive designs, advanced technology, and reasonably priced cars, which appeal to many Indian car enthusiasts. Understanding the value of car insurance is crucial for all Kia owners who want to safeguard their vehicles financially from accidental damages and theft. This page will explore the insurance options available for Kia cars through Shriram Car Insurance.

Benefits of Buying Kia Car Insurance Online
Here are some advantages of buying Kia Car Insurance online.
Kia Car Insurance Coverages
- What is Covered?
- What is not Covered?
Comprehensive Kia Car Insurance includes the following coverages.
Death, injury, or property damage to a third party
Damages resulting from a collision
Damage resulting from manmade calamities
Damage resulting from natural calamities
Fire-caused damages
Theft or damage beyond the scope of repair
Kia vehicles are not covered by insurance in the following situations.
Not carrying a valid driving licence while driving
Driving drunk or under the influence of drugs
Mechanical/electrical issues
Regular wear and tear of vehicle parts
Using the vehicle to carry out illegal activities
Being involved in unlawful racing
How to Buy and Renew Kia Car Insurance Online
How to Buy Kia Car Insurance OnlineOnline
How to Renew Kia Car Insurance PolicyOnline
To purchase Kia insurance from Shriram General Insurance, follow the steps below.
Visit the Shriram General Insurance app or website.
Go to the section on Car Insurance and fill out the necessary information.
Choose the coverage you need based on your insurance needs.
To obtain your Shriram Car Policy, check the coverages you chose and pay online.
If you wish to renew your Shriram auto insurance policy, follow these steps
Visit our website or mobile app, log in, and select which policy you want to renew.
Verify the manufacturer and registration information of your Kia vehicle.
Modify or leave the coverages the same based on your insurance requirements.
Pay online to renew your policy and get immediate Kia vehicle coverage.
Types of Kia Car Insurance
The insurance choices for Kia vehicles are as follows.
Third-party Car Insurance
Third-Party Car Insurance is the most basic form of insurance coverage required by law in India. It is the least expensive type of insurance that covers losses and damages to other people and their property if you are at fault for an accident. It does not, however, cover your own Kia, so you will be liable for paying for any damage to your car on your own
Comprehensive Car Insurance
Your Kia will receive maximum coverage under this insurance policy. It secures against theft, natural calamities, and damage from accidents. If you are at fault in an accident, it also covers costs for other people's injuries or damages. Additionally, the option to choose add-ons to improve coverage is provided by this all-in-one policy
Own-Damage Car Insurance
Damages to your car are covered by this coverage. However, please note that it does not pay losses to a third party if you are at fault. This type of coverage can be purchased separately or as part of a Comprehensive Car Policy. Add-ons can also be included with this cover. If you currently have Third-Party Car Insurance, it is best to purchase this coverage.
Popular Kia Car Insurance Add-Ons
The add-ons available for Kia Car Insurance include the following.
Zero Depreciation Coverage
In the event of a claim, this add-on maximises your coverage by guaranteeing that you will be paid the full insured value for repairs or replacements, depreciation excluded.
Engine Protector Cover
This add-on provides financial support for potentially expensive engine repairs brought on by oil leaks or water intrusion.
Personal Belongings Cover
This add-on offers financial protection for personal belongings left inside your Kia in the event of theft or damage.
Daily Reimbursement Cover
This add-on pays for transportation expenses while your Kia is being repaired after an accident
Roadside Assistance Cover (RSA)
This add-on provides emergency assistance for your Kia in unforeseen circumstances like flat tyres, dead batteries, low fuel, or lockouts
Key Replacement Coverage
This add-on protects against unforeseen costs by replacing lost or stolen vehicle keys.
Kia Car Insurance Claim Process Online
Simply follow these steps to take advantage of our hassle-free claim process.
- Step 1
- Step 2
- Step 3
Visit Shriram General Insurance's website and enter your login information.
Select your Kia Car Insurance Plan. Then, answer a few questions concerning the accident and the following losses.
Provide supporting documents relevant to the claim. After reviewing your claim request, a staff member will contact you to begin the claim settlement process.

How to Download Kia Car Insurance Policy
These steps will allow you to download your Kia Car Insurance Policy.
Step 01
Visit the Shriram General Insurance website or the MySGI app.
Step 02
Log in to your account and select the policy you wish to download.
Step 03
Click the download button to obtain a copy of your Kia Car Insurance Policy immediately.
Why Should You Buy Kia Car Insurance from SGI?
For the following reasons, consider opting for the Shriram Kia Car Insurance.
Economical Plans
Our Kia Car Insurance plans provide reasonably priced plans without compromising coverage.
Broad protection
With the range of add-ons available with our Kia Car Insurance Plan, you can customise your coverage to suit your requirements.
Reliable Customer Service
You can count on our team to help you with claims and policy purchases.
Simple claim process
Benefit from a short and straightforward claim while raising a claim for accident-related damages to your Kia car.
Frequently Asked Questions (FAQs)
Here are the answers to some of the commonly asked questions about Kia Car Insurance.
What is Kia Car Insurance?

Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.
Is Kia Car Insurance available for all Kia models?

Yes, Shriram General Insurance provides coverage for all Kia models available in the Indian car market.
What types of coverage are offered with Kia Car Insurance?

Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.
Can I purchase Kia Car Insurance directly from a Kia dealership?

Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.
How can I get a quote for Kia Car Insurance?

Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.