Kia Carens Car Insurance Overview
Kia is one of the leading South Korean global car makers. It is known for its reliability, innovative design, and advanced technology. Kia has a strong market base and produces vehicles that blend style, performance, and comfort. The brand produces a wide range of car models, from compact cars to SUVs.
Among the popular car models, Kia Carens is a popular model that combines the versatility of SUV with the comfort of premium sedan. It is ideal for and can be used for various purposes. The car has robust features. However, it is important to protect the car with Car Insurance like Shriram Car Insurance.

Key Features and Benefits of Kia Carens Car Insurance
The key features of Kia Carens are listed below.
Kia Carens Car Specifications
The Kia Carens car Specification is listed below.
Categories | Specification |
---|---|
Engine Capacity | 1482-1497 cc |
Power (PS@rpm) | 188@3800 |
Torque (Nm@rpm) | 400@1600-2600 |
Fuel type | Diesel/Petrol |
Transmission type | Automatic/Manual |
Seating capacity | 7 seater |
Fuel tank capacity (Ltr) | 45 L |
Body type | SUV |
Kia Carens Car Insurance Coverages
- What is Covered?
- What is not Covered?
The coverages for Kia Carens Car Insurance are listed below.
Accidental or collision damages caused to the insured vehicle.
Loss or damage to a third-party vehicle or property.
Natural or man-made calamities caused to the insured vehicle.
If your Kia Carens is damaged beyond repairs or stolen, the compensation will be based on the car’s IDV.
Fire damage caused to the insured vehicle.
The exclusions of Kia Carens Car Insurance are listed below.
Damages occurred to the insured vehicle before the coverage was purchased.
Electrical and mechanical failures of the insured vehicle.
Regular wear and tear of the insured vehicle.
Accidents that occur outside the geographical area.
Damages caused to the insured vehicle while involving in illegal activities like driving under the influence of drugs and alcohol.
Damages or accidents caused to the insured vehicle while driving without a valid driving licence.
Kia Carens Price and Variants
Car Variants | Price Details |
---|---|
1.5 Premium 7 STR Petrol | ₹12.27 L |
1.5 Premium(O) 7 STR Petrol | ₹13.19 L |
1.5 Prestige(O) 6 STR Petrol | ₹13.86 L |
1.5 Prestige 7 STR Petrol | ₹13.88 L |
1.5 Prestige(O) 7 STR Petrol | ₹14.16 L |
1.5 Gravity | ₹14.20 L |
1.5 Premium(O) Turbo iMT 7 STR Petrol | ₹14.60 L |
1.5 Premium 7 STR Diesel | ₹15.01 L |
1.5 Premium(O) 7 STR Diesel | ₹15.63 L |
1.5 Gravity Turbo iMT | ₹15.68 L |
1.5 Prestige Turbo iMT 7 STR Petrol | ₹15.72 L |
1.5 Gravity Diesel | ₹16.64 L |
1.5 Prestige 7 STR Diesel | ₹16.79 L |
1.5 Prestige Plus Turbo iMT 7 STR Petrol | ₹17.50 L |
1.5 Prestige Plus 7 STR Diesel | ₹18.43 L |
1.5 Prestige Plus(O) Turbo DCT 7 STR Petrol | ₹18.87 L |
1.5 Luxury Turbo iMT 7 STR Petrol | ₹19.25 L |
1.5 Prestige Plus(O) AT 7 STR Diesel | ₹19.86 L |
1.5 Luxury 7 STR Diesel | ₹20.28 L |
1.5 Luxury iMT 7 STR Diesel | ₹20.30 L |
1.5 Luxury Plus Turbo iMT 6 STR Petrol | ₹20.44 L |
1.5 Luxury Plus Turbo iMT 7 STR Petrol | ₹20.50 L |
1.5 Luxury Plus 6 STR Diesel | ₹21.35 L |
1.5 Luxury Plus Turbo DCT 6 STR Petrol | ₹21.46 L |
1.5 Luxury Plus iMT 6 STR Diesel | ₹21.58 L |
1.5 Luxury Plus iMT 7 STR Diesel | ₹21.59 L |
1.5 Luxury Plus 7 STR Diesel | ₹22.31 L |
1.5 X Line Turbo DCT 6 STR Petrol | ₹22.40 L |
1.5 Luxury Plus AT 6 STR Diesel | ₹22.57 L |
1.5 Luxury Plus Turbo DCT 7 STR Petrol | ₹22.57 L |
1.5 X Line Turbo DCT 7 STR Petrol | ₹22.63 L |
1.5 Luxury Plus AT 7 STR Diesel | ₹22.66 L |
1.5 X Line AT 6 STR Diesel | ₹23.41 L |
Note: The prices listed here are subject to change. For more accurate price details, please visit the official manufacturer's website.
How to Buy Kia Carens Car Insurance?
- How to Buy Car Insurance for Your Kia Carens online
- How to Renew Car Insurance for Kia Carens online
Shriram Car Insurance provides Third-Party Insurance, Own-Damage Insurance and Comprehensive Car Insurance. Follow these steps to purchasing Car Insurance for your Kia Carens.
Log in to the MySGI app or visit the official website of Shriram Car Insurance.
Enter all the required details and select the type of policy for your Kia Carens car.
Now select the required add-ons and proceed to the payment. Your Kia Carens Car Insurance is now insured.
Renewing your Kia Carens Car Insurance is easy with Shriram Car Insurance. Just follow these simple steps to complete your renewal effortlessly.
Visit the official website of Shriram Car Insurance or log in to the MySGI app.
Check the coverage required and all the add-ons.
After reviewing all the details proceed for payment. After successful payment your Kia Carens car will be insured.
Kia Carens Car Insurance Coverage
The types of Kia Carens Car Insurance are listed below.
Comprehensive Car Insurance Policy
Comprehensive Car Insurance includes both Own Damage and Third-Party Insurance. Likewise, you can also choose the add-ons required for your Kia Carens car.
Third-Party Insurance Policy
According to the Motor Vehicles Act of 1988, Third-Party Insurance is mandatory. It provides coverage for third-party damages or loss. However, it does not provide coverage for Own Damage Insurance.
Own Damage Cover
Own Damage Insurance provides coverage for accidental and collision damages of the insured vehicle. Apart from this coverage, it also provides coverage for fire damages, theft and natural and man-made calamities. You can also choose the add-ons required for your Kia Carens car.
Kia Carens Variants Car Insurance Premium Price
Car Variants | Insurance Premium Price |
---|---|
1.5 Premium 7 STR Petrol | Get Price |
1.5 Premium(O) 7 STR Petrol | Get Price |
1.5 Prestige(O) 6 STR Petrol | Get Price |
1.5 Prestige 7 STR Petrol | Get Price |
1.5 Prestige(O) 7 STR Petrol | Get Price |
1.5 Prestige(O) 7 STR Petrol | Get Price |
1.5 Premium(O) Turbo iMT 7 STR Petrol | Get Price |
1.5 Premium 7 STR Diesel | Get Price |
1.5 Premium(O) 7 STR Diesel | Get Price |
1.5 Gravity Turbo iMT | Get Price |
1.5 Prestige Turbo iMT 7 STR Petrol | Get Price |
1.5 Gravity Diesel | Get Price |
1.5 Prestige 7 STR Diesel | Get Price |
1.5 Prestige Plus Turbo iMT 7 STR Petrol | Get Price |
1.5 Prestige Plus 7 STR Diesel | Get Price |
1.5 Prestige Plus(O) Turbo DCT 7 STR Petrol | Get Price |
1.5 Luxury Turbo iMT 7 STR Petrol | Get Price |
1.5 Prestige Plus(O) AT 7 STR Diesel | Get Price |
1.5 Luxury 7 STR Diesel | Get Price |
1.5 Luxury iMT 7 STR Diesel | Get Price |
1.5 Luxury Plus Turbo iMT 6 STR Petrol | Get Price |
1.5 Luxury Plus Turbo iMT 7 STR Petrol | Get Price |
1.5 Luxury Plus 6 STR Diesel | Get Price |
1.5 Luxury Plus Turbo DCT 6 STR Petrol | Get Price |
1.5 Luxury Plus iMT 6 STR Diesel | Get Price |
1.5 Luxury Plus iMT 7 STR Diesel | Get Price |
1.5 Luxury Plus 7 STR Diesel | Get Price |
1.5 X Line Turbo DCT 6 STR Petrol | Get Price |
1.5 Luxury Plus AT 6 STR Diesel | Get Price |
1.5 Luxury Plus Turbo DCT 7 STR Petrol | Get Price |
1.5 X Line Turbo DCT 7 STR Petrol | Get Price |
1.5 Luxury Plus AT 7 STR Diesel | Get Price |
1.5 X Line AT 6 STR Diesel | Get Price |
Popular Kia Carens Car Insurance Add-Ons
The add-ons for Kia Carens Car Insurance are listed below.
Road Side Assistance
In case your Kia Carens car breaks down in the middle of the road, the add-on cover, Road Side Assistance, will provide coverage. If your car cannot be repaired on the spot, it will be taken to the nearby garage for further assistance.
Consumables cover
Consumables are car parts like bolts, screws and lubricants that are one-time usable and will not be covered under the standard Car Insurance. In such case, the Consumables add-on cover will provide coverage for these parts.
Zero Depreciation Cover
The add-on cover ensures that if any car part is damaged, it covers the cost of replacing the damaged part without any depreciation.
Key Replacement Cover
Car keys getting stolen or misplaced can be common. In such cases, the add-on cover will provide coverage and reimburse the cost of replacing the lock and key system.
Engine Protector Cover
The add-on cover provides coverage for your car’s engine, if it is damaged due to water ingression or accidents.
Kia Carens Car Insurance Claim Process Online
Initiating a claim for your Kia Carens Car can be done by following these simple steps.
- Step 1
- Step 2
- Step 3
Log in to the MySGI app or visit the official website of Shriram Car Insurance.
Submit all the required details like accident date and location, engine chassis number, vehicle kilometre reading, policy complaint copy or FIR, etc.
The submitted documents will be reviewed, and the claims will be settled as soon as possible.

How to Download Kia Carens Car Insurance Policy?
The steps to download the Car Insurance Policy for your Kia Carens are listed below.
Step 01
Log in to the MySGI app or visit the official website of Shriram Car Insurance.
Step 02
Enter all the car details and click download. Your Car Insurance Policy will be downloaded.
Why Should You Buy Kia Carens Car Insurance from SGI?
Easy to Purchase
You can purchase Shriram Car Insurance for your Kia Carens car from the comfort of your home. Visit the official website or log in to the MySGI app. You can also purchase the policy by contacting the customer care executive.
Coverage Benefit
Shriram Car Insurance provides Third-Party Insurance, Own-Damage and Comprehensive Insurance. You can choose the one that is suitable for your needs.
Easy Claim Process
You can initiate a claim process with Shriram Car Insurance by following the steps mentioned above.
Add-on Benefit
Shriram Car Insurance provides a wide range of add-ons, such as Engine Protector Cover, Zero Depreciation Cover, and Consumables Cover. These essential add-ons provide complete coverage for your Kia Carens car in addition to the standard coverage.
Affordable Premium
Shriram Car Insurance provides affordable premiums for your Kia Carens Car.
Frequently Asked Questions (FAQs)
These are some of the most frequently asked questions regarding Kia Carens car insurance.
Is Car Insurance mandatory for my Kia Carens car?

Yes, according to the Indian Motor Vehicles Act of 1988, Car Insurance is mandatory. However, it is recommended that Comprehensive Car Insurance be purchased for complete protection.
Are add-ons necessary for my Kia Carens car?

Add-ons are not mandatory. However, opting for the necessary ones provides complete protection.
Does Kia Carens Car Insurance provide coverage for damages caused by floods or natural calamities?

Yes, Kia Carens Car Insurance will provide coverage for flood damages if you opt for Own Damage or Comprehensive Coverage.