Kia Seltos Car Insurance
Get Shriram General Insurance to protect your Kia Seltos and drive in peace. Contact Shriram General Insurance today for more information on policy options!
- Home
- Car Insurance
- Brands
- Kia Seltos Car Insurance
Kia Seltos Car Insurance Overview
The Kia brand is known for its stylish design and cutting-edge technology. Additionally, the brand has become reliable in the Indian automobile market, and Kia cars combine performance, safety, and affordability.
Among its standout models, the Kia Seltos is a crowd-favourite SUV known for its bold design, smooth drive, and advanced features. The car is suitable for both city rides and highway trips. Cars like Kia Seltos require complete protection, and Shriram Car Insurance provides the required coverage and a wide range of add-ons.
Key Features and Benefits of Kia Seltos Car Insurance
The key features of Kia Seltos are listed below.
Kia Seltos Car Specifications
The Kia Seltos car specifications are listed below.
| Categories | Specification |
|---|---|
| Engine Capacity | 1482cc - 1497cc |
| Power (PS@rpm) | 114@4000 |
| Torque (Nm@rpm) | 1500-2750 |
| Fuel type | Petrol, Diesel |
| Transmission type | Automatic |
| Seating capacity | 5 |
| Fuel tank capacity (Ltr) | 50 |
| Body type | Compact SUV |
Kia Seltos Car Insurance Coverages
- What is Covered?
- What is not Covered?
The coverages for the Kia Seltos car are listed below.
Accidental and collision damages will be covered.
Provides cover for third-party injuries and loss.
Coverage against natural and man-made disaster like riots, floods, earthquakes and strikes.
If the insured vehicle is stolen, the compensation will be based on the IDV (Insured Declared Value).
Fire damages caused to your Kia Seltos car.
The exclusions for Kia Seltos Car Insurance are listed below.
Electrical and mechanical failures of the insured vehicle.
Accidents caused due to driving without a valid driving licence.
Damages caused while involved in illegal activities like driving under the influence of alcohol or drugs.
Regular wear and tear of the insured vehicle.
Damages occurred to the insured vehicle before the coverage was applicable.
Kia Seltos Price and Variants
The price and variants of Kia Seltos are listed below.
| Car Variants | Price Details |
|---|---|
| 1.5 HTE (O) | ₹12.97 L |
| 1.5 HTK | ₹14.62 L |
| 1.5 HTE (O) Diesel | ₹15.09 L |
| 1.5 HTK (O) | ₹15.09 L |
| 1.5 HTK Diesel | ₹16.66 L |
| 1.5 HTK Plus (O) | ₹16.70 L |
| 1.5 HTK (O) Diesel | ₹17.23 L |
| 1.5 HTK Plus iMT GDi | ₹18.20 L |
| 1.5 HTX | ₹18.25 L |
| 1.5 HTK Plus (O) IVT | ₹18.25 L |
| 1.5 HTK Plus (O) Diesel | ₹18.88 L |
| 1.5 HTX (O) | ₹19.33 L |
| 1.5 HTX IVT | ₹19.90 L |
| 1.5 HTK Plus (O) Diesel AT | ₹20.35 L |
| 1.5 HTX Diesel | ₹20.48 L |
| 1.5 HTX (O) IVT | ₹20.85 L |
| 1.5 HTX (O) Diesel | ₹21.68 L |
| 1.5 HTX AT Diesel | ₹22.01 L |
| 1.5 GTX Plus DCT GDi | ₹23.02 L |
| 1.5 GTX Plus AT Diesel | ₹23.52 L |
| 1.5 X-Line DCT GDi | ₹23.66 L |
| 1.5 X-Line AT Diesel | ₹24.17 L |
Note: The prices listed here are subject to change. For more accurate price details, please visit the official manufacturer's website.
How to Buy and Renew Kia Seltos Car Insurance
How to Buy Car Insurance for Your Kia SeltosOnline
How to Renew Car Insurance For Kia SeltosOnline
You can insure your Kia Seltos with Shriram Car Insurance by following these simple steps.
Visit the official website of Shriram Car Insurance or log in to the MySGI app.
Select the coverage required and the suitable add-ons. Provide all the required details like name, email ID, address and mobile number.
Proceed for payment and select the payment method. After successful payment, your Kia Seltos car will be insured.
Renew your Kia Seltos Car Insurance with Shriram Car Insurance in just a few easy steps.
Log in to your MySGI app or visit the official website of Shriram Car Insurance.
Select the coverage and the add-ons required. Review all the provided details.
Select the payment details, and your Kia Seltos car will be insured after the payment is successful.
Kia Seltos Car Insurance Coverage
The types of Kia Seltos Car Insurance are listed below.
Comprehensive Car Insurance Policy
Comprehensive Car Insurance provides complete protection, covering both Third-Party Insurance and Own-Damage Insurance. Additionally, you can choose the add-ons required for your Kia Seltos car.
Third-party Insurance Policy
Third-party car Insurance provides coverage for third-party loss and damage. It is mandatory according to the Indian Motor Vehicles Act of 1988. The insurer will compensate if the insured vehicle causes third-party damage or loss. However, it does not provide coverage for Own Damage or accidental damage.
Own Damage (OD) Cover
As the name suggests, Own Damage Insurance provides coverage for accidental or collision damages for your car. Additionally, it provides coverage for damages caused by fire, man-made and natural calamities like floods, earthquakes, riots and strikes and theft. You can also choose the required add-ons like Zero Depreciation Cover and Engine Protector Cover for your Kia Seltos car.
Kia Seltos Variants Car Insurance Premium Price
The insurance premiums for Kia Seltos Car variants are listed below.
| Car Variants | Insurance Premium Price |
|---|---|
| 1.5 HTE | Get Price |
| 1.5 HTE (O) | Get Price |
| 1.5 HTK | Get Price |
| 1.5 HTE (O) Diesel | Get Price |
| 1.5 HTK (O) | Get Price |
| 1.5 HTK Diesel | Get Price |
| 1.5 HTK Plus (O) | Get Price |
| 1.5 HTK (O) Diesel | Get Price |
| 1.5 HTK Plus iMT GDi | Get Price |
| 1.5 HTX | Get Price |
| 1.5 HTK Plus (O) IVT | Get Price |
| 1.5 HTK Plus (O) Diesel | Get Price |
| 1.5 HTX (O) | Get Price |
| 1.5 HTK Plus (O) Diesel AT | Get Price |
| 1.5 HTX Diesel | Get Price |
| 1.5 HTX (O) IVT | Get Price |
| 1.5 HTX (O) Diesel | Get Price |
| 1.5 HTX AT Diesel | Get Price |
| 1.5 GTX Plus DCT GDi | Get Price |
| 1.5 GTX Plus AT Diesel | Get Price |
| 1.5 X-Line DCT GDi | Get Price |
| 1.5 X-Line AT Diesel | Get Price |
| 1.5 HTE Diesel | Get Price |
| 1.5 HTK Plus | Get Price |
| 1.5 HTK Plus IVT | Get Price |
| 1.5 HTK Plus Diesel | Get Price |
| 1.5 Gravity | Get Price |
| 1.5 HTK Plus AT Diesel | Get Price |
| 1.5 HTX iMT Diesel | Get Price |
| 1.5 Gravity IVT | Get Price |
| 1.5 Gravity Diesel | Get Price |
| 1.5 GTX Turbo DCT | Get Price |
| 1.5 HTX Plus Diesel | Get Price |
| 1.5 GTX AT Diesel | Get Price |
Popular Kia Seltos Car Insurance Add-Ons
The add-ons for your Kia Seltos Car are listed below.
Zero Depreciation Cover
If any part of the Kia Seltos car is damaged, it provides coverage for the cost of replacing or repairing the damaged part.
Road Side Assistance
If your Kia Seltos car breaks down or stops in the middle of the road, the Road Side Assistance add-on cover will provide coverage. If your Kia Seltos vehicle cannot be started on the spot, it will be taken to the nearby garage for further assistance.
Engine Protector Cover
Car engines are an important part of the car, and if they are damaged due to water intrusion or an accident, the add-on cover will provide coverage.
Key Replacement Cover
Car keys can get misplaced or stolen, and in such cases, Key Replacement Cover will reimburse the cost of replacing the old lock and key system.
Consumable Cover
Car parts like lubricants, screws and nuts are one time usable and are called as consumables. These parts will not be covered under the standard coverage and the add-on cover provides coverage for such parts.
Kia Seltos Car Insurance Claim Process Online
Here are the steps to initiate a claim process for your Kia Seltos car.
- Step 1
- Step 2
- Step 3
Visit the official website of Shriram Car Insurance or log into the MySGI app.
Submit all the required details like engine chassis number, accident location and date, police complaint copy or FIR, vehicle kilometre reading etc.
Once the submitted document is verified, the claims will be settled.
How to Download Kia Seltos Car Insurance Policy?
Follow these steps to download your Kia Seltos Car Insurance.
Step 01
Log in to the MySGI app or visit the official website of Shriram Car Insurance.
Step 02
Enter the car details and click download. Your Car Insurance will be downloaded.
Why Should You Buy Kia Seltos Car Insurance from SGI?
Coverage Benefit
Shriram Car Insurance provides coverage benefits like Third-Party Insurance, Own Damage and Comprehensive Car Insurance. You can choose the one that suits your car requirements.
Easy Claim Process
Initiating a claim for your Kia Seltos is very easy with Shriram Car Insurance. Follow the steps that are mentioned above to initiate a claim.
Add-On Benefit
Apart from the standard coverage, Shriram Car Insurance provides a wide range of add-on covers like Zero Depreciation Cover, Consumables Cover, Engine Protector Cover and Road Side Assistance.
Affordable Premium
Shriram Car Insurance provides affordable premium for your Kia Seltos car.
Easy to purchase
Purchasing Car Insurance for your Kia Seltos Car is easy and can be done at the comfort of your home. Visit the official website of Shriram Car Insurance or log in to MySGI app. You can also make a purchase by contacting the customer care executive.
Frequently Asked Questions (FAQs)
These are some of the most frequently asked questions regarding Kia Seltos car insurance.
Is Comprehensive Car Insurance mandatory?
No, Comprehensive Car Insurance is not mandatory, but it is recommended to provide complete protection. You can also customise your Kia Seltos Car Insurance with add-ons.
Can I transfer my existing No Clam Bonus (NCB) to my Kia Seltos car?
Yes, No Claim Bonus is transferable and can help you get a discount on your premium for up to 50%.
What happens if my Kia Seltos Car Insurance expires?
It is important to renew your Kia Seltos Car Insurance before expiry to avoid legal penalties and you will also lose your coverage.
