Honda Car Insurance Overview
Honda is a globally recognised and renowned automobile brand known for manufacturing finest quality of vehicles. It provides a wide range of cars from compact city vehicles to luxury sedans and SUVs. The uniqueness of Honda vehicles is it provides a blends advanced technology with sleek design. With fuel efficiency, safety, and comfort at its core, Honda continues to be a trusted choice for drivers worldwide.
Shriram Car Insurance provides Honda with Comprehensive Car Insurance with a wide range of add-on options. The insurance provides coverage during unforeseen events like natural calamities, man-made calamities, and accidental damages.

Benefits of Buying Honda Car Insurance Online
The benefits of buying Honda Car Insurance online are listed below.
Honda Car Insurance Coverages
- What is Covered?
- What is not Covered?
Shriram Comprehensive Car Insurance provides the following coverages for your Honda Car.
Damages caused by man-made disasters like strikes and riots
Accidental damage
Third-party property/personal liability
Damages caused by natural disasters like earthquakes and floods
Loss or damage to the vehicle
Shriram Car Insurance will not provide coverage for the following instances.
Damages to the insured vehicle caused while driving under the influence of alcohol are not covered.
Normal wear and tear of the insured vehicle is excluded.
Damages caused while driving without a valid insurance policy are not covered.
Electrical or mechanical breakdowns of the insured vehicle are not included.
Claims for add-ons not selected by the policyholder will not be entertained.
How to Buy and Renew Honda Car Insurance
How to Buy Honda Car Insurance OnlineOnline
How to Renew Honda Car Insurance PolicyOnline
Shriram Car Insurance provides Car Insurance for your Honda Car and you can purchase it online with these easy steps. You can buy your policy through the MYSGI app, the website, or by reaching out to customer care.
Enter the necessary details about your car to calculate the premium for your car insurance.
Provide the car owner's information, including your name, email ID, mobile number and address.
Select the required add-ons and verify if all the provided details are correct.
Choose your preferred payment method and complete the transaction. Once done, your Honda car will be insured.
You can renew your Honda Car Insurance online with these few simple steps
Visit the Shriram General Insurance website at (www.shriramgi.com) or the MYSGI app.
Enter the car policy details like the registration number, year of manufacture and previous insurance policy.
Select the preferred coverage for your Honda car and select all the suitable add-ons.
Once all the details are verified, complete your payment. Your Honda Car is insured with Shriram Car Insurance.
Types of Honda Car Insurance
Shriram Car Insurance provides three different types of Honda Car Insurance.
Comprehensive Car Insurance
Shriram Car provides Comprehensive Car Insurance for your Honda car. It covers third-party liabilities and own damage. Apart from these coverages, Comprehensive Car Insurance also provides add-ons like Key Replacement Cover, Engine Protector Cover, Zero Depreciation and Road Side Assistance.
Third-Party Car Insurance
Third-party car Insurance is mandatory for your Honda Car. According to the Indian Motor Vehicles Act of 1988, Third-Party Insurance is mandatory. It provides coverage for third-party damage and losses in case of damage to third-party properties by the insured vehicle. During unfortunate events like loss of life or any medical emergency, the insurance takes care of the expense.
Own-Damage Car Insurance
Own-Damage provides coverage for the damages caused to your Honda car. The coverage extends to damage caused by accidents, natural disasters, man-made disasters and theft. Own Damage Insurance is not mandatory by law and does not provide coverage for Third-Party liabilities. However, it is recommended that you opt for Own-Damage Car Insurance, which provides coverage for accidental damages.
Popular Honda Car Insurance Add-Ons
Enhance your Honda Car Insurance with these add-ons. These add-ons will help you to tailor your coverage.
Zero Depreciation Cover
Zero-depreciation or Nil-Depreciation cover ensures that the full value of replaced parts for your Honda car is covered without considering the depreciation. Since a car's value decreases annually, policyholders with this coverage can claim the entire cost of repairs without any deductions for depreciation.
Road Side Assistance
The Road Side Assistance (RSA) can be an invaluable add-on. It provides assistance during unexpected roadside problems like a flat tyre or if your car breaks down. If your Honda car cannot be repaired on the spot, it will be taken to a nearby garage for further assistance. Shriram Car Insurance has an extensive network of garages.
Key Replacement Cover
The Key Replacement Cover is an add-on that covers the cost of replacing the stolen or lost key. If the lock system is broken, the cost of replacing the lock and key will be reimbursed.
Engine Protector Cover
The Engine Protector Cover is a valuable add-on for your Honda car, especially if you reside in a flood-prone area. This coverage safeguards against damages caused by accidental incidents and water ingress, ensuring your engine is protected from potential harm in such situations.
Consumables Cover
Consumables Cover is an add-on that provides coverage for items used during vehicle repairs, such as engine oil, coolant, brake fluid, and filters. This cover ensures that Honda car owners are reimbursed for the costs associated with these essential consumables when making a claim after an accident or repair.
Honda Car Insurance Claim Process Online
You can initiate the claim process for your Honda Car with Shriram Car Insurance in three simple steps.
- Step 1
- Step 2
- Step 3
You can initiate the claim process through the MYSGI app or the website.
Submit all the required details, like engine and chassis number, description and location of the accident, police complaint, vehicle's kilometre reading and the date and time of the accident.
The claims team will review all the details, and the claim will be settled.

How to Download Honda Car Insurance Policy?
You can download the policy details for your Honda car by following these simple steps
Step 01
Visit the SGI website or the MYSGI app home page.
Step 02
Enter your Car Insurance details and click "Download".
Why Should You Buy Honda Car Insurance from SGI?
Coverage benefits
Shriram Car Insurance provides Third-Party Insurance, Own Damage Insurance and comprehensive Car coverage for your Honda Car.
Affordable premium
Shriram Car Insurance provides affordable premiums for your Honda car.
Easy to purchase
Purchasing car insurance for your Honda car is also very easy. You can do it from the comfort of your home with just a click.
Add-on benefits
Add-ons like Roadside Assistance, Zero Depreciation, and Engine Protector Cover can enhance your coverage for your Honda car.
Easy Claim initiation
Shriram Car Insurance provides prompt customer support and an easy claim settlement process.
Frequently Asked Questions (FAQs)
Here are the answers to some of the commonly asked questions about Honda Car Insurance.
What are the essential add-ons for Honda Car Insurance?

Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.
Is having car insurance for a Honda car mandatory?

Yes, it is mandatory to have Third-Party Insurance for your Honda Car.
Will regular wear and tear be covered under Honda Car Insurance?

Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.
How is the premium for Honda Car Insurance calculated?

Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.