Maruti Suzuki Car Insurance
Maruti Suzuki is a reliable and popular automobile brand in India. It is known for producing fuel-efficient and affordable cars. It offers a wide range of vehicles, starting with hatchbacks like Alto and Swift and premium SUVs like Grand Vitara.
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Maruti Suzuki Car Insurance Overview
Maruti Suzuki Car Insurance protects your car and provides coverage depending on your chosen plan. For example, if you choose Third-Party Car Insurance, it will provide coverage for third-party loss and damage. If you opt for Comprehensive Car Insurance, it will provide coverage for Third-Party Liability and Own Damage, and you can also choose the add-ons that will cater to your requirements.
Benefits of Buying Maruti Suzuki Car Insurance Online
The benefits of buying Maruti Suzuki Car Insurance online from Shriram Car Insurance include quick and easy purchasing from the comfort of your home. You can buy Maruti Suzuki Car Insurance anytime and anywhere with just a simple click. Additional advantages of choosing Shriram Car Insurance are
Maruti Suzuki Car Insurance Coverages
- What is Covered?
- What is not Covered?
Maruti Suzuki Car Insurance provides coverage for the following instances.
Third-party property/personal liability
Accidental damage
Damages caused by man-made disasters like strikes and riots
Damages caused by natural disasters like earthquake and floods
Loss or damage to the vehicle
Maruti Suzuki Car Insurance will not provide coverage for the following instances.
Damages to the insured vehicle while driving under the influence of alcohol or drugs.
Electrical or mechanical breakdowns of the insured vehicle.
Damages caused while driving without a valid insurance or licence.
Normal wear and tear of the insured vehicle.
Claims for add-ons that has not been selected.
Types of Maruti Suzuki Car Insurance
The different types of Maruti Suzuki Car Insurance are briefed below.
Comprehensive Car Insurance
Comprehensive car insurance provides coverage for third-party liabilities and own damage and allows you to choose from a wide range of add-ons. Shriram Car Insurance provides Comprehensive Car Insurance for your Maruti Suzuki Car. Apart from own damage and third-party liability, Comprehensive Car Insurance also provides add-ons like Zero Depreciation, Key Replacement Cover, Road Side Assistance and Engine Protector Cover.
Third-Party Car Insurance
Third-party car Insurance provides coverage for third-party damage and losses. According to the Indian Motor Vehicles Act of 1988, Third-Party Insurance is mandatory. In case of loss or damage to third-party properties by the insured vehicle, the insurance will compensate them. In case of unfortunate events like loss of life or any medical emergency, the expense is taken care of by the insurance.
Own-Damage Car Insurance
Own-Damage provides coverage for the damages caused to the policyholder’s vehicle. The coverage extends to damage caused by accidents, natural disasters, man-made disasters and theft. As the name suggests, Own-Damage does not provide coverage for Third-Party liabilities. Unlike Third-Party Insurance, Own-Damage is not mandatory according to law. However, it is recommended that you opt for Own-Damage Car Insurance, which provides coverage for the above-listed damages.
Premium Rates of Maruti Suzuki Car Models
| Car Models | Price |
|---|---|
| Maruti Suzuki Alto K10 | ₹3.99 - ₹5.95 lakh |
| Maruti Suzuki Celerio | ₹5.39 - ₹7.14 lakh |
| Maruti Suzuki Wagon R | ₹5.55 - ₹7.42 lakh |
| Maruti Suzuki Swift | ₹6.14 - ₹8.98 lakh |
| Maruti Suzuki Baleno | ₹6.61 - ₹9.88 lakh |
| Maruti Suzuki Ignis | ₹5.84 - ₹8.34 lakh |
| Maruti Suzuki Dzire | ₹6.51 - ₹9.39 lakh |
| Maruti Suzuki Ciaz | ₹9.30 - ₹12.54 lakh |
| Maruti Suzuki Brezza | ₹8.29 - ₹14.14 lakh |
| Maruti Suzuki Grand Vitara | ₹10.70 - ₹19.90 lakh |
| Maruti Suzuki Fronx | ₹7.47 - ₹13.13 lakh |
| Maruti Suzuki Jimny | ₹12.74 - ₹15.05 lakh |
| Maruti Suzuki Ertiga | ₹8.64 - ₹13.08 lakh |
| Maruti Suzuki XL6 | ₹11.56 - ₹14.81 lakh |
| Maruti Suzuki Invicto | ₹24.79 - ₹28.42 lakh |
| Maruti Suzuki Eeco | ₹5.42 - ₹6.74 lakh |
How to Buy and Renew Maruti Suzuki Car Insurance
How to Buy Maruti Suzuki Car Insurance OnlineOnline
How to Renew Maruti Suzuki Car Insurance PolicyOnline
Purchasing car insurance for your Maruti Suzuki car is very easy and can be done in three simple steps. You can buy your car insurance through the MYSGI app, the website, or by contacting customer care.
Enter the car details to determine the estimated premium.
Provide the required details of the car owner, such as name, email ID, mobile number, and address.
Check that all the furnished details and the chosen policy are correct, and then select the payment method. Upon completion of the payment, your Maruti Suzuki car will be insured.
You can renew your Maruti Suzuki car insurance online with these simple steps
Enter the policy details of the car, such as the registration number, year of manufacture, and previous insurance policy.
Select the coverage for your Maruti Suzuki car and choose the suitable add-ons.
Review the details and complete your online payment. Your Maruti Suzuki car will be insured with Shriram Car Insurance.
Maruti Suzuki Car Insurance Add-Ons
Comprehensive Car Insurance provides add-ons you can opt for your Maruti Suzuki Car Insurance.
Zero Depreciation Cover
Zero Depreciation or Nil Depreciation cover provides the full value of replaced parts without considering the depreciated value. Policyholders can claim the entire amount when they have Zero Depreciation cover.
Road Side Assistance
The road side assistance provides emergency assistance or service when your car suddenly breaks down. If the vehicle cannot be serviced in that spot, it will be taken to a nearby garage for further assistance.
Key Replacement Cover
Key Replacement cover is an add-on that covers the policyholder if the car key is stolen or lost. If the lock system is broken, the cost of replacing the lock and key will be reimbursed.
Engine Protector Cover
Engine Protector Cover is an add-on that provides coverage against engine damages caused by water ingression or accidental damage to the engine.
Consumables Cover
Consumables cover is an add-on that provides coverage to the parts of the car that are one-time replaceable and are not included under the standard policy. The parts include screws, nuts and bolts, bearings, lubricants and AC gas.
Maruti Suzuki Car Insurance Claim Process Online
Initiating a claim with Shriram Car Insurance for your Maruti Suzuki car is very easy.
- Step 1
- Step 2
- Step 3
You can initiate the claim through the MYSGI app or the website.
Submit all the required details, including the engine and chassis number, police complaint, description and location of the accident, vehicle's kilometre reading, and the date and time of the accident.
The claims team will review all the details, and the claim will be settled.
How to Download Maruti Suzuki Car Insurance Policy?
You can download the policy details for your Maruti Suzuki car by following these simple steps:
Step 01
Visit the SGI website or the MYSGI app home page and scroll to the top to access your Shriram Car Insurance account.
Step 02
Enter your car insurance policy number and click "Download" to retrieve your policy document.
Why Should You Buy Maruti Suzuki Car Insurance from Shriram General Insurance?
Shriram Car Insurance offers affordable premiums for your Maruti Suzuki car. Additionally, you can purchase car insurance from the comfort of your home with just a click. They also provide a wide range of add-ons that cater to your needs. Shriram General Insurance ensures prompt customer support and an easy claim settlement process.
Frequently Asked Questions (FAQs)
Here are the answers to some of the commonly asked questions about Maruti Suzuki Car Insurance.
Do I receive a No Claim Bonus (NCB) on my Maruti car insurance policy?
Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.
Is Insurance mandatory for Maruti Suzuki Car Insurance?
Yes, third-party car insurance is mandatory for your Maruti Suzuki Car. You can also opt for Comprehensive Car Insurance, which will allow you to opt for add-ons.
How to buy Car Insurance for Maruti Suzuki Car?
Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.
Can you insure your old Maruti Suzuki car?
Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.
