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Maruti Suzuki Ertiga Car Insurance Overview

Maruti Suzuki Ertiga is a great choice for those who love spacious cars with premium interiors. It is a multi-purpose vehicle with great safety features and is known for its efficiency and affordability. When you buy a Maruti Suzuki Ertiga, the next logical step is to buy car insurance to safeguard yourself from the expenses arising from accidental damage to your Ertiga.

Shriram General Insurance offers car insurance at affordable prices, ensuring peace of mind while driving in the city or on the highway. The insurance purchase and renewal processes at Shriram General Insurance are simple, quick and stress-free. Read this article to learn more about the insurance options Shriram offers its customers.

ertiga overview

Maruti Suzuki Ertiga Key Features

Here are some of the significant features of the Suzuki Ertiga.

Engine Push Start/Stop

  • The Ertiga can be started and stopped with a single push of a button.

Smart Key

  • You receive a smart key that facilitates contactless car opening and locking.

Cruise Control

  • This feature enables you to maintain a constant speed on the highway without pressing the accelerator.

Air-Cooled Twin Cup Holde

  • Use this feature to keep your favorite cold beverage cold during a long drive.

Maruti Suzuki Ertiga Specifications

The specifications of the Maruti Suzuki Ertiga ZXi+ AT variant are listed below.

Parameter Specification
Engine 1462 cc
Fuel Type Petrol
Power 75.8 kW @ 6000 RPM
Torque 136.8 Nm @ 4400 RPM
Transmission MT/AMT
Seating Capacity 7
Fuel Tank 45 L
Boot Space 209 L

Maruti Suzuki Ertiga Car Insurance Coverages

  • What is Covered?
  • What is not Covered?

Ertiga Car Insurance provides coverage in the following situations.

01

Third-party injury, death, or property damage

02

Vehicle loss, theft, or damage beyond repair

03

Natural and man-made calamity-caused damages

04

Damages resulting from accidental collisions.

05

Damages caused by a fire.

The following are some situations that do not qualify for Ertiga insurance coverage

01

Driving without a valid driving licence.

02

Regular wear and tear or vehicle components with use.

03

Driving while under the influence of drugs or alcohol.

04

Using the insured vehicle to carry out illegal activities.

5

Issues arising from electrical and mechanical malfunctions.

06

Not obeying traffic laws.

Maruti Suzuki Ertiga Price and Variants

The price details of the different Maruti Suzuki variants are listed below.

Variant Ex-Showroom Price Delhi
Ertiga Smart Hybrid LXI (O) Rs.8.69 Lakh*
Ertiga Smart Hybrid VXI (O) Rs.9.83 Lakh*
Ertiga Smart Hybrid (O) CNG Rs.10.78 Lakh*
Ertiga Smart Hybrid (O) CNG Rs.10.78 Lakh*
Ertiga Smart Hybrid ZXI (O) Rs.10.93 Lakh*
Ertiga Smart Hybrid VXI AT Rs.11.23 Lakh*
Ertiga Smart Hybrid ZXI+ Rs.11.63 Lakh*
Ertiga Smart ZXI (O) CNG Rs.11.88 Lakh*
Ertiga Smart Hybrid ZXI AT Rs.12.33 Lakh*
Ertiga Smart Hybrid ZXI AT+ Rs.13.03 Lakh*

How to Buy and Renew Maruti Suzuki Alto Car Insurance

  • Buy Maruti Suzuki Ertiga Car Insurance online
  • Renew Maruti Suzuki Ertiga Car Insurance online

Buying Maruti Suzuki Ertiga Car Insurance is easy with Shriram General Insurance. Follow these simple steps to get your car insured:

01

Visit our website www.shriramgi.com or download the MySGI mobile app.

02

Enter your vehicle details and proceed further.

03

Choose the right car insurance plan and suitable add-ons (optional).

04

Pay the premium online and get the policy instantly.

Renewing your Maruti Suzuki Ertiga Car Insurance is simple and convenient with Shriram General Insurance. Follow these steps to renew your car insurance online :

01

Visit our website www.shriramgi.com or download the MySGI mobile app.

02

Enter your vehicle details and proceed to the next step in the renewal process.

03

Select the appropriate car insurance plan and add-ons (optional).

04

Make the premium payment online and instantly receive your renewed policy.

Types of Maruti Suzuki Ertiga Car Insurance

When it comes to insuring your Maruti Suzuki Ertiga, Shriram General Insurance offers a range of car insurance plans to suit your needs. Here are the main coverage options for your Ertiga:

Comprehensive Cover

Comprehensive Car Insurance Policy

The comprehensive car insurance policy for your Maruti Suzuki Ertiga provides extensive coverage, including protection against accidents, theft, natural disasters, fire, and third-party liabilities. It offers complete peace of mind, ensuring you and your vehicle are financially protected in various situations.

Damage Cover

Third-Party Insurance Policy

Purchasing third-party car insurance is legally mandatory. It provides coverage for damages caused to third parties involved in an accident with your Maruti Suzuki Ertiga. It offers financial protection and enables you to meet the legal obligations arising from your ownership of the vehicle.

Third-party Cover

Own Damage (OD) Cover

The OD Cover is specifically designed to protect your Maruti Suzuki Ertiga against damages caused by accidents, including collision damages, and other unforeseen events. It provides coverage for repair or replacement costs, ensuring you are not burdened with expensive repairs in case of damage to your vehicle.

Popular Maruti Suzuki Ertiga Car Insurance Add-Ons

Enhance your Maruti Suzuki Ertiga Car Insurance with the range of valuable add-ons offered by Shriram General Insurance. These add-ons are designed to provide additional protection and convenience, ensuring comprehensive coverage in various situations. Here are some popular car insurance add-ons available:

Zero Depreciation Cover

Consumables Cover

The Consumables Cover add-on ensures coverage for the replacement of consumable motor parts, such as bolts, screws, nuts, engine oil, coolant, etc. This comprehensive coverage protects essential components of your Maruti Suzuki Ertiga.

Engine Protection Cover

Engine Protection Cover

Financially safeguard your car's engine with the Engine Protector Cover add-on. It covers the cost of repairs, ensuring maximum value retention and minimising your out-of-pocket expenses in case of engine damage. Damages due to water ingression and lubricating oil leakage arising from accidental damage are covered under this add-on.

Roadside Assistance (RSA) Cover

Roadside Assistance Cover

With the Roadside Assistance Cover add-on, you have access to 24/7 emergency roadside assistance services. This includes emergency fuel, battery jumpstart, and towing services to ensure breakdowns are handled on time.

Return to Invoice

Personal Belongings Cover

Protect your personal belongings left inside your insured vehicle with the Personal Belongings Cover add-on. This coverage provides financial protection in case of loss or damage to your personal belongings subject to policy terms.

Return to Invoice

Emergency Transport & Hotel Expenses Reimbursement Cover

In the event of a breakdown, the Emergency Transport and Hotel Expenses Cover add-on offers coverage for emergency accommodation and alternative transportation expenses. This ensures your safety and convenience in unexpected situations.

Return to Invoice

Key Replacement Cover

The Key Replacement Cover add-on provides coverage for the loss of your vehicle keys due to theft or misplacement. It offers prompt key replacements, saving you from inconvenience and additional costs.

Maruti Suzuki Ertiga Car Insurance Claim Process Online

Here is a simple guide to filing an online car insurance claim for your Maruti Suzuki Ertiga with Shriram General Insurance.

  • Step 1
  • Step 2
  • Step 3
Proposal

Access your Shriram account by visiting our website www.shriramgi.com or downloading the MySGI app.

Quotation

Choose the policy under which you want to file the claim and provide details about the damages to your Ertiga.

Quotation

Upload the necessary documents to initiate the claim registration process.

Our dedicated customer support team will contact you to assist you during the claim initiation process.

ertiga Car Insurance Policy

How to Download Maruti Suzuki Ertiga Car Insurance Policy

To download your Maruti Suzuki Ertiga Car Insurance policy, simply follow these easy steps:

Step 01

Visit our website www.shriramgi.com or download the MySGI app.

Step 02

Log in to your shriram account and select the policy you wish to download.

Step 03

Click the “Download” option to obtain a copy of your car’s policy document.

Why Should You Buy Maruti Suzuki Ertiga Car Insurance from SGI?

Here are the key reasons why you should consider buying car insurance from Shriram General Insurance:

Cashless Garages

  • Our extensive network of garages ensures convenient and seamless car repairs. You will not be required to pay for repairs.

Dedicated Customer Support

  • Our dedicated customer support team is available between 4:00 am to 12:00 am to address any queries or concerns you may have. We strive to provide excellent customer service and ensure your insurance needs are met promptly and efficiently.

Quick and Easy Processes and Limited Documentation

  • Experience seamless and efficient online car insurance processes through our website and app. Our user-friendly interface and streamlined procedures ensure insurance purchases, renewals, and claim initiation are processed promptly.

Frequently Asked Questions (FAQs)

Here are answers to some common questions regarding car insurance for your Maruti Suzuki Ertiga:

Is it better to purchase car insurance for my Maruti Suzuki Ertiga online?

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You can purchase car insurance online or visit our branch office. However, we recommend an online purchase for the convenience it offers. You can buy Maruti Suzuki Ertiga Car Insurance online through our website or mobile app. Simply enter your vehicle details, select the desired coverage, and make the premium payment.

What factors affect the premium for Maruti Suzuki Ertiga Car Insurance?

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The premium for your car insurance depends on various factors, including the model and variant of your Maruti Suzuki Ertiga, the age of the vehicle, your location, etc.

Can I transfer my existing car insurance policy to my new Maruti Suzuki Ertiga?

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Yes, you can transfer your existing car insurance policy to your new Maruti Suzuki Ertiga. You need to inform your insurance provider about the change in vehicle details and complete the necessary documentation.

What should I do if my Maruti Suzuki Ertiga is stolen?

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In case of theft of your Maruti Ertiga, you should immediately inform the police and file a First Information Report (FIR). Then, inform your insurance provider and follow their instructions to initiate the claim registration process.

Is it mandatory to have third-party liability coverage for my Maruti Suzuki Ertiga?

faq-arrow

Yes, per the Motor Vehicles Act, it is mandatory to have third-party liability coverage for your Maruti Suzuki Ertiga. This coverage protects you against legal liabilities arising from third-party property damage, bodily injury, and death.

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