Toyota Car Insurance Overview
Toyota cars have excellent built quality and safety features. They provide innovative technology and exceptional performance, and a wide range of models cater to diverse needs—from fuel-efficient hybrids to powerful SUVs and sleek sedans. Toyota combines cutting-edge engineering with durability, comfort, and style, making it a trusted choice worldwide.
Shriram Car Insurance provides customised Toyota Car Insurance, irrespective of the Toyota car model car you have. It provides Third-Party, Comprehensive and Own Damage Car Insurance. Apart from Car Insurance, they provide a wide-range of add-ons like Road Side Assistance, Engine Protector and Key Replacement Cover.

Benefits of Buying Toyota Car Insurance Online
The benefits of opting for Toyota Car Insurance online are listed below.
Toyota Car Insurance Coverages
- What is Covered?
- What is not Covered?
Toyota Car Insurance provides coverage for the following damages.
Accidental damage
Damages caused by man-made disasters like strikes and riots
Loss or damage to the vehicle
Third-party property/personal liability
Damages caused by natural disasters like earthquakes and floods
Shriram Car Insurance will not provide coverage for the following instances.
Damages caused while driving without a valid insurance policy are not covered.
Normal wear and tear of the insured vehicle is excluded.
Claims for add-ons not selected by the policyholder will not be entertained.
Damages to the insured vehicle caused while driving under the influence of alcohol are not covered.
Electrical or mechanical breakdowns of the insured vehicle are not included.
How to Buy and Renew Toyota Car Insurance
How to Buy Toyota Car Insurance OnlineOnline
How to Renew Toyota Car Insurance PolicyOnline
Shriram Car Insurance provides coverage for your Toyota car, making it easy to purchase online. You can get your car insured through the MYSGI app or the website.
Enter the necessary details about your Toyota Car to calculate your insurance premium.
Provide the car owner's information, including your name, email ID, mobile number and address.
Select the required add-ons and verify if all the provided details are correct.
Choose your preferred payment method and complete the transaction. Your Toyota car is now insured.
Renewing your Toyota car insurance online is quick and simple. Just follow these easy steps to complete your renewal.
Go to the Shriram General Insurance website at www.shriramgi.com or log in to your account on the MYSGI app.
Enter the car policy details like the registration number, year of manufacture and previous insurance policy.
Select the preferred coverage for your Toyota Car and select all the suitable add-ons.
Once all the details are verified, complete your payment. Your Toyota Car is insured with Shriram Car Insurance.
Types of Toyota Car Insurance
Shriram Car Insurance provides three different types of Toyota Car Insurance.
Comprehensive Car Insurance
Shriram Car provides Comprehensive Car Insurance for your Toyota car. Comprehensive car insurance covers third-party liabilities and own Damages, and you can choose from a wide range of add-ons. These add-ons cater to your needs and complete your coverage.
Third-Party Car Insurance
According to the Indian Motor Vehicles Act of 1988, Third-Party Insurance is mandatory for driving in India. It provides coverage for third-party damage and losses in case the insured vehicle damages third-party properties. During unfortunate events like loss of life or any medical emergency, your Toyota Car Insurance will cover the expense.
Own-Damage Car Insurance
Own-Damage Car Insurance provides coverage for damages caused to your Toyota car. It covers damages resulting from accidents, natural disasters, man-made disasters, and theft. As the name suggests, this insurance addresses accidental damages to your Toyota car; however, it is not mandatory by law. Nevertheless, it is recommended that you opt for Own-Damage Car Insurance.
Popular Toyota Car Insurance Add-Ons
You can enhance your Toyota Car Insurance with these add-ons.
Key Replacement Cover
The Key Replacement Cover is an add-on that covers the cost of replacing the stolen or lost key of your Toyota Car. If the lock system is broken, the cost of replacing the lock and key will be reimbursed.
Zero Depreciation Cover
Nil depreciation or Zero Depreciation cover ensures that the full value of replaced parts for your Toyota car is covered without considering the depreciation. Since a car's value decreases annually, policyholders with this coverage can claim the entire cost of repairs with minimal deductions for depreciation.
Engine Protector Cover
The Engine Protector Cover is a valuable add-on for your Toyota Car, especially if you reside in a flood-prone area. This add-on cover provides coverage against damages caused by accidental incidents and water ingression, ensuring your engine is protected from potential harm in such situations.
Road Side Assistance
The Road Side Assistance (RSA) add-on for your Toyota car can be invaluable. It provides assistance during unexpected roadside problems, like a flat tyre or a broken car. If your Toyota car cannot be repaired on the spot, it will be taken to a nearby garage for further assistance. Shriram Car Insurance has an extensive network of garages.
Consumables Cover
Consumables Cover is an add-on that provides coverage for items used during vehicle repairs, such as engine oil, coolant, brake fluid, and filters. This cover ensures that the vehicle owners are reimbursed for the costs associated with these essential consumables when making a claim after an accident or repair.
Toyota Car Insurance Claim Process Online
You can initiate a claim for your Toyota vehicle by following a few simple steps.
- Step 1
- Step 2
- Step 3
Start the claim process using the MYSGI app or by visiting the website.
Submit all the required details, like engine and chassis number, description and location of the accident, police complaint, vehicle's kilometre reading and the date and time of the accident.
The claims team will review all the details, and the claim will be settled.

How to Download Toyota Car Insurance Policy
The policy details for your Toyota Car can be downloaded in two simple steps.
Step 01
Visit the SGI website or the MYSGI app home page.
Step 02
Enter your Car Insurance details and click "Download".
Why Should You Buy Toyota Car Insurance from SGI?
Affordable premium
Shriram Car Insurance provides affordable premiums for your Toyota car.
Coverage benefits
Shriram Car Insurance provides Third-Party Insurance, Own Damage Insurance and Comprehensive Car coverage for your Toyota Car.
Easy to purchas
Purchasing Car Insurance for your Toyota car is also very easy. You can do it from the comfort of your home with just a click.
Add-on benefits
Add-ons like Roadside Assistance, Zero Depreciation, and Engine Protector Cover can enhance your Toyota Car Insurance coverage.
Easy Claim initiation
Shriram Car Insurance provides prompt customer support and an easy claim settlement process.
Frequently Asked Questions (FAQs)
Here are the answers to some of the commonly asked questions about Toyota Car Insurance.
What coverages does my Toyota Car Insurance provide?

Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.
Can I customise my Toyota Car Insurance?

Yes, you can customise your Toyota Car Insurance with add-ons like Road Side Assistance, Engine Protector and Personal Accident Cover.
Does Third-Party Car Insurance cover Own Damage?

Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.
How much time does it take to renew Toyota Car Insurance online?

Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.
Can I get a No Claim Bonus while renewing Toyota Car Insurance?

Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.Head to the Shriram General Insurance website or the MySGI app obtain a quote for Renault Car Insurance online.