Maruti Suzuki Wagon-R Car Insurance Overview
The Maruti Suzuki Wagon-R is a popular and practical hatchback known for its spacious interior, excellent fuel efficiency, and high level of reliability. Whether you are a new owner of a new Wagon-R or have enjoyed its performance for many years, car insurance is an important part of protecting your vehicle. For Maruti Suzuki Wagon-R cars, Shriram General Insurance offers comprehensive, own damage and third-party coverage. Read on to know more about the benefits of the Maruti Suzuki Wagon - R car insurance we offer.

Maruti Suzuki Wagon-R Key Features
The Maruti Suzuki Wagon-R appealing features include the following.
Maruti Suzuki Wagon-R Specifications
Below are the specifications of Maruti Wagon-R’s ZXI+ AGS variant
Parameter | Specification |
---|---|
Engine | 1197 cc |
Fuel Type | Petrol |
Power | 66 kW (89.73 PS) @ 6000 rpm |
Torque | 113 Nm @ 4400 rpm |
Transmission | MT, AMT |
Seating Capacity | 5 |
Fuel Tank | 32 L |
Boot Space | 341^ L |
Maruti Suzuki Wagon-R Car Insurance Coverages
- What is Covered?
- What is not Covered?
Some of Wagon-R Car Insurance's typical coverages include the following
Vehicle theft, loss, or damage that goes beyond repair
Natural and man-made disaster-related damages
Accident-related damages
Third-party harm, death, or property damage
Damages resulting from fire
The following circumstances are not covered by Wagon-R Insurance
Normal wear and tear on car components
Driving without the proper paperwork
Driving while disregarding traffic laws
Driving while impaired by drugs or alcohol
Damages resulting from electrical or mechanical issues
Using the car for unlawful activity
Maruti Suzuki Wagon-R Price and Variants
Here are the details of all the Wagon-R variants and their respective costs
Variant | Ex-Showroom Price Delhi |
---|---|
WAGON R LXI | Rs.5.54 Lakh* |
WAGON R VXI | Rs.5.99 Lakh* |
WAGON R ZXI | Rs.6.28 Lakh* |
WAGON R VXI AGS | Rs.6.44 Lakh* |
WAGON R LXI CNG | Rs.6.44 Lakh* |
WAGON R ZXI AGS | Rs.6.73 Lakh* |
WAGON R ZXI+ | Rs.6.73 Lakh* |
WAGON R ZXI+ | Rs.6.75 Lakh* |
WAGON R VXI CNG | Rs.6.89 Lakh* |
WAGON R ZXI+ AGS | Rs.7.20 Lakh* |
How to Buy and Renew Maruti Suzuki Wagon-R car insurance
- Buy Maruti Suzuki Wagon-R Car Insurance online
- Renew Maruti Suzuki Wagon-R Car Insurance online
You can easily purchase Maruti Suzuki Wagon-R insurance online. Just follow these simple steps.
Visit our website www.shriramgi.com or MySGI app.
Enter the details of your Maruti Suzuki Wagon-R car and proceed to the next step.
Select your car insurance plan and optional add-ons.
Pay the applicable car insurance premium online and receive a copy of your policy document immediately.
Renewing your Maruti Suzuki Wagon-R insurance policy with Shriram General Insurance is a hassle-free and efficient process, saving you both time and effort. The following are the steps involved.
You can visit the official website www.shriramgi.com or download MySGI app.
Enter the details of your Maruti Suzuki Wagon.
Choose your car insurance plan and optional add-ons.
You can pay the car insurance renewal price online and receive the policy immediately.
Types of Maruti Suzuki Wagon-R car insurance
Listed below are the types of car insurance plans available for the Maruti Suzuki Wagon - R
Comprehensive Car Insurance Policy
In a comprehensive car insurance policy, the vehicle is covered for accidental damages; and natural and man-made disasters. The policy also covers theft and fire. The coverage of this type of plan can be enhanced by adding suitable add-on covers.
Third-party Car Insurance Policy
A Third-Party Car Insurance Policy is mandatory for car drivers in India as per the Motor Vehicle’s ACT of 1988. It covers damages to a third-party's property and vehicles, as well as bodily injury and death. However, it is important to note that the policy does not cover damages to your own vehicle.
Own Damage Cover (OD)
Own Damage Car Insurance, tailored for Maruti Suzuki Wagon-R, safeguards your vehicle against accidents, natural or man-made disasters, theft, and fire. You can enhance coverage with optional add-ons. Please note, it does not include third-party liability coverage, which can be obtained separately.
Popular Maruti Suzuki Wagon-R Car Insurance Add-Ons
You can enhance your Maruti Suzuki Wagon-R's coverage with these popular add-ons offered by Shriram General Insurance.
Nil Depreciation Cover
If a vehicle part is damaged accidentally, its full replacement cost can be claimed. Meaning, you will.
Daily Reimbursement Cover
You can purchase Daily Reimbursement Cover to reimburse the costs of using a private car while your vehicle is being repaired.
Personal Belongings Cover
Under this add-on cover, personal belongings left in a locked, insured vehicle are covered.
Emergency Transport and Hotel Expenses Reimbursement Cover
This add-on provides coverage for the cost of emergency accommodation and alternative transportation if your vehicle breaks down.
Key Replacement Cover
Keys can be damaged or misplaced or stolen. If you have this add-on, you can get help from the Key Replacement add-on, since it covers key replacement.
Motor Protection Cover
In the event of an accident, we shall provide an advocate to defend you against legal proceedings like police investigations and court cases.
Consumables Cover
Under this add-on, you shall receive compensation for consumables for the damaged parts during claims.
Engine Protection Cover
This add-on provides coverage for expenses related to engine damage. Especially, engine damage due to water ingression or leakage of lubricants.
Maruti Suzuki Wagon-R Car Insurance Claim Process Online
Here is a step-by-step guide to raising an online car insurance claim for your Maruti Suzuki Wagon-R with Shriram General Insurance.
- Step 1
- Step 2
- Step 3
Access your Shriram account through our website www.shriramgi.com or the MySGI mobile app.
Choose the policy you want to claim and answer a few questions that appear on your screen.
You will need to upload the required documents to register your claim.In order to assist you with the claims settlement process, a member of our customer support team will contact you.
Alternatively, you may contact us at 1800-300-30000/1800-103-3009. Our customer service department will assist you throughout the claims process.

How to Download Maruti Suzuki Wagon-R Car Insurance Policy
The following steps will assist you in downloading the Maruti Suzuki Wagon-R car insurance policy.
Step 01
You can visit our official website www.shriramgi.com or download our MySGI app on your mobile
Step 02
Select the appropriate policy from your Shriram account by logging in.
Step 03
Download your car's policy documents by clicking the download button.
Why Should You Buy Maruti Suzuki Wagon-R Car Insurance from SGI?
Here are some of the reasons why you should purchase Shriram General Insurance for your Wagon R.
Manage easy policies
- Managing and updating your insurance policy details is easy with our online management system ( www.shriramgi.com/MySGI app).
Cashless repair
- There are a large number of authorised cashless repair centres where you can repair your Maruti Suzuki Wagon-R.
Customer support
- Our car insurance team is available between 4:00 am and 12:00 am to help you with any queries, issues or emergencies related to Maruti Suzuki Wagon-R car insurance.
Paperless transactions
- You will be able to access and store all documents and communications related to policy more easily by utilising paperless transactions.
Frequently Asked Questions (FAQs)
Here are answers to some commonly asked questions about Maruti Suzuki Wagon-R car insurance.
What car insurance coverage do I need for my Maruti Suzuki Wagon-R?

It is recommended to have a comprehensive car insurance policy for your Maruti Suzuki Wagon-R to ensure maximum coverage against various risks and damages.
How is the car insurance premium calculated for a Maruti Suzuki Wagon-R?

The car insurance premium for a Maruti Suzuki Wagon-R is calculated based on factors such as the car's age, make and model, location, and the selected coverage and add-ons.
What should I do in case of an accident or damage to my Maruti Suzuki Wagon-R?

In case of an accident or damage to your Maruti Suzuki Wagon-R, immediately inform Shriram General Insurance by filing a claim. Provide all the necessary details and supporting documents to initiate the claims process. Our customer team shall help you with the claim process.
How long is the validity period of Wagon-R car insurance?

For a brand-new car, it is mandatory to insure the car with 3-year third-party insurance. For older cars, you can buy car insurance for minimum period of 1-year.
What is Wagon R insurance price with Shriram General Insurance?

For a brand-new car, it is mandatory to insure the car with 3-year third-party insurance. For older cars, you can buy car insurance for minimum period of 1-year.
How to buy Shriram Car Insurance for Wagon R?

For a brand-new car, it is mandatory to insure the car with 3-year third-party insurance. For older cars, you can buy car insurance for minimum period of 1-year.