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  • Overview
  • Features And Benefits
  • Types of Shriram Car Insurance
  • New Car Insurance
  • Used Car Insurance
  • Bumper to Bumper Car Insurance
  • Own Damage Car Insurance
  • Comprehensive Car Insurance
  • Third-Party Car Insurance
  • Calculate Premium
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  • NCB
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  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
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  • FAQs
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What is Third-Party Car Insurance?

  • As per the Motor Vehicles Act, 1988 it is mandatory for all vehicles in India to have a Third-Party Car Insurance policy
  • Third-Party insurance covers the policy holder against any legal liabilities that may arise due to damages caused to a third-party, including bodily injuries, death and property damage
  • The premium amount for Third-Party Car Insurance is fixed by the Insurance Regulatory and Development Authority of India (IRDAI) and depends on the engine capacity of the vehicle
  • Third-Party insurance policies do not come with any add-ons. However, policy holders must opt for Compulsory Personal Accident cover, by paying an additional premium amount
  • If the insured vehicle causes “third-party” property damage, Shriram General Insurance Company will offer compensation up to Rs. 7,50,000/- in the case of private cars
  • Third-Party personal liability coverage will be provided to the insured as per the court orders
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What is Comprehensive Car Insurance?

Shriram Third-Party Car Insurance Claim Process

  • step 1
  • step 2
  • step 3
Register your Claim

Register your Claim

  • Register a claim online at the Shriram General Insurance website or over the phone at 1800-300-30000/1800-103-3009 or through the MYSGI App

  • You will be contacted by our customer service team and guided throughout the Car Insurance claim process

Submission of Required Documents

Submission of Required Documents

  • Submission of the required documents (FIR copy, Registration certificate, duly signed claim form, goods receipt and other required documents) is mandatory to proceed with the claim process further

Verification and Claim Settlement

Verification and Claim Settlement

  • After receiving the documents, our dedicated surveying team will begin the validation process. Upon completion of the survey, the funds will be sent directly to the recipient

Shriram Third-Party Car Insurance Coverages

Benefits and Coverage Third-Party Insurance
Own-Damage to the car due to an accident teable_tick_icon
Own-Damage to the car due to fire teable_cross_icon
Own-Damage to the car due to natural calamities teable_cross_icon
Third-Party damage to the car teable_tick_icon
Third-Party damage to property teable_tick_icon
Compulsory Personal Accident Cover teable_tick_icon
Theft of the car teable_cross_icon
Cashless Claims teable_cross_icon
No Claim Bonus (NCB) teable_cross_icon
Riders/Add-ons teable_cross_icon

Frequently Asked Questions

What does Third-Party liability insurance cover?

Third-Party liability insurance covers damages or injuries caused to a third-party in an accident involving the insured car

Is Third-Party Car Insurance mandatory in India?

Yes, Third-Party Car Insurance is mandatory in India under the Motor Vehicles Act, 1988

What factors affect the Car Insurance premium in India?

The premium of Car Insurance in India depends on factors such as the make and model of the car, age of the car, engine capacity, geographical location and type of coverage and add-ons

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Blogs

how to extend the life of your car with simple maintenance

How to Extend the Life of Your Car with Simple Maintenance

Posted on 2025-02-12 12:49:17

Your car works hard for you, so why not return the favour? The secret to keeping your car on the road for many years to come is regular maintenance. A few easy practices may save you money on upkeep, improve performance, and prevent unexpected failures. In India, where driving conditions can vary greatly, proper car maintenance is critical at any time. This blog will discuss important car maintenance measures and guidelines that all car owners ought to follow. By following these procedures, you may avoid potential costly fixes while keeping up the performance of your car.

cashless car insurance in india

Cashless Car Insurance in India: Complete Claim Guide

Posted on 2025-02-12 10:12:09

We plan for the positive events in life. Sometimes, it is also important to have a backup in case of unfortunate events occur unexpectedly. For instance, in case you require repairs for your car after an unexpected accident, what support would you get from your Car Insurance.  Instead of worrying about exorbitant repair expenses or being held up by paperwork, there's a better option: cashless Car Insurance. You don't have to pay anything upfront with this kind of coverage because your insurance provider takes care of the payments directly. In addition to getting your car back on the road more quickly without having to pay upfront, this may save you a great deal of trouble and provide you with peace of mind during a challenging moment. However, what are all the steps involved, and how does it function exactly? In this blog, we’ll walk you through everything you need to know about cashless Car Insurance in India, from the process to the documents you need and the differences between cashless and reimbursement claims.

How to Handle a Car Breakdown

How to Effectively Handle a Car Breakdown: Essential Tips

Posted on 2025-02-06 09:19:40

Car breakdowns are a common driving hazard. How you respond in the unfortunate event of such a breakdown can have an impact on your peace of mind and your finances. Remaining composed and taking the correct steps will protect your car against more damage and guarantee your safety, whether you're stuck on the side of a quiet street or amid a busy highway.  In addition to providing advice on how to avoid future breakdowns and guarantee a smooth journey every time, this blog will explore practical strategies for handling a car breakdown. Read on to know more. 

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Shriram Car Insurance in Major Cities in India

Delhi

Delhi

Chennai

Chennai

Mumbai

Mumbai

Ahmedabad

Ahmedabad

Gurgaon

Gurgaon

Bangalore

Bangalore

Agra

Agra

Bhopal

Bhopal

Pune

Pune

Indore

Indore

Jaipur

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Dehradun

Dehradun

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Maruthi Wagan R

TN32TY6799

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    VITARA BREZZA ZDI

  • Policy End Date

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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