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Car Insurance in Pune Overview

Pune, located in Maharashtra, western India, is known for its rich history, cultural heritage, education institutions, and thriving IT industry. The city houses a large population, particularly due to many people relocating for employment. This has increased and possibly worsened the traffic situation in Pune, even in remote areas. That is why, if you are a car owner, we suggest that you buy car insurance in Pune to financially safeguard your vehicle from accidents. With Shriram General Insurance’s Comprehensive Car Insurance, you can purchase, renew, and claim insurance with ease and convenience.

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Car Insurance Policies in Pune

Several insurance companies in Pune offer car insurance policies that cater to varying customer needs. These include comprehensive car insurance, third-party car insurance and own-damage car insurance policies. Understanding these covers is crucial to make an informed decision. Here is a brief introduction to these policies

Comprehensive Car Insurance Policy

Safeguard your vehicle with an inclusive car insurance policy that provides extensive coverage against accidental damage and theft. It also covers third-party liability. You can also buy car insurance add-on covers to enhance the coverage. 

Third-Party Car Insurance Policy

Fulfilling the legal requirements of India, third-party car insurance provides coverage for third party liabilities involving your insured car. It includes protection from property damage and bodily injury and saves you from potential monetary liabilities from lawsuits.

Own Damage (OD) Cover

The Own Damage (OD) cover policy protects your car against theft, natural disasters and accidents. It ensures your vehicle is covered for unforeseen circumstances, providing financial security and covering the cost of repairs or replacement. However, it does not cover third-party liabilities.

Benefits of Car Insurance in Pune

Comprehensive car insurance protects your car from several risks, allowing you to drive without worrying about unexpected financial repercussions. Here are the other benefits of car insurance in Pune:

Legal Requirement

Third-party car insurance is mandatory by law in Pune. Vehicle owners need at least third-party liability insurance to comply with the Motor Vehicles Act.

Financial Protection

Car insurance provides financial protection against potential damages to your vehicle caused by accidents, natural disasters, or theft. It covers the cost of repairs or replacement, saving you from significant financial burdens.

Third-Party Liability Coverage

Car insurance policies safeguard you against liabilities arising from third-party property damage, bodily injury, or death caused by your vehicle. It provides coverage for legal expenses and potential compensation claims.

Vehicle Theft Protection

Comprehensive car insurance provides coverage if your vehicle is stolen, giving you financial support to recover or replace your stolen vehicle.

Accidental Damages

Car insurance covers damages to your vehicle caused by accidents, providing necessary funds for repairs or replacement.

Optional Add-On Covers

You can select an add-on cover such as zero depreciation, daily reimbursement cover, motor protection, return to invoice, personal belonging, emergency transport & hotel expenses, key replacement, roadside assistance and consumables cover. Including add-ons enhances the coverage.

  • How to Buy Car Insurance in Pune

  • How to Renew Car Insurance in Pune

Get car insurance in pune without any hassles.
Shriram Car Insurance is available at your fingertips. Follow the below steps to insure your car instantly.

01

Visit the official website www.shriramgi.com or download MySGI app.

02

Enter your vehicle information and move to the next step in the process.

03

Choose the insurance policy and any add-ons you need.

04

Securely pay the premium online to receive your insurance promptly.

Renew your car insurance online in Pune hassle-free. Follow these simple steps for car insurance renewal:

01

Visit the official website www.shriramgi.com or download MySGI app. 

02

Provide your vehicle details and follow the required process 

03

Choose an appropriate plan and additional add-ons. 

04

Make a secure online premium payment and get the policy instantly.

Types of Car Insurance Add-ons

Apart from coverage for damages, you can also enhance the coverage of your policy by
getting add-ons. Here are the types of add-ons you can get with your car insurance.

Zero Depreciation Cover

This cover is referred to interchangeably as Nil Depreciation or bumper-to-bumper car insurance. This supplementary coverage ensures that the calculated depreciation value for car parts is completely covered.

Motor Protection Cover

If your insured vehicle causes an accident involving a third party, you will be provided with an attorney to represent you in any police or judicial investigation.

Personal Belongings Cover

This add-on cover provides protection against the loss of personal belongings left in a locked insured vehicle.

Emergency Transport & Hotel Expenses Reimbursement Cover

If your vehicle breaks down and you need emergency accommodation or alternative transportation, this add-on provides coverage for these expenses.

Key Replacement Cover

A Key Replacement Cover is an add-on that provides coverage in the event of a lost key or theft of the vehicle key or if it's damaged.

why SGI

Why Should You Choose Shriram General Insurance for Your Car Insurance?

Shriram General Insurance Motor Car Insurance Policy ensures that your vehicle is protected in the event of damage to the vehicle and third-party liability. The following are a few reasons why you should consider our car insurance:

  • No Paperwork: A digital process allows for the purchase or renewal of insurance policies without the need to maintain a hard copy. To purchase or renew your auto insurance policy, you should instead upload soft copies.
  • Intimation process for claims: When raising a claim online, minimal documentation is required for quick claim intimation.
  • MySGI App: Our single online platform allows you to purchase or renew your car insurance through our mobile app at your convenience. A claim can also be raised instantly.
  • Competitive Premiums: Shriram General Insurance provides car insurance at competitive rates, striking a balance between affordability and maintaining high standards of coverage and customer service.

How to Register For Car Insurance Claims in Pune?

Follow these steps to initiate an online car insurance claim with Shriram General Insurance:

  • Step 01
  • Step 02
  • Step 03

Visit our website www.shriramgi.com or download MySGI app to access your Shriram account.

Choose the policy to raise the claim and answer a few questions about your car’s damages.

Upload the necessary soft copies of documents to register your claim successfully. To assist you with the claim, a member of our customer service team will contact you. You can also raise a claim against your car insurance policy by contacting us at 1800-300-30000/1800-103-3009. We will assist you through the process of filing a claim for car insurance.

Frequently Asked Questions (FAQs)

Here are the steps to raise online claim against your Shriram car insurance.

What should I do in case of an accident involving my car in Pune?

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If an accident occurs, you must immediately inform your insurance company and file a claim. Provide all the necessary details and documents to facilitate the claims process.

How can I purchase car insurance from Shriram General Insurance in Pune?

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Buying a car insurance from Shriram General Insurance in Pune is simple. First, visit our website at www.shriramgi.com or download the MySGI app. Provide your vehicle details, select the appropriate insurance policy, and make a secure online premium payment.

Is car insurance mandatory in Pune?

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As per Indian law, it is mandatory to have a third-party car insurance policy for all vehicles to drive legally on the roads.

What are the benefits of comprehensive car insurance in Pune?

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Comprehensive car insurance in Pune will cover the damages to your vehicle and third-party liabilities. It provides protection against accidents, theft, and natural disasters. You can also add suitable add-on covers to enhance the policy coverage.

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List of Cashless Car Garages in Pune

Shriram General Insurance has a wide network of cashless garages in Pune

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List of Shriram General Insurance Branches in Pune

Shriram General Insurance has several branches in Pune.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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