Kia Sonet Car Insurance Overview
Kia is an automotive brand known for its advanced technology and innovative design. It produces a wide
range of cars, from sporty hatchbacks to adventurous SUVs. Kia manufactures various car models, one of
which is the subcompact SUV Kia Sonet.
Kia Sonet is one of the top-selling brands, and it is important to protect your Kia Sonet with
reliable Car Insurance, like Shriram Car Insurance. They provide Third-Party, Own-Damage, and
Comprehensive Insurance for your Kia Sonet car.

Key Features and Benefits of Kia Sonet Car Insurance
The key features of Kia Sonet are listed below.
Kia Sonet Car Specifications
The Kia Sonet car specifications are listed below.
| Categories | Specification |
|---|---|
| Engine Capacity | 998cc - 1493cc |
| Power (PS@rpm) | 88@6000 |
| Torque (Nm@rpm) | 113@4400 |
| Fuel type | Petrol, Diesel |
| Transmission type | Automatic/Manual |
| Seating capacity | 5 |
| Fuel tank capacity (Ltr) | 45 Litres |
| Body type | SUV |
Kia Sonet Car Insurance Coverages
- What is Covered?
- What is not Covered?
The coverages for the Kia Sonet car are listed below.
Provides coverage for third-party loss or damage.
Accidental and collision damages will be covered.
If a Kia Sonet is stolen or damaged beyond repairs, compensation will be provided based on the IDV (Insured Declared Value).
Fire damages caused to the Kia Sonet.
Coverages against man-made and natural calamities like floods, earthquakes, riots and strikes.
The exclusions for the Kia Sonet car are listed below.
Accidents caused to the Kia Sonet while driving without a valid driving licence.
Electrical and mechanical failures of the insured vehicle.
Damages caused to the insured vehicle outside the geographical vehicle.
Damages occurred to the insured vehicle before the coverage was applicable.
Damages occurred to the insured vehicle while driving under the influence of alcohol or drugs.
Regular wear and tear of the insured vehicle.
Kia Sonet Price and Variants
| Car Variants | Price Details |
|---|---|
| 1.2 HTE | ₹8.99 L |
| 1.2 HTE(O) | ₹9.47 L |
| 1.2 HTK | ₹10.35 L |
| 1.2 HTK(O) | ₹10.74 L |
| 1.0 HTK iMT | ₹10.75 L |
| 1.0 HTK (O) iMT | ₹11.12 L |
| 1.5 HTE(O) | ₹11.36 L |
| 1.2 HTK Plus (O) | ₹12.20 L |
| 1.0 HTK Plus (O) iMT | ₹12.70 L |
| 1.5 HTK(O) | ₹13.11 L |
| 1.0 HTX iMT | ₹13.65 L |
| 1.5 HTX Plus | ₹13.73 L |
| 1.5 HTK Plus | ₹13.74 L |
| 1.5 HTK Plus (O) | ₹14.21 L |
| 1.0 HTX DCT | ₹14.64 L |
| 1.5 HTX | ₹14.81 L |
| 1.5 HTX AT | ₹15.82 L |
| 1.0 GTX Plus DCT | ₹17.02 L |
| 1.0 X Line DCT | ₹17.21 L |
| 1.5 GTX Plus AT | ₹18.39 L |
How to Buy and Renew Kia Sonet Car Insurance?
- How to Buy Car Insurance for Your Kia Sonet Online
- How to Renew Car Insurance for Kia Sonet Online
Purchasing your Kia Sonet car with Shriram Car Insurance is easy and can be done in a few steps.
Visit the official website of Shriram Car Insurance or log in to the MySGI app.
Select the coverage and suitable add-ons for your Kia Sonet car.
Select the desired payment method and proceed with payment.
Renewing your Kia Sonet car can be completed in a few steps listed below.
Log in to the MySGI app or visit the official website of Shriram Car Insurance.
Select the coverage and the add-ons for your Kia Sonet car. Review all the provided details and then proceed to the payment page.
Select the payment method and your Kia Sonet car will be insured after successful payment.
Types of Kia Sonet Car Insurance Coverages
The types of Kia Sonet Car Insurance are listed below.
Comprehensive Car Insurance
As the name suggests, Comprehensive Car Insurance provides coverage for both Third-Party and Comprehensive Car Insurance. You can also customise your Kia Sonet Car Insurance with suitable add-ons.
Third-Party Insurance Policy
Third-Party Car Insurance provides coverage for third-party loss and damage. According to the Indian Motor Vehicles Act of 1988, Third-Party Car Insurance is mandatory for any vehicle to drive in Indian roads. Damages caused to the third-party vehicle or property and any loss or injury caused to the third-party will be covered by the insurance provider.
Own Damage Cover
Own Damage Insurance provides coverage for collision or accidental damages for your Kia Sonet. It also provides coverage for damages caused by fire, man-made and natural calamities like earthquakes, floods, riots and theft. Additionally, you can choose add-ons like Zero Depreciation Cover and Engine Protector Cover for your Kia Sonet car.
Kia Sonet Variants Car Insurance Premium Price
| Car Variants | Insurance Premium Price |
|---|---|
| 1.2 HTE | Get Price |
| 1.2 HTE(O) | Get Price |
| 1.2 HTK | Get Price |
| 1.2 HTK(O) | Get Price |
| 1.0 HTK iMT | Get Price |
| 1.0 HTK (O) iMT | Get Price |
| 1.5 HTE(O) | Get Price |
| 1.2 HTK Plus | Get Price |
| 1.2 Gravity | Get Price |
| 1.2 HTK Plus (O) | Get Price |
| 1.0 HTK Plus iMT | Get Price |
| 1.5 HTK | Get Price |
| 1.0 HTK Plus (O) iMT | Get Price |
| 1.0 Gravity iMT | Get Price |
| 1.5 HTK(O) | Get Price |
| 1.0 HTX iMT | Get Price |
| 1.5 HTX Plus | Get Price |
| 1.5 HTK Plus | Get Price |
| 1.5 Gravity | Get Price |
| 1.5 HTK Plus (O) | Get Price |
| 1.0 HTX DCT | Get Price |
| 1.5 HTX | Get Price |
| 1.5 HTX iMT | Get Price |
| 1.0 GTX Turbo DCT | Get Price |
| 1.5 HTX AT | Get Price |
| 1.0 GTX Plus DCT | Get Price |
| 1.5 HTX Plus iMT | Get Price |
| 1.5 GTX AT | Get Price |
| 1.0 X Line DCT | Get Price |
| 1.5 GTX Plus AT | Get Price |
| 1.5 X Line AT | Get Price |
Popular Kia Sonet Car Insurance Add-Ons
The popular add-ons for your Kia Sonet car are listed below.
Road Side Assistance
If your Kia Sonet car stops or breaks down in the middle of the road, the Road Side Assistance Cover provides coverage. If your car cannot be started on the spot, it will be taken to the nearby garage for repairs.
Engine Protector Cover
The engine is the most important part of the car, and standard Car Insurance will not provide coverage for any engine-related damages. The add-on cover provides coverage for your Kia Sonet car’s engine, if it is damaged due to water intrusion or accidents.
Consumables Cover
Kia Sonet car parts like nuts, screws and lubricants are one-time usable and cannot be used again. So if the consumable parts are to be replaced, the add-on cover provides coverage for these parts, which are not included in the standard Car Insurance.
Zero Depreciation Cover
The add-on covers the total cost of the replaced or the damaged part, without considering the depreciation. So, maximum compensation will be provided for the replaced part.
Key Replacement Cover
Misplacing car keys is common, and sometimes, they can be stolen. In such cases, the Key Replacement add-on cover will provide reimbursement for the cost of replacing the old lock and key system.
Kia Sonet Car Insurance Claim Process Online
Follow these steps to initiate a claim for your Kia Sonet Car.
- Step 01
- Step 02
- Step 03
Visit the official website of Shriram Car Insurance or log in to the MySGI app.
Submit all the details like accident location and date, FIR, vehicle kilometre reading and engine chassis number.
Once the documents are verified, the claims will be settled.

How to Download Kia Sonet Car Insurance Policy?
Downloading your Kia Sonet Car Insurance Policy online can be done in a few steps.
Step 01
Visit the official website of Shriram Car Insurance or log in to the MySGI app.
Step 02
Enter the car details and click download. Your Car Insurance will be downloaded.
Why Should You Buy Kia Sonet Car Insurance from SGI?
Affordable Premium
Shriram Car Insurance provides affordable premiums for your Kia Sonet car.
Coverage Benefit
Shriram Car Insurance provides coverage options like Own Damage, Third-Party and Comprehensive Car Insurance for your Kia Sonet car.
Add-on Benefit
Apart from the standard coverage, Shriram Car Insurance provides a wide range of add-ons, such as Zero Depreciation Cover, Engine Protector Cover, and Consumables Cover.
Easy Claim Process
Initiating a claim for your Kia Sonet car can be done in a few steps. Once all the documents are submitted, it will be reviewed and the claims will be settled in the least possible time.
Easy to Purchase
Purchasing Kia Sonet Car Insurance is very easy with Shriram Car Insurance. Log in to the MySGI app or visit the official website of Shriram Car Insurance to make a purchase. You can also purchase it by contacting the customer care executive.
Frequently Asked Questions (FAQs)
These are some of the most frequently asked questions regarding Kia Sonet car insurance.
Is Car Insurance mandatory for Kia Sonet cars?
Yes, Car Insurance is mandatory for Kia Sonet car. Third-Party Car Insurance is mandatory to drive in Indian roads.
Which coverage is suitable for a Kia Sonet car?
You can choose the coverage based on your requirement. However, Comprehensive Car Insurance provides cover for third-party and collision or accidental damages. You can also choose the required add-ons.
Can I renew my Kia Sonet Car Insurance online?
Yes, you can renew your Kia Sonet Car Insurance online by visiting the official website or logging in to the MySGI app.












