Kia Syros Car Insurance Overview
As per the Motor Vehicles Act of 1988, financially protecting your Kia Syros is mandatory. Finding the right Car Insurance shouldn't be a hassle. In this guide we will explore Car Insurance coverages, claim process and why to buy from Shriram General Insurance. We hope to enable you to drive confidently knowing your Kia Syros is well-protected with a policy tailored to your needs.

Key Features and Benefits of Kia Syros Car Insurance
The following are the features of the Kia Syros.
Kia Syros Car Specifications
Below-listed are the key specifications of the base model of the Kia Syros.
Categories | Specification |
---|---|
Engine Capacity | 998 cc, 3 Cylinders Inline, DOHC |
Power (PS@rpm) | 118@6000 |
Torque (Nm@rpm) | 172@1500-4000 |
Fuel type | Petrol, Diesel |
Transmission type | Manual - 6 Gears |
Seating capacity | 5 |
Fuel tank capacity (Ltr) | 45 Litres |
Body type | SUV |
Kia Syros Car Insurance Coverages
- What is Covered?
- What is not Covered?
The following are typically covered under Kia Syros Car Insurance.
Accident-related damages
Injury, death or property damage to a third-party
Damages resulting from natural or man-made calamities
Fire-caused damages
Vehicle loss or theft
Kia Syros Car Insurance cannot be claimed in the following instances.
Electrical and mechanical failures
Regular wear and tear
Taking part in illegal racing
Accidental damage incurred outside the policy’s geographical limit
Driving under the influence of mind-altering substances
Using the vehicle to carry out illegal activities
Driving without a valid driving licence
Kia Syros Price and Variants
Here’s a list of the different Kia Syros models and their respective on-road prices.
Model Name | On-Road Price (in Delhi) |
---|---|
1.0 HTK Turbo | ₹10.57 L |
1.0 HTK(O) Turbo | ₹11.86 L |
1.5 HTK(O) | ₹13.34 L |
1.0 HTK Plus Turbo | ₹13.57 L |
1.0 HTK Plus Turbo DCT | ₹15.04 L |
1.5 HTK Plus | ₹15.09 L |
1.0 HTX Turbo | ₹15.27 L |
1.0 HTX Turbo DCT | ₹16.75 L |
1.5 HTX | ₹16.83 L |
1.0 HTX Plus Turbo DCT | ₹18.34 L |
1.0 HTX Plus(O) Turbo DCT | ₹19.25 L |
1.5 HTX Plus | ₹19.97 L |
1.5 HTX Plus (O) AT | ₹20.90 L |
Note: The above-mentioned model and price details are subject to change. Kindly refer to the official manufacturer’s website for more accurate and up to date details.
How to Buy and Renew Syros Car Insurance?
- How to Buy Kia Syros Car Insurance online
- How to Renew Kia Syros Car Insurance online
Here are the steps to purchase Shriram Car Insurance for your Kia Syros.
Head to the MySGI app or Shriram General Insurance website.
Enter the details requested in the fields and select “Insure Now”.
Choose your desired policy and the necessary add-ons. Following that, make an online payment.
Here are the steps to renew Kia Syros Insurance with Shriram General Insurance.
Visit the MySGI app or Shriram General Insurance website.
Enter the details requested in the fields and select “Renew Shriram Policy”.
Check the existing coverage and make changes if required. Following that, make an online payment.
Types of Kia Sonet Car Insurance Coverages
Here are the coverage options available for the Kia Syros.
Comprehensive Car Insurance
This policy is essentially a combination of Own Damage and Third-Party Insurance. So you get the mandatory legal coverage, plus coverage against damages to your own vehicle. It goes without saying that since you have the OD Policy, you also have the option to include add-ons. Since Comprehensive Insurance provides all these coverages it is the most ideal for your car.
Third-Party Insurance Policy
Third-Party Insurance provides coverage against injury, death and property damage to a third party. As per the Motor Vehicles Act of 1988, it is mandatory for all vehicles to be insured with this coverage. Failing to do so can lead to incurring legal penalties. Please note that Third-Party Insurance does not cover damages to your own vehicle.
Own Damage Cover
This insurance policy provides financial protection against damages to your own vehicle due to collisions, fires and natural & manmade calamities. You also get coverage against vehicle loss or theft. Another feature of this policy is that you can opt for add-ons for extended coverage. Nonetheless, third party liabilities are not covered under this policy.
Kia Syros Variants Car Insurance Premium Price
Here are the Kia Syros models with their respective insurance quote links.
Car Variants | Insurance Premium Price |
---|---|
1.0 HTK Turbo | Get Price |
1.0 HTK(O) Turbo | Get Price |
1.5 HTK(O) | Get Price |
1.0 HTK Plus Turbo | Get Price |
1.0 HTK Plus Turbo DCT | Get Price |
1.5 HTK Plus | Get Price |
1.0 HTX Turbo | Get Price |
1.0 HTX Turbo DCT | Get Price |
1.5 HTX | Get Price |
1.0 HTX Plus Turbo DCT | Get Price |
1.0 HTX Plus(O) Turbo DCT | Get Price |
1.5 HTX Plus AT | Get Price |
1.5 HTX Plus (O) AT | Get Price |
Popular Kia Syros Car Insurance Add-Ons
The following is a list of add-ons available with Shriram Car Insurance.
Zero Depreciation Cover
Financial compensation for damaged vehicle parts is usually promotional to the depreciated value of the vehicle. However, with a Zero Depreciation Cover you will receive support for the full cost of a brand new part.
Key Replacement Cover
This cover comes in handy in case you misplace your car keys or they are stolen. Both physical keys as well as wireless ones are covered under this add-on.
Road Side Assistance
If you have this add-on you can call for support if your Syros breaks down in the middle of the road. Your car will be taken to a nearby garage for additional help if it cannot be fixed right away.
Consumables Cover
Standard Car Insurance does not cover consumables, which are one-time-use auto parts including bolts, screws, and lubricants. However, these parts will be covered if you opt for a Consumables Add-On Cover.
Engine Protector Cover
This cover provides financial protection against engine damage resulting from water ingression or accidents. So this add-on is useful especially if you are in a flood-prone region.
Kia Syros Car Insurance Claim Process Online
By following these easy steps, you may initiate a claim for your Kia Syros.
- Step 1
- Step 2
- Step 3
Visit Shriram Car Insurance's official website or log in to the MySGI app.
Share necessary information as requested, including the date and location of the accident, the engine chassis number, the vehicle's mileage, and a copy of the FIR (if applicable).
The claims will be resolved as quickly as possible if the claim is valid and after the submitted documents have been examined.

How to Download Kia Syros Car Insurance Policy?
Here are the steps to download your Kia Syros Car Insurance Policy.
Step 01
Log on to the Shriram General Insurance website or login to the MySGI app.
Step 02
Select your car’s policy and click download to receive a soft copy of your policy.
Why Should You Buy Kia Syros Car Insurance from SGI?
Here’s why you should choose Shriram General Insurance as your insurance provider for your Kia Syros.
Affordable Coverage
While we try to provide optimal coverage for your vehicle, we ensure that we don’t compromise on cost. Insure with us for comprehensive coverage for your vehicle that doesn’t require you to break the bank.
Ease of Purchase
Gone are the days when you had to locate an insurance branch to buy Car Insurance for your four-wheeler. Shriram General Insurance provides the option to buy Car Insurance from their website and mobile app in no time!
Useful Add-Ons
Choose from our wide-range of Car Insurance Add-ons to compliment your car’s coverage. Each add-on provides a unique financial protection. So you can choose the most necessary ones based on your unique insurance requirements.
Simple Claim Process
In the event of an unfortunate accident, you can raise a claim on the Shriram General Website or the MySGI App. Just login to your account and share the required details and documentation, we will take care of the rest.
Dedicated Customer Support
Whether you need to buy/renew a policy or raise a claim, rest assured that help is just around the corner. Our customer support team is ever ready to provide support if you ever you get stuck and you require assistance.
Frequently Asked Questions (FAQs)
These are some of the most frequently asked questions regarding Kia Syros car insurance.
Is Car Insurance mandatory for a Kia Syros?

Yes, as per the Motor Vehicles Act of 1988, financially protecting your Kia Syros with Third Party Car Insurance is mandatory.
How can I download my Kia Syros Car Insurance Policy?

Log on to the Shriram General Insurance website or login to the MySGI app, select your car’s policy, and click download.
What are the different types of Car Insurance coverages available for Kia Syros?

The main types of coverages are Third-Party Insurance, Own Damage Insurance, and Comprehensive Insurance.