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  • Overview
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What is Zero Depreciation Add-on?

  • Zero Depreciation cover covers the full cost of repairs or replacement without considering depreciation. This ensures that the policy holder does not have to bear any additional expenses out of pocket
  • Zero depreciation cover is an add-on feature that can be included in a comprehensive Car Insurance policy in India
  • It offers full coverage for any damages or losses to the insured vehicle, without considering depreciation
  • It ensures that the policy holder can claim the full cost of any repairs or replacements required, without having to bear any depreciation costs
  • It may also have certain exclusions, such as damages due to driving under the influence of alcohol or drugs and others as mentioned in the policy document
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Benefits of Shriram Zero Depreciation Add-on Cover

Extensive Protection

Extensive Protection

The zero-depreciation add-on cover offers all-round coverage for your vehicle, including damage to the body, plastic, and rubber parts, without depreciation factoring in

Exempt from Additional Expenses

Exempt from Additional Expenses

The policyholder does not have to pay for the depreciation of the vehicle parts in case of an accident

Vehicle Durability

Vehicle Durability

A zero depreciation add-on cover ensures that the damaged parts of the vehicle are replaced or repaired as required, which increases the life of the vehicle

Frequently Asked Questions

Can I get zero depreciation Car Insurance after 2 years?

Yes. The policy holder can add zero depreciation coverage to the Car Insurance policy after the vehicle has been assessed by the insurance company

How can policy holders buy Zero Depreciation cover along with their Car Insurance?

Policy holders can buy Zero Depreciation cover as an add-on or rider to their basic Car Insurance policy. The cover is not included in the standard policy and must be added at the time of policy purchase or renewal

Is zero depreciation add-on different from Shriram Comprehensive Car Insurance?

A Comprehensive Car Insurance policy covers both third-party and own damages. Zero-depreciation cover is an optional coverage that can be purchased in addition to a comprehensive policy to avoid depreciation cost during a claim

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Blogs

How to Fill RTO Form 22: Complete Guide

How to Fill RTO Form 22 for New Vehicle Registration

Posted on 2025-04-24 09:32:03

A car must fulfil certain safety and environmental requirements before it can be allowed to be driven on Indian roads. The manufacturer's certification that the vehicle is roadworthy and satisfies the required emission standards, known as RTO Form 22, is one of the important documents attesting to this compliance. This form is quite important in the vehicle registration procedure, particularly for newly bought vehicles. Knowing how to properly fill out and submit RTO Form 22 guarantees a more seamless interaction with the Regional Transport Office (RTO). It keeps you in complete compliance with Indian traffic rules, regardless of whether you're a first-time car buyer or managing vehicle documentation for a fleet.

child safety seats guidelines

Child Safety Seats: Guidelines for Choosing and Installing Child Safety Seats

Posted on 2025-04-24 06:52:35

Child safety on Indian highways is becoming increasingly important. Even as car ownership is rising, the safety of young passengers is still being majorly neglected. Child safety seats are essential for keeping young passengers secure in the event of an accident or abrupt halt. They are not just additional accessories; they are lifesaving equipment. This guide explains how to choose and install the appropriate seat in accordance with Indian safety regulations.

what is the difference between toll and road tax

What Is the Difference Between Toll and Road Tax?

Posted on 2025-04-16 12:47:14

How is road tax different from toll tax? It all comes down to their objectives and payment methods. State governments in India levy road taxes at the time of vehicle registration as a one-time or recurring payment to fund road construction and maintenance. Toll charges are only applied while using specific highways, motorways, or bridges to assist in recouping the costs of constructing and operating these roads. Think of it this way: Road taxes work similarly to membership fees, providing access to all state roadways, regardless of whether you use them. Toll tax is a pay-as-you-go service, meaning you only pay when you use a particular road or bridge that needs additional investment. Knowing these taxes enables car owners to control spending and stay out of trouble with the law. Let us examine them in more detail.

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Shriram Car Insurance in Major Cities in India

Delhi

Delhi

Chennai

Chennai

Mumbai

Mumbai

Ahmedabad

Ahmedabad

Gurgaon

Gurgaon

Bangalore

Bangalore

Agra

Agra

Bhopal

Bhopal

Pune

Pune

Indore

Indore

Jaipur

Jaipur

Dehradun

Dehradun

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Maruthi Wagan R

TN32TY6799

NCB Discount: 25 %

  • Model

    VITARA BREZZA ZDI

  • Policy End Date

    31/12/2024

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Premium Amount

₹ 1326 +GST

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