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What is Zero Depreciation Add-on?

  • Zero Depreciation cover covers the full cost of repairs or replacement without considering depreciation. This ensures that the policy holder does not have to bear any additional expenses out of pocket
  • Zero depreciation cover is an add-on feature that can be included in a comprehensive Car Insurance policy in India
  • It offers full coverage for any damages or losses to the insured vehicle, without considering depreciation
  • It ensures that the policy holder can claim the full cost of any repairs or replacements required, without having to bear any depreciation costs
  • It may also have certain exclusions, such as damages due to driving under the influence of alcohol or drugs and others as mentioned in the policy document
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Benefits of Shriram Zero Depreciation Add-on Cover

Extensive Protection

Extensive Protection

The zero-depreciation add-on cover offers all-round coverage for your vehicle, including damage to the body, plastic, and rubber parts, without depreciation factoring in

Exempt from Additional Expenses

Exempt from Additional Expenses

The policyholder does not have to pay for the depreciation of the vehicle parts in case of an accident

Vehicle Durability

Vehicle Durability

A zero depreciation add-on cover ensures that the damaged parts of the vehicle are replaced or repaired as required, which increases the life of the vehicle

Frequently Asked Questions

Can I get zero depreciation Car Insurance after 2 years?

Yes. The policy holder can add zero depreciation coverage to the Car Insurance policy after the vehicle has been assessed by the insurance company

How can policy holders buy Zero Depreciation cover along with their Car Insurance?

Policy holders can buy Zero Depreciation cover as an add-on or rider to their basic Car Insurance policy. The cover is not included in the standard policy and must be added at the time of policy purchase or renewal

Is zero depreciation add-on different from Shriram Comprehensive Car Insurance?

A Comprehensive Car Insurance policy covers both third-party and own damages. Zero-depreciation cover is an optional coverage that can be purchased in addition to a comprehensive policy to avoid depreciation cost during a claim

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Blogs

The Science of Car Sounds: Why Some Engines Sound Better Than Others

The Science of Car Sounds: Why Some Engines Sound Better Than Others

Posted on 2025-08-21 06:58:19

Engine sounds vary due to mechanical design, acoustics, and engineering intent. While these car engine acoustics may sound mechanical to some, they’re music to car lovers’ ears. If you love deep muscle cars, then its growl might feel powerful to you. Similarly, the scream of a high-pitched sports car can be appealing to sports car lovers. Automakers intentionally design these sounds as they create a signature identity for their brand. A car engine’s sound is both science and art, wherein physics determines the sound’s vibrations and design choices decide how it makes people feel. In this blog, we uncover this interesting engine sound science so you can understand why engines sound different.

Start-Stop Technology in Cars Explained

What is Start-Stop Technology in Cars and How It Saves Fuel

Posted on 2025-08-20 12:33:38

Think about being stuck at a red light for two minutes. Whether you're moving or not, the engine still uses fuel and emits pollutants while idling. Now, picture the engine turning off on its own when you stop and starting up again right away when you let off of the brake or push the clutch. That's what start-stop technology accomplishes in cars: it saves gasoline and is a great feature for stop-and-go traffic in metropolitan India.

What Is Torque Vectoring and How It Works in Cars

What is Torque Vectoring Technology in Cars and Why It Matters

Posted on 2025-08-19 09:17:34

In simple terms, torque vectoring is a sophisticated drivetrain system that enhances your car's ability to turn more effectively, respond more quickly, and remain more stable, especially at high speeds or in sharp corners. For Indian roads where conditions can shift in a blink—wet patches, potholes, or hairpin bends in the hills—this technology isn’t just about performance; it is about control and confidence. Let's discuss how this technology works, its various types, the benefits, and why more carmakers are bringing it to a wide range of cars, from SUVs to hatchbacks.

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Shriram Car Insurance in Major Cities in India

Delhi

Delhi

Chennai

Chennai

Mumbai

Mumbai

Ahmedabad

Ahmedabad

Gurgaon

Gurgaon

Bangalore

Bangalore

Agra

Agra

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Pune

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Indore

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Maruthi Wagan R

TN32TY6799

NCB Discount: 25 %

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    VITARA BREZZA ZDI

  • Policy End Date

    31/12/2024

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₹ 1326 +GST

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