Buy Car Insurance Policy Online in Allahabad-Save up to 90%

Name: Car Insurance in allahabad
Brand: Shriram General Insurance
Rating: 4.6 (1665 reviews)

Car Insurance in Allahabad Overview

Prayagraj, also known as Allahabad, is a city in the state of Uttar Pradesh, India. The exponential growth of this city of historical importance has given rise to an expansion in infrastructure, such as roads, to accommodate the ever-increasing vehicle population.

Owning a vehicle in Allahabad is necessary, and it is essential to insure your car. Shriram General insurance offers customised plans to suit your needs for insurance coverage. Here is a detailed information about car insurance in Allahabad and why you should buy from Shriram General Insurance.

Car Insurance Plans in Allahabad

While insuring your automobile, there are three types of car insurance plans you can consider:

Comprehensive Car Insurance Policy

Comprehensive car insurance gives you extensive insurance that covers third-party liability and own damage. It covers the repairs of your car due to damage caused from man-made or natural disasters and accidental damage. It also covers theft and fire. You can buy the optional add-ons to enhance the coverage.

Own Damage (OD) Cover

The Own Damage cover specifically insures your car against losses resulting from accidental-impacts, theft, fire or natural and man-made disasters. While this does cover own damage, it does not cover third-party liabilities.

Third-party Car Insurance Policy

In India, third-party insurance coverage is mandatory. This insurance protects you from legal duties caused to a third person's property or vehicle. It also covers bodily injuries and loss of life of a third-party.

Benefits of Car Insurance in Allahabad

Here are some key benefits of having car insurance in Allahabad:

Financial Security:

Shriram’s comprehensive car insurance protects you from significant liabilities and unforeseen financial obligations caused due to accidental damage or third-party liabilities.

Legal Compliance:

Third-party car insurance is required by law in India. Maintaining valid insurance ensures compliance and prevents legal issues.

Vehicle Damage Cover:

Comprehensive car insurance provides cover for your car from risks such as accidents and natural or manmade calamities.

Third-party Liability Coverage:

Car insurance covers legal obligations resulting from the destruction of property belonging to a third-party or injuries or loss of life to a third party.

How to Buy Car Insurance in Allahabad?
How to Renew Car Insurance in Allahabad?

Follow these simple steps to get car insurance for your vehicle:

Visit our website or install the MySGI app.

Input your car’s details through easy-to-follow steps in the app.

Select the car coverage plan and the add-ons you require.

Complete the payment digitally and get your policy instantly.

Renew your car insurance in a few easy steps.

Browse our user-friendly website ( www.shriramgi.com) or get the MySGI app.

Input your vehicle information accurately.

Select the car insurance coverage and the add-ons you need.

Process your payment safely online and get your insurance renewed instantly.

Renew your insurance with Shriram General Insurance today!

Types of Car Insurance Add-ons

Here are some of the available car insurance add-ons provided by Shriram General Insurance:

Engine Protection Cover 

Get an engine protection cover to protect you from the cost of repairing engine damage caused by water damage or fluid discharge.

Nil Depreciation Cover

Eliminate the consequences of depreciation on the worth of your automobile while settling claims. Claim the complete expense of fixing or substitution without including loss of value.

Personal Accident Cover

Get improved personal injury insurance for the driver as it offers extra monetary coverage to pay for incapacity or involuntary loss of life.

Roadside Assistance Cover

Get roadside assistance via an authorised vendor in case of a breakdown of your insured car, including fuel, battery backup, and repair of flat tyres.

Consumables Cover

Get coverage for the price of consumables like coolant, nuts, bolts, and engine oil, which are generally excluded from a typical car insurance plan.

Personal Belongings Cover

This add-on cover provides protection against the loss of personal belongings left in a locked insured vehicle.

Emergency Transport & Hotel Expenses Reimbursement Cover

If your vehicle breaks down, this add-on provides coverage for emergency accommodation or alternative transportation expenses.

Key Replacement Cover

This add-on provides cover for key replacement in the event of a lost key, theft of the vehicle key or if it's damaged.

Why You Should Choose Shriram General Insurance for Your Car Insurance?

Here are the reasons to consider Shriram General Insurance for your car insurance needs:

Wide Range of Coverage Options: Shriram General Insurance provides car insurance policy options that match your demands and monetary constraints.
Convenient Online Services: Shriram General Insurance supplies a user-centric online interface to quickly obtain and renew your car insurance.
Competitive Premiums: Shriram General Insurance aims to offer low-cost car insurance premiums without sacrificing on coverage options.
Add-on Covers for Enhanced Protection: Shriram General Insurance provides additional protection options to enhance your vehicle insurance coverage .
Quick and Hassle-free Claims Initiation Process: Shriram General Insurance implements a seamless method to initiate claims.
Great Customer Support: Shriram General Insurance’s customer support team is available for a majority of hours through their free hotline functions from 4.00 am to 12.00 am.

How to Register Car Insurance Claim in Allahabad?

Get a hassle-free experience when you need to file a car insurance claim with Shriram General Insurance in Allahabad. Follow these steps to raise an online car insurance claim:

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Visit our website/app (MySGI) to access your Shriram account.

Input the policy details and information regarding damages.

Submit the required digital copies of the paperwork to register your claim.

Alternatively, contact Shriram General Insurance’s customer care by calling their toll-free line at 1800-300-30000 or 1800-103-3009. Their trained and helpful customer support team will support you through the vehicle insurance claim process.

Intimate Claim

Frequently Asked Questions (FAQs)

Here are the answers to some commonly asked questions about car insurance Allahabad.

Is car insurance mandatory in Allahabad?

Certainly, according to the Motor Vehicles Act, it is required to have third-party car insurance in Allahabad. Operating without authorised insurance may result in legal repercussions and fines.

How can I find affordable car insurance in Allahabad?

Compare rates from various insurance companies to discover cheap car insurance in Allahabad. Examine factors like coverage, deductible amounts, and the price of premiums.

Can I transfer my car insurance policy to Allahabad if I move from another city?

If you decide to move from another town, you can move your car insurance coverage when relocating to Allahabad. Communicate with your insurance company and explain your new residence's specifics. The team will assist you in the migration procedure.

List of Cashless Garages in Allahabad

Shriram General Insurance Company provides a broad group of garages that offer cashless services in Allahabad. Get the complete list of cashless garages here.

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List of Shriram General Insurance Branches in Allahabad

Insurance provider Shriram General Insurance only has a single location in Allahabad. Click here for the complete list of Shriram General Insurance’s branches in Allahabad.

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