Buy Car Insurance Policy Online in Bhubaneshwar-Save up to 90 %

Car Insurance in Bhubaneshwar Overview

Bhubaneshwar, the capital of Odisha, is also referred to as India’s Temple City, Sports Capital, and Start-up Hub of East India. It has a fairly large population and many own cars. To secure your car from accidental damage, buying car insurance in Bhubaneswar is a must. Shriram General Insurance provides various plans tailored to your requirements, whether you are in search of comprehensive coverage , compensation, or third-party insurance.

Car Insurance Plans in Bhubaneshwar

Here are some car insurance plans offered by Shriram General Insurance, which you can opt for based on your requirements and preferences:

Comprehensive Car Insurance Policy

Comprehensive Car Insurance provides coverage for your car against expenses arising from accidental damages and damages caused due to manmade or natural disasters. It also covers theft and damage due to fire. This covers the expenses of repairing the car and compensation for theft. It also covers third-party liabilities. Shriram General Insurance keeps your safety in mind and offers comprehensive car insurance in Bhubaneshwar. It ensures your vehicle is well-protected.

Third-party Car Insurance Policy

Third-Party Car Insurance covers the damage caused to a third party due to an accident involving your insured car. This type of car insurance plan is mandatory under The Motor Vehicles Act, 1988. The damages include third-party property damage and bodily injury to the third-party or death. Your own vehicle damage is not covered under this policy. 

Own Damage (OD) Cover

With Own Damage Car Insurance , your vehicle is insured against accidental damage. This coverage secures your car against natural calamities, such as storms, heavy floods, earthquakes, landslides, thunderstorms, etc. and from man-made disasters as well. With insurance, you will know your car is in safe hands and covered in unpredictable situations that might bring repair and replacement requirements. However, this type of car insurance plan does not cover third-party liabilities.

Benefits of Car Insurance in Bhubaneshwar

Much of the space on the road of Bhubaneswar is occupied by shops. As heavy traffic and the huge number of vehicles in Bhubaneswar may hamper your driving experience and expose you to certain risks; hence, motor insurance is crucial for your vehicle. Some benefits of car insurance in Bhubaneshwar are:

Coverage for Damage to the Insured Vehicle

Car owners fear damage due to accidents or unforeseen natural disasters such as earthquakes, flooding, cyclones, or storms. However, with Shriram General Insurance, you need not worry about it. The policy ensures financial coverage in case of damage to your car due to natural calamities or man-made disasters. The cost covered depends on the extent of the damage and the type of policy.

Coverage for Third-Party Liability

If your insured vehicle causes damage to a third-party vehicle or property, the policy provides cover for the damage caused. The insurance amount will cover the loss caused to the third party. It also covers bodily injury or death compensation payable to the third party.

Coverage for Personal Accidents

In case of bodily injuries suffered in an accident, insurance will cover the cost of treatment and hospitalisation. Compensation due to disability or death is also made available to policyholders. This cover is available if the policyholder has opted for it during the tenure of the insurance.

No-Claim Bonus

The No-Claim Bonus offers a discount on the premium paid for the next policy term. It goes up to 50% for five consecutive claim-free years. This is one of the best benefits you get from car insurance.

How to Buy Car Insurance in Bhubaneshwar?
How to Renew Car Insurance In Bhubaneshwar

Get Car Insurance in Bhubaneswar without any Hassle.
You can effortlessly buy Shriram General Insurance in no time. Here are the easy steps to follow to purchase car insurance online:

Visit our website ( www.shriramgi.com) or download the MySGI app.

Enter the details of your vehicle in the form provided and follow the procedure carefully.

Select the appropriate plan for your vehicle according to your preferences and requirements from the insurance. You can also include optional add-ons.

Pay the premium online, and the policy will be accessible in no time.

It is easy to renew the Shriram General Insurance through our website www.shriramgi.com or mobile app. Here are the steps for renewing your car insurance online without any hassle

Open our website ( www.shriramgi.com) or download our app (MySGI).

Enter the required details about your vehicle and follow the procedure for renewal.

Select the plan you require. Choose add-ons if you need them.

Pay the amount required for the car insurance renewal premium online, and your policy will be renewed in an instant.

Types of Car Insurance Add-ons

There are many benefits of car insurance add-ons you might not be familiar with right away. Some key benefits of add-on coverage in car insurance include.

Nil Depreciation Cover

In case of partial loss, you might have to pay more as your car depreciates every year. However, adding on a Nil Depreciation add-on will cover your vehicle’s depreciation. You will get full coverage during claims.

Daily Reimbursement Cover

Under the Daily Reimbursement Cover, the money you spend on hiring a private vehicle for your daily commuting needs while your own vehicle is being repaired is reimbursed. A specific number of days (based on the policy terms) is covered by this add-on.

Personal Belongings Cover

Personal Belongings add-on covers the loss of personal belongings from a locked insured vehicle.

Emergency Transport & Hotel Expenses Reimbursement Cover

The Emergency Transport and Hotel Expenses Cover provides coverage for alternative transportation and accommodation in the event of a breakdown.

Key Replacement Cover

A Key Replacement Coverage protects you against the financial burden associated with the replacement or repair of a lost or damaged car keys.

Roadside Assistance Cover

This add-on offers assistance in situations where you are stranded, particularly in remote locations. It is useful in the event of a vehicle breakdown. Under this add-on, Shriram General Insurance can arrange for your vehicle to be towed to the nearest authorised garage or repair centre. If your vehicle needs refuelling, it can be arranged. Minor repairs can also be taken care of with this add-on.

Motor Protection Cover

According to this add-on, Shriram General Insurance can appoint a legal advocate in the event of a motor accident involving your insured vehicle. To ensure adequate representation, our advocate defends you during police and judicial proceedings (up to the judicial magistrate level).

Engine Protection Cover

Complete engine protection is ensured with this add-on. The add-on will cover the costs of engine damage or defect that might be caused because of water ingression or leakage of lubricants and damage to the gearbox, pistons, or connecting rods.

Why Should You Choose Shriram General Insurance for Your Car Insurance?

Shriram General Insurance has several plus points.

Limited paperwork: Our insurance process is digital, allowing you to purchase or renew insurance policies without the need to refer to files or fill forms. To purchase or renew your auto insurance policy, just upload soft copies on our website www.shriramgi.com or My SGI app
Quick claim intimation process: When you need to raise a claim online, minimal documentation will be required, enabling quick claim intimation.
MySGI App: Our online platform allows you to purchase or renew your car insurance through our mobile app. A claim can also be registered without hassle.
Competitive premiums: Shriram General Insurance is reasonably priced. You can get excellent coverage and customer service at competitive rates.

How to Register Car Insurance Policy Claims in Bhubaneshwar?

Here are the steps to register a car insurance claim online with Shriram General Insurance:

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Step 02
Step 03

Choose the policy for claim initiation and answer questions related to car damage.

Lastly, upload the required documents to register your claim.

Our customer support team will get in touch with you to help with the claim process.

Alternatively, you can also call us at 1800-300-30000/1800-103-3009 to raise a claim against your car insurance policy. Our customer service team will guide you throughout the car insurance claim process. You can also call us for claim intimation.

Intimate Claim

Frequently Asked Questions (FAQs)

Some of the frequently asked questions about car insurance or comprehensive car insurance policies from customers are:

What will be the added benefits we can expect from Shriram General Insurance?

Some added advantages you get through Shriram General Insurance are voluntary deductibles for saving money on your insurance premiums, automobile association discounts, and installation of anti-theft devices in your vehicle for more safety.

What KYC requirements do I need to complete while purchasing Shriram General Insurance?

To ensure all your KYC details are gathered in one go, Shriram General Insurance asks customers to fill in a quick KYC form online and upload the relevant documents to facilitate KYC. This ensures your insurance purchase goes smoothly and you receive the policy without hassle.

Is it better to buy car insurance online?

Shriram General Insurance offers the same services to all its customers, irrespective of whether you buy the policy online or at one of our branch offices. Buying insurance online simply offers more convenience and flexibility since you can complete the process from the comfort of your home.

Is claim intimation mandatory?

Yes. Please note that your insurance policy gives specific instructions on how and when to intimate us for registering a claim. Timely claim intimation makes claim processing and settlement smooth. To avoid disputes, you must initiate the claim intimation process per the clauses mentioned in your car insurance policy.

List of Cashless Garages in Bhubaneshwar

Shriram General Insurance has a wide network of cashless garages in Bhubaneshwar.

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List of Shriram General Insurance Branches in Bhubaneshwar

Shriram General Insurance Company has 1 branch in Bhubaneshwar which is located in Gitanjali Complex, Lewis Road, Flat No. 2863/3719, Bhubaneswar-751002. 

Phone Numbers: 07852945195/96/97

Email-Id: sgi.bhubaneshwar@shriramgi.com