Buy Car Insurance Policy Online in Amritsar- Save up to 90%

Name: Car Insurance in amritsar
Brand: Shriram General Insurance
Rating: 4.6 (1665 reviews)

Car Insurance in Amritsar Overview

Amritsar, a beautiful city in Punjab, has a long history and a diverse culture. It is a popular tourist destination because it houses the magnificent Golden Temple. In a bustling city like Amritsar, one cannot exaggerate the importance of car insurance. As a car owner, you need to get Shriram Car Insurance in Amritsar to safeguard your vehicle against accidental damage. From comprehensive coverage that protects against accidents, theft, and more, to mandatory third-party insurance, explore the options that suit your needs and ensure peace of mind while driving on the roads of Amritsar.

Car Insurance Policies in Amritsar

Below are the car insurance plans offered by Shriram General Insurance. Based on your insurance needs, opt for a suitable plan.

Comprehensive Car Insurance Policy

Comprehensive Car Insurance Policy provides all-inclusive protection, covering accidental damages, theft, damages to your vehicle due to natural disasters, fire, and coverage for third-party liability. Apart from these, this type of car insurance plan lets you add add-on covers to enhance the coverage.

Third-Party Insurance Policy

The third-party insurance policy safeguards you from financial and legal liabilities arising from third-party injuries, death, or property damage. This insurance policy is a legal requirement and does not cover the damage caused to your own vehicle.

Own Damage Cover (OD)

You can protect your car from unforeseen expenses arising from accidental damage with an Own Damage Cover . It includes coverage for damage due to accidents, natural disasters and man-made calamities. You can add it to Third-Party Insurance or buy it as a standalone policy for complete protection. However, this type of car insurance policy does not cover third-party liabilities.

Benefits of Car Insurance in Amritsar

Here are some reasons drivers in Amritsar can benefit considerably from car insurance. in Amritsar is crucial for you.

Coverage for damage to the insured vehicle

Car Insurance (Comprehensive Car Insurance) covers damage to your vehicle caused by accidents, natural calamities like flooding, or man-made disasters such as rioting or strikes. It also provides financial protection against man-made calamities, fires and theft.

Coverage for third-party liabilities

This cover kicks in in the unfortunate event that your car causes damage to third-party property. It can cover serious liabilities and safeguard you from potential legal and financial consequences.

Protection against theft

Car theft is a concern in busy cities like Amritsar. Car insurance provides coverage in case your vehicle gets stolen, easing the financial burden of total loss.

Peace of mind during natural disasters

Car insurance ensures your vehicle is protected during natural calamities like floods and storms. Drivers with car insurance in Amritsar can confidently navigate the city's traffic without worrying about the financial consequences of risks during driving.

How to Buy Car Insurance in Amritsar
How to Renew Car Insurance in Amritsar

Securing your vehicle with reliable insurance is a breeze with Shriram General Insurance. Follow these simple steps to purchase car insurance online .

Visit our website or download the MySGI app.

Provide your vehicle details and complete the process.

Select the ideal plan and choose optional add-ons for additional coverage.

Make the premium payment online and receive your policy instantly.

Follow these easy steps to renew your car insurance online in Amritsar:

Visit our website or download our MySGI app.

Enter your vehicle details and follow the required process.

Choose the right plan and add-ons (optional).

Pay the car insurance renewal premium online and get the policy instantly. Don't miss out on this opportunity to protect your car. Renew now and drive in peace on Amritsar's busy streets.

Car Insurance Add-Ons for Enhanced Protection

Selecting the right add-on for your car can pay off by providing coverage during an accident-related scenario. In order to tailor your car insurance coverage to your needs, Shriram General Insurance offers a variety of add-ons. These add-ons are intended to offer further protection and peace of mind, making sure you are ready to face any situation. Go through the list of Shriram General Insurance add-ons listed below and select the ones that best meet your needs.

Depreciation Waiver

Protect your valuable investment with a Zero Depreciation add-on. This cover ensures you receive full claim settlement without the depreciation on car parts being deducted except for deductibles and excesses.

Daily Reimbursement

Stay mobile even when your car is under repair with the Daily Reimbursement add-on. This cover provides coverage for expenses for using a private vehicle while your car is in the garage. Thus, helping you manage your daily commute without financial strain.

Engine Protector Cover

The Engine Protection add-on has got you covered. It provides specific coverage for damage to the engine and its parts due to water ingression or leakage of lubricants, ensuring you are financially protected from engine-related issues arising from accidents.

Personal Belongings Cover

Protect your personal belongings with the Personal Belongings add-on cover. It provides coverage for the loss of items from your vehicle.

Emergency Transport & Hotel Expenses Reimbursement cover

Breakdowns can be stressful, especially in remote or risk-prone areas. The Emergency Transport & Hotel Expenses add-on covers the cost of alternative means of transport and hotel expenses when your car breaks down far from home.

Key Replacement Cover

Losing your car keys can be a nightmare, but the Key Replacement add-on offers a solution. With this add-on, you can receive coverage for the price of replacing your car key. By opting for these add-ons, you can enhance your car insurance coverage and be well-prepared for unforeseen events. For more details, refer to the official Shriram General Insurance website/app.

Why Choose Shriram General Insurance for Your Car Insurance?

Affordable Premiums: With competitive pricing and value-for-money coverage, Shriram provides car insurance plans that fit your budget without compromising on protection.
Hassle-Free Claim Initiation Process: Shriram General Insurance ensures a seamless and quick claim intimation process, backed by excellent customer support to guide you through the claim settlement procedure.
Digital Solutions: Enjoy the convenience of buying and managing your car insurance policy online through the Shriram General Insurance website or mobile app (MySGI).

How to Register a Car Insurance Claim in Amritsar?

Registering a car insurance claim with Shriram is simple and convenient. Follow the below steps to raise a claim with us.

Step 01
Step 02
Step 03
Step 04

Visit our website or use MySGI App to access your account.

Select the policy and provide details of the damages to your car

Upload the required documents (soft copies) to register your claim.

Contact customer support for any insurance queries

Alternatively, you can call us at 1800-300-30000/1800-103-3009 to initiate the car insurance claim process. Our dedicated customer service team will assist you at every step and provide claim intimation support as well.

Intimate Claim

Frequently Asked Questions (FAQs) - Car Insurance in Amritsar

Here are answers to some commonly asked questions about car insurance in Amritsar

What factors determine the premium for car insurance in Amritsar?

The premium for car insurance in Amritsar is determined by factors such as the make and model of the car, age of the vehicle, engine capacity, geographical location, and the Insured Declared Value (IDV) of the car.

Is it necessary to have a comprehensive car insurance policy in Amritsar?

Third-party insurance is mandated by law. While a comprehensive car insurance policy is not legally mandatory, it is highly recommended for the extensive coverage it provides. It protects against damages caused by accidents, theft, natural calamities, and third-party liabilities.

Will my car insurance cover damages caused by floods in Amritsar?

Yes, comprehensive car insurance policies cover damages caused by natural calamities, including floods. However, it is advisable to check the policy terms and conditions for specific coverage details and any deductibles that may apply.

What should I do in case of an accident in Amritsar?

In case of an accident in Amritsar, immediately inform your insurance provider and the local authorities. Follow the necessary steps, such as gathering evidence, taking photographs, and obtaining witness statements. Contact your insurance company to initiate the claim process and submit the required documents.

Is third-party car insurance mandatory in Amritsar?

In Amritsar, third-party car insurance is mandatory according to the Motor Vehicles Act, 1988. It covers any liability resulting from your car causing injury to a third party or causing damage to a third party. Having third-party insurance coverage is a legal requirement before driving in Amritsar or anywhere in India.