Car Insurance in Ajmer
The best car insurance, at a price you can afford. Premium starts as low as Rs.2094
Car Insurance in Ajmer Overview
Ajmer, a vibrant city in Rajasthan, offers a rich cultural heritage and attracts tourists from all over the world. As residents and visitors explore its historical wonders, vehicles have become an integral part of transport in Ajmer. With a prized possession, it's crucial to prioritise insuring the vehicles to protect against potential financial loss due to accidental damage or even theft. With the rising need for reliable car insurance in Ajmer, it is imperative to get comprehensive coverage to ensure a worry-free experience while navigating the city's bustling streets and secure your vehicle with good car insurance. Read on as we explore all about car insurance in Ajmer and the benefits of buying it from Shriram General Insurance.
Car Insurance Plans in Ajmer
The following are some common types of car insurance policies in Ajmer
Third-Party Car Insurance Policy
Third-Party Liability Insurance provides financial protection against damages and injuries caused to a third party in accidents involving your vehicle. Third-Party coverage is essential and mandatory coverage that adheres to legal requirements. However, it does not cover damages to your vehicle.
Comprehensive Car Insurance Policy
Comprehensive Car Insurance Policy offers extensive coverage for various risks such as accidents, theft, fire, natural disasters, and more. This inclusive insurance plan not only covers your vehicle but also includes essential third-party liability coverage. Along with comprehensive coverage, you can also include add-ons to enhance the coverage.
Own Damage (OD) Cover
Own Damage coverage is a vital aspect of car insurance. It offers coverage against accidental damage to your car and damages caused due to natural or manmade calamities. It also covers theft and fire. However, it does not cover third-party liabilities.
Benefits of Car Insurance in Ajmer
Car insurance provides several benefits you can benefit from in Ajmer. Here are some advantages of car insurance
How to Buy Car Insurance in Ajmer
How to Renew Car Insurance in Ajmer
With Shriram General Insurance, the buying process is seamless and can be completed in a few simple steps.
Visit the Shriram General Insurance website or download the My SGI app.
nput your vehicle details, such as make, model, and registration information.
Choose the desired coverage options and add-ons that suit your specific requirements.
afely complete the payment through the secure online platform. Receive your policy document instantly either via email or download it from the app.
Here is a brief guide to walk you through the steps of renewing your car insurance online :
Visit the Shriram General Insurance’s website or download the My SGI app.
Enter your vehicle details and follow the provided instructions.
Choose the plan that suits your needs and select any desired add-ons.
Make the online payment for your car insurance renewal premium.Receive your policy instantly, ensuring continued coverage and peace of mind.
Types of Car Insurance Add-ons
Add-ons to car insurance provide additional benefits and enhanced coverage. Here are some advantages of car insurance add-ons.
Zero Depreciation Cover
Zero Depreciation is an add-on cover offered by Shriram General Insurance. If your vehicle gets damaged in an accident, Shriram General Insurance will cover the entire cost of replacing the parts subject to policy terms & conditions, ensuring you receive the claim amount without any deduction for depreciation apart from deductible. This add-on is beneficial as it helps maintain the value and condition of your vehicle while minimising out-of-pocket expenses.
Motor Protection Cover
Motor Protection Cover is an add-on feature provided by Shriram General Insurance with this cover, you will be provided with an advocate to guide or defend you from police and proceedings at the judicial magistrate level only.
Personal Belongings Cover
Personal Belongings Cover is an optional add-on feature provided by some car insurance companies, including Shriram General Insurance. This add-on offers coverage for loss or damage to personal belongings kept inside the insured vehicle.
Key Replacement Cover
If you lose your car keys or they are stolen, the Key Replacement cover helps cover the expenses associated with obtaining new keys, including the cost of replacement keys, reprogramming and locksmith charges.
Consumables Cover
Consumables such as nuts and bolts are not covered under the standards. However, with this add-on, you receive full compensation for these motor consumables.
Roadside Assistance Cover
Under this add-on, you will get emergency roadside assistance in case of a breakdown of your vehicle. It provides emergency fuel, battery jump starts and more.
Hotel and Transportation Expenses Reimbursement Cover
You get coverage for the expenses arising out of using a hotel and transportation while your car is being repaired.
Why Should You Choose Shriram General Insurance for Your Car Insurance?
Whether you need protection against the cost of repairing a damaged car, or due to theft, or damage caused by natural disasters, Shriram General Insurance has comprehensive solutions. Let us explore some of the benefits the car insurance provides:
- Competitive Premium: Shriram General Insurance offers car insurance plans with competitive premiums, ensuring affordability without compromising coverage quality.
- Easy policy renewals: With Shriram General Insurance, you are assured of speedy online policy renewals. Our website and mobile app employ secure payment gateways that process renewal payments in no time. Your policy will be accessible immediately.
- Quick and Hassle-free Claim Initiation: Shriram General Insurance has a simple claim initiation process, ensuring prompt and hassle-free settlements and reducing stress and inconvenience during claims.
- Strong Customer Support: Shriram General Insurance offers dedicated customer support, ready to assist with any policy-related queries or concerns, delivering excellent customer service.
- Trust and Reliability: Shriram General Insurance is backed by the trusted and reputable Shriram Group, instilling trust and ensuring reliability in its services.
How to Register a Car Insurance Claim in Ajmer?
Here are the steps to raise an online car insurance claim with Shriram General Insurance:
- Step 01
- Step 02
- Step 03
Access your Shriram account by visiting their website or downloading the MySGI app.
Choose the relevant policy and provide details about the damages to your car by answering a few simple questions.
Upload the necessary documents in digital format to initiate the claim registration process.
Shriram General Insurance Company's customer support team will reach out to you to assist you with the claim settlement process.
Alternatively, you can call Shriram General Insurance at 1800-300-30000/1800-103-3009 to raise a claim for your car insurance policy. The customer service team will guide you throughout the claim process, including claim intimation.
Frequently Asked Questions (FAQs)
Here are some of the common questions about car insurance in Ajmer.
Can I transfer my No Claim Bonus (NCB) from my previous car insurance policy to Shriram General Insurance in Ajmer?
Yes, you can transfer your NCB from your previous car insurance policy to Shriram General Insurance. Provide the necessary documents as proof of your NCB entitlement during the policy purchase or renewal process.
Can I add a voluntary deductible to my car insurance policy with Shriram General Insurance in Ajmer?
Yes, you can add a voluntary deductible to your car insurance policy. By choosing a higher voluntary deductible amount, you can reduce your premium cost while accepting a greater share of the repair costs in case of a claim.
Can I transfer my car insurance policy to a new owner if I sell my vehicle in Ajmer?
Yes, you can transfer your car insurance policy to the new owner when you sell your vehicle in Ajmer. The new owner needs to apply for a transfer of ownership and update the insurance policy accordingly.
List of Cashless Car Garages in Ajmer
Explore the wide list of cashless garages in Ajmer within Shriram General Insurance Company’s network for convenient and hassle-free car repairs. Access the comprehensive list of cashless garages here
List of Shriram General Insurance Branches in Ajmer
Shriram General Insurance has several in Ajmer. Click here for the complete list of Shriram General Insurance Company’s branches in Ajmer.
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