Why is Car Insurance Important in Delhi?

Delhi is the heart of India. It plays a vital role as the brain and powerhouse of the country, that helps to run policies, judiciaries, finances, defence and all the required major factors. So, don’t you think such an important place must insure their vehicle? Insurance gives you a safe and stress-free life from perils. As insurance companies provide you compensation after the misshaping.

Delhi is one of the most overcrowded cities in the country. This factor gives a valid and important reason to have Car Insurance in Delhi. Car insurance protects your vehicle against third-party, man-made and natural disasters and also provides you with personal accident insurance that insure your safety from accidental injury or death.

What did SGI offer you?


Road Side Assistance
Third party damage cover
cashless image usp
unnamed passanger cover

Easy Claim Settlement

A claim is the most important part of any insurance policy, SGI provides you with an easy and fast claim settlement process. This is one of the reasons why SGI is the right choice for car insurance in Delhi.

Online Insurance

SGI has come with a modern feature that provides you with a platform from which you can apply for online car insurance. This feature offers you insurance for your vehicle from any remote area. This will help you to save time as well as money.


emergency transport and hotel expenses cover
key replacement
key replacement
multicar rebate
Zero Depth cover
car insurance daily reimbursement
Return to invoice
Personal belonging cover


SGI has come up with Add-ons that are specially designed for a hassle-free life in Delhi. The add-ons that are offered by SGI are Nil-depth, roadside assistance, return to invoice, daily reimbursement, personal belonging cover, key replacement etc. These add-ons will help you to drive a hassle-free drive.

Wide Range of Network Garage

Under this feature, SGI provides you with a cashless service on your damaged vehicle. In other words, if your car got damaged by any means and you want to repair the vehicle by claim process then the SGI has a huge registered garage network by which your vehicle will be repaired, and the claim settlement will be done by the insurer and the garage by themselves.

Car Insurance Plans for Delhi

For the congested Delhi roads, SGI has come up with different insurance policies that cover all the required perils.

Bundle Policy

A complete package for the fresh cars in Delhi, where your car gets security from natural and man-made calamities for one year under own damage policy. 3 years of security from third-party liability and personal accident cover for the driver.

Package Policy

One year of a complete package for all the cars. The package policy offers a comfortable drive and protects your car from natural and man-made calamities, third-party liability and cover of personal accident insurance for one year.

Own Damage

The car insurance in Delhi with own damage gives protection for one year from natural and man-made liability. The policy will also compensate your car for accidental or theft conditions.

ziufrm icon SGI

Issues a Car owner Faces in Delhi


Traffic is the biggest problem that a car driver faces on the roads of Delhi. More than 3 crore people live in the capital of India. This large population causes great problems, one of them is the traffic on the roads. More the traffic, the more the chances of an accident. So be safe and insure your vehicle.

Under Construction Roads

As the capital is the top priority of every government, so the construction of the roads, buildings, etc. are always under construction. This can be a reason for the accident or the damage to the vehicle. This makes it crucially important to have car insurance in Delhi.

Under Construction Roads

As the capital is the top priority of every government, so the construction of the roads, buildings, etc. are always under construction. This can be a reason for the accident or the damage to the vehicle. This makes it crucially important to have car insurance in Delhi.


Delhi is a place of massive problems, one of them is thieves. In 2021 Delhi reported 35,019 cases of vehicle thefts. As per the Hindustan Times report, this is a massive number. So, is your vehicle safe and insured? Insurance companies assure your vehicle from theft. In case, your vehicle is stolen then the insurance company is liable to pay for the compensation of the theft vehicle.

Rush Driving

Maturity is not everyone’s cup of tea. Numerous drivers drive their vehicles in rush and rash. They are not a problem for themselves, but also for the normal drivers. So be safe and insured.

Benefits of Insuring car from SGI

Peace of Mind

SGI gives you peace of mind after insuring your vehicle. As SGI will be liable to compensate for the destruction of your vehicle and your injury.

Customer Support

SGI offers 24x7 customer support team that is always ready to support you. This team will also assist you with the report of an accident. SGI has recently won the best claim settlement and best product innovation awards at the Insure Next Summit & Award 2022 presented by Banking Frontiers in India. This is an achievement that represents one of the best images of the Shriram General Insurance company.

Frequently Asked Questions (FAQs)

This is the Add-on that is offered under the comprehensive insurance policy. Under this add-on, the company pays for car bills in case of mishappening beyond IDV.
IDV stands for Insured Declared Value, which is delivered by the understanding of the insurer and policyholder. This value determines the exact value of the car on the market.
As per the Motor Vehicle Act 1988, the government of India has made third-party insurance mandatory for every vehicle.
ZIU icon SGI

Car Insurance In Indian Cities


People are talking about us

The add-on covers on my policy were extremely helpful. I got my claim easily and also reserved my NCB.

Mr Ramesh
Shriram General Insurance offer great service. Claims are handled very quickly and easily.

Mr Rajesh Kumar
Shriram has made it so easy to renew any policy online without any tussle, trouble.

Ms Garg

IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Shriram General Insurance Co. Ltd. (In partnership with Sanlam, South Africa)
E-8, EPIP, RIICO Industrial Area, Sitapura, Jaipur - 302022 (Raj.)
Toll free: 1800-300-30000(Policy Holders), 1800-103-3009(Others) Fax: 0141-2770692, 2770693

facebook       linkedin       twitter       instagram       youtube

© Copyright - 2008- 2022 - Shriram General Insurance Company Limited - All Rights Reserved