Car insurance in Bangalore

Bangalore, a beautiful city known for its IT services around the globe. This Silicon Valley has India’s most number of startups, which are serving countless families’ desires. More than 12,765,000 people live in the metro city of Bangalore. This is a huge population for any city. In this overpopulated city, driving a car becomes hectic, many times an accident might occur which may cost you financial and legal loss. To avoid them Car insurance in Bangalore is of importance, the insurance company will provide financial and legal assistance so that you don’t have to bear the losses and your life may work smoothly.

How SGI Car insurance in Bangalore can serve you better

Car insurance in Bangalore with SGI will give you, your vehicle and third party a safeguard for the unpleasant event. Car insurance in Bangalore saves you against third party liability or any unpleasant event. Sometimes some events are inevitable and they can cause painful effects in our life. Here, comes Shriram General Insurance into the picture and helps you in the time you want the most. SGI provides you with reimbursement and legal assistance to cope with a hard time. SGI has many salient features that can be opted for better outcomes after a devastating event. These are: -


Road Side Assistance
Third party damage cover
cashless image usp
unnamed passanger cover

Anytime Call Assistance

To serve better, SGI has committed to delivering 24x7 call assistance services. For >car insurance in Bangalore or for any queries, you have 24x7 call assistance services.

Claim Settlement Ratio

SGI has been serving from 2008 with a record claim settlement ratio that has given assurance to the customer. The claim settlement is one of the most important factors of an insurance company that shows the real claim settlement of a company.

Renewal Process

Renewal of Car insurance in Bangalore is a must process. Renewal of car insurance in Bangalore is a must for every car owner. A non-insured vehicle is a legal offence as per the government of India. A dedicated team of SGI will remind you before the expiry of the insurance policy by call, SMS or by email.

Online Insurance

Online insurance gives you huge benefits, you can insure your vehicle from any place. If you don’t want to face the agent or you are busy and the insurance policy expires in the next term then this feature will serve you the most.

Network Garage

Network Garage are the garages that are registered under an insurance company. These garages offer 100% cashless services to the customer on the insurance bill. As these garages have coordination with these companies, these companies directly pay the bill to the garages account. SGI has more than 2000 registered garages. Car insurance in Bangalore with SGI will have more than 2000 options to repair their accidental vehicle for cashless.


emergency transport and hotel expenses cover
key replacement
key replacement
multicar rebate
Zero Depth cover
car insurance daily reimbursement
Return to invoice
Personal belonging cover


The best and most helpful feature of an insurance company is Add-ons, which offers you the additional feature in the insurance. Add-on helps you to modify the insurance policy as per your terms. The add-on are the features that can be added to the present policy with some additional premium to avail additional benefits. Some of the add-on offered by the SGI are: -

  1. Daily Reimbursement
  2. Return to Invoice
  3. Hotel Expenses
  4. Personal Belonging
  5. Nil-depreciation
  6. Multi-car benefits
  7. Roadside Assistance
  8. Key replacement
  9. Consumable

These add-ons have different features, one can avail these features as per the requirement. These are not compulsory.

ziufrm icon SGI

Car Insurance Plan for Bangalore

As per the Bangalore public demands SGI has different plans that satisfy the customer’s demand. The different plans are as follows: -

Bundle Policy

Bundle policy is a bundle of third-party, own damage and personal accident. Three years of third-party policy will compensate the third party in case of an accident from the insured vehicle, the company will also provide legal assistance in the protection of the third party loss. One year of own damage policy will pay for the damage that has occurred to an insured vehicle from registered perils. Personal accident insurance will compensate you for the damage to the policyholder against accidental injuries.

Package policy

One year of third party, one year of own damage and one year of personal accident policy are in a package policy. Your vehicle will be preserved from third-party liability, own damage and the policyholder will be under personal accident safeguard. Car insurance in Bangalore with a Package policy will be a perfect choice. As this policy covers all the different packages of the required policy type.

Own Damage

Own damage is the policy that will only protect you from the damage that has occurred to your vehicle. The Car insurance in Bangalore with own damage will be a good choice for the owner who only wants protection for their vehicle.

Frequently Asked Questions (FAQs)

As per the Motor Vehicle Act 1988, the government of India has made third-party liability cover compulsory. If your vehicle does not have a valid insurance policy, then it is a punishable offence. You can be fined or imprisoned.
Own damage is the policy that safeguards the insured vehicle from external perils. The perils that are covered under own damage policy are: -
  1. Earthquake
  2. Accidents
  3. Riots
  4. Floods
  5. Landslide
  6. Fire
  7. Cyclone
  8. Bushfire
  9. Theft
The factors that affect the premium of car insurance in Bangalore are: -
  1. Make and model of the vehicle
  2. Zone of insurance
  3. Policy type and Add-ons
  4. Modification in vehicle
  5. Engine capacity
  6. Insured Declared Value (IDV)
  7. NCB value
  8. Additional Discount offered by a company
  9. Pervious insurance record
ZIU icon SGI

Car Insurance In Indian Cities


People are talking about us

The add-on covers on my policy were extremely helpful. I got my claim easily and also reserved my NCB.

Mr Ramesh
Shriram General Insurance offer great service. Claims are handled very quickly and easily.

Mr Rajesh Kumar
Shriram has made it so easy to renew any policy online without any tussle, trouble.

Ms Garg

IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Shriram General Insurance Co. Ltd. (In partnership with Sanlam, South Africa)
E-8, EPIP, RIICO Industrial Area, Sitapura, Jaipur - 302022 (Raj.)
Toll free: 1800-300-30000(Policy Holders), 1800-103-3009(Others) Fax: 0141-2770692, 2770693

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