TATA Altroz Car Insurance Overview
TATA Motors was established in 1945 and registered as Tata Engineering and Locomotive Company (TELCO). It is one of India’s leading and reputed automobile manufacturers and produces a wide range of cars, trucks, vans, and buses every year.
TATA Altroz is a premium hatchback from TATA Motors, known for its design, interiors, and safety credentials. Road accidents can occur at any time, and it is important to protect your TATA Altroz with Car Insurance.

Key Features and Benefits of TATA Altroz Car Insurance
The key features of the TATA Altroz Car are listed below.
TATA Altroz Car Specifications
The TATA Altroz Car specifications for the model 1.2 XE are listed below.
Categories | Specification |
---|---|
Engine Capacity | 1199cc - 1497cc |
Power | 72bhp - 118bhp |
Max Torque | 172@4000 |
Fuel type | CNG/ Diesel/ Petrol |
Fuel tank capacity | 37 L |
Mileage | 18.13 - 27.00 kmpl |
Transmission type | Automatic/ Manual |
Seating capacity | 5 |
Body type | Hatchback |
TATA Altroz Car Insurance Coverages
- What is Covered?
- What is not Covered?
The coverages for TATA Altroz are listed below.
Loss or damage caused to a third party.
Accidental damages or collision accidents caused to the insured vehicle.
Damages caused to the insured vehicle by natural calamities like floods, earthquakes and storms.
Damages caused by man-made calamities like riots and strikes to the insured vehicle.
Accidents caused to the insured vehicle by fire.
The exclusions for the TATA Altroz Car are listed below
Accidents caused while driving without a valid driving licence.
Pre-existing damages caused to the insured vehicle.
Electrical and mechanical failures to the vehicle.
Regular wear and tear of the vehicle will not be covered.
Accidents caused while participating in illegal activities like racing.
Accidents caused outside the geographical limits will not be covered.
TATA Altroz Price and Variants
The price range for the TATA Altroz car varies from 7.64 to 13.76L. The on-road price range for its variants are listed in the table below.
Car Variants | Price Details |
---|---|
TATA Altroz 1.2 XE | ₹7.64 L |
TATA Altroz 1.2 XM | ₹7.93 L |
TATA Altroz 1.2 XM S | 8.28 L |
TATA Altroz 1.2 XM Plus | 8.63 L |
TATA Altroz 1.2 XE CNG | 8.75 L |
TATA Altroz 1.2 XM Plus S | 8.98 L |
TATA Altroz 1.5 XE Plus | 9.34 L |
TATA Altroz 1.2 XT | 9.45 L |
TATA Altroz 1.2 XM Plus CNG | 9.75 L |
TATA Altroz 1.2 XMA Plus | 9.80 L |
TATA 1.2 XZ | 10.04 L |
TATA 1.2 XM Plus S CNG | 10.10 L |
TATA 1.2 XMA Plus S | 10.16 L |
TATA 1.5 XM Plus | 10.16 L |
TATA 1.2 XZ LUX | 10.39 L |
TATA 1.5 XM Plus S | 10.51 L |
TATA 1.2 XZ i-Turbo | 10.56 L |
TATA 1.2 XZ Plus S | 10.62 L |
TATA 1.2 XTA | 10.62 L |
TATA 1.5 XT | 10.97 L |
TATA 1.2 XTA | 10.62 L |
TATA Racer R1 | 10.97 L |
TATA 1.2 XZ Plus S Dark Edition | 10.97 L |
TATA 1.2 XZ Plus S i-Turbo | 11.15 L |
TATA 1.2 XZA | 11.21 L |
TATA 1.2 XZ CNG | 11.21 L |
TATA 1.2 XZ Plus S LUX | 11.21 L |
TATA 1.2 XZ LUX CNG | ₹11.56 L |
TATA 1.2 XZ Plus OS | 11.56 L |
TATA 1.5 XZ | ₹11.56 L |
TATA 1.2 XZ Plus S LUX Dark Edition | ₹11.56 L |
TATA 1.2 XZA LUX | ₹11.56 L |
TATA 1.2 XZ Plus S i-Turbo Dark Edition | ₹12.22 L |
TATA 1.2 XZ Plus S CNG | ₹12.41 L |
TATA 1.2 XZA Plus S | ₹12.41 L |
TATA 1.5 XZ LUX | ₹12.53 L |
TATA 1.2 XZA Plus S | ₹12.78 L |
TATA 1.2 XZA Plus S Dark Edition | ₹12.78 L |
TATA Racer R2 | ₹12.78 L |
TATA 1.2 XZA Plus S LUX | ₹13.02 L |
TATA 1.2 XZ Plus S LUX CNG | ₹13.02 L |
TATA 1.5 XZ Plus S Dark Edition | ₹13.14 L |
TATA 1.5 XZ Plus S LUX | ₹13.39 L |
TATA 1.2 XZA Plus S LUX Dark Edition | ₹13.39 L |
TATA 1.2 XZ Plus OS CNG | ₹13.39 L |
TATA 1.2 XZA Plus OS | ₹13.39 L |
TATA Racer R3 | ₹13.39 L |
TATA 1.5 XZ Plus S LUX Dark Edition | ₹13.76 L |
Note: The prices listed here are subject to change. Please visit the official manufacturer website for more accurate price details.
How to Buy And Renew TATA Altroz Car Insurance
- How to Buy Car Insurance for Your TATA Altroz Online
- How to Renew Car Insurance for TATA Altroz Online
Purchasing Shriram Car Insurance for your TATA Altroz is easy and can be done in three steps.
Visit Shriram Car Insurance's official website or log in to the MySGI app. You can also purchase your policy by contacting the customer care executive.
Select the suitable coverage and add-ons and provide all the required details, such as car details, name, email ID, address and mobile number.
Check all the provided details and select the payment method. After successful payment, your TATA Altroz car will be insured.
Renewing your TATA Altroz car is easy with Shriram Car Insurance. Follow these steps to renew your Car Insurance.
Visit the official website of Shriram Car Insurance or log in to the MySGI app.
Select the required coverage and choose all the required add-ons. Review all the provided details.
Select the payment method, and after successful payment, your TATA Altroz Car Insurance will be renewed.
TATA Altroz Car Insurance Coverage
The types of TATA Altroz Car Insurance are listed below.
Comprehensive Car Insurance Policy
As the name suggests, comprehensive insurance provides complete protection for your TATA Altroz car. It includes both third-party liability and own damage coverage. Additionally, you can customise it with add-ons like Zero Depreciation, Engine Protection, and Roadside Assistance.
Third-Party Insurance Policy
Third-Party Car Insurance provides coverage for third-party damages and loss. It is mandatory according to the Indian Motor Vehicles Act of 1988, and provides coverage for any injury, loss of life or damage of property caused by your TATA Altroz car. However, it does not cover any accidental or collision damages to your TATA Altroz Car.
Own Damage Cover
Own Damage (OD) insurance provides coverage for accidental and collision damages caused to your TATA Altroz car. It also provides coverage for damages caused by fire, natural and man-made calamities and theft. However, Own Damage Insurance does not cover any third-party liabilities.
TATA Altroz Variants Car Insurance Premium Price
The Car Insurance premiums for TATA Altroz Car variants are listed below.
Car Variants | Insurance Premium Price |
---|---|
TATA Altroz 1.2 XE | Get Price |
TATA Altroz 1.2 XM | Get Price |
TATA Altroz 1.2 XM S | Get Price |
TATA Altroz 1.2 XM Plus | Get Price |
TATA Altroz 1.2 XE CNG | Get Price |
TATA Altroz 1.2 XM Plus S | Get Price |
TATA Altroz 1.5 XE Plus | Get Price |
TATA Altroz 1.2 XT | Get Price |
TATA Altroz 1.2 XM Plus CNG | Get Price |
TATA Altroz 1.2 XMA Plus | Get Price |
TATA 1.2 XZ | Get Price |
TATA 1.2 XM Plus S CNG | Get Price |
TATA 1.2 XMA Plus S | Get Price |
TATA 1.5 XM Plus | Get Price |
TATA 1.2 XZ LUX | Get Price |
TATA 1.5 XM Plus S | Get Price |
TATA 1.2 XZ i-Turbo | Get Price |
ATA 1.2 XZ Plus S | Get Price |
TATA 1.2 XTA | Get Price |
TATA 1.5 XT | Get Price |
TATA 1.2 XTA | Get Price |
TATA Racer R1 | Get Price |
TATA 1.2 XZ Plus S Dark Edition | Get Price |
TATA 1.2 XZ Plus S i-Turbo | Get Price |
TATA 1.2 XZA | Get Price |
TATA 1.2 XZ CNG | Get Price |
TATA 1.2 XZ Plus S LUX | Get Price |
TATA 1.2 XZ LUX CNG | Get Price |
TATA 1.2 XZ Plus OS | Get Price |
TATA 1.5 XZ | Get Price |
TATA 1.2 XZ Plus S LUX Dark Edition | Get Price |
TATA 1.2 XZA LUX | Get Price |
TATA 1.2 XZ Plus S i-Turbo Dark Edition | Get Price |
TATA 1.2 XZ Plus S CNG | Get Price |
Popular TATA Altroz Car Insurance Add-Ons
Some of the available add-ons for TATA Altroz Car Insurance are listed below
Zero Depreciation Cover
As a car ages, its value reduces. In such cases, the Zero Depreciation Cover will help you get the maximum Insured Declared Value (IDV) for your car, which excludes the depreciation value.
Engine Protector Cover
The engine is the heart of any vehicle, and the cover provides coverage if there are any engine-related damages, such as water ingression and leakage of the lubricating oil.
Key Replacement Cover
If you lose your car key or it is stolen, the key replacement cover will provide coverage for replacing the lock and key system.
Consumables Cover
The add-on ensures that the parts of the insured, like the ones that are one-time replaceable, are covered. The parts include screws, nuts, bearing, bolts and lubricants.
Road Side Assistance
If your car breaks down suddenly in the middle of the road, the Roadside Assistance Cover provides coverage. If the vehicle cannot be repaired immediately, it will be taken to the nearby garage for further assistance.
TATA Altroz Car Insurance Claim Process Online
With Shriram Car Insurance, you can easily initiate the claim process for your TATA Altroz car by following these simple steps.
- Step 01
- Step 02
- Step 03
Log in to your MySGI app or visit the official website of Shriram Car Insurance.
Submit all the required details, such as description and location of the accident, engine chassis number, vehicle kilometre reading, date and time of the accident, and police complaint copy.
The claims details will be reviewed and will be settled in the least possible time.
How to Download TATA Altroz Car Insurance Policy?
You can download your TATA Altroz Car Insurance Policy by following these simple steps.
Step 01
Log in to your SGI website or MYSGI app
Step 02
Enter all the Car Insurance details and click download.
Why Should You Buy TATA Altroz Car Insurance from SGI?
Easy to purchase
You can purchase Car Insurance for your TATA Altroz Car, from the comfort of your home. Visit the official website of Shriram Car Insurance, log in to the MySGI app or contact the customer care helpline and get your car insured.
Add-On benefit
Shriram Car Insurance provides a wide range of add-ons, such as Engine Protector Cover, Zero Depreciation Cover, and Roadside Assistance Cover. These essential add-ons will help your car get complete coverage.
Affordable Premium
Shriram Car Insurance provides affordable premiums for your TATA Altroz Car.
Coverage Benefits
Shriram Car Insurance provides a wide range of coverage options like Third-Party Insurance, Own Damage Insurance and Comprehensive Insurance.
Easy Claim Process
Shriram Car Insurance provides prompt customer service and an easy claim process.
Frequently Asked Questions (FAQs)
These are some of the most frequently asked questions regarding TATA Altroz car insurance.
Is Third-Party Insurance enough for TATA Altroz Car?

According to the legal requirement, third-party insurance is enough. However, Third-Party Insurance does not provide coverage for accidental damages, so it is recommended that you choose Comprehensive Car Insurance.
Can I customise my TATA Altroz Car with add-ons?

Yes, you can customise your TATA Altroz Car with add-ons like Zero Depreciation Cover, Engine Protector Cover and Road Side Assistance Cover.
What are the documents required to initiate a claim for TATA Altroz Car?

The documents required to initiate a claim process are listed below.
- Car Insurance documents
- Copy of FIR
- Copy of Registration Certificate
- Claim form
- Accident details (place and time)