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TATA Punch Car Insurance Overview

TATA Motors is known for their reliable engineering, innovation and built quality of the motor. TATA Motors produces quality vehicles, and one such car model is TATA Punch.

TATA Punch is a compact SUV that provides safety, stylish design, and performance. Its high-ground clearance feature is ideal for off-road adventures and city commuters.

However, tough the SUV be, it always requires a legal safety net—Car Insurance. It protects against unforeseen financial challenges.

punch car insurance

Key Features and Benefits of TATA Punch Car Insurance

The key features of TATA Punch are listed below.

Collapsible Steering Wheel

  • A collapsible steering wheel is designed in such a way that it can collapse during a crash and prevent serious head or chest injury. This safety design in TATA Punch absorbs the impact and minimises the force transferred to the driver’s head and chest.

Perimetric Alarm System

  • A perimetric alarm system in TATA Punch car provides security feature that alerts the owner, when there is any unauthorised entry or tampering with the vehicle. If there is a potential theft, an alarm or siren will be activated to warn the owner.

Rear Parking Sensor

  • A Parking Sensor is a safety feature usually installed on the car’s bumper side. It alerts the owner to an obstacle when reversing or parking and prevents a collision.

Speed Dependent Auto Door Locks

  • Speed-dependent auto door locks are a safety feature of the TATA Punch car. The car doors automatically lock when the vehicle reaches a certain speed, ensuring that they do not open accidentally while driving.

TATA Punch Car Specifications

The specifications of the TATA Punch car are listed below.

Categories Specification
Engine Capacity 1199 cc
Power (PS@rpm) 87.8 @ 6000
Torque (Nm@rpm) 115 @ 3150 - 3350
Fuel type Petrol/CNG
Transmission type 5 Speed AMT/ 5 Speed MT
Seating capacity 5
Fuel tank capacity (Ltr) 37
Body type Compact SUV

TATA Punch Car Insurance Coverages

  • What is Covered?
  • What is not Covered?

The coverages for TATA Punch Car are listed below.

01

Loss or damages caused to a third-party vehicle or property.

02

Accidental or collision damages caused to the insured vehicle.

03

Natural and man-made calamities like riots, strikes, floods and earthquakes.

04

Fire damage to the insured vehicle.

05

If the insured vehicle is damaged above repairs or stolen, compensation for the vehicle will be given based on the car’s IDV.

The exclusions for TATA Punch Car are listed below.

01

Regular wear and tear of the vehicle.

02

Electrical and mechanical failure of the insured vehicle.

03

Damages caused before the coverage will not be covered.

04

Damages caused to the vehicle while driving under the influence of alcohol or drugs.

05

Driving without a valid driving licence and damaging the insured vehicle will not be covered.

06

Accidents or damages that occur outside the geographic area.

TATA Punch Price and Variants

The price for the TATA Punch car and its variants are listed below.

Car Variants Price Details
Pure ₹5,99,900
Pure (O) ₹6,81,990
Adventure ₹7,16,990
Adventure + ₹7,51,990
Adventure Sunroof ₹7,71,990
Adventure + Sunroof ₹8,21,990
Accomplished + ₹8,41,990
Accomplished + Sunroof ₹8,89,990
Creative + ₹9,11,990
Creative + S ₹9,56,990
Adventure AMT ₹7,76,990
Adventure + AMT ₹8,11,990
Adventure Sunroof AMT ₹8,31,990
Accomplished + AMT ₹9,01,990
Accomplished + S AMT ₹9,49,990
Creative + AMT ₹9,71,990
Creative + S ₹10,16,990
Adventure + Sunroof AMT ₹8,81,990
Accomplished + Sunroof AMT ₹9,49,990
Creative + AMT ₹9,71,990

Note: The prices listed here are subject to change. For more accurate price details, please visit the official manufacturer's website. 

How to Buy and Renew Tata Punch Car Insurance?

  • How to Buy Car Insurance for Your TATA Punch Online
  • How to Renew Car Insurance for TATA Punch Online

Purchasing Shriram Car Insurance for your TATA Punch car is easy and can be done in three steps.

01

Visit Shriram Car Insurance's official website or log in to the MySGI app. You can also purchase your policy by contacting the customer care executive.

02

Select the suitable coverage and add-ons and provide all the required details, such as car details, name, email ID, address and mobile number.

03

Check all the provided details and select the payment method. After successful payment, your TATA Punch car will be insured.

Renewing your TATA Punch car is easy with Shriram Car Insurance. Follow these steps to renew your Car Insurance.

01

Visit the official website of Shriram Car Insurance or log in to the MySGI app.

02

Select the required coverage and choose all the required add-ons. Review all the provided details.

03

Select the payment method, and after successful payment, your TATA Punch Car Insurance will be renewed.

TATA Punch Car Insurance Coverage

The types of TATA Punch Car Insurance are listed below.

Comprehensive Cover

Comprehensive Car Insurance Policy

Comprehensive Car Insurance provides complete protection for your TATA Punch car. It includes both third-party liability and own damage coverage. Additionally, you can customise it with add-ons like Zero Depreciation, Engine Protection and Roadside Assistance Cover.

Damage Cover

Third-Party Insurance Policy

Third-Party Car Insurance is mandatory according to the Indian Motor Vehicles Act of 1988. It covers any injury or loss of life and damage of property caused by your TATA Punch car. However, it does not cover any accidental or collision damages to your TATA Punch Car.

Third-party Cover

Own Damage Cover

Own Damage (OD) Car Insurance provides coverage for accidental and collision damages caused to your TATA Punch car. It also provides coverage for damages caused by fire, natural and man-made calamities and theft. However, Own Damage Insurance does not cover any third-party liabilities.

TATA Punch Variants Car Insurance Premium Price

The Car Insurance Price for TATA Punch car and its variants are listed below.

Car Variants Insurance Premium Price
Pure Get Price
Pure (O) Get Price
Adventure Get Price
Adventure + Get Price
Adventure Sunroof Get Price
Adventure + Sunroof Get Price
Accomplished + Get Price
Accomplished + Sunroof Get Price
Creative + Get Price
Creative + S Get Price
Adventure AMT Get Price
Adventure + AMT Get Price
Adventure Sunroof AMT Get Price
Accomplished + AMT Get Price
Accomplished + S AMT Get Price
Creative + AMT Get Price
Creative + S Get Price
Adventure + Sunroof AMT Get Price
Accomplished + Sunroof AMT Get Price
Creative + AMT Get Price

Popular TATA Punch Car Insurance Add-Ons

The add-ons to choose for TATA Punch car are listed below.

Key Replacement Cover

Key Replacement Cover

It's common to misplace or lose your car key—sometimes, it may even be stolen. In such cases, a Key Replacement Cover provides protection by reimbursing the cost of replacing the key and lock system.

Engine Protector Cover

Engine Protector Cover

The cover provides protection for damage to your car’s engine. It will cover damage caused by water ingression and leakage of lubricating oil.

Road Side Assistance

Road Side Assistance

In some cases, breakdowns can occur suddenly in the middle of the road. In such cases, Road Side Assistance Cover will provide protection and if the vehicle cannot be repaired on spot it will be taken to the nearby garage for further assistance.

Consumables Cover

Consumables Cover

There are parts of the car that are one-time usable such as screws, nuts, bolts and lubricants. These parts are not covered under the standard insurance, and the add-on Consumables Cover will provide coverage for these parts.

Zero-Depreciation Cover

Zero Depreciation Cover

The car’s value reduces as it ages, and if your TATA Punch car is stolen or damaged beyond repair, the Zero-Depreciation Cover provides the maximum Insured Declared Value (IDV), excluding the depreciation cost of your car.

TATA Punch Car Insurance Claim Process Online

You can initiate the claim process for your TATA Punch car by following these simple steps.

  • Step 01
  • Step 02
  • Step 03
Proposal

Visit the official website of Shriram Car Insurance or log in to the MySGI app.

Quotation

Submit all the required details, such as the date and time of the accident, the location and description of the accident, the engine chassis number, a policy complaint copy, and the vehicle kilometre reading.

Quotation

The submitted documents will be reviewed, and claims will be settled within the shortest possible time.

TATA Punch Car Insurance Policy

How to Download TATA Punch Car Insurance Policy?

Downloading your Shriram Car Insurance policy for your TATA Punch car is easy and can be downloaded by following these two steps.

Step 01

Visit the official website of Shriram Car Insurance or log in to the MySGI app.

Step 02

Enter all the car details and download. Your Shriram Car Insurance Policy will be downloaded.

Why Should You Buy Tata Punch Car Insurance from SGI?

Coverage Benefits

Shriram Car Insurance provides various coverage options, such as Third-Party Insurance, Own Damage Insurance, and Comprehensive Insurance. Third-party insurance provides coverage for third-party damage and loss. However, Comprehensive Insurance provides complete protection.

Affordable Premium

Shriram Car Insurance provides affordable premium for your TATA Punch car.

Easy to Purchase

Purchasing Car Insurance for your TATA Punch Car is easy with Shriram Car Insurance.

Easy Claim Process

Shriram Car Insurance makes the claim process easy, and prompt customer service is provided.

Add-On Benefit

Shriram Car Insurance provides a wide range of add-on benefits for your TATA Punch car. The add-ons available are Engine Protector Cover, Zero Depreciation Cover, Roadside Assistance Cover, and Consumables Cover.

Frequently Asked Questions (FAQs)

These are some of the most frequently asked questions regarding TATA Punch car insurance.

Is Car Insurance mandatory for TATA Punch Car?

faq-arrow

Yes, Car Insurance is mandatory for TATA Punch Car.

Is purchasing a Car Insurance Policy considered valid?

faq-arrow

Yes, purchasing a Car Insurance Policy online is considered valid.

What are the benefits of purchasing TATA Punch Car Insurance online?

faq-arrow

The benefits of purchasing TATA Punch Car Insurance online are that you can purchase it from the comfort of your home, your car will be insured instantly, and no documentation or paperwork is required.

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