Is It Safe to Buy Shriram Car Insurance Online?


05 January,2023


22 February,2024


Table of Contents

    With a respectable and trustworthy business like Shriram General Insurance, purchasing car insurance online is safe and secure. In India, third-party insurance is mandatory for all cars. Your vehicle is covered by comprehensive insurance from Shriram General Insurance against natural and man-made catastrophes. The quickest way to purchase or renew insurance is through online.

    Purchasing four-wheeler insurance online is the quickest way to ensure your car is safe from any damages that can be caused due to accidents. Shriram Car Insurance is safe to buy and has many features and benefits that will protect the car. An individual has the flexibility to customise the insurance according to their requirements.

    Shriram Car Insurance can be purchased online and offline as well. The online process is quick and can be done from the convenience of your home. If there are any issues with the process along the way, our representatives will assist with any questions or queries you may have. With the 24/7 toll-free customer service, a policy holder can rest easy knowing that their queries will be addressed immediately at any part of the day.

    Why do you need four-wheeler insurance?

    Third-party insurance coverage is mandatory for all cars in India. The Motor Vehicles Act, 1988, states that driving an uninsured vehicle on roads is illegal. Getting a good four-wheeler insurance policy is essential to avoid paying a fine and safeguard your vehicle from accidental damage. Third-party insurance covers the car against third-party property damages, bodily injuries or death in an accident.

    Shriram General Insurance offers a comprehensive insurance policy that protects the vehicle from damages sustained by third-party liabilities, natural and man-made disasters. A comprehensive insurance policy offers Third-Party (TP) liability cover, Own-Damage (OD) cover and a Compulsory Personal Accident cover. The Own Damage cover includes damages caused by fire, explosion, earthquakes, floods, hurricanes, storms, typhoons, cyclones and other similar natural disasters.

    Man-made disasters include burglary, riots, malicious acts, accidents by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator and air. This sort of policy offers broader coverage as compared to third-party insurance coverage.

    How does car insurance work?

    Car insurance is quite simple to understand. Like all other insurances, a specific sum of money has to be paid as a premium to safeguard your assets against unfortunate events. Your insurance company will be offering financial assistance in the case of a list of events mentioned in the terms and conditions of the policy.

    Let’s understand this better with the help of an example.

    Mr. Kumar Patel has purchased a new car and needs to buy insurance for it. He can choose between two types of four-wheeler insurance – Third-Party coverage and Comprehensive coverage. Mr. Patel prefers comprehensive coverage and has decided to pay the premium to complete the purchase of this insurance. With a quick online process, Mr. Patel will have four-wheeler insurance for a year. He can also choose to renew or start a new policy if the ongoing one is about to reach maturity.

    The premium of four-wheeler insurance is decided according to the Insured Declared Value (IDV). The calculation of IDV is based on the manufacturer’s selling price of the vehicle, including the listed price of all accessories. The depreciation value will get deducted as per the information provided by the Indian Motor Tariff.

    How to buy car insurance online?

    The online process to get four-wheeler insurance is very simple. With Shriram Car Insurance, it can be done in three simple steps that won’t take long if you have all the necessary documents prepared. If you are having trouble at any step in the process, contacting our customer support can help you find a solution. Our representative will also help calculate the premium paid according to the IDV and present the best available deals.

    Here are the steps to Buy Shriram Car Insurance Online

    Step 1 – Fill out a form to estimate the due premium on the make and model of the car.

    Step 2 – Fill up the necessary sections with your personal information, including your name and address.

    Step 3 – Instantly obtain online four-wheeler insurance by making the final payment.

    As the tenure of the car insurance comes to an end, a policy holder will be required to renew the insurance.

    Here are the three simple steps to Renew your Shriram Car Insurance Online

    Step 1 – On the online insurance renewal form, provide the information about the expired policy. Visit the Shriram General Insurance website to access the form.

    Step 2 – Visit the following page to see the specifics of the new policy.

    Step 3 – Your four-wheeler insurance coverage will be renewed immediately after online payment.

    Other benefits available with a car insurance

    The comprehensive insurance policy covers a range of damages caused by third-party liabilities, natural and man-made disasters but does not include add-on coverages. Shriram Car Insurance offers added extensions to your policy at a nominal rate. This add-on covers include electrical and electronic accessories, bi-fuel system, key replacement, etc. The details for these add-ons can be found on the Shriram General Insurance website.

    Should you buy car insurance online?

    Buying four-wheeler insurance online is the quickest way to safeguard your car and get the best offers. Ensure that the insurance you select is from a reputable insurance company so that it is guaranteed safe and authentic. A policy can be renewed online through a quick process if the policy holder keeps the correct documents ready.

    Invest in Shriram Car Insurance to get a secured policy and facilities that will protect your car from sudden damage expenses. The insurance also offers add-on coverages that can enhance the policy’s protection. We guarantee the quality of claim resolution and client satisfaction at every stage of the claim procedure.


    1. Is buying insurance online secure?

    Buying online four-wheeler insurance is completely safe and a very good idea. Whether you want comprehensive coverage or third-party insurance, Shriram General Insurance lets you buy it online.

    2. How do I claim Shriram Car Insurance?

    Contact the Shriram Car Insurance representative to claim the policy. If there are any issues with the claim, the representative will help by answering any queries you have.

    3. How can I check my Shriram policy details?

    Go to the Shriram General Insurance website to check the policy details or contact customer support, who will help you retrieve the required information.

    Key Highlights:

    • It is safe to buy four-wheeler insurance online with a reputable and trustworthy company like Shriram General Insurance.
    • Third-party insurance coverage is mandatory for all vehicles in India.
    • Shriram General Insurance offers comprehensive insurance that protects your vehicle from third-party damages, natural and man-made disasters.
    • Buying insurance online is the quickest way to get or renew a policy.

    Be Prepared for Uncertainties with Shriram Personal Accident Insurance

    Be Prepared for Uncertainties with Shriram Personal Accident Insurance

    Be Prepared for Uncertainties with Shriram Personal Accident Insurance

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