Why You Should Buy Two-Wheeler/Bike Insurance from SGI?

A Two-wheeler insurance policy is a contract between an insurer and the insured that is mandatory to have for every vehicle owner in India as per the Motor vehicle act, 1988. Insurance assists for financial protection and security that occurs due to accidents. It covers the loss and damage against the third party and natural calamities. Two-Wheeler insurance can help you claim compensation for damages, recovering from an unexpected occurrence.

The reason why you should choose SGI –

Two-wheeler insurance online
One of the reasons to buy two-wheeler insurance policies with Shriram general insurance is the online availability. You can instantly & easily buy an insurance policy just by some clicks. The online process is quite quick and hassle-free through a website or mobile app.

Easy renewal process
At the same time, the renewal process is also quick and smooth. You can do it by yourself or ask our executives to process the renewal. Even you don't have to worry if you forget to renew. SGI send reminders to their customers timely.

No Claim Bonus transfer
NCB is the benefit that you get at the time of renewal in the form of a low premium for not claiming through the policy period. The NCB transfer process is quite hassle-free in case you switch insurers.

Easy claims with SGI
The two-wheeler insurance claim process is easy and quick for you. It would be more convenient if you make all the important documents available to the company. Well, you enough reasons to choose SGI as the insurance provider.

Two Wheeler Insurance Plans in Jaipur

Pink City - Jaipur is rich in art & craft and popular for tourist destinations with major roads connectivity to metropolitan cities such as Delhi and Mumbai. Due to the establishment of renowned bike showrooms, the demand for bikes is always high. The accidents rate in Jaipur is somewhere the reason to buy two-wheeler insurance in Jaipur. Sadly, Rajasthan ranked fifth in the number of accidents due to road accidents in India. And, two-wheelers have topped the list involved in fatal accidents due to bad road conditions or unskilled riders. You may be a nice rider; still, you can be at risk because of unskilled riders. And, these road risks are beyond your control as the road condition is quite disturbing in Jaipur. Therefore, it is advisable to be prepared about the incident and two-wheeler insurance can only save you from financial burden. However, opting for two-wheeler insurance with SGI will assure you complete safety with comprehensive insurance cover. And, stay safe from various risks such as accidents, loss, caused due to natural and man-made calamities.

Accident cover SGI
Theft cover shriramgi
naural disaster cover shriram general insruance
PA cover 2w insurance sgi
third party cover two wheeler insurance sgi

Two Wheeler Insurance - Additional Covers

Addon electrical and electronic accessories in sgi two wheeler insurance
2w addon geographical extension cover SGI
two wheeler pillion cover addon SGI

Hassle-Free Claim Process

Two-wheeler insuranceclaims made easier now in regards to make policyholders more comfortable.Because you love your bike, that's why you always choose the best bike insurance plans in Jaipur.However, sometimes, the claim process goes tricky and full of struggle.Therefore, it is important to have pre-acquired knowledge. 

Following are the things you should do when your bikegets damaged due to an accident or theft - 

Immediately inform the insurer: First thing, you should inform your insurer immediatelyabout the incident. Capture all the important proofs and the location. Takeyour bike to the nearest registered garage and get it to repair. 

File a claim & submit required documents: After you have done all the initials, file a claim onimmediate effect with all necessary documents such as insurance policy copy,identity proof, driving license, RC copy.

File an FIR: In case, your two-wheeler got stolen, it's your responsibility to file an FIR to the nearest police station. It will help in getting the claim approved quickly. 

Know more about two-wheeler insurance plans in Jaipur

If you are looking for 2 wheeler insurance plans in Jaipur, make sure you choose third party liability insurance cover or comprehensive. Both the covers have their own significance where the third party covers the loss or damage of the third party, not its own damage. And, comprehensive covers both third-party and own damage.  

What is third party liability coverage?

Third-party liability coverage is the mandatory one to buy to protect against loss and damage to a third person or property due to your vehicle. In any case, if the policyholder meets with an accident due to which a third party vehicle gets damaged. In such a case, the insurance company provide compensation for the cost of repairs to third party property. Hence, it reduces the financial burden for the insured. However, these things can only be applied if the insured instantly informs the insurance company and file a claim. After that, a surveyor appointed by the insurer to verify the estimated cost of repair after assessing the damage.

Comprehensive cover plan 

Third-party liability covers the loss or damage that occurs to the third party and not its own damage. This is why comprehensive insurance cover made available for you to cover both third-party and own damage. It financially assists against man-made as well as natural calamities. Also, you can opt for add-on covers paying a little extra for nil depreciation, pillion rider and more. When you buy bike insurance Jaipur  choose the suitable insurance covers as per your requirements. 

Bike riders in Jaipur face challenges –

Hot weather/climate: Being in the desert of Rajasthan, Jaipur ‘climate is quite hot generally with 40-50 degrees Celsius and vice-versa in winters. This ultimately affects the vehicle performance physically. 

Rash driving: Some immature riders disturb other riders on the road which lead to an unpleasant road accident. It's quite common that mishaps or accidents are a side-effect of someone else's irresponsible riding. Drunk and drive is one of the major reasons for the two-wheeler fatality rate. 

Theft cases: Several missing two-wheeler cases are registered in the state. People are usually at threat when going out for a ride because of increasing theft cases.

Bike Insurance In Other Cities

BIKE INSURANCE IN CHANDIGARH BIKE INSURANCE IN BANGALORE BIKE INSURANCE IN PATNA
BIKE INSURANCE IN PUNE BIKE INSURANCE IN AGRA BIKE INSURANCE IN NOIDA
BIKE INSURANCE IN CHENNAI BIKE INSURANCE IN INDORE BIKE INSURANCE IN GURGAON
BIKE INSURANCE IN DELHI BIKE INSURANCE IN BHOPAL BIKE INSURANCE IN AMRITSAR
BIKE INSURANCE IN DEHRADUN

Frequently Asked Questions (FAQs)

What are the types of two-wheeler insurance?

Well, there are two types of two-wheeler insurance, third-party liability and comprehensive. Where the third party is mandatory but comprehensive is highly recommended because of complete coverage.

Risks covered under two-wheeler insurance.

Two-wheeler insurance covers the loss and damage due to man-made or natural calamities, theft, third party liability, own bike damage, owner-driver cover.

How to buy two-wheeler insurance online?

Buying two-wheeler insurance online is quite easy these days. You just have to visit the website where you will have to fill in details on the two-wheeler page and proceed accordingly.

When and how to renew bike insurance?

Follow the renewal reminders from insurers and then visit the website follow the process and pay the premium or call the customer care team for offline assistance.

Premium calculation for two-wheeler insurance

The premium calculation depends on various factors like bike make, model, year of manufacture, engine capacity, geographical location, age of the bike. This is how the premium amount differs for different policyholders.

Written By: Shriram General Insurance - Updated: August 2022

IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Shriram General Insurance Co. Ltd. (In partnership with Sanlam, South Africa)
E-8, EPIP, RIICO Industrial Area, Sitapura, Jaipur - 302022 (Raj.)
Toll free: 1800-300-30000(Policy Holders), 1800-103-3009(Others) Fax: 0141-2770692, 2770693

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