Personalised Covers Based on Vehicle Tech Features
Posted on 2026-01-23 07:07:52
Traditional insurance used to charge similar premiums on vehicles of the same model, age, and brand, even if they were not used equally. This approach was unfair to car owners who barely used their cars. Thankfully, it is changing as insurers are rapidly adopting vehicle technology in the insurance segment. Today, most modern vehicles feature advanced vehicle technology, such as telematics, built-in safety sensors, and connectivity systems. Insurers use these tech features to get real-time vehicle data, including driving speed, braking patterns, mileage, and more. It gives a granular understanding of how a car is used, how it performs, and how safely it’s driven. Insurance companies can use this data to create individualised risk profiles, enabling them to provide personalised car insurance coverage. If you’re new to it, you must read the full blog for a clearer understanding.
Quick
renewal
