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  • Overview
  • Features And Benefits
  • Third-Party Two-Wheeler Insurance
  • Comprehensive Two-Wheeler Insurance
  • Calculate Premium
  • Save On Premium
  • Renewal Benefits
  • IDV in Bike Insurance
  • NCB
  • Zero Depreciation Bike Insurance
  • Roadside Assistance
  • New Bike Insurance
  • Engine Protection Cover add-on
  • Deductibles
  • Types of Shriram Two-Wheeler Insurance
  • Coverages
  • Compare Plan
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Bike Insurance Premium Calculator
  • Terminologies
  • Policy Download
  • FAQs
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Features of Shriram Two-Wheeler Insurance

Middlemen-free Process

Middlemen-free Process

Get affordable premiums with zero commission charges

24*7 Roadside Assistance

24*7 Roadside Assistance

Emergency assistance to the insured (i.e., breakdown, minor repairs, refueling)

Quick Renewal

Quick Renewal

Renew Shriram Two-Wheeler Insurance policy any time from the comfort of your home

Stress-free Claims

Stress-free Claims

Quick claim notification and timely claim settlement for a hassle-free claim process

No Claim Bonus

No Claim Bonus

Get No Claim Bonus (NCB) on your Own Damage insurance premium

Secured Payments

Secured Payments

Choose the preferred payment method (i.e., Debit Card, Credit Card or Net Banking)

Benefits of Shriram Two-Wheeler Insurance

Insuring your vehicle with Shriram General Insurance is simple, instant and effortless

Premium

  • Starting from ₹ 482* (* The premium excluding GST for Third-Party (TP) liability cover only)

No Claim Bonus

  • Avail maximum benefits on Own Damage premium

Add-ons

  • Nil Depreciation & Roadside Assistance

Claim Process

  • Hassle-free claim process

Own Damage Cover

  • Available

Damages to Third-party

  • Available
Features of Shriram Two-Wheeler Insurance

Frequently Asked Questions

What are the benefits of opting for different add-on covers?

An insured can enhance the benefits of a Shriram Comprehensive Two-Wheeler Insurance policy by opting for add-ons. An add-on cover will give the extra advantage to the insured for an additional premium. Some of the add-ons are Motor Protection, Zero Depreciation and Consumables

what are the key benefits of two-wheeler insurance?

Two-wheeler insurance provides key benefits to policyholders, including financial protection in the event of accidents, theft, or damage to the vehicle. In addition, most policies offer coverage for third-party liability, which can protect policyholders from legal and financial liabilities resulting from accidents involving their vehicle.

what are the benefits of buying a two-wheeler insurance online?

When buying two-wheeler insurance online, you can compare policies from multiple insurers to find the best coverage at the lowest cost. Online purchases are also convenient and save time, as you can buy insurance from the comfort of your home.

Basic Guide to Understanding Two-Wheeler Insurance Depreciation

Two-wheeler insurance depreciation is the decrease in the value of the bike over time due to wear and tear. It is an important factor in determining the amount of compensation you will receive in case of a claim.

What our customers say ?

4.6

1753+ Customer Ratings

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customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

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Blogs

what is defensive driving

What is Defensive Driving ? A Guide for Indian Drivers

Posted on 2025-04-29 12:34:48

Indian roads can be chaotic — unexpected turns, unpredictable drivers, and everything in between. In this environment, knowing what is defensive driving can make all the difference. Defensive driving is a smart, safety-first approach to driving where you anticipate risks and stay ready to avoid accidents. It's a mindset that enables you to deal with real-world traffic difficulties with composure and confidence, rather than just another skill. Let's examine what defensive driving is, why it's important, and how you can employ it each time you drive.

Car Wash Frequency: How Much is Too Much?

Can Too Many Car Washes Damage Your Car?

Posted on 2025-04-29 07:05:00

In a nation like India, where dust, smog, rain, and bird droppings are commonplace, keeping your car clean is more than a matter of vanity—it's a need. Your car will inevitably get dirty, whether you're driving in Bengaluru traffic during the week or heading to Lonavala for a weekend road trip. As a result, a lot of vehicle owners plan frequent car washes, sometimes even several times a week. The million-rupee question is this: Can your car get damaged by too many car washes? In a nutshell, yes. If done incorrectly or too regularly, excessive washing can eventually cause corrosion, swirl marks, and paint damage. Let us break it down.

is it safe to use hands free phone in a car

Is It Safe to Use Hands Free Phone in a Car?

Posted on 2025-04-28 12:23:45

In India’s traffic-heavy cities, staying connected while driving feels almost necessary. That’s where the hands-free phone comes in — a legal, tech-friendly alternative to holding your phone. But here’s the thing: using a phone while driving, even hands-free, may follow the rules but still carries real risks. Legal doesn’t always mean safe. Let’s break down the benefits, the hidden dangers, and smarter ways to use road safety technology on the move.

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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