What is a No Claim Bonus (NCB) in Two Wheeler Insurance

Exploring the Role of AI in Predictive Vehicle Maintenance

Posted on 2025-12-26 06:36:58

Car issues, such as transmission problems or suspension failures, can be costly to many drivers. They require expensive repairs or even complete replacements of high-end car parts. The only way you can minimise vehicle repair bills is by addressing a car issue before it snowballs into something big and complex. It is exactly what AI predictive vehicle maintenance does. Modern vehicles equipped with AI systems constantly gather data from multiple sensors to predict a component failure or other potential issues before they occur. Machine Learning (ML) algorithms help identify unusual patterns in car performance or components, and send alerts to drivers or authorised parties so that timely maintenance can be conducted. It not only reduces downtime but also makes your vehicle more secure and efficient. In this blog, you’ll explore AI vehicle maintenance in detail so you can upgrade your car maintenance routine.

Impact of GST Reforms on Car Insurance Premiums

Posted on 2025-12-24 08:32:48

People purchasing cars from September 2025 onwards will benefit from the newly introduced GST rate cuts and the removal of cess on automobiles. Besides enjoying lower car prices, they will benefit from reduced GST on car insurance in the form of reduced premiums. Whenever tax reductions are announced for vehicles, automakers pass the benefit down to buyers by lowering car prices. As the car’s value decreases, so does the Insured Declared Value (IDV), which is the value used for the insurance calculation. This reduced IDV (the vehicle’s current market value) lowers the premium for the ‘own damage’ component of comprehensive car insurance policies, as it’s a proportion of the IDV. Since some insurers set premiums partly as a percentage of ex-showroom/IDV, the tax change flows through. In this blog, we’ve covered the impact of GST reforms on vehicle prices and insurance premiums in great depth.

How Car Aerodynamics Affects Speed, Safety, and Fuel Efficiency

Posted on 2025-12-23 09:43:57

Car aerodynamics influences speed, safety, and fuel economy by changing how air flows around a moving car. It employs downforce to keep the automobile stable and safe at high speeds, and it reduces drag to let cars go faster. It also has optimised airflow to reduce energy loss and make better use of fuel. These combined effects make active aerodynamics essential in both everyday and high-performance models. This blog simplifies what aerodynamics means and how it influences your car’s speed, safety, and fuel efficiency.