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A premium is a payment made to an insurer for the purchase of a policy. Shriram Two-Wheeler Insurance premium will be calculated based on various factors, such as the policy chosen, cover types, add-ons and policy period
Third-party liability insurance is mandatory in India. Bike insurance premiums are calculated based on the engine's cubic capacity and IDV
Own Damage premium is paid to get coverage against various natural and man-made disasters. The Own Damage premium will vary from company to company
As two-wheeler accident cases rise, the government has made Personal Accident coverage mandatory. The minimum sum insured for risk coverage is Rs.15 lakh
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A vehicle add-on provides enhanced protection for the vehicle. Premiums are determined by the type of add-on selected by the insured. Some of the add-ons are zero depreciation cover, motor protection cover, engine and roadside assistance
The two-wheeler's IDV (Insured Declared Value), its age (if it's a used vehicle), zone/city of registration, engine cubic capacity, previous year's claim status and no-claim bonus status
Personal Accident Cover is an optional add-on cover that can be included in a bike insurance policy to provide financial assistance in case of accidental injury or death of the policyholder while riding the insured bike.
Currently, there is no provision for paying two wheeler insurance premiums in installments.
If you do not renew your two-wheeler insurance policy on time, it will lapse. Non-renewal of the policy also results in the loss of NCB (No Claim Bonus).
Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
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Do Parking Lot Accidents Qualify for Insurance Claims?
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This blog explores the types of parking lot accidents covered by insurance, various insurance policies covering parking lot accidents, the claim-filing process for such incidents, and more, so you’re aware of what to do when you find yourself in a similar situation.
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If you’re a car owner who has driven to different places, you’ll probably know that car servicing in a metro city like Delhi or Mumbai is widely different from what you receive in a small town. While metro cities provide fast, tech-driven, yet costly servicing, small towns are known for personalised, manual, and budget-friendly servicing. Every car owner must understand this difference because it will directly impact their car’s safety, long-term reliability, and even its resale value. In this blog, you’ll find key highlights of car maintenance in metro vs. small towns, so you know how to navigate car servicing when travelling to different parts of the country.
Top Car Perfumes and Air Fresheners for Long Drives
Posted on 2025-11-12 13:53:59
There’s something about a long drive that either refreshes your soul or drains your energy. Surprisingly, the atmosphere inside your car determines which way it goes. A time-tested way to enhance your car’s cabin environment is to fill it with the smell of any luxury car perfume. Simply choosing the right hanging car freshener will uplift your mood and comfort. In this blog, we’ve shared the best car air fresheners that you can consider to improve your long-drive experiences.
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