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Third-Party Two-Wheeler Insurance
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What is Third-Party Two-Wheeler Insurance?

A Third-Party (TP) Two-Wheeler insurance policy is mandatory in India under Section 146 of the Motor Vehicles Act, 1988
Third-Party insurance covers damages or injuries caused to third-party individuals or their property in case of an accident involving the insured vehicle

If the insured vehicle causes “third-party” property damage, Shriram General Insurance Company will offer compensation up to Rs. 1,00,000/- for Two-Wheelers
Unlimited Third-Party personal liability coverage will be provided, i.e. whatever the court awards as the liability to the third-party due to accidental death or injuries caused by the insured vehicle

Shriram Third-Party Two-Wheeler Insurance Claim Process

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Register your Claim

Register a claim online at the Shriram General Insurance website or over the phone at 1800-300-30000/1800-103-3009 or through the MYSGI App

You will be contacted by our customer service team and guided throughout the Two-Wheeler Insurance claim process

Submission of Required Documents

Submission of the required documents (FIR copy, Registration certificate, duly signed claim form, goods receipt and other required documents) is mandatory to proceed with the claim process further

Verification and Claim Settlement

After receiving the documents, our dedicated surveying team will begin the validation process. Upon completion of the survey, the funds will be sent directly to the recipient

Shriram Third-Party Two-Wheeler Insurance Coverages

Benefits and Coverage	Third-Party Insurance
Own-Damage to the vehicle due to an accident
Own-Damage to the vehicle due to fire
Own-Damage to the vehicle due to natural calamities
Third-Party damage to the vehicle
Third-Party damage to property
Compulsory Personal Accident Cover
Theft of the vehicle
Cashless Claims
No Claim Bonus (NCB)
Riders/Add-ons

Frequently Asked Questions

What does Third-Party insurance policy cover?

Third-Party bodily injury

Any injury caused to a third-party individual in the accident is covered under Third-Party Two-Wheeler Insurance

Third-Party property damage:

Any damages caused to the property of a third-party, such as their vehicle or other property, are covered under Third-Party Two-Wheeler Insurance

How is the premium for Two-Wheeler Insurance calculated in India?

The premium for Two-Wheeler Insurance in India is calculated based on various factors, including the type of the vehicle, make, model and variant, age, location and the extent of coverage required by the policy holder