Gray-Image
24*7 Claim Notifications

24*7 Claim Notifications

Almost 100% Paperless

Almost 100% Paperless

Best Claim settlement Awards 2022

Best Claim settlement Awards 2022

previous
  • Overview
  • Features And Benefits
  • Third-Party Two-Wheeler Insurance
  • Comprehensive Two-Wheeler Insurance
  • Calculate Premium
  • Save On Premium
  • Renewal Benefits
  • IDV in Bike Insurance
  • NCB
  • Zero Depreciation Bike Insurance
  • Roadside Assistance
  • New Bike Insurance
  • Engine Protection Cover add-on
  • Deductibles
  • Types of Shriram Two-Wheeler Insurance
  • Coverages
  • Compare Plan
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Bike Insurance Premium Calculator
  • Terminologies
  • Policy Download
  • FAQs
next

What is Third-Party Two-Wheeler Insurance?

  • A Third-Party (TP) Two-Wheeler insurance policy is mandatory in India under Section 146 of the Motor Vehicles Act, 1988
  • Third-Party insurance covers damages or injuries caused to third-party individuals or their property in case of an accident involving the insured vehicle
  • If the insured vehicle causes “third-party” property damage, Shriram General Insurance Company will offer compensation up to Rs. 1,00,000/- for Two-Wheelers
  • Unlimited Third-Party personal liability coverage will be provided, i.e. whatever the court awards as the liability to the third-party due to accidental death or injuries caused by the insured vehicle

Shriram Third-Party Two-Wheeler Insurance Claim Process

  • step 1
  • step 2
  • step 3
Register your Claim

Register your Claim

  • You will be contacted by our customer service team and guided throughout the Two-Wheeler Insurance claim process
Submission of Required Documents

Submission of Required Documents

  • Submission of the required documents (FIR copy, Registration certificate, duly signed claim form, goods receipt and other required documents) is mandatory to proceed with the claim process further

Verification and Claim Settlement

Verification and Claim Settlement

  • After receiving the documents, our dedicated surveying team will begin the validation process. Upon completion of the survey, the funds will be sent directly to the recipient

Shriram Third-Party Two-Wheeler Insurance Coverages

Benefits and Coverage Third-Party Insurance
Own-Damage to the vehicle due to an accident teable_tick_icon
Own-Damage to the vehicle due to fire teable_cross_icon
Own-Damage to the vehicle due to natural calamities teable_cross_icon
Third-Party damage to the vehicle teable_tick_icon
Third-Party damage to property teable_tick_icon
Compulsory Personal Accident Cover teable_tick_icon
Theft of the vehicle teable_cross_icon
Cashless Claims teable_cross_icon
No Claim Bonus (NCB) teable_cross_icon
Riders/Add-ons teable_cross_icon

Frequently Asked Questions

What does Third-Party insurance policy cover?

Third-Party bodily injury

Any injury caused to a third-party individual in the accident is covered under Third-Party Two-Wheeler Insurance

Third-Party property damage:

Any damages caused to the property of a third-party, such as their vehicle or other property, are covered under Third-Party Two-Wheeler Insurance

How is the premium for Two-Wheeler Insurance calculated in India?

The premium for Two-Wheeler Insurance in India is calculated based on various factors, including the type of the vehicle, make, model and variant, age, location and the extent of coverage required by the policy holder

Is comprehensive Two-Wheeler Insurance mandatory in India?

No, comprehensive Two-Wheeler Insurance is not mandatory in India, but it is recommended to protect vehicle owners against financial losses

What our customers say ?

4.6

1753+ Customer Ratings

View all
customer

MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

customer

ANIL KUMAR HP

Good

customer

VAISHALI VAIBHAVKUMAR PANDYA

very good

customer

CHAUDHARI JASAVANTKUMAR

Good

customer

AKRAM KHAN

Good

left-arrowright-arrow
Quote

Blogs

The Science of Car Sounds: Why Some Engines Sound Better Than Others

The Science of Car Sounds: Why Some Engines Sound Better Than Others

Posted on 2025-08-21 06:58:19

Engine sounds vary due to mechanical design, acoustics, and engineering intent. While these car engine acoustics may sound mechanical to some, they’re music to car lovers’ ears. If you love deep muscle cars, then its growl might feel powerful to you. Similarly, the scream of a high-pitched sports car can be appealing to sports car lovers. Automakers intentionally design these sounds as they create a signature identity for their brand. A car engine’s sound is both science and art, wherein physics determines the sound’s vibrations and design choices decide how it makes people feel. In this blog, we uncover this interesting engine sound science so you can understand why engines sound different.

Start-Stop Technology in Cars Explained

What is Start-Stop Technology in Cars and How It Saves Fuel

Posted on 2025-08-20 12:33:38

Think about being stuck at a red light for two minutes. Whether you're moving or not, the engine still uses fuel and emits pollutants while idling. Now, picture the engine turning off on its own when you stop and starting up again right away when you let off of the brake or push the clutch. That's what start-stop technology accomplishes in cars: it saves gasoline and is a great feature for stop-and-go traffic in metropolitan India.

What Is Torque Vectoring and How It Works in Cars

What is Torque Vectoring Technology in Cars and Why It Matters

Posted on 2025-08-19 09:17:34

In simple terms, torque vectoring is a sophisticated drivetrain system that enhances your car's ability to turn more effectively, respond more quickly, and remain more stable, especially at high speeds or in sharp corners. For Indian roads where conditions can shift in a blink—wet patches, potholes, or hairpin bends in the hills—this technology isn’t just about performance; it is about control and confidence. Let's discuss how this technology works, its various types, the benefits, and why more carmakers are bringing it to a wide range of cars, from SUVs to hatchbacks.

View all

Bike Insurance in Indian Cities

Bike insurance in agra
Bike insurance in delhi
Bike insurance in coimbatore
Bike Insurance in Bangalore
Bike insurance in dehradun
Bike insurance in jaipur
Bike Insurance in Indore
bike insurance in ahmedabad
Bike insurance in pune
Bike insurance in gurgaon
Bike insurance in mumbai
Bike insurance in Bhopal
Quick renewal Quick renewal
bimabharosa
Back to TopBack to top of the pageBack to top of the page

IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

Terms and Conditions |Refund and Cancellation© 2023 Shriram General Insurance. All rights reserved.