Car Insurance - Kunnathukal
Comprehensive Coverage, Cashless Claims, and 24/7 Roadside Support. Protecting Your Journey with Trusted, Hassle-Free Car Insurance.
Save up to 90%* on your Car Insurance
The most suitable car insurance at an affordable price. Premium starts as low as ₹2094*/-
- FW
Save up to 90%* on your Car Insurance
The most suitable car insurance at an affordable price. Premium starts as low as ₹2094*/-
- FW
Car Insurance in Kunnathukal, Thiruvananthapuram - Get Instant Quotes & Pocket-Friendly Rates
Effortless renewal of vehicle insurance online in Udiyankulangara to streamline your experience.
Cost-effective Rates
NCB in Udiyankulangara is available for a policy period during which no claims have been made.
Rapid Claims Processing
Discover the advantages and characteristics of Shriram Online Vehicle Insurance in Udiyankulangara.
Reduced Documentation
Our team offers dedicated assistance for purchasing or renewing your policy in Udiyankulangara. Additionally, should you have any questions at any point during the claims process in Thiruvananthapuram, feel free to contact us for support.
Types of Car Insurance in Kunnathukal, Thiruvananthapuram
There are different coverage options to choose while selecting your insurance policy. These coverage options will specify the terms and conditions for each policy.
Comprehensive
Comprehensive coverage provides a wide-ranging shield for vehicle owners, safeguarding them from both third-party liabilities and damage caused by unexpected incidents
Own Damage
Own Damage (OD) coverage protects your vehicle from accidental damage, including collisions and both natural and manmade disasters. It also provides financial protection against theft.
Third-Party
As per the Motor Vehicle Act of 1988, Third-Party Car Insurance is the minimum insurance requirement for a car to be legally driven on Indian roads. In the event of an accident involving the insured's vehicle, it provides financial protection against injuries, death, or property damage to a third party.
Car Insurance Add-Ons Available
Zero Depreciation Cover
Worried about the affordability of our vehicle insurance in Udiyankulangara, Thiruvananthapuram? Put your concerns to rest. We have designed our policy pricing to be budget-friendly without sacrificing coverage quality. Our goal is to provide extensive coverage at a reasonable price.
Passenger Cover
If there's a preference for minimizing paperwork during a transaction, we certainly support that. Our online purchase experience involves minimal to no paperwork in Udiyankulangara, ensuring that the whole process is swift and uncomplicated. Opt for us for a fast and effortless purchasing journey.
Motor Protection Cover
Our online platforms, specifically our website and mobile application, provide a seamless claims experience. You can monitor your claim from start to finish, staying updated on the status of your request. Additionally, you can expect prompt claim settlements. Efficiency and quickness are our hallmark.
Return to Invoice Cover
We take pride in our dedication to outstanding customer service, competitive rates, and straightforward paperwork. Protect your vehicle with our affordable vehicle insurance in Edapazhanji, Thiruvananthapuram, providing financial security against accidents, theft, natural disasters, and third-party claims.
Personal Belongings Cover
Experience cashless claim settlements at approved garages in Edapazhanji, Thiruvananthapuram, ensuring easy repairs. Benefit from round-the-clock claim notification assistance via mobile applications or helplines.
Emergency Transport and Hotel Expenses
Easily handle your vehicle insurance in Edapazhanji with online access to your policy whenever you need it. Take advantage of expedited claim processing, guaranteeing quicker approvals and settlements across Thiruvananthapuram. Maintain control with smooth digital resources.
Key Replacement Cover
Receive roadside assistance in Thiruvananthapuram, offering support for breakdowns and towing services in Edapazhanji. Benefit from streamlined documentation along with easier claims and policy procedures.
Consumables Protect Cover
Components of your vehicle are insured based on their depreciated worth, which may result in a shortfall for replacement costs. Opting for a Zero Depreciation Cover ensures that you get full compensation for the new parts, meaning you won't need to pay anything out of pocket when making a claim. This type of coverage is often referred to as Nil Depreciation Cover or Bumper-to-Bumper Cover in Edapazhanji, Thiruvananthapuram.
Roadside Assistance Cover
Passenger Cover in Edapazhanji is an optional enhancement to vehicle insurance in Thiruvananthapuram, offering financial protection for passengers in the event of an accident. It addresses medical costs and compensation for injuries, disabilities, or fatalities.
Third-Party Vs Comprehensive Car Insurance Policy
The below table will help you understand better the differences between a Third-Party and a Comprehensive Car Policy. Definition
| Parameter | Third-Party Car Insurance | Comprehensive Car Insurance |
|---|---|---|
| Explanation | It is a legally mandatory Car Insurance Policy that provides coverage against third-party liabilities. | This policy is optional. It provides coverage against damages to your own vehicle, as well as mandatory Third-Party coverage. |
| Coverage | It provides financial assistance in the event of your insured vehicle causing accidental injury, death or property damage to a third party. | In addition to third-party coverage, it covers damage to your own vehicle from theft, fire, and other natural and man-made calamities. |
| Cost | Relatively lesser cost because of lesser coverages provided. | More coverages, so generally more cost. |
| Add-Ons | Not available | Available |
| Fulfils Legal Requirement | Yes | Yes |
Key Features of Shriram Car Insurance
Affordable Premiums
Following a car accident, navigating the legal repercussions can be challenging and requires significant time. We created the Motor Protection Cover in Edapazhanji to address these concerns. This Add-On provides legal support to manage third-party liabilities in Thiruvananthapuram, along with fulfilling any other essential legal obligations.
Superfast Claims
Should an unfortunate accident occur that leaves your car beyond repair, this coverage in Edapazhanji, Thiruvananthapuram will guarantee that you are compensated fully as outlined in the vehicle purchase invoice. Without this coverage, the compensation you receive will be based solely on the depreciated value of the car. It is important to mention that this coverage applies exclusively to new vehicles.
Zero Paperwork
Items stored in your vehicle are not protected under standard car insurance. Therefore, in case of an accident, any damages to your personal belongings within the car will not be reimbursed by your insurance policy serving customers in Edapazhanji, Thiruvananthapuram. Nevertheless, by opting for a Personal Belongings Add-On, you can receive financial support for the items found in your vehicle.
24*7 Customer Support
In the event of a breakdown with your insured vehicle, particularly if you're stranded in a high-risk area like a highway or restricted zone, you can count on Shriram Car Insurance's Emergency Transport and Hotel Expenses coverage serving customers in Edapazhanji, Thiruvananthapuram to assist you.
Easy and Quick Renewal
Misplacing keys is an issue that certain individuals experience more frequently than others. Fortunately, with our Key Replacement Cover serving customers in Edapazhanji, you'll receive financial assistance to replace your key if it is lost or stolen. The coverage encompasses locksmith services and reprogramming key systems in Thiruvananthapuram, which also includes the replacement of electronic fobs or transponders.
Advantage of No Claim Bonus
Consumables refer to vehicle components that have a finite lifespan and cannot be reused during maintenance. Items such as bolts, screws, nuts, engine oil, gearbox oil, washers, clips, rivets, and similar materials, excluding fuel, are classified as consumables. In Edapazhanji, these items are typically not included in standard vehicle insurance, but this Add-On offers coverage for them.
Benefits of Shriram Online Car Insurance
While you're on the road, it's possible for your vehicle to malfunction or be caught in an unfortunate accident. Our Roadside Assistance Cover in Edapazhanji, Thiruvananthapuram ensures that minor repairs are promptly addressed, allowing you to resume your journey quickly. If the damage is more significant, this coverage guarantees that your car will be towed to a nearby garage within our network for necessary repairs.
Pocket-Friendly Policies
A direct platform offering competitive rates in Edapazhanji, Thiruvananthapuram.
Minimal Paperwork
Efficient claim support in Edapazhanji with streamlined paperwork.
Convenient Claims
An online-based approach for convenient policy purchase or renewal in Edapazhanji, Thiruvananthapuram.
Dedicated Customer Support
Support for all your vehicle insurance requirements is available anytime, anywhere in Thiruvananthapuram.
How to Buy and Renew Car Insurance Online in Kunnathukal, Thiruvananthapuram?
The following are the coverages under a Comprehensive Car Insurance Policy by Shriram General Insurance.
You can instantly purchase a Shriram Car Insurance Policy online via 3 simple steps on our website /MySGI App/call our toll-free number (1800-300-3000/1800-103-3009) at your convenience
Enter the basic details of the new car to estimate the premium payable
- Car Registration Number & Mobile Number
- Details of Car Manufacturer & Model
- Date of Registration
Provide the details of the vehicle owner and choose the suitable policy/add-on covers of your choice
- Kindly enter the basic details such as your Name, Email ID, Mobile Number, Address, etc.
- Choose the policy that fits your requirements along with the necessary add-ons to protect your car
Complete your online payment and get instant car insurance
- Please complete the online payment by selecting the preferred payment method (Debit Card, Credit Card, or Net Banking) on the go to get your Shriram Car Insurance.
With Shriram General Insurance website or MYSGI App, online car insurance renewal is quick and hassle-free. You can renew your car insurance policy through 3 simple steps without paperwork
Enter the previous policy details of your car and check the given details to estimate the premium of the renewal policy
- Details of Car Manufacturer & Model
- Registration Number
- Year of Manufacture
- Previous Insurance Policy
- Change of Ownership Documents (if applicable)
Select the new coverages for your existing policy
- Choose the policy that fits your requirements along with the necessary addons to protect your car
Complete your online payment & renew the car insurance policy
- Kindly complete the online payment by selecting the gateway (Debit , Card or Net Banking) on the go and get your Shriram Car renewed
How to Register Car Insurance Claim in Kunnathukal, Thiruvananthapuram?
Shriram General Insurance's online claim intimation process is easy and hassle-free. Intimate a claim, submit the required documents and get a timely claim settlement.
Intimate Your Claim
Shriram General Insurance claims can be initiated in 2 different ways
Option 1: Intimate a claim online on Shriram General Insurance website or over the phone at 1800-300-30000/1800-103-3009 or through the MYSGI App
Option 2: Please download the CLAIM INTIMATION SHEET, fill it and send it to our Help Desk via Email ID (chd@shriramgi.com)
Note: Please ensure that the following information is ready with you at the time of claim intimation
- Policy no. / Proposal no.
- Driver name and contact no. along with DL details.
- Date & time of Accident.
- Survey location, where vehicle can be surveyed by our loss assessor.
- Estimated loss/ description.
Claim Registration
Our customer support team will accept the claim intimation and provide the claim reference number
Claim Confirmation
Once the claim is registered and the loss assessor gets deputed, you will receive a text message for confirmation along with surveyor details. The surveyor will contact you regarding the time and conduct the survey accordingly
Submission of Required Documents
Please provide all relevant documents for the claim
Survey and Claim Settlement
After receiving the documents, our dedicated claim team will initiate the process. Once the claim process is completed, the fund will be directly sent to the recipient after verification.
Note: Kindly contact our CHD /Surveyor when the vehicle/property is ready for re-inspection, if the surveyor advised re-inspection
Rate of Car Depreciation
The table shows the rate at which a Car Depreciates with time.
| Vehicle Age | Rate of Depreciation |
|---|---|
| 6 months and below | 5% |
| Between 6 months and a year | 15% |
| Between 1-2 years | 20% |
| Between 2-3 years | 30% |
| Between 3-4 years | 40% |
| Between 4-5 years | 50% |
| 5 years and above | Decided mutually between the insurer and insured |
Business Hours
- Mon - 09:30 AM - 05:30 PM
- Tue - 09:30 AM - 05:30 PM
- Wed - 09:30 AM - 05:30 PM
- Thu - 09:30 AM - 05:30 PM
- Fri - 09:30 AM - 05:30 PM
- Sat - 09:30 AM - 01:30 PM
- Sun - Closed
Payment Methods
- Cash Payment
- Net Banking
- Debit Card
- UPI
- QR Code Payment
- RTGS and NEFT Transfer
- Cheque Payment
Trusted by Millions of Customers Across India
-
MARCUS MANOHAR PARKHEMr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
-
ANIL KUMAR HP
Good
-
VAISHALI VAIBHAVKUMAR PANDYA
very good
Nearby Locations
- Dhanuvachapuram
- Cheriakolla
- Kanjiramkulam
- Kallikkad
- Karakkamandapam
- Dammam Tower
- Kaimanam
- Edapazhanji
- Jagathy
- Kallattumukku
- Kanjirampara
- EDAPPAZAHNJI
- Jagaty
- Kamaleswaram
- Janardhanapuram
- Enchakkal
- Chenthitta
- Kaithamukku
- Gowreesapattom
- Eanchakkal
- Kannammoola
- Chullimanoor
- KAZHAKUTTOM
- Chiranyinkeezh
- Chirayinkeezhu
- Kallambalam
- Edapazhinji
- Edava
- Cherukulam
- Kadakkavur
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Frequently asked Question
The premium in Kunnathukal, Thiruvananthapuram depends on factors like Insured Declared Value (IDV), cubic capacity, vehicle age, geographical zone, and type of coverage chosen.
Third-Party Car Insurance from Shriram Car Insurance in Kunnathukal, Thiruvananthapuram only covers liability towards others on the road and does not cover damage to your own vehicle. Comprehensive insurance, paired with add-ons, provide broader protection.
Please speak to our representative who will give you few options.
Please speak to our representative who will give you few options.
Please speak to our representative who will give you few options.
