Shriram Householder’s Umbrella Package Insurance Coverages

Fire & Allied Perils for Building/flat and Contents

• This section covers fire, lightning, explosion/implosion, aircraft damage, riot, strike, earthquakes, malicious damage storms, cyclones, typhoons, tempests, hurricanes, tornados, floods and inundation
• Impact damage, landslide and rockslide
• Bursting and/or overflowing of water tanks, apparatus and pipes
• Missile testing operations, leakage from automatic sprinklers installations, bush fire and terrorism

Burglary

Burglary, housebreaking, loss or damage to the insured property can be covered under this policy

Loss of Cash Due to Assault on the Insured

Money insurance provides a shield against loss of cash due to assault on the insured

Electronic Equipment and Other Domestic Appliances

Television, Video Equipment, Domestic Appliances, etc.

Personal Accident (for insured)

a) Death only
b) Loss of two limbs/two eyes or one limb and one eye
c) Loss of one limb or one eye
d) Permanent Total Disablement from Injuries other
than those named above (PTD)