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Shriram Householder’s Umbrella Package Insurance Coverages

Shriram Householder’s Umbrella Package Insurance policy covers a wide range of losses/damages with extensive risk coverage plans. An umbrella insurance policy makes every penny worth it for a landlord who wishes to protect their property with an enhanced protection cover

What is Covered?
What is not Covered?

Fire & Allied Perils for Building/flat and Contents

This section covers fire, lightning, explosion/implosion, aircraft damage, riot, strike, earthquakes, malicious damage storms, cyclones, typhoons, tempests, hurricanes, tornados, floods and inundation
Impact damage, landslide and rockslide
Bursting and/or overflowing of water tanks, apparatus and pipes
Missile testing operations, leakage from automatic sprinklers installations, bush fire and terrorism

Burglary

Burglary, housebreaking, loss or damage to the insured property can be covered under this policy

Loss of Cash Due to Assault on the Insured

Money insurance provides a shield against loss of cash due to assault on the insured

Electronic Equipment and Other Domestic Appliances

Television, Video Equipment, Domestic Appliances, etc.

Personal Accident (for insured)

a) Death only
b) Loss of two limbs/two eyes or one limb and one eye
c) Loss of one limb or one eye
d) Permanent Total Disablement from Injuries other
than those named above (PTD)

War

Intentional criminal acts

Contractual liabilities

Body illness

Accidents during transit

Note: Please read the policy wording for a detailed coverage, extension and exclusion list

Frequently Asked Questions

What are the key benefits of Shriram Householder’s Umbrella Package Insurance?

policy covers legal liability, personal liability and property risks It provides comprehensive coverage on various types of primary insurance policies depending on the maximum sum insured Shriram Householder’s Umbrella Package Insurance also protects against various unforeseen situations that are not covered by a primary insurance policy

What our customers say ?

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Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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Blogs

Best Car Phone Mounts and Holders for Safe Driving

Posted on 2025-11-28 10:35:29

Using a phone while driving is both risky and illegal in India, except when using hands-free devices. If you want to use your phone while driving, whether for entertainment or direction purposes, installing it on a phone mount for a car is a smarter option. This simple car accessory keeps your eyes on the road while keeping your phone within reach. Beyond safety, car mounts are also necessary for legal compliance. In this blog, you will find the five best car phone mounts that can simplify your driving experience.

Voice-Controlled Car Accessories: Alexa Auto vs. Google Assistant

Posted on 2025-11-27 10:40:33

The rush among major corporations to lead market disruption has given us smart car voice assistants that simplify everyday driving experiences. Google Assistant and Alexa in car environments can help you with every task that you could have asked for. From asking these voice assistants to share a better route to the office to calling someone from your contact list, they can do it effortlessly. While both are excellent car accessories, they’re not entirely the same. In this blog, we’ve shared a comparative analysis between the two so you can decide which is better for your car.

How to Choose Floor Mats That Protect Your Cars Interior

Posted on 2025-11-26 13:18:39

Car floor mats aren’t ordinary accessories but essential shields that protect your car’s interior from everyday damage. If you drive to places where you often enter a car with muddy shoes or loaded food buckets that lead to accidental spills, then having floor mats for cars is a non-negotiable. These mats serve as the first barrier against elements that can quickly ruin your car’s flooring. Besides protection, these mats improve your driving comfort. They also preserve your car’s resale value by simply keeping the cabin clean and well-maintained. In this blog, you’ll find practical tips and guidance to choose the best car floor mats.

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Get Comprehensive Coverage with Shriram Householder’s Umbrella Package Insurance