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  • Overview
  • Coverages
  • Key Features
  • Terminologies
  • Claim Process
  • Policy Download
  • FAQs

Shriram Householder’s Umbrella Package Insurance Coverages

Shriram Householder’s Umbrella Package Insurance policy covers a wide range of losses/damages with extensive risk coverage plans. An umbrella insurance policy makes every penny worth it for a landlord who wishes to protect their property with an enhanced protection cover

  • What is Covered?
  • What is not Covered?
01

Fire & Allied Perils for Building/flat and Contents

  • This section covers fire, lightning, explosion/implosion, aircraft damage, riot, strike, earthquakes, malicious damage storms, cyclones, typhoons, tempests, hurricanes, tornados, floods and inundation
  • Impact damage, landslide and rockslide
  • Bursting and/or overflowing of water tanks, apparatus and pipes
  • Missile testing operations, leakage from automatic sprinklers installations, bush fire and terrorism
02

Burglary

Burglary, housebreaking, loss or damage to the insured property can be covered under this policy

03

Loss of Cash Due to Assault on the Insured

Money insurance provides a shield against loss of cash due to assault on the insured

04

Electronic Equipment and Other Domestic Appliances

Television, Video Equipment, Domestic Appliances, etc.

05

Personal Accident (for insured)

a) Death only
b) Loss of two limbs/two eyes or one limb and one eye
c) Loss of one limb or one eye
d) Permanent Total Disablement from Injuries other
than those named above (PTD)

01

War

02

Intentional criminal acts

03

Contractual liabilities

04

Body illness

05

Accidents during transit

Note: Please read the policy wording for a detailed coverage, extension and exclusion list

Frequently Asked Questions

What are the key benefits of Shriram Householder’s Umbrella Package Insurance?

  • policy covers legal liability, personal liability and property risks It provides comprehensive coverage on various types of primary insurance policies depending on the maximum sum insured Shriram Householder’s Umbrella Package Insurance also protects against various unforeseen situations that are not covered by a primary insurance policy

What our customers say ?

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1753+ Customer Ratings

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MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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Blogs

Portable Car Vacuum Cleaners and Tyre Inflators for India

Portable Car Vacuum Cleaners and Tyre Inflators for India

Posted on 2026-01-09 10:00:40

Going on leisure road trips can be the most joyful experience, but it can soon become dreadful if the cabin gets filled with snack crumbles or the tyre falls flat due to a pothole. It is during situations like these that car cleaning accessories and car tyre inflators can save you. You can use the cleaner to remove any leftover crumbles, dust, pet hair, etc., from your cabin, keeping the interior clean and the cabin air breathable. A portable car air pump can be used to fix flat tyres, so you don’t have to wait for help in the middle of a road or highway. Together, these accessories ensure cleanliness and safety, making for pleasant car rides. This blog will help you discover the relevance of these accessories.

Best Portable Tyre Inflators in India: Buying Guide for 2025

Posted on 2026-01-09 09:30:01

If you’re a car owner who frequently drives for work and leisure activities, then you should always carry a portable tyre inflator with you. Many drivers only think about tyre pressure when a puncture happens, but tyres can go flat for any reason. They may lose air due to heat, rough roads, or even small nail punctures. Driving with tyres at low pressure can cause the rubber in the tyres to heat up more quickly, which may lead to blowouts on the roads or highways. Having a portable tyre inflator can save you in such situations. Instead of looking for mechanics or waiting for help to arrive, you can fill your car’s tyres and resume driving. This small car accessory can help drivers avoid getting stranded on the road. Hence, we’ve created this comprehensive buying guide for the best tyre inflator so you get a reliable tool for your safety and convenience.

A Comprehensive Guide on Smart Car Air Purifiers

Smart Air Purifiers for Vehicle Interiors

Posted on 2026-01-08 10:16:26

What if we told you that rolling up your car’s windows doesn’t guarantee good breathable air inside the cabin? It may sound like an assumption, but the truth is that air quality inside a car cabin is often worse than the air outside. It’s because cars are not fully airtight. Pollutants from outside can easily enter the cabin through air vents or other openings, which continue to recirculate. This is why car owners are increasingly turning to purchase smart car air purifiers. These purifiers have advanced built-in vehicle air purification systems that trap and neutralise harmful pollutants in the cabin air. They not only remove pollutants and allergens from the air, but also eliminate unpleasant odours, protecting the health of both driver and passengers. If it made you curious about smart air purifiers, you must read this full blog.

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