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  • Overview
  • Coverages
  • Key Features
  • Terminologies
  • Claim Process
  • Policy Download
  • FAQs

Shriram Householder’s Umbrella Package Insurance Coverages

Shriram Householder’s Umbrella Package Insurance policy covers a wide range of losses/damages with extensive risk coverage plans. An umbrella insurance policy makes every penny worth it for a landlord who wishes to protect their property with an enhanced protection cover

  • What is Covered?
  • What is not Covered?
01

Fire & Allied Perils for Building/flat and Contents

  • This section covers fire, lightning, explosion/implosion, aircraft damage, riot, strike, earthquakes, malicious damage storms, cyclones, typhoons, tempests, hurricanes, tornados, floods and inundation
  • Impact damage, landslide and rockslide
  • Bursting and/or overflowing of water tanks, apparatus and pipes
  • Missile testing operations, leakage from automatic sprinklers installations, bush fire and terrorism
02

Burglary

Burglary, housebreaking, loss or damage to the insured property can be covered under this policy

03

Loss of Cash Due to Assault on the Insured

Money insurance provides a shield against loss of cash due to assault on the insured

04

Electronic Equipment and Other Domestic Appliances

Television, Video Equipment, Domestic Appliances, etc.

05

Personal Accident (for insured)

a) Death only
b) Loss of two limbs/two eyes or one limb and one eye
c) Loss of one limb or one eye
d) Permanent Total Disablement from Injuries other
than those named above (PTD)

01

War

02

Intentional criminal acts

03

Contractual liabilities

04

Body illness

05

Accidents during transit

Note: Please read the policy wording for a detailed coverage, extension and exclusion list

Frequently Asked Questions

What are the key benefits of Shriram Householder’s Umbrella Package Insurance?

  • policy covers legal liability, personal liability and property risks It provides comprehensive coverage on various types of primary insurance policies depending on the maximum sum insured Shriram Householder’s Umbrella Package Insurance also protects against various unforeseen situations that are not covered by a primary insurance policy

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Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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Blogs

A Guide to Digital Car Keys and Cloud-Enabled Backup Cameras

Digital Car Keys and Cloud-Connected Backup Cameras

Posted on 2025-12-22 09:36:24

Do you often worry about what happens to your car when you leave it at the valet, or have a habit of unintentionally misplacing car keys? These are common concerns and instances that some car owners face. You can fix all this by using digital car keys and cloud-connected car cameras. Digital car key security will let you use your smartphone to open and lock your vehicle. It makes access easier and more flexible. Cloud-connected smart backup cameras go beyond basic reversing, helping you record incidents and storing them online. You can view this footage remotely to stay fully aware of what’s happening around and with your car. Together, these advanced technologies can help you reduce car-related stress and improve your vehicle’s safety. If you’re new to these technologies and wondering how they work and how they can benefit you, then read the full blog.

Enhance Driving Experiences with AI Dash Cams

AI-Powered Smart Dash Cams with Behaviour Analysis

Posted on 2025-12-19 11:55:16

India reported nearly 1,68,491 road accident-related deaths in 2022 alone because of the driver’s fault. This figure is a result of speeding, drunken driving, driving on the wrong side, jumping red lights, using a mobile phone while driving, and other reasons. These deaths could have been avoided had the drivers been attentive while driving. This is why more fleet companies and regular car owners are turning to AI dash cams. Unlike traditional dash cameras, these advanced car accessories monitor both the road ahead and the driver’s actions inside the cabin. They use machine learning and computer vision to monitor and analyse the driver’s behaviour. It helps the system detect risky actions, enabling real-time alerts to prevent road accidents. If you’re curious to learn how smart dash cameras help drivers become more attentive and careful to prevent road accidents, then you must read the full blog.

Top Cars for Tall Drivers in Hatchback, Sedan, and SUV Range

Best Cars for Taller People in Hatchback, Sedan, and SUV in India

Posted on 2025-12-18 05:40:24

Tall people cannot simply choose a car for themselves based on its key features and aesthetic highlights. They need to assess a crucial aspect -whether they can sit inside comfortably and drive without any inconvenience. For this, the car must have ample headroom, legroom, and adjustable seating. If any of these aspects are missing, they may struggle to keep their neck and head upright, feel cramped when applying brakes, and so on. Not only will it make the experience inconvenient, but it will also make driving unsafe. Hence, we’ve shared a list of the best cars for tall people in India, categorised into hatchbacks, sedans, and SUVs, to facilitate easy decision-making.

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