Shriram Householder’s Umbrella Package Insurance Coverages

Shriram Householder’s Umbrella Package Insurance policy covers a wide range of losses/damages with extensive risk coverage plans. An umbrella insurance policy makes every penny worth it for a landlord who wishes to protect their property with an enhanced protection cover

What is Covered?
What is not Covered?

Fire & Allied Perils for Building/flat and Contents

This section covers fire, lightning, explosion/implosion, aircraft damage, riot, strike, earthquakes, malicious damage storms, cyclones, typhoons, tempests, hurricanes, tornados, floods and inundation
Impact damage, landslide and rockslide
Bursting and/or overflowing of water tanks, apparatus and pipes
Missile testing operations, leakage from automatic sprinklers installations, bush fire and terrorism

Burglary

Burglary, housebreaking, loss or damage to the insured property can be covered under this policy

Loss of Cash Due to Assault on the Insured

Money insurance provides a shield against loss of cash due to assault on the insured

Electronic Equipment and Other Domestic Appliances

Television, Video Equipment, Domestic Appliances, etc.

Personal Accident (for insured)

a) Death only
b) Loss of two limbs/two eyes or one limb and one eye
c) Loss of one limb or one eye
d) Permanent Total Disablement from Injuries other
than those named above (PTD)

War

Intentional criminal acts

Contractual liabilities

Body illness

Accidents during transit

Note: Please read the policy wording for a detailed coverage, extension and exclusion list

Frequently Asked Questions

What are the key benefits of Shriram Householder’s Umbrella Package Insurance?

policy covers legal liability, personal liability and property risks It provides comprehensive coverage on various types of primary insurance policies depending on the maximum sum insured Shriram Householder’s Umbrella Package Insurance also protects against various unforeseen situations that are not covered by a primary insurance policy