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  • Overview
  • Coverages
  • Key Features
  • Terminologies
  • Claim Process
  • FAQs

What is Householder’s Umbrella Package Insurance?

Householder’s Umbrella Package Insurance is a comprehensive package policy specially issued to householders to meet the extensive insurance coverages under a single policy

  • It is designed to cater the householder’s needs with the flexible plans choice
  • Shriram Householder’s Umbrella Package Insurance policy has five different types of coverage along with four types of policy plans
  • One can choose any of the four plans as per their requirements and the value of the property
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Nil Pending

Over 60 Lakhs
Happy Customers

Why Choose Shriram Householder’s Umbrella Package Insurance?

  • Shriram General Insurance offers hassle-free policy purchases, renewals and claims in no time
  • An instant householder insurance policy can be purchased with a quick application process and minimal documentation
  • We offer 24*7 claim support to ensure that claims are resolved on time
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Features of Shriram Householder’s Umbrella Package Insurance

Minimum Documentation

An easy and quick application process

Comprehensive Coverage

Extensive protection with exclusive add-ons

Quick Claim Process

Fast claim approvals with quick claim settlement

24*7 Claim Support

Customer service is available round-the-clock

Get your Shriram Householder’s Umbrella Package Insurance in 3 Simple Steps


Call our Toll-Free number

Call (1800-300-3000/1800-103-3009) to avail a Shriram Householder’s Umbrella Package Insurance policy at your convenience and you will be guided by our dedicated customer support executives throughout the Householder’s Umbrella Package Insurance journey


Submit the required documents

Kindly submit the required documents - property details, sum insured, identity and address proof (Aadhar Card, Passport) to proceed with Shriram Householder’s Umbrella Package Insurance process


Complete the payment and get instant Householder’s Umbrella Package Insurance

Kindly complete the payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking or Cheque) and get Householder’s Umbrella Package Insurance instantly

Benefits of Householder’s Umbrella Package Insurance

  • Quick application process with minimal paperwork
  • Comprehensive protection with all risk coverage
  • On-time claim settlements
  • 24*7 claim support at your disposal

Frequently Asked Questions

How does Shriram Householder’s Umbrella Package Insurance policy work?

Shriram Householder's Umbrella Package Insurance policy is a one-stop solution for individuals who own expensive assets/properties. This policy covers landlords against various threats, including fire, damages to electronic equipment, burglary, money theft, bodily injury to the insured, etc.

Section Description Category Wise Sum Insured (in ₹)
1 (A) Fire & Allied Perils, Building/flat 4 Lakhs 6 Lakhs 10 Lakhs 15 Lakhs
(B) Fire & Allied perils, contents 50000 1 Lakh 2.5 Lakh Lakhs
2 Burglary Contents 50000 1 Lakh 2.5 Lakh 5 Lakhs
3 (A) T.V/Video Equipment 10000 25000 35000 50000
(B) Electronic equip/ MBD of other domestic appliances 10000 25000 35000 50000
4 Loss of Cash due to Assault to Insured: AOA/AOY=5000/5000 5000 5000 5000 5000
5 Personal Accident 50000 1 Lakh 2.5 Lakhs 5 Lakhs
Premium Full Coverage (With section 1A) 900 1700 3100 5000
Premium Without Section 1 (A) 700 1400 2600 4000

Shriram Householder’s Umbrella Package Insurance policy covers a wide range of losses/damages with extensive risk coverage plans. An umbrella insurance policy makes every penny worth it for a landlord who wishes to protect their property with an enhanced protection cover

  • What is Covered?
  • What is not Covered?

Fire & Allied Perils for Building/flat and Contents

  • This section covers fire, lightning, explosion/implosion, aircraft damage, riot, strike, earthquakes, malicious damage storms, cyclones, typhoons, tempests, hurricanes, tornados, floods and inundation
  • Impact damage, landslide and rockslide
  • Bursting and/or overflowing of water tanks, apparatus and pipes
  • Missile testing operations, leakage from automatic sprinklers installations, bush fire and terrorism


Burglary, housebreaking, loss or damage to the insured property can be covered under this policy


Loss of Cash Due to Assault on the Insured

Money insurance provides a shield against loss of cash due to assault on the insured


Electronic Equipment and Other Domestic Appliances

Television, Video Equipment, Domestic Appliances, etc.


Personal Accident (for insured)

a) Death only
b) Loss of two limbs/two eyes or one limb and one eye
c) Loss of one limb or one eye
d) Permanent Total Disablement from Injuries other
than those named above (PTD)




Intentional criminal acts


Contractual liabilities


Body illness


Accidents during transit

Note: Please read the policy wording for a detailed coverage, extension and exclusion list

Frequently Asked Questions

What are the key benefits of Shriram Householder’s Umbrella Package Insurance?

  • policy covers legal liability, personal liability and property risks It provides comprehensive coverage on various types of primary insurance policies depending on the maximum sum insured Shriram Householder’s Umbrella Package Insurance also protects against various unforeseen situations that are not covered by a primary insurance policy

Key Features of Householder’s Umbrella Package

Comprehensive Coverage

  • All-in-one protection for an extensive coverage

Minimum Paperwork

  • Quick and easy application process for a hassle- free journey

Superfast Claims

  • Instant claim approvals with a maximum claim settlement ratio

24*7 Claim Support

  • Get your query resolved round-the-clock with SGI

Quick Claim Process

  • All-in-one protection for an extensive coverage

Frequently Asked Questions

Will Shriram Business Protector Policy cover legal liabilities?

Yes. Shriram Business Protector Policy covers legal liabilities of the insured property losses/damages

Umbrella Policy

A personal umbrella insurance policy provides additional liability coverage above and beyond the standard insurance policy coverage

Claim Settlement

A claim settlement is a process by which an insurer compensates a policy holder for an insured loss

Frequently Asked Questions

What is an endorsement?

The term endorsement refers to a modification of an insurance policy made by the insurer on behalf of the policy holder


Shriram General Insurance’s claim intimation process is easy and hassle-free. Intimate a claim, submit the required documents and get a timely claim settlement

How to register a Householder’s Umbrella Package Insurance Claim?

  • step 1
  • step 2
  • step 3
  • step 4
  • step 5

Intimate your Claim

  • Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please download CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)

    • Note: Please ensure that the following information is available to you at the time of the claim intimation
    • Policy Number/Proposal Number
    • Date and Time of the Accident
    • Survey location, where our loss assessor can survey the damages
    • Estimated loss/description

Claim Registration

Our customer support team will accept the claim intimation and provide the claim reference number

Claim Confirmation

Once the claim is registered and the loss assessor gets deputed, you will receive a text message for confirmation along with surveyor details. The surveyor will contact you regarding the time and conduct the survey accordingly

Submission of Required Documents

Please provide the REQUIRED DOCUMENTS mentioned to proceed further

Survey and Claim Settlement

After receiving the documents, our dedicated survey team will initiate the validation process. Once the survey is done, the funds will be directly sent to the recipient after verification

Note: Kindly contact our CHD /Surveyor when the property is ready for re-inspection if the surveyor advised re-inspection

Frequently Asked Questions

How to intimate Shriram Householder’s Umbrella Package Insurance claim?

Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please download the CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)


Is it worth getting Shriram Householder’s Umbrella Package Insurance policy?

Yes. The Shriram Householder’s Umbrella Package Insurance is a cost-effective product with a maximum coverage limit

What does Shriram Householder’s Umbrella Package Insurance not cover?

Shriram Householder’s Umbrella Package Insurance does not cover liabilities due to the mentioned threats, such as

  • War
  • Intentional criminal acts
  • Contractual liabilities
  • Body illness
  • Accidents during transit

How much does Shriram Householder’s Umbrella Package Insurance cost?

The cost of Shriram Householder’s Umbrella Package Insurance depends on the total coverage obtained by the insured at the time of policy purchase

What are the benefits of Shriram Householder’s Umbrella Package Insurance claim process?

  • Instant claim notification
  • On-time claim settlement
  • High claim settlement ratio
  • 24*7 claim support

Who needs Shriram Householder’s Umbrella Package Insurance policy?

Individuals with considerable assets or expensive properties prone to many risks will benefit most from Shriram Householder's Umbrella Package Insurance policy. In the event of an unforeseen incident, this insurance policy protects landlords against various liabilities

What our customers say ?

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This group health insurance policy, which has a Rs. coverage amount, was obtained from Shriram General Insurance. They have connections with several hospitals and also offer cashless medical care.

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Five years ago, I chose to invest in a personal insurance policy with Shriram General Insurance Company after being recommended by a colleague. They had one of the best claim ratios and the customer service is great. Taking out this policy has benefited my family immensely and I'd like to take this opportunity to thank Shriram General Insurance for their excellent services.

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I was thoroughly satisfied with my decision to get car insurance from Shriram General Insurance. Not only did I find their rates quite reasonable, but the policy coverage was also adequate. I am especially impressed with how efficiently and smoothly they handled my claims.

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