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Get Comprehensive Coverage with Shriram Householder’s Umbrella Package Insurance
24*7 Claim Notifications
100% Paperless
Best Claim settlement Awards 2022
- Overview
- Coverages
- Key Features
- Terminologies
- Claim Process
- FAQs
What is Householder’s Umbrella Package Insurance?
Householder’s Umbrella Package Insurance is a comprehensive package policy specially issued to householders to meet the extensive insurance coverages under a single policy
- It is designed to cater the householder’s needs with the flexible plans choice
- Shriram Householder’s Umbrella Package Insurance policy has five different types of coverage along with four types of policy plans
- One can choose any of the four plans as per their requirements and the value of the property




Why Choose Shriram Householder’s Umbrella Package Insurance?
- Shriram General Insurance offers hassle-free policy purchases, renewals and claims in no time
- An instant householder insurance policy can be purchased with a quick application process and minimal documentation
- We offer 24*7 claim support to ensure that claims are resolved on time
Features of Shriram Householder’s Umbrella Package Insurance

Minimum Documentation
An easy and quick application process
Comprehensive Coverage
Extensive protection with exclusive add-ons
Quick Claim Process
Fast claim approvals with quick claim settlement
24*7 Claim Support
Customer service is available round-the-clock
Get your Shriram Householder’s Umbrella Package Insurance in 3 Simple Steps
Call our Toll-Free number
Call (1800-300-3000/1800-103-3009) to avail a Shriram Householder’s Umbrella Package Insurance policy at your convenience and you will be guided by our dedicated customer support executives throughout the Householder’s Umbrella Package Insurance journey
Submit the required documents
Kindly submit the required documents - property details, sum insured, identity and address proof (Aadhar Card, Passport) to proceed with Shriram Householder’s Umbrella Package Insurance process
Complete the payment and get instant Householder’s Umbrella Package Insurance
Kindly complete the payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking or Cheque) and get Householder’s Umbrella Package Insurance instantly


Benefits of Householder’s Umbrella Package Insurance
- Quick application process with minimal paperwork
- Comprehensive protection with all risk coverage
- On-time claim settlements
- 24*7 claim support at your disposal
Frequently Asked Questions
How does Shriram Householder’s Umbrella Package Insurance policy work?

Shriram Householder's Umbrella Package Insurance policy is a one-stop solution for individuals who own expensive assets/properties. This policy covers landlords against various threats, including fire, damages to electronic equipment, burglary, money theft, bodily injury to the insured, etc.
Section | Description | Category Wise Sum Insured (in ₹) | |||
---|---|---|---|---|---|
PLAN - A | PLAN - B | PLAN - C | PLAN - D | ||
1 | (A) Fire & Allied Perils, Building/flat | 4 Lakhs | 6 Lakhs | 10 Lakhs | 15 Lakhs |
(B) Fire & Allied perils, contents | 50000 | 1 Lakh | 2.5 Lakh | Lakhs | |
2 | Burglary Contents | 50000 | 1 Lakh | 2.5 Lakh | 5 Lakhs |
3 | (A) T.V/Video Equipment | 10000 | 25000 | 35000 | 50000 |
(B) Electronic equip/ MBD of other domestic appliances | 10000 | 25000 | 35000 | 50000 | |
4 | Loss of Cash due to Assault to Insured: AOA/AOY=5000/5000 | 5000 | 5000 | 5000 | 5000 |
5 | Personal Accident | 50000 | 1 Lakh | 2.5 Lakhs | 5 Lakhs |
Premium Full Coverage (With section 1A) | 900 | 1700 | 3100 | 5000 | |
Premium Without Section 1 (A) | 700 | 1400 | 2600 | 4000 |
Shriram Householder’s Umbrella Package Insurance policy covers a wide range of losses/damages with extensive risk coverage plans. An umbrella insurance policy makes every penny worth it for a landlord who wishes to protect their property with an enhanced protection cover
- What is Covered?
- What is not Covered?
Fire & Allied Perils for Building/flat and Contents
- This section covers fire, lightning, explosion/implosion, aircraft damage, riot, strike, earthquakes, malicious damage storms, cyclones, typhoons, tempests, hurricanes, tornados, floods and inundation
- Impact damage, landslide and rockslide
- Bursting and/or overflowing of water tanks, apparatus and pipes
- Missile testing operations, leakage from automatic sprinklers installations, bush fire and terrorism
Burglary
Burglary, housebreaking, loss or damage to the insured property can be covered under this policy
Loss of Cash Due to Assault on the Insured
Money insurance provides a shield against loss of cash due to assault on the insured
Electronic Equipment and Other Domestic Appliances
Television, Video Equipment, Domestic Appliances, etc.
Personal Accident (for insured)
a) Death only
b) Loss of two limbs/two eyes or one limb and one eye
c) Loss of one limb or one eye
d) Permanent Total Disablement from Injuries other
than those named above (PTD)
War
Intentional criminal acts
Contractual liabilities
Body illness
Accidents during transit
Note: Please read the policy wording for a detailed coverage, extension and exclusion list
Frequently Asked Questions
What are the key benefits of Shriram Householder’s Umbrella Package Insurance?

- policy covers legal liability, personal liability and property risks It provides comprehensive coverage on various types of primary insurance policies depending on the maximum sum insured Shriram Householder’s Umbrella Package Insurance also protects against various unforeseen situations that are not covered by a primary insurance policy
Key Features of Householder’s Umbrella Package


Frequently Asked Questions
Will Shriram Business Protector Policy cover legal liabilities?

Yes. Shriram Business Protector Policy covers legal liabilities of the insured property losses/damages
Umbrella Policy
A personal umbrella insurance policy provides additional liability coverage above and beyond the standard insurance policy coverage
Claim Settlement
A claim settlement is a process by which an insurer compensates a policy holder for an insured loss
Frequently Asked Questions
What is an endorsement?

The term endorsement refers to a modification of an insurance policy made by the insurer on behalf of the policy holder
Shriram General Insurance’s claim intimation process is easy and hassle-free. Intimate a claim, submit the required documents and get a timely claim settlement
How to register a Householder’s Umbrella Package Insurance Claim?
- step 1
- step 2
- step 3
- step 4
- step 5
Intimate your Claim
Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please download CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)
- Note: Please ensure that the following information is available to you at the time of the claim intimation
- Policy Number/Proposal Number
- Date and Time of the Accident
- Survey location, where our loss assessor can survey the damages
- Estimated loss/description

Claim Registration
Our customer support team will accept the claim intimation and provide the claim reference number
Claim Confirmation
Once the claim is registered and the loss assessor gets deputed, you will receive a text message for confirmation along with surveyor details. The surveyor will contact you regarding the time and conduct the survey accordingly
Survey and Claim Settlement
After receiving the documents, our dedicated survey team will initiate the validation process. Once the survey is done, the funds will be directly sent to the recipient after verification
Note:
Kindly contact our CHD /Surveyor when the property is ready for re-inspection if the surveyor advised re-inspection
Frequently Asked Questions
How to intimate Shriram Householder’s Umbrella Package Insurance claim?

Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please download the CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)
Is it worth getting Shriram Householder’s Umbrella Package Insurance policy?

Yes. The Shriram Householder’s Umbrella Package Insurance is a cost-effective product with a maximum coverage limit
What does Shriram Householder’s Umbrella Package Insurance not cover?

Shriram Householder’s Umbrella Package Insurance does not cover liabilities due to the mentioned threats, such as
- War
- Intentional criminal acts
- Contractual liabilities
- Body illness
- Accidents during transit
How much does Shriram Householder’s Umbrella Package Insurance cost?

The cost of Shriram Householder’s Umbrella Package Insurance depends on the total coverage obtained by the insured at the time of policy purchase
What are the benefits of Shriram Householder’s Umbrella Package Insurance claim process?

- Instant claim notification
- On-time claim settlement
- High claim settlement ratio
- 24*7 claim support
Who needs Shriram Householder’s Umbrella Package Insurance policy?

Individuals with considerable assets or expensive properties prone to many risks will benefit most from Shriram Householder's Umbrella Package Insurance policy. In the event of an unforeseen incident, this insurance policy protects landlords against various liabilities
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