Divyansh says,
Shriram General Insurance is the best travel insurance and i can confidently recommend.Truly the best online travel insurance site in India. Thanks to Shriram General Insurance !.
Get Comprehensive Coverage with Shriram Householder’s Umbrella Package Insurance
24*7 Claim Notifications
100% Paperless
Best Claim settlement Awards 2022
- Overview
- Coverages
- Key Features
- Terminologies
- Claim Process
- FAQs
What is Householder’s Umbrella Package Insurance?
Householder’s Umbrella Package Insurance is a comprehensive package policy specially issued to householders to meet the extensive insurance coverages under a single policy
- It is designed to cater the householder’s needs with the flexible plans choice
- Shriram Householder’s Umbrella Package Insurance policy has five different types of coverage along with four types of policy plans
- One can choose any of the four plans as per their requirements and the value of the property
Read More
Nil Pending
Complaints
Over 60 Lakhs
Happy Customers
Why Choose Shriram Householder’s Umbrella Package Insurance?
- Shriram General Insurance offers hassle-free policy purchases, renewals and claims in no time
- An instant householder insurance policy can be purchased with a quick application process and minimal documentation
- We offer 24*7 claim support to ensure that claims are resolved on time
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Features of Shriram Householder’s Umbrella Package Insurance
Minimum Documentation
An easy and quick application process
Comprehensive Coverage
Extensive protection with exclusive add-ons
Quick Claim Process
Fast claim approvals with quick claim settlement
24*7 Claim Support
Customer service is available round-the-clock
Get your Shriram Householder’s Umbrella Package Insurance in 3 Simple Steps
1
Call our Toll-Free number
Call (1800-300-3000/1800-103-3009) to avail a Shriram Householder’s Umbrella Package Insurance policy at your convenience and you will be guided by our dedicated customer support executives throughout the Householder’s Umbrella Package Insurance journey
2
Submit the required documents
Kindly submit the required documents - property details, sum insured, identity and address proof (Aadhar Card, Passport) to proceed with Shriram Householder’s Umbrella Package Insurance process
3
Complete the payment and get instant Householder’s Umbrella Package Insurance
Kindly complete the payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking or Cheque) and get Householder’s Umbrella Package Insurance instantly
Benefits of Householder’s Umbrella Package Insurance
- Quick application process with minimal paperwork
- Comprehensive protection with all risk coverage
- On-time claim settlements
- 24*7 claim support at your disposal
Frequently Asked Questions
How does Shriram Householder’s Umbrella Package Insurance policy work?
Shriram Householder's Umbrella Package Insurance policy is a one-stop solution for individuals who own expensive assets/properties. This policy covers landlords against various threats, including fire, damages to electronic equipment, burglary, money theft, bodily injury to the insured, etc.
| Section | Description | Category Wise Sum Insured (in ₹) | |||
|---|---|---|---|---|---|
| PLAN - A | PLAN - B | PLAN - C | PLAN - D | ||
| 1 | (A) Fire & Allied Perils, Building/flat | 4 Lakhs | 6 Lakhs | 10 Lakhs | 15 Lakhs |
| (B) Fire & Allied perils, contents | 50000 | 1 Lakh | 2.5 Lakh | Lakhs | |
| 2 | Burglary Contents | 50000 | 1 Lakh | 2.5 Lakh | 5 Lakhs |
| 3 | (A) T.V/Video Equipment | 10000 | 25000 | 35000 | 50000 |
| (B) Electronic equip/ MBD of other domestic appliances | 10000 | 25000 | 35000 | 50000 | |
| 4 | Loss of Cash due to Assault to Insured: AOA/AOY=5000/5000 | 5000 | 5000 | 5000 | 5000 |
| 5 | Personal Accident | 50000 | 1 Lakh | 2.5 Lakhs | 5 Lakhs |
| Premium Full Coverage (With section 1A) | 900 | 1700 | 3100 | 5000 | |
| Premium Without Section 1 (A) | 700 | 1400 | 2600 | 4000 | |
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Shriram Householder’s Umbrella Package Insurance policy covers a wide range of losses/damages with extensive risk coverage plans. An umbrella insurance policy makes every penny worth it for a landlord who wishes to protect their property with an enhanced protection cover
- What is Covered?
- What is not Covered?
01
Fire & Allied Perils for Building/flat and Contents
- This section covers fire, lightning, explosion/implosion, aircraft damage, riot, strike, earthquakes, malicious damage storms, cyclones, typhoons, tempests, hurricanes, tornados, floods and inundation
- Impact damage, landslide and rockslide
- Bursting and/or overflowing of water tanks, apparatus and pipes
- Missile testing operations, leakage from automatic sprinklers installations, bush fire and terrorism
02
Burglary
Burglary, housebreaking, loss or damage to the insured property can be covered under this policy
03
Loss of Cash Due to Assault on the Insured
Money insurance provides a shield against loss of cash due to assault on the insured
04
Electronic Equipment and Other Domestic Appliances
Television, Video Equipment, Domestic Appliances, etc.
05
Personal Accident (for insured)
a) Death only
b) Loss of two limbs/two eyes or one limb and one eye
c) Loss of one limb or one eye
d) Permanent Total Disablement from Injuries other
than those named above (PTD)
01
War
02
Intentional criminal acts
03
Contractual liabilities
04
Body illness
05
Accidents during transit
Note: Please read the policy wording for a detailed coverage, extension and exclusion list
Frequently Asked Questions
What are the key benefits of Shriram Householder’s Umbrella Package Insurance?
- policy covers legal liability, personal liability and property risks It provides comprehensive coverage on various types of primary insurance policies depending on the maximum sum insured Shriram Householder’s Umbrella Package Insurance also protects against various unforeseen situations that are not covered by a primary insurance policy
Key Features of Householder’s Umbrella Package
Frequently Asked Questions
Will Shriram Business Protector Policy cover legal liabilities?
Yes. Shriram Business Protector Policy covers legal liabilities of the insured property losses/damages
Umbrella Policy
A personal umbrella insurance policy provides additional liability coverage above and beyond the standard insurance policy coverage
Claim Settlement
A claim settlement is a process by which an insurer compensates a policy holder for an insured loss
Frequently Asked Questions
What is an endorsement?
The term endorsement refers to a modification of an insurance policy made by the insurer on behalf of the policy holder
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Shriram General Insurance’s claim intimation process is easy and hassle-free. Intimate a claim, submit the required documents and get a timely claim settlement
How to register a Householder’s Umbrella Package Insurance Claim?
- step 1
- step 2
- step 3
- step 4
- step 5
Intimate your Claim
Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please download CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)
- Note: Please ensure that the following information is available to you at the time of the claim intimation
- Policy Number/Proposal Number
- Date and Time of the Accident
- Survey location, where our loss assessor can survey the damages
- Estimated loss/description
Claim Registration
Our customer support team will accept the claim intimation and provide the claim reference number
Claim Confirmation
Once the claim is registered and the loss assessor gets deputed, you will receive a text message for confirmation along with surveyor details. The surveyor will contact you regarding the time and conduct the survey accordingly
Survey and Claim Settlement
After receiving the documents, our dedicated survey team will initiate the validation process. Once the survey is done, the funds will be directly sent to the recipient after verification
Note:
Kindly contact our CHD /Surveyor when the property is ready for re-inspection if the surveyor advised re-inspection
Frequently Asked Questions
How to intimate Shriram Householder’s Umbrella Package Insurance claim?
Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please download the CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)
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Is it worth getting Shriram Householder’s Umbrella Package Insurance policy?
Yes. The Shriram Householder’s Umbrella Package Insurance is a cost-effective product with a maximum coverage limit
What does Shriram Householder’s Umbrella Package Insurance not cover?
Shriram Householder’s Umbrella Package Insurance does not cover liabilities due to the mentioned threats, such as
- War
- Intentional criminal acts
- Contractual liabilities
- Body illness
- Accidents during transit
How much does Shriram Householder’s Umbrella Package Insurance cost?
The cost of Shriram Householder’s Umbrella Package Insurance depends on the total coverage obtained by the insured at the time of policy purchase
What are the benefits of Shriram Householder’s Umbrella Package Insurance claim process?
- Instant claim notification
- On-time claim settlement
- High claim settlement ratio
- 24*7 claim support
Who needs Shriram Householder’s Umbrella Package Insurance policy?
Individuals with considerable assets or expensive properties prone to many risks will benefit most from Shriram Householder's Umbrella Package Insurance policy. In the event of an unforeseen incident, this insurance policy protects landlords against various liabilities
What our customers say ?
Vidit says,
Shriram General Insurance has a very encouraging overseas travel insurance program for us. Overall it's very nice
Malik says,
I had some doubts when reading the terms and conditions of my travel insurance. I called the Shriram General Insurance helpline and they cleared up most of my doubts.
Prakash says,
SGI Health Insurance currently administers my health insurance policy. I still have a bonus and there hasn't been a claim. This insurance covers all hospitals for cashless payments. Customer support is excellent.
Apeksha says,
This group health insurance policy, which has a Rs. coverage amount, was obtained from Shriram General Insurance. They have connections with several hospitals and also offer cashless medical care.
Ashwin says,
“I am satisfied with Health insurance claim service” Got my Health insurance policy claim. Thanks a lot for quick response. Great customer satisfaction policy
Chiranjeev says,
My Commercial Vehicle Insurance is the best. These are very good, helpful and wonderful people. I am pleased to join Shriram General Insurance commercial vehicle insurance plan.
Purushottam says,
For commercial vehicle insurance, I can suggest Shriram General Insurance with confidence. I'm relieved that my vehicle is now protected and secure, I appreciate Shriram General Insurance!
Santram says,
Shriram General Insurance provides me with a commercial vehicle insurance policy that fully protects the vehicle for a comparatively small outlay of money. Excellent customer satisfaction policy, I'm pleased!
Amritlal says,
After taking into account all other plans available, I decided to go with Shriram General Insurance for my personal insurance policy. I am extremely pleased with the outcome of my claim and the amount of time and accuracy put into it.
Meghna says,
Taken the personal insurance policy with Shriram General Insurance company around 5 years ago. My colleague is suggested me to take the policy from here. The claim ratio is more compared to others. This was taken for my family benefits and customer service is good. Thank you SGI!!
Mohan says,
Five years ago, I chose to invest in a personal insurance policy with Shriram General Insurance Company after being recommended by a colleague. They had one of the best claim ratios and the customer service is great. Taking out this policy has benefited my family immensely and I'd like to take this opportunity to thank Shriram General Insurance for their excellent services.
Akanksha says,
I recently took out a home insurance policy with Shriram General Insurance and it covers me if there is any destruction to my property due to natural disasters such as earthquakes. I am very pleased with their customer service and quick response times. This gives me peace of mind knowing that I have this policy in place.
Raveena says,
After consulting with many people, I chose to purchase my home insurance from Shriram General Insurance. The experience was quite pleasing & I am glad that I went with them as their policy has proven to be very satisfactory.
Tejas says,
Securing my future by taking home insurance from Shriram General Insurance was a great decision. Not only did I get protection from natural and man-made calamities, but the service provided was also excellent.
Shubham says,
The add-on covers on my policy were extremely helpful. I got my claim easily and also reserved my NCB.And Shriram has made it so easy to renew any policy online without any tussle, trouble.thank you Shriram General Insurance!
Amandeep says,
Shriram General Insurance Co. Ltd is a trustworthy partner to me. They have a sincere and genuine approach towards settling claims, which I highly appreciate and value. They made it easier for me to manage through the tough times.
Satyaprakash says,
Shriram General Insurance truly stands out with the great service they provide – claims are processed quickly and effortlessly. I am very appreciative of their support! The quick and stress-free claim process made life easier for me during a trying time.
Shakeel says,
Shriram General Insurance really offer affordable two wheeler insurance premium. When my bike was damaged in an accident, I was stressed out but their two wheeler insurance executive took care of the situation quickly & efficiently. Thanks to Shriram General Insurance!
Samantha says,
I recently got a two-wheeler insurance policy from Shriram General Insurance and had a great experience. The website was incredibly user-friendly and all the relevant information was easily accessible. I'm glad my two-wheeler is safe and secure now - thank you Shriram General Insurance!
Vandana says,
My friend working for Shriram General Insurance suggested I take out a two-wheeler insurance policy from them. I've been renewing it before its expiry ever since and have been pleased with the service.I recently visited their branch and decided to renew my policy with them. The reason I chose them was because they provide first-party insurance with utmost claim amounts, plus this policy includes bumper to bumper coverage.
Chetan says,
I was thoroughly satisfied with my decision to get car insurance from Shriram General Insurance. Not only did I find their rates quite reasonable, but the policy coverage was also adequate. I am especially impressed with how efficiently and smoothly they handled my claims.
Ankit says,
I can confidently recommend Shriram General Insurance for car insurance as I have been a loyal customer for the last 5 years. Their claims process is very efficient and they respond swiftly to their customers in comparison to the other providers.
Rahul says,
I recently switched to Shriram General Insurance for my car insurance and I'm glad I did. The customer service is great, and the policy was issued instantly. I am Very impressed with their services!
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Quick renewal
