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Overview
Coverages
Key Features
Terminologies
Claim Process
FAQs

What is Householder’s Umbrella Package Insurance?

Householder’s Umbrella Package Insurance is a comprehensive package policy specially issued to householders to meet the extensive insurance coverages under a single policy

It is designed to cater the householder’s needs with the flexible plans choice
Shriram Householder’s Umbrella Package Insurance policy has five different types of coverage along with four types of policy plans
One can choose any of the four plans as per their requirements and the value of the property

Nil Pending
Complaints

Over 60 Lakhs
Happy Customers

Why Choose Shriram Householder’s Umbrella Package Insurance?

Shriram General Insurance offers hassle-free policy purchases, renewals and claims in no time
An instant householder insurance policy can be purchased with a quick application process and minimal documentation
We offer 24*7 claim support to ensure that claims are resolved on time

Minimum Documentation

An easy and quick application process

Comprehensive Coverage

Extensive protection with exclusive add-ons

Quick Claim Process

Fast claim approvals with quick claim settlement

24*7 Claim Support

Customer service is available round-the-clock

Get your Shriram Householder’s Umbrella Package Insurance in 3 Simple Steps

Call our Toll-Free number

Call (1800-300-3000/1800-103-3009) to avail a Shriram Householder’s Umbrella Package Insurance policy at your convenience and you will be guided by our dedicated customer support executives throughout the Householder’s Umbrella Package Insurance journey

Submit the required documents

Kindly submit the required documents - property details, sum insured, identity and address proof (Aadhar Card, Passport) to proceed with Shriram Householder’s Umbrella Package Insurance process

Complete the payment and get instant Householder’s Umbrella Package Insurance

Kindly complete the payment by selecting the preferred payment method (Debit Card, Credit Card, Net Banking or Cheque) and get Householder’s Umbrella Package Insurance instantly

Insure Now

Benefits of Householder’s Umbrella Package Insurance

Quick application process with minimal paperwork
Comprehensive protection with all risk coverage
On-time claim settlements
24*7 claim support at your disposal

Frequently Asked Questions

How does Shriram Householder’s Umbrella Package Insurance policy work?

Shriram Householder's Umbrella Package Insurance policy is a one-stop solution for individuals who own expensive assets/properties. This policy covers landlords against various threats, including fire, damages to electronic equipment, burglary, money theft, bodily injury to the insured, etc.

Section	Description	Category Wise Sum Insured (in ₹)
Section	Description	PLAN - A	PLAN - B	PLAN - C	PLAN - D
1	(A) Fire & Allied Perils, Building/flat	4 Lakhs	6 Lakhs	10 Lakhs	15 Lakhs
1	(B) Fire & Allied perils, contents	50000	1 Lakh	2.5 Lakh	Lakhs
2	Burglary Contents	50000	1 Lakh	2.5 Lakh	5 Lakhs
3	(A) T.V/Video Equipment	10000	25000	35000	50000
3	(B) Electronic equip/ MBD of other domestic appliances	10000	25000	35000	50000
4	Loss of Cash due to Assault to Insured: AOA/AOY=5000/5000	5000	5000	5000	5000
5	Personal Accident	50000	1 Lakh	2.5 Lakhs	5 Lakhs
	Premium Full Coverage (With section 1A)	900	1700	3100	5000
	Premium Without Section 1 (A)	700	1400	2600	4000

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Shriram Householder’s Umbrella Package Insurance policy covers a wide range of losses/damages with extensive risk coverage plans. An umbrella insurance policy makes every penny worth it for a landlord who wishes to protect their property with an enhanced protection cover

What is Covered?
What is not Covered?

Fire & Allied Perils for Building/flat and Contents

This section covers fire, lightning, explosion/implosion, aircraft damage, riot, strike, earthquakes, malicious damage storms, cyclones, typhoons, tempests, hurricanes, tornados, floods and inundation
Impact damage, landslide and rockslide
Bursting and/or overflowing of water tanks, apparatus and pipes
Missile testing operations, leakage from automatic sprinklers installations, bush fire and terrorism

Burglary

Burglary, housebreaking, loss or damage to the insured property can be covered under this policy

Loss of Cash Due to Assault on the Insured

Money insurance provides a shield against loss of cash due to assault on the insured

Electronic Equipment and Other Domestic Appliances

Television, Video Equipment, Domestic Appliances, etc.

Personal Accident (for insured)

a) Death only
b) Loss of two limbs/two eyes or one limb and one eye
c) Loss of one limb or one eye
d) Permanent Total Disablement from Injuries other
than those named above (PTD)

War

Intentional criminal acts

Contractual liabilities

Body illness

Accidents during transit

Note: Please read the policy wording for a detailed coverage, extension and exclusion list

Frequently Asked Questions

What are the key benefits of Shriram Householder’s Umbrella Package Insurance?

policy covers legal liability, personal liability and property risks It provides comprehensive coverage on various types of primary insurance policies depending on the maximum sum insured Shriram Householder’s Umbrella Package Insurance also protects against various unforeseen situations that are not covered by a primary insurance policy

Key Features of Householder’s Umbrella Package

Comprehensive Coverage

All-in-one protection for an extensive coverage

Minimum Paperwork

Quick and easy application process for a hassle- free journey

Superfast Claims

Instant claim approvals with a maximum claim settlement ratio

24*7 Claim Support

Get your query resolved round-the-clock with SGI

Quick Claim Process

All-in-one protection for an extensive coverage

Frequently Asked Questions

Will Shriram Business Protector Policy cover legal liabilities?

Yes. Shriram Business Protector Policy covers legal liabilities of the insured property losses/damages

Umbrella Policy

A personal umbrella insurance policy provides additional liability coverage above and beyond the standard insurance policy coverage

Claim Settlement

A claim settlement is a process by which an insurer compensates a policy holder for an insured loss

Frequently Asked Questions

What is an endorsement?

The term endorsement refers to a modification of an insurance policy made by the insurer on behalf of the policy holder

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Shriram General Insurance’s claim intimation process is easy and hassle-free. Intimate a claim, submit the required documents and get a timely claim settlement

How to register a Householder’s Umbrella Package Insurance Claim?

step 1
step 2
step 3
step 4
step 5

Intimate your Claim

Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please download CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)
- Policy Number/Proposal Number
- Date and Time of the Accident
- Survey location, where our loss assessor can survey the damages
- Estimated loss/description

Claim Registration

Our customer support team will accept the claim intimation and provide the claim reference number

Claim Confirmation

Once the claim is registered and the loss assessor gets deputed, you will receive a text message for confirmation along with surveyor details. The surveyor will contact you regarding the time and conduct the survey accordingly

Submission of Required Documents

Please provide the REQUIRED DOCUMENTS mentioned to proceed further

Survey and Claim Settlement

After receiving the documents, our dedicated survey team will initiate the validation process. Once the survey is done, the funds will be directly sent to the recipient after verification

Note: Kindly contact our CHD /Surveyor when the property is ready for re-inspection if the surveyor advised re-inspection

Intimate Claim

Frequently Asked Questions

How to intimate Shriram Householder’s Umbrella Package Insurance claim?

Intimate a claim via our Toll-Free number 1800-300-30000/1800-103-3009 or Please download the CLAIM INTIMATION, fill it out and send it to our Help Desk via Email ID (chd@shriramgi.com)

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General Cover Premium Claim Policy

Is it worth getting Shriram Householder’s Umbrella Package Insurance policy?

Yes. The Shriram Householder’s Umbrella Package Insurance is a cost-effective product with a maximum coverage limit

What does Shriram Householder’s Umbrella Package Insurance not cover?

Shriram Householder’s Umbrella Package Insurance does not cover liabilities due to the mentioned threats, such as

War
Intentional criminal acts
Contractual liabilities
Body illness
Accidents during transit

How much does Shriram Householder’s Umbrella Package Insurance cost?

The cost of Shriram Householder’s Umbrella Package Insurance depends on the total coverage obtained by the insured at the time of policy purchase

What are the benefits of Shriram Householder’s Umbrella Package Insurance claim process?

Instant claim notification
On-time claim settlement
High claim settlement ratio
24*7 claim support

Who needs Shriram Householder’s Umbrella Package Insurance policy?

Individuals with considerable assets or expensive properties prone to many risks will benefit most from Shriram Householder's Umbrella Package Insurance policy. In the event of an unforeseen incident, this insurance policy protects landlords against various liabilities

What our customers say ?

Divyansh says,

Shriram General Insurance is the best travel insurance and i can confidently recommend.Truly the best online travel insurance site in India. Thanks to Shriram General Insurance !.

Vidit says,

Shriram General Insurance has a very encouraging overseas travel insurance program for us. Overall it's very nice

Malik says,

I had some doubts when reading the terms and conditions of my travel insurance. I called the Shriram General Insurance helpline and they cleared up most of my doubts.

Prakash says,

SGI Health Insurance currently administers my health insurance policy. I still have a bonus and there hasn't been a claim. This insurance covers all hospitals for cashless payments. Customer support is excellent.

Apeksha says,

This group health insurance policy, which has a Rs. coverage amount, was obtained from Shriram General Insurance. They have connections with several hospitals and also offer cashless medical care.

Ashwin says,

“I am satisfied with Health insurance claim service” Got my Health insurance policy claim. Thanks a lot for quick response. Great customer satisfaction policy

Chiranjeev says,

My Commercial Vehicle Insurance is the best. These are very good, helpful and wonderful people. I am pleased to join Shriram General Insurance commercial vehicle insurance plan.

Purushottam says,

For commercial vehicle insurance, I can suggest Shriram General Insurance with confidence. I'm relieved that my vehicle is now protected and secure, I appreciate Shriram General Insurance!

Santram says,

Shriram General Insurance provides me with a commercial vehicle insurance policy that fully protects the vehicle for a comparatively small outlay of money. Excellent customer satisfaction policy, I'm pleased!

Amritlal says,

After taking into account all other plans available, I decided to go with Shriram General Insurance for my personal insurance policy. I am extremely pleased with the outcome of my claim and the amount of time and accuracy put into it.

Meghna says,

Taken the personal insurance policy with Shriram General Insurance company around 5 years ago. My colleague is suggested me to take the policy from here. The claim ratio is more compared to others. This was taken for my family benefits and customer service is good. Thank you SGI!!

Mohan says,

Five years ago, I chose to invest in a personal insurance policy with Shriram General Insurance Company after being recommended by a colleague. They had one of the best claim ratios and the customer service is great. Taking out this policy has benefited my family immensely and I'd like to take this opportunity to thank Shriram General Insurance for their excellent services.

Akanksha says,

I recently took out a home insurance policy with Shriram General Insurance and it covers me if there is any destruction to my property due to natural disasters such as earthquakes. I am very pleased with their customer service and quick response times. This gives me peace of mind knowing that I have this policy in place.

Raveena says,

After consulting with many people, I chose to purchase my home insurance from Shriram General Insurance. The experience was quite pleasing & I am glad that I went with them as their policy has proven to be very satisfactory.

Tejas says,

Securing my future by taking home insurance from Shriram General Insurance was a great decision. Not only did I get protection from natural and man-made calamities, but the service provided was also excellent.

Shubham says,

The add-on covers on my policy were extremely helpful. I got my claim easily and also reserved my NCB.And Shriram has made it so easy to renew any policy online without any tussle, trouble.thank you Shriram General Insurance!

Amandeep says,

Shriram General Insurance Co. Ltd is a trustworthy partner to me. They have a sincere and genuine approach towards settling claims, which I highly appreciate and value. They made it easier for me to manage through the tough times.

Satyaprakash says,

Shriram General Insurance truly stands out with the great service they provide – claims are processed quickly and effortlessly. I am very appreciative of their support! The quick and stress-free claim process made life easier for me during a trying time.

Shakeel says,

Shriram General Insurance really offer affordable two wheeler insurance premium. When my bike was damaged in an accident, I was stressed out but their two wheeler insurance executive took care of the situation quickly & efficiently. Thanks to Shriram General Insurance!

Samantha says,

I recently got a two-wheeler insurance policy from Shriram General Insurance and had a great experience. The website was incredibly user-friendly and all the relevant information was easily accessible. I'm glad my two-wheeler is safe and secure now - thank you Shriram General Insurance!

Vandana says,

My friend working for Shriram General Insurance suggested I take out a two-wheeler insurance policy from them. I've been renewing it before its expiry ever since and have been pleased with the service.I recently visited their branch and decided to renew my policy with them. The reason I chose them was because they provide first-party insurance with utmost claim amounts, plus this policy includes bumper to bumper coverage.

Chetan says,

I was thoroughly satisfied with my decision to get car insurance from Shriram General Insurance. Not only did I find their rates quite reasonable, but the policy coverage was also adequate. I am especially impressed with how efficiently and smoothly they handled my claims.

Ankit says,

I can confidently recommend Shriram General Insurance for car insurance as I have been a loyal customer for the last 5 years. Their claims process is very efficient and they respond swiftly to their customers in comparison to the other providers.

Rahul says,

I recently switched to Shriram General Insurance for my car insurance and I'm glad I did. The customer service is great, and the policy was issued instantly. I am Very impressed with their services!