Car Insurance - Hadaspura
Comprehensive Coverage, Cashless Claims, and 24/7 Roadside Support. Protecting Your Journey with Trusted, Hassle-Free Car Insurance.
Save up to 90%* on your Car Insurance
The most suitable car insurance at an affordable price. Premium starts as low as ₹2094*/-
- FW
Save up to 90%* on your Car Insurance
The most suitable car insurance at an affordable price. Premium starts as low as ₹2094*/-
- FW
Car Insurance in Hadaspura, Patna - Get Instant Quotes & Pocket-Friendly Rates
We pride ourselves on providing outstanding customer support, competitive rates, and seamless documentation processes. Protect your vehicle with the budget-friendly vehicle insurance in Hadaspura, Patna, which offers coverage for accidents, theft, natural disasters, and liabilities to third parties.
Cost-effective Rates
Experience seamless cashless claim settlements at approved garages in Hadaspura, Patna, allowing for stress-free repairs. Benefit from around-the-clock claim notification assistance via mobile applications or helplines.
Rapid Claims Processing
Easily manage your vehicle insurance in Hadaspura with the convenience of online policy access available at any time and from any location. Take advantage of swift claim processing that guarantees quicker approvals and settlements in Patna. Remain in control with efficient digital tools.
Reduced Documentation
Receive roadside assistance throughout Patna, featuring support for breakdowns and towing services in Hadaspura. Benefit from simplified claim procedures and a streamlined policy process with fewer documentation requirements.
Types of Car Insurance in Hadaspura, Patna
There are different coverage options to choose while selecting your insurance policy. These coverage options will specify the terms and conditions for each policy.
Comprehensive
Comprehensive coverage provides a wide-ranging shield for vehicle owners, safeguarding them from both third-party liabilities and damage caused by unexpected incidents
Own Damage
Own Damage (OD) coverage protects your vehicle from accidental damage, including collisions and both natural and manmade disasters. It also provides financial protection against theft.
Third-Party
As per the Motor Vehicle Act of 1988, Third-Party Car Insurance is the minimum insurance requirement for a car to be legally driven on Indian roads. In the event of an accident involving the insured's vehicle, it provides financial protection against injuries, death, or property damage to a third party.
Car Insurance Add-Ons Available
Zero Depreciation Cover
Components of your vehicle are insured based on their depreciated worth, which may leave you lacking adequate funds for replacement. With a Zero Depreciation Cover, you are compensated for the entire value of the new part, ensuring you don't have to pay anything out-of-pocket when filing a claim. This coverage is also referred to as Nil Depreciation Cover or Bumper-to-Bumper Cover in Hadaspura, Patna.
Passenger Cover
Passenger Cover in Hadaspura serves as an optional enhancement to vehicle insurance in Patna, offering financial security for passengers in the event of an accident. This add-on addresses medical costs and compensates for losses resulting from injuries, disabilities, or fatalities.
Motor Protection Cover
Following a car accident, managing the legal implications can be complex and demanding. We created the Motor Protection Cover in Hadaspura to address these obstacles. This Add-On provides legal support to navigate third-party liabilities in Patna as well as any additional legal necessities.
Return to Invoice Cover
If you experience an unfortunate accident that makes your car beyond repair, this insurance in Hadaspura, Patna will guarantee you receive the complete compensation stated in your vehicle purchase invoice. Without this coverage, you will only be compensated based on the depreciated value of the car. It is important to remember that this coverage is only available for new vehicles.
Personal Belongings Cover
Basic car insurance does not include coverage for items within your vehicle. This means that if an accident occurs, your insurance policy will not reimburse you for damages to your possessions inside the car in Hadaspura, Patna. Nevertheless, by opting for a Personal Belongings Add-On, you can receive financial support for the items stored inside your vehicle.
Emergency Transport and Hotel Expenses
If your insured vehicle breaks down and you find yourself in a high-risk location, such as on highways or isolated areas, needing urgent transportation or hotel accommodation, Shriram Car Insurance's Emergency Transport and Hotel Expenses coverage in Hadaspura is here to assist you.
Key Replacement Cover
Misplacing keys is something that certain individuals find particularly challenging. Fortunately, our Key Replacement Cover in Hadaspura offers financial assistance to help you replace your key in the event of loss or theft. This coverage encompasses locksmith services and the reprogramming of key systems in Patna, which includes the replacement of electronic fobs or transponders.
Consumables Protect Cover
Consumables refer to vehicle components that have a finite lifespan and cannot be reused in repairs. Items such as bolts, screws, nuts, engine oil, gearbox oil, washers, clips, rivets, and similar products, excluding fuel, fall into this category. These components are not included in standard car insurance policies in Hadaspura, but they can be covered through this Add-On option.
Roadside Assistance Cover
While traveling, unforeseen breakdowns or accidents can occur. Our Roadside Assistance Cover in Hadaspura, Patna guarantees that minor repairs are promptly addressed, allowing you to continue your journey without delay. If the damage is significant, this coverage will arrange for your vehicle to be towed to a nearby garage within our network for necessary repairs.
Third-Party Vs Comprehensive Car Insurance Policy
The below table will help you understand better the differences between a Third-Party and a Comprehensive Car Policy. Definition
| Parameter | Third-Party Car Insurance | Comprehensive Car Insurance |
|---|---|---|
| Explanation | It is a legally mandatory Car Insurance Policy that provides coverage against third-party liabilities. | This policy is optional. It provides coverage against damages to your own vehicle, as well as mandatory Third-Party coverage. |
| Coverage | It provides financial assistance in the event of your insured vehicle causing accidental injury, death or property damage to a third party. | In addition to third-party coverage, it covers damage to your own vehicle from theft, fire, and other natural and man-made calamities. |
| Cost | Relatively lesser cost because of lesser coverages provided. | More coverages, so generally more cost. |
| Add-Ons | Not available | Available |
| Fulfils Legal Requirement | Yes | Yes |
Key Features of Shriram Car Insurance
Affordable Premiums
A direct platform offering budget-friendly premiums in Hadaspura, Patna.
Superfast Claims
Swift claim support in Hadaspura with reduced paperwork requirements.
Zero Paperwork
An online-friendly approach for seamless policy purchase or renewal in Hadaspura, Patna.
24*7 Customer Support
Available support for all your vehicle insurance requirements in Patna, any time and from anywhere.
Easy and Quick Renewal
Renewing your car insurance online in Hadaspura helps you save both time and energy.
Advantage of No Claim Bonus
NCB in Hadaspura is provided for a policy period without any claims.
Benefits of Shriram Online Car Insurance
Discover the advantages and characteristics of Shriram Online Car Insurance in Hadaspura, Patna.
Pocket-Friendly Policies
Get personalized assistance from our team for purchasing or renewing your car insurance policy in Hadaspura. Additionally, should you have any questions at any point during the claims process in Patna, feel free to contact our team for support.
Minimal Paperwork
Worried about the affordability of our vehicle insurance in Hadaspura, Patna? There's no need for concern. We have designed our policy pricing to be budget-friendly without sacrificing coverage. Our aim is to provide extensive protection at a cost that won't break the bank.
Convenient Claims
If there were a referendum on eliminating paperwork for transactions, we would definitely support that idea. Our digital buying process requires minimal or no paperwork in Hadaspura, ensuring that the whole experience is efficient and straightforward. Opt for our services for a swift and uncomplicated purchasing journey.
Dedicated Customer Support
Our online platforms, which include our website and mobile application, provide a seamless claims experience. You can monitor your claim from start to finish, staying updated on the status of your request. Additionally, enjoy quick claim settlements. Convenience and efficiency are our key advantages.
How to Buy and Renew Car Insurance Online in Hadaspura, Patna?
The following are the coverages under a Comprehensive Car Insurance Policy by Shriram General Insurance.
You can instantly purchase a Shriram Car Insurance Policy online via 3 simple steps on our website /MySGI App/call our toll-free number (1800-300-3000/1800-103-3009) at your convenience
Enter the basic details of the new car to estimate the premium payable
- Car Registration Number & Mobile Number
- Details of Car Manufacturer & Model
- Date of Registration
Provide the details of the vehicle owner and choose the suitable policy/add-on covers of your choice
- Kindly enter the basic details such as your Name, Email ID, Mobile Number, Address, etc.
- Choose the policy that fits your requirements along with the necessary add-ons to protect your car
Complete your online payment and get instant car insurance
- Please complete the online payment by selecting the preferred payment method (Debit Card, Credit Card, or Net Banking) on the go to get your Shriram Car Insurance.
With Shriram General Insurance website or MYSGI App, online car insurance renewal is quick and hassle-free. You can renew your car insurance policy through 3 simple steps without paperwork
Enter the previous policy details of your car and check the given details to estimate the premium of the renewal policy
- Details of Car Manufacturer & Model
- Registration Number
- Year of Manufacture
- Previous Insurance Policy
- Change of Ownership Documents (if applicable)
Select the new coverages for your existing policy
- Choose the policy that fits your requirements along with the necessary addons to protect your car
Complete your online payment & renew the car insurance policy
- Kindly complete the online payment by selecting the gateway (Debit , Card or Net Banking) on the go and get your Shriram Car renewed
How to Register Car Insurance Claim in Hadaspura, Patna?
Shriram General Insurance's online claim intimation process is easy and hassle-free. Intimate a claim, submit the required documents and get a timely claim settlement.
Intimate Your Claim
Shriram General Insurance claims can be initiated in 2 different ways
Option 1: Intimate a claim online on Shriram General Insurance website or over the phone at 1800-300-30000/1800-103-3009 or through the MYSGI App
Option 2: Please download the CLAIM INTIMATION SHEET, fill it and send it to our Help Desk via Email ID (chd@shriramgi.com)
Note: Please ensure that the following information is ready with you at the time of claim intimation
- Policy no. / Proposal no.
- Driver name and contact no. along with DL details.
- Date & time of Accident.
- Survey location, where vehicle can be surveyed by our loss assessor.
- Estimated loss/ description.
Claim Registration
Our customer support team will accept the claim intimation and provide the claim reference number
Claim Confirmation
Once the claim is registered and the loss assessor gets deputed, you will receive a text message for confirmation along with surveyor details. The surveyor will contact you regarding the time and conduct the survey accordingly
Submission of Required Documents
Please provide all relevant documents for the claim
Survey and Claim Settlement
After receiving the documents, our dedicated claim team will initiate the process. Once the claim process is completed, the fund will be directly sent to the recipient after verification.
Note: Kindly contact our CHD /Surveyor when the vehicle/property is ready for re-inspection, if the surveyor advised re-inspection
Rate of Car Depreciation
The table shows the rate at which a Car Depreciates with time.
| Vehicle Age | Rate of Depreciation |
|---|---|
| 6 months and below | 5% |
| Between 6 months and a year | 15% |
| Between 1-2 years | 20% |
| Between 2-3 years | 30% |
| Between 3-4 years | 40% |
| Between 4-5 years | 50% |
| 5 years and above | Decided mutually between the insurer and insured |
Business Hours
- Mon - 09:30 AM - 05:30 PM
- Tue - 09:30 AM - 05:30 PM
- Wed - 09:30 AM - 05:30 PM
- Thu - 09:30 AM - 05:30 PM
- Fri - 09:30 AM - 05:30 PM
- Sat - 09:30 AM - 01:30 PM
- Sun - Closed
Payment Methods
- Cash Payment
- Net Banking
- Debit Card
- UPI
- QR Code Payment
- RTGS and NEFT Transfer
- Cheque Payment
Trusted by Millions of Customers Across India
-
MARCUS MANOHAR PARKHEMr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.
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ANIL KUMAR HP
Good
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VAISHALI VAIBHAVKUMAR PANDYA
very good
Nearby Locations
- Jai Ram Bazar
- Dhanaut
- Jagdeo Path
- Danapur Bazar
- Chitkohra
- Danapur Nizamat
- Danapur
- Danapur saguna mor
- Gardanibagh
- Jakkanpur
- Danapur Cantt
- Gandhi Maidan East
- Digha Ghat
- Dujra
- Fatuah
- Ghrounda
- Golambar
- Dujra Diara
- Chitragupta Nagar
- Jakariyapur
- Chhoti Pahari
- Jhauganj
- Hajiganj
- Dekuli
- Jaferkhantola
- Fatwa
- Fatuha
- Chinta Mani Chak
- HATHIDAH
- Gandhi Path
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Frequently asked Question
The premium in Hadaspura, Patna depends on factors like Insured Declared Value (IDV), cubic capacity, vehicle age, geographical zone, and type of coverage chosen.
Third-Party Car Insurance from Shriram Car Insurance in Hadaspura, Patna only covers liability towards others on the road and does not cover damage to your own vehicle. Comprehensive insurance, paired with add-ons, provide broader protection.
Please speak to our representative who will give you few options.
Please speak to our representative who will give you few options.
Please speak to our representative who will give you few options.
