All Risk Insurance Coverages

Damage caused by any process of cleaning, dyeing or bleaching, restoring, repairing, renovation, wear & tear, moths, vermin, insects, etc.

Breakage, cracking or scratching of crockery, glass, cameras, binoculars, lenses, curios, pictures, musical instruments and sports gear unless caused by fire or accidents

Loss or damage caused by the mechanical or electrical breakdown of any article unless caused by accidental external means

Over winding, denting or internal damage to watches and clocks

Loss or damage to money, securities, manuscripts, bonds, bills of exchange, promissory notes, stocks, share certificates, stamps and travel tickets, business books/documents

Loss or damage, direct or indirect, arising from war, war-like operations, the acts of a foreign enemy, hostilities, civil war, rebellion, insurrection, civil commotion, military, etc.

Any loss or damage arising from delay, detention or confiscation by customs or other authorities.

Any loss, destruction or damage to any property arising from ionising, radiation or contamination by radioactivity/nuclear materials from any source

Consequential loss or legal liability of any kind