Passenger Carrying Vehicle Insurance Claim Process

Car Subscription Services vs. Buying: Which Option Makes More Sense?

Posted on 2025-06-11 12:20:44

In today's evolving automotive landscape, car subscription services are challenging the traditional notion of car ownership. With rising costs, changing lifestyles, and increasing urbanisation in India, many people are asking a key question: Should you subscribe to a car lease plan or buy one? The answer? It depends on your financial goals, lifestyle needs, and flexibility preferences. A car subscription might be ideal for short-term convenience, while car ownership could be better suited for long-term value. Let’s break down both options.

Car Insurance for Modified Vehicles: What You Need to Know

Posted on 2025-06-10 12:30:28

Making modifications to your vehicle can improve its personality, but it also affects how your insurer evaluates it. Knowing how each modification impacts your premium, risk classification, and claim eligibility is more important than just listing your improvements on your Car Insurance plan. Every modification, whether it's adding alloy wheels, upgrading to a CNG kit, or installing a high-performance sound system, may affect your coverage. Insurance companies in India closely scrutinise vehicle modifications as they may raise the risk of theft, damage, or misuse. This is why premiums can rise and the IDV for modified cars needs recalculating. If you’re wondering how to insure a modified car, this blog breaks it down clearly.

The Evolution of Car Safety Standards and How They Affect Insurance

Posted on 2025-06-10 07:16:58

In India’s rapidly evolving automobile landscape, car safety standards have become more than just checkboxes—they're critical determinants of vehicle pricing, government compliance, and even your Car Insurance premium calculation. As manufacturers introduce new safety features and regulatory bodies tighten norms, the link between car safety features and insurance premiums is more direct than ever. Whether you're buying a hatchback or a luxury SUV, understanding how vehicle safety regulations influence insurance costs is essential to making smarter financial decisions.