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  • Overview
  • Features And Benefits
  • Save on Premium
  • Calculate Premium
  • Types of Home Insurance
  • Coverages
  • Compare Plans
  • Premium Components
  • Eligibility and Required Documents
  • Buy / Renew
  • Claim Process
  • Terminologies
  • Policy Download
  • FAQs
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Frequently Asked Questions about Home Insurance

Why home insurance is necessary?

It is important to have a home insurance policy to protect the property against losses and damages that may occur in the event of burglaries, fires, floods, storms and earthquakes

What are the benefits of buying Shriram Home Insurance online?

  • Purchase home insurance online anytime, anywhere with Shriram General Insurance
  • Research, compare and buy the most suitable policy according to the requirements
  • Affordable premium with minimal documentation
  • A digital-friendly process for a quick claim settlement

What is the age limit to buy Shriram Home Insurance?

No. There is no age restriction for buying Shriram Home Insurance

What are the coverages available with home insurance?

Home Building Only Cover

Home Contents Only Cover

Home (Building & Contents) Cover

What does Home Building Only cover provide?

One can purchase the Home Building Cover if he/she is the owner or tenant of a home building. Home contents insurance can also be purchased for valuable items in a home

On what basis Shriram Home Insurance policy premium is calculated?

The premium calculation is based on the total area of the premises insured and the total cost of the building construction

Can I pay my Shriram Home Insurance policy premium in instalments?

No. Shriram Home Insurance policy premium must be paid as a single payment before the risk starts

What is the maximum timeframe for the claim survey?

Depending on the area of the insured premises, it will take a maximum of 7 days to submit the survey report

What are the benefits of Shriram Home Insurance online claim process?

  • Quick intimation of claims
  • 24*7 claim support
  • Cashless claim settlement
  • Easy survey procedures
  • Updated claim status

What is the maximum period of Shriram Home Insurance policy?

The maximum period of a Shriram Home Insurance’s building only cover is 10 years

Can I add additional covers after two years of home insurance policy purchase?

Yes. The add-ons can be included even after the purchase of the home insurance policy for an additional premium

What our customers say ?

4.6

1753+ Customer Ratings

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MARCUS MANOHAR PARKHE

Mr. Khalil, your Executive was very coperative. the overall experience was very good. Thank you.

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Good

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VAISHALI VAIBHAVKUMAR PANDYA

very good

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IRDAI Consumer Education:- Insurance is the subject matter of solicitation. IRDAI Registration Number - 137. CIN No. U66010RJ2006PLC029979. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS. IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

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